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New York State Department of Financial Services

Weekly Banking Bulletin

September 4, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

August 26, 2015 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Application dated August 25, 2015, for permission to change the location of branch office from 8020 Flatlands Avenue, Borough of Brooklyn, City of New York 11236 to 956 Flatbush Avenue, Borough of Brooklyn, City of New York 11226, received.


August 27, 2015 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

Notice of intention to establish an electronic facility (automated teller machine) at the 8th Annual Block Party benefiting Ronald McDonald House New York, located at 73rd Street between 1st Avenue & York Avenue, Borough of Manhattan, City of New York, NY 10028, received.

(This is a mobile facility which is to operate on September 26, 2015, and annually thereafter at the above event.)


August 28, 2015 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Application dated August 27, 2015, for permission to change the location of branch office from 300 Park Avenue, Borough of Manhattan, City of New York, NY 10022 to 485 Madison Avenue, Borough of Manhattan, City of New York, NY 10022, received. 


August 28, 2015 (SB-CRB)
RHINEBECK BANK
2 Jefferson Plaza, Poughkeepsie, NY 12601

Application dated August 26, 2015, for permission to open and occupy a branch office at 252 Main Street, Goshen, Orange County, New York 10924, received.


August 31, 2015 (TM-LFS)
WORLD FIRST USA, INC.
2800 Crystal Drive, Suite 310, Arlington, VA 22202

Notification received for a change of headquarters location from 2800 Crystal Drive, Suite 310, Arlington, VA 22202 to 251 18th Street, Suite 550 Arlington, VA 22202.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


August 31, 2015 (TM-LFS)
TIPALTI, INC.
505 Hamilton Ave, Suite 230, Palo Alto, CA 94301

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


September 1, 2015 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Application dated August 31, 2015, for permission to open and occupy a branch office at 1201 Avenue J, Borough of Brooklyn, City of New York, NY 11230, received.


September 2, 2015 (TR-FWB)
MITSUBISHI UFJ TRUST & BANKING CORPORATION (U.S.A.)
420 Fifth Avenue, New York, NY 10018

Application dated September 1, 2015, for permission to change the location of principal office from 420 Fifth Avenue, Borough of Manhattan, City of New York, NY10018 to 1221 Avenue of the Americas, Borough of Manhattan, City of New York, NY 10020, received.


September 3, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish an electronic facility (automated teller machine) at 240 Royal Palm Way, Palm Beach, Palm Beach County, Florida 33480, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

September 01, 2015 (BR-MBD)
Applicant(s)
Abraham J. Bochner
Rivah Bochner
As: Onyx Equity Partners Corp.
86 Route 59, Spring Valley, NY 10977


Mortgage Banker License Name Change Received:

September 01, 2015 (MB-MBD)
From: Meridian Residential Capital LLC D/B/A First Meridian Mortgage
Additional DBA(s) MR Capital Group
To: FM Home Loans, LLC D/B/A MR Capital Group


