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New York State Department of Financial Services

Weekly Banking Bulletin

September 25, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

September 9, 2015 (TM-LFS)
CATALINA ACQUISITIONS, LLC
c/o Conrad Management Corp.
1176 Main Street, Suite A, Irvine, CA 92614

An application to acquire 100% of Tempo Financial US Corp. d/b/a i-transfer, located at 7935 E. Prentice Avenue, Suite 300W, Greenwood Village, CO 80111, received.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


September 9, 2015 (TM-LFS)
CATALINA ACQUISITIONS, LLC
c/o Conrad Management Corp.
1176 Main Street, Suite A, Irvine, CA 92614

An application to acquire 100% of MEMO Financial Services New York, Inc., located at 1029 Mumma Road, Wormleysburg, PA 17043-1118, received.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


September 14, 2015 (TM-LFS)
GOOGLE PAYMENT CORP. U/A/N GOOGLE WALLET
1600 Amphitheatre Parkway, Mountain View, CA 94043-1351

Notification received for a change of name from Google Payment Corp. U/A/N Google Wallet to Google Payment Corp. U/A/N Google Wallet U/A/N Android Pay.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


September 15, 2015 (SF-LFS)
HYUNDAI CAPITAL AMERICA, INC. U/A/N HYUNDAI MOTOR FINANCE AND KIA MOTORS FINANCE
3161 Michelson Drive, Suite 1900, Irvine, Orange County, CA 92612-4418

Application to relocate a branch from 210 Commerce, Irvine, Orange County, CA 92602-1318 to 4000 MacArthur Boulevard, Newport Beach, Orange County, CA 92660, received.

The publication of receipt of this application does not indicate that the application is complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


September 17, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Notice of intention to establish an electronic facility (automated teller machine) at Rutter’s Farm Store #52, 1400 Baltimore Street, Penn Township, York County, Pennsylvania 17331, received.


September 17, 2015 (FA-FWB)
BANCO INDUSTRIAL DE VENEZUELA, C.A.
Tercera Avenida de las Delicias - Torre Financiero Banco Industrial
Caracas, Venezuela

Notice pursuant to Section 605.11 of the Banking Law of the intention to voluntarily liquidate its New York agency located at 900 Third Avenue, New York, NY 10022, received.


September 22, 2015 (TM-LFS)
JANATA EXCHANGE CO., INC.
60 East 42nd Street, Suite 1060, New York, NY 10165

Notification of a change of headquarters location from 60 East 42nd Street, Suite 1060, New York, NY 10165 to 37-18 73rd Street, Suite1R, Jackson Heights, NY 11372, received.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


September 23, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354
NEW YORK COMMERCIAL BANK (BK-CRB)
One Suffolk Square, Islandia, NY 11749

Application, pursuant to Section 601 of the New York Banking Law