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New York State Department of Financial Services

Weekly Banking Bulletin

July 3, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous

Regulatory Unit Codes

CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

June 19, 2015 (SF-LFS)
PREFERRED CREDIT, INC.
3051 2nd Street South, Suite 200, Saint Cloud, Stearns County, MN 56301-3201

Notification received for a change of headquarters location from 3051 2nd Street South, Suite 200, Saint Cloud, Stearns County, MN 56301-3201 to 628 Roosevelt Rd, Suite #100, St. Cloud, Stearns County, MN 56301.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


June 26, 2015 (TM-LFS)
PAYNEARME MT, INC.
292 Gibraltar Drive, Suite 104, Sunnyvale, CA   94089

Application for a license to engage in business as a transmitter of money, received.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


June 30, 2015 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF GREATER ATLANTA, INC. U/A/N CLEARPOINT CREDIT COUNSELING SOLUTIONS 
270 Peachtree Street, NW, Atlanta, Fulton County, GA 30303

Application was received for a license to operate a budget planner branch office at the following locations:

  1. 10426 Jackson Oaks Way, Suite 103, Knoxville, TN 37922
  2. 1615 Wade Hampton Blvd., Suite C, Greenville, SC 29609
  3. 1400 Lakeover Road, Suite 120, Jackson, MS 39213
  4. 3191 Maguire Blvd., Suite 100, Orlando, FL 32803
  5. 2730 Elkcam Blvd., Deltona, FL 32738
  6. Transworld Building, 4100 W. Kennedy Blvd., Suite 130, Tampa, FL 33609
  7. Cedar Square, 2112 South Congress Avenue, Suite 200, Palm Springs, FL 33406

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

July 01, 2015 (MB-MBD)
Full Service Branch
Guidance Residential, LLC
171-21 Jamaica Avenue, 1st Floor, Jamaica, NY 11432

July 01, 2015 (MB-MBD)
Full Service Branch
Franklin First Financial, Ltd. D/B/A Franklin First Mortgage Bankers
Additional DBA’s: Presidents First Mortgage Bankers
Senior Funding Group
Two Executive Drive, Suite #780, Fort Lee, NJ 07024

July 01, 2015 (MB-MBD)
Full Service Branch
The Money Source Inc.
500 S. Broad Street, Suite #100A, Meriden, CT 06450