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

December 17, 2014

854798

Michael Herbert Kaysen

Orland Park, IL

December 18, 2014

113068

Spence Killam

Morristown, NJ

April 1, 2015

613161

Richard Jason English

Jacksonville, FL

May 5, 2015

303661

Thomas Richard Hecker

Arvada, CO

May 13, 2015

1085606

Tzuchun Chen

Flushing, NY

July 16, 2015

204537

Michael A. Randazzo

Ocean, NJ

July 27, 2015

62959

Michael John Schmid

Ronkonkoma, NY

July 30, 2015

1009176

Thomas Jay Corzine

San Diego, CA

August 6, 2015

345674

Todd E Randall

Yonkers, NY

August 6, 2015

853402

Dana S Witler

Syosset, NY

August 7, 2015

1229855

Brian Douglas Woods

San Diego, CA

August 7, 2015

849495

Bella Moshel

Rego Park, NY

August 13, 2015

1390203

Amanda Leigh Casey

Stony Point, NY

August 14, 2015

1387630

Michelle Rebecca McGregor

Prosper, TX

August 17, 2015

1117368

Kristin Lynn Komander

Woodhaven, MI

August 17, 2015

1228501

Kurt Michael Brandly

Detroit, MI

August 17, 2015

1194753

Lindsey Marie Christiansen

Detroit, MI

August 17, 2015

1100121

Kevin P Schrader II

Speedway, IN

August 17, 2015

1295775

Rania Christine Geraisy

Livonia, MI

August 18, 2015

1247800

Jared James Henninger

White Lake, MI

August 18, 2015

538426

Ebuni Nicole Mosley

Redford, MI

August 18, 2015

1238331

Christopher John Redmond

Auburn Hills, MI

August 18, 2015

1311852

Kenneth John Mullis

Knoxville, TN

August 18, 2015

1076431

Stephanie Lynn Boji

Detroit, MI

August 18, 2015

1367458

Wesley Campbell Carter

Knoxville, TN

August 18, 2015

1178061

Matthew William Motsinger

Detroit, MI

August 18, 2015

1220570

Robert Louis Stanable

Mount Clemens, MI

August 18, 2015

1149027

Hassan Nabil Ajami

Livonia, MI

August 18, 2015

1220001

Matthew Joseph Bishop

Clawson, MI

August 18, 2015

1238354

Julian Ron Yaldo

West Bloomfield, MI

August 18, 2015

1220369

Jason Michael Mallouf

Saint Clair Shores, MI

August 18, 2015

1390107

Robert Ralph Gaudioso

Lake Grove, NY

August 18, 2015

1237813

Bharat Srivastav Saran

Detroit, MI

August 18, 2015

1389700

Rodwell Stephen Pascascio Jr

Riverside, CA

August 19, 2015

1237673

Frank Edward Berardi

Grosse Pointe Farms, MI

August 19, 2015

896809

Trung Chi Ha

Stanton, CA

August 19, 2015

1339414

Justin Arthur Lente

Charlotte, NC

August 20, 2015

865568

Jace Emerson Rogiers

Carmel, IN

August 20, 2015

542924

Jonathon Eric Kowalsky

Parma, OH

August 21, 2015

17876

Patrick Joseph Flynn

Noblesville, IN

August 21, 2015

1341388

Kristin Marie Galbraith

Noblesville, IN

August 21, 2015

1368986

Mark Edward Goshell

Carmel, IN

August 21, 2015

172510

Michael Douglas Kinder

Fishers, IN

August 21, 2015

445906

Gary Lee McCoy

Indianapolis, IN

August 21, 2015

226704

Thomas Craig Penley Jr

Noblesville, IN

August 21, 2015

1186363

Shevellynne Anderson

Scottsdale, AZ

August 21, 2015

5031

Matthew Michael Soto Jr

Orange, CA

August 21, 2015

1392882

Joshua Kane Walter

Columbia, MO

August 24, 2015

1395172

Sophie Marie Spenia

McCordsville, IN


SECTION II

August 6, 2015 (CC-LFS)
COLLEGE POINT CHECK CASHING, INC.
18-30 College Point Boulevard, College Point, NY 11356

License to engage in business as casher of checks at 19-10 Hazen Street, East Elmhurst, NY 11370,
surrendered effective August 6, 2015.


August 26, 2015 (LL-LFS)
AMERICREDIT FINANCIAL SERVICES, INC. 
4001 Embarcadero Drive, Arlington, TX 76014

License to engage in business as a licensed lender company at 4001 Embarcadero Drive, Arlington, TX 76014 was surrendered.


August 28, 2015 (SF-LFS)
BLUESKY FINANCIAL SERVICES, INC.
5000 Executive Parkway, Suite 275, San Ramon, CA  94583 

License to engage in business as a sales finance company was surrendered.


August 28, 2015 (SF-LFS)
PREFERRED CREDIT, INC.
628 Roosevelt Road, Suite # 100, St. Cloud, Stearns County, MN 56301

License rider issued to reflect a change of headquarter location from 3051 2nd Street South, Suite #200, St. Cloud, Stearns County, MN 56301-3201 to 628 Roosevelt Road, Suite #100, St. Cloud, Stearns County, MN 56301.


August 31, 2015 (FA-FWB)
KOREA EXCHANGE BANK
66, Euljiro, Jung-gu, Seoul 100-793, Korea

Application, pursuant to Section 26 of the Banking Law, to establish and maintain an agency at 650 Fifth Avenue, Borough of Manhattan, City of New York, NY 10019, approved.  The name of the bank will be changed to “KEB Hana Bank” effective September 1, 2015.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

August 31, 2015 (MB-MBD)
Full Service Branch
Network Capital Funding Corporation
1000 NW 57th Court, Suite #200, Miami, FL 33126

August 31, 2015 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
114 Willow Avenue, Unit G, Hoboken, NJ 07030

August 31, 2015 (MB-MBD)
Full Service Branch
Mortgage World Bankers, Inc.
2658 Coney Island Avenue, 1st Floor, Brooklyn, NY 11223

August 31, 2015 (MB-MBD)
Full Service Branch
M.T.G. Capital In Lieu of True Name Mortgage Capital Associates, Inc.
278 Collingwood Street, Suite #1, Ann Arbor, MI 48103

August 31, 2015 (MB-MBD)
Full Service Branch
Ark Mortgage, Inc.
48 Bakertown Road, Suite #403, Monroe, NY 10950

August 31, 2015 (MB-MBD)
Full Service Branch
Plaza Home Mortgage, Inc.
9740 Scranton Road, Suite #300, San Diego, CA 92121


Certificate to engage in the business of a Mortgage Broker surrendered:

August 31, 2015 (BR-MBD)
Royal Residential Mortgage In Lieu of True Name Royal Mortgage Corp.
2301 E Street NW, Suite A205, Washington, DC 20037
Effective Date: August 18, 2015


License to engage in the business of a Mortgage Banker Branch surrendered:

August 31, 2015 (MB-MBD)
Full Service Branch
MCS Mortgage Bankers, Inc. DBA Wholesale Direct
Additional DBA(S): Blu Lending, NYC
230 Passaic Avenue, 2nd Floor, Fairfield, NJ 07004
Effective Date: August 28, 2015


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

August 28, 2015 (BR-MBD)
Money Market Mortgage, LLC
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT 07074 2714


Mortgage Banker License Name Changes:

August 31, 2015 (MB-MBD)
From: Seterus, Inc.
To: Kyanite Services, Inc.


Mortgage Loan Servicer Name Change approved:

August 31, 2015 (MLS-MBD)
From: Kyanite Financial Business Services, Inc.
To:  Seterus, Inc.


Mortgage Broker Certificate Address Changes:

September 01, 2015 (BR-MBD)
Block Financial Resources LLC
From: 20 West 38th Street, Suite 204, New York, NY 10018
To: 1123 Broadway, Suite 621, New York, NY 10010 2109


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

August 27, 2015

141665

Robert Hartwell Murray

Glens Falls

NY

August 27, 2015

533223

Renee Michael

Shelby Twp

MI

August 27, 2015

117186

Saman Rabbanifar

Great Neck

NY

August 27, 2015

276620

Steven L Luzzi

Chatham

NJ

August 27, 2015

101650

Jonathan James Cecil

Charlotte

NC

August 28, 2015

728814

Joshua A. Westreich

Hoboken

NJ

August 28, 2015

209806

Todd David Pezzi

Narragansett

RI

August 28, 2015

267427

Luis Raul Padilla

Guaynabo

PR

August 28, 2015

1082064

Michael Stephen Glover

Mansfield

MA

August 28, 2015

583098

Peter B. Shapiro

Syosset

NY

September 2, 2015

1211833

Angela Marie Haas

Tempe

AZ

September 2, 2015

1222466

Samuel Thomas Jorgensen

Scottsdale

AZ


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

August 21, 2015

7058

Leslie McKevitt

East Northport

NY

Meadowbrook Financial
Mortgage Bankers Corp.

August 21, 2015

72585

Mauricio A. Carrasco  

Melville

NY

Bodi Mortgage Corp

August 21, 2015

1313135

Chirag K Amin

Williamsville

NY

Premium Mortgage Corp.

August 21, 2015

1309794

Roxanna Kavanaugh Gillen

Oswego

NY

Premium Mortgage Corp.

August 21, 2015

1031684

Michael Martin Mackin

East Northport

NY

East Coast Funding Of
New York, Inc.

August 21, 2015

347537

Thomas A Barraco

New York

NY

Avp Mortgage Solutions, LLC

August 21, 2015

423124

Giovanni Derick Giacalone

Merrick

NY

Prudential Borrowing, LLC

August 21, 2015

1301893

Caryn Anna Caliendo

Floral Park

NY

Sunrise Mortgage Company

August 21, 2015

172087

John Ying Jie Wang

New Hyde Park

NY

Vanguard Funding LLC

August 27, 2015

1162566

Steven Paul Cariati

Glenmont

NY

SEFCU Services, LLC

August 21, 2015

61666

Kathleen Susan Belson

Lockport

NY

1st Priority Mortgage, Inc.

August 21, 2015

1263985

Keith Bryan Dunne

Massapequa

NY

Canyon Mortgage Corp

August 21, 2015

1016651

Erapalli Sahadeo

Queens Village

NY

Great Northern Mortgage Corp.

August 21, 2015

1161875

Joseph LaCentra

Huntington

NY

United Mortgage Corp.

August 21, 2015

364123

Kristin Demola-Kelso

Hackettstown

NJ

Homebridge Financial Services, Inc.

August 21, 2015

1336672

Lisa Marie Camarro

Bergenfield

NJ

Homebridge Financial Services, Inc.

August 21, 2015

130622

G M Fortuno-Florian

Center Moriches

NY

Guardhill Financial Corp.

August 21, 2015

1242650

Karen E. D'Attoma

Ronkonkoma

NY

Fairfield Services M, LLC

August 21, 2015

396588

Peter Keith Haubruck

Denville

NJ

Heritage Mortgage Banking Corp.

August 21, 2015

32061

Katherine Jane Nord

Shelby Township

MI

Urban Fulfillment Services, LLC

August 21, 2015

1313586

Elad Gebus

Lakewood

NJ

Ark Mortgage, Inc.

July 22, 2015

60632

Nicholas G Guthrie

Queens Village

NY

American Capital Mortgage, Inc

August 21, 2015

52985

Jason Keith Terhune

Mahwah

NJ

Residential Home Funding Corp.

August 21, 2015

1364509

Jacklyn Rose Daube

Farmingville

NY

New Penn Financial, LLC

August 21, 2015

301999

Lee Lina Loeung

Cerritos

CA

Sun West Mortgage Company, Inc.

August 21, 2015

1210978

Lisa Ann Schroeder

Indianapolis

IN

Freedom Mortgage Corporation

August 27, 2015

22516

Monte Friedman

New York

NY

Freedom Mortgage Corporation

August 21, 2015

673164

Jordana Marlayn DelVecchio

Chappaqua

NY

Luxury Mortgage Corp.

 

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