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

November 19, 2014

998537

Christina Marie Clough

Lake Bluff, IL

December 18, 2014

309656

Jules Zaphire

Poughquag, NY

February 6, 2015

1246382

Ruidi Cao

Flushing, NY

February 16, 2015

217667

Malgorzata Kielpinski

Matawan, NY

April 13, 2015

1294771

Jordan Lewis Hoffman

Indianapolis, IN

April 16, 2015

236572

Michael Frank Aglialoro

Middle Village, NY

April 28, 2015

1179999

Sultana Momotaz Chowdhury

Sterling Heights, MI

April 30, 2015

20165

Michael E Grimes

Albany, NY

May 1, 2015

991288

Tadd Ryan Howard

Cumming, GA

May 5, 2015

613266

Ben J Ostrander

Ballston Spa, NY

May 5, 2015

1179847

James Vernon Smith

Hoschton, GA

May 8, 2015

295089

Deano Denville Tracey

Jamaica, NY

May 18, 2015

69120

Kenneth Lloyd Rodriguez

Newport Beach, CA

May 28, 2015

916213

Don Lee Velarde

Stanton, CA

June 5, 2015

1289183

Pedro Cepeda Jr

Jackson Heights, NY

June 8, 2015

998868

Gassan Fatouhi

Commerce, MI

June 8, 2015

1007313

Richard J. Southern

Flushing, NY

June 8, 2015

1273619

Joseph Walter Stackpoole

Marine City, MI

June 12, 2015

1333698

Patrick Ryan Morrison

Ypsilanti, MI

June 12, 2015

1282253

Elizabeth Munoz

Scottsdale, AZ

June 12, 2015

951093

Marvin Ibrahim Alkasmikha

sterling heights, MI

June 12, 2015

393669

Ang Ho Lam

Whitestone, NY

June 12, 2015

1337280

Richard Jay Iasparo

West Islip, NY

June 12, 2015

1140483

Denaz Thomas Taylor

Detroit, MI

June 17, 2015

195346

Cabena Thomas Holmes

Willow Grove, PA

June 17, 2015

1329800

John Charles Feuerstein

Ponte Vedra, FL

June 17, 2015

1250000

Robert M Donnelly

Babylon, NY

June 17, 2015

199879

James Christopher Mahieu

Jackson, MI

June 18, 2015

1290262

Bradley Richard Navarra

BETHLEHEM, PA

June 18, 2015

1365229

Temitayo Olurotimi Fawehinmi

Baltimore, MD

June 18, 2015

206709

Kenneth O'neal Kinzalow

Marietta, GA

June 18, 2015

58811

Ann Marie Manfredi

West Nyack, NY

June 18, 2015

1018043

Colin Joseph Zarrilli

Deptford, NJ

June 18, 2015

148977

Patti Ann Crosswhite

Pataskala, OH

June 19, 2015

390114

Matthew Robert Reitzel

Palm Coast, FL

June 19, 2015

487830

Jack Ray Chase

Exeter, RI

June 22, 2015

221324

Darius John Mirshahzadeh

Oakland, CA

June 22, 2015

1314579

Romhaad Azell Davis

Indianapolis, IN

June 22, 2015

1332880

Melanie Lynne LaFlam

Ortonville, MI

June 23, 2015

930302

Christina Louise Grimes

Cedar Hill, TX

June 23, 2015

1365197

Scott McKinley Scaggs

Orange, CA


SECTION II

June 29, 2015 (CB-CRB)
JEFF BANK
4864 State Route 52, Jeffersonville, NY 12748

Authorization issued to change the location of limited service branch office from 33 Anawana Lake Road, Village of Monticello, Town of Thompson, Sullivan County, New York 12701 to a full service banking office located at 18 Anawana Lake Road, Village of Monticello, Town of Thompson, Sullivan County, New York 12701, on or after June 27, 2015.


June 29, 2015 (FA-CRB)
BANK LEUMI LE-ISRAEL B.M.
24-32 Yehuda Halevi Street, Tel Aviv, Israel 61000l

New York Agency license at 562 Fifth Avenue, New York, New York 10036 surrendered on June 10, 2015.


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

June 29, 2015 (BR-MBD)
Full Service Branch
Cashnowrefi In Lieu of True Name Meridian Home Mortgage Corporation
1363 N. Main Street, 1st Floor, Hampstead, MD 21074


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

June 29, 2015 (MB-MBD)
Full Service Branch
United Mortgage Corp. UAN NY Finest Funding
Additional DBA: United Global Group
28 West Flagler Street, Suite #601, Miami, FL 33130

June 29, 2015 (MB-MBD)
Full Service Branch
Ark Mortgage, Inc.
331-333 Rutledge Street, Suite #202, Brooklyn, NY 11211

June 29, 2015 (MB-MBD)
Full Service Branch
United Mortgage Corp. UAN NY Finest Funding
Additional DBA(S): United Global Group
449 Deanna Lane, Charleston, SC 29492


Certificate to engage in the business of a Mortgage Broker surrendered:

June 29, 2015 (BR-MBD)
Castle Rock Mortgage, Inc.
48 Sheryl Crescent, Smithtown, NY 11787 1336
Effective Date: June 18, 2015

June 29, 2015 (BR-MBD)
University Mortgage LLC
25 Main Street, Court Plaza North, Hackensack, NJ 07601
Effective Date: June 09, 2015


License to engage in the business of a Mortgage Banker surrendered:

June 29, 2015 (MB-MBD)
Atlantis Mortgage Co., Inc.
55 Oceanport Avenue, West Long Beach, NJ 07764 1427
Effective Date: June 18, 2015

June 30, 2015 (MB-MBD)
Continental Home Loans Inc. D/B/A Senior Home Loans
175 Pinelawn Road, Suite 303, Melville, NY 11747
Effective Date: June 30, 2015


License to engage in the business of a Mortgage Banker Branch surrendered:

June 29, 2015 (MB-MBD)
Full Service Branch
Atlantis Mortgage Co., Inc.
1505 Route 52, Suite 14, Fishkill, NY 12524
Effective Date: June 18, 2015

June 29, 2015 (MB-MBD)
Full Service Branch
Approved Funding Corp
2655 LeJeune Road, Suite 1110, Coral Gables, FL 33134
Effective Date: June 11, 2015

June 29, 2015 (MB-MBD)
Full Service Branch
Mortgage Access Corp. DBA Weichert Financial Services
455 Boston Post Road, Old Saybrook, CT 06475
Effective Date: June 10, 2015

June 29, 2015 (MB-MBD)
Full Service Branch
AEM Family Lending In Lieu of True Name American Equity Mortgage, Inc.
150 Motor Parkway, Suite 401, Office 413, Hauppauge, NY 11788
Effective Date: June 09, 2015

June 29, 2015 (MB-MBD)
Full Service Branch
MCS Mortgage Bankers, Inc. DBA Wholesale Direct
Additional DBA: Blu Lending, NYC
591 Stewart Avenue, 4th Floor, Garden City, NY 11530
Effective Date: June 12, 2015

June 29, 2015 (MB-MBD)
Full Service Branch
PMAC Lending Services, Inc.
4349 Easton Way, Suite 300, Columbus, OH 43219
Effective Date: June 23, 2015

June 30, 2015 (MB-MBD)
Full Service Branch
Springleaf Home Equity, Inc.
650 Stewart Avenue, Suite 20-A, Garden City, NY 11530
Effective Date: June 10, 2015


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

June 26, 2015 (BR-MBD)
Money Market Mortgage, LLC
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT 07074 2714

June 29, 2015 (BR-MBD)
Abound Financial Group, Inc.
751-759 Allerton Avenue, Suite 201, Bronx, NY 10467 8818

June 29, 2015 (BR-MBD)
Homequest Mortgage & Financial Services Corp.
250 Fulton Avenue, Suite 420, Hempstead, NY 11550

June 30, 2015 (BR-MBD)
Syamni Funding Inc.
135-30 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420 3023

June 30, 2015 (BR-MBD)
Northern Funding Corp.
1407 Route 9, Suite 7, Clifton Park, NY 12065

July 01, 2015 (BR-MBD)
Prisani Funding Corporation
251-61 Jericho Turnpike, 2nd Floor, Bellerose, NY 11426


Mortgage Broker Branch Certificate Address Changes:

July 01, 2015 (BR-MBD)
Americana Mortgage Group, Inc.
From: 11 Main Street, Suite 4, Southampton, NY 11968
To: 1673 North Highway, Suite #2, Southampton, NY 11968


Mortgage Loan Servicer Address Changes:

June 30, 2015 (MLS-MBD)
Home Servicing, LLC
From:    533 Highlandia Drive, Suite B, Baton Rouge, LA  70810
To:   2431 South Acadian Thruway, Suite 525, Baton Rouge, LA  70808

The following Licensed Mortgage Loan Originator (“MLO”) has entered into a Settlement Agreement with the Department in lieu of a hearing for a fine or revocation of his MLO license to settle violations of Section 420.20(a)(5) of the Superintendent’s Regulations, which prohibits an MLO from conducting business with an entity or individual which he or she knows or should know is an unlicensed mortgage banker or unregistered mortgage broker not otherwise exempt from licensing, registration and license requirements of Article 12-D and 12-E of the Banking Law. The Settlement Agreement terms and conditions include a fine of $3,800.

March 18, 2015
Peijian Chi (MLO)


The following application published in Weekly Bulletin dated June 26, 2015 is amended to read as follows:
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

June 11, 2015

1117359

David Edward Kemski

Detroit, MI


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

June 26, 2015

376158

Elaine Evereen Wint

Riviera Beach

FL

June 25, 2015

868420

Nicholas J DeMartino

S Glens Falls

NY

June 25, 2015

347843

Joseph James Verseput

Atlantic Beach

FL

June 25, 2015

767078

Jeremy Parker Hatcher

Jacksonville

FL

June 25, 2015

1222306

Dacia Elizabeth Hartz

Indianapolis

IN

June 25, 2015

929879

Scott Leonard Cardonick

Cinnaminson

NJ

June 25, 2015

222487

Allison Ada Ruvo

Milford

NJ

June 25, 2015

399024

Barry Leonard Young II

Jacksonville

FL

June 25, 2015

823517

Natalie Anne Forestal

Fishers

IN

June 25, 2015

1210973

Nicole Lee Mildenberger

Anderson

IN


 

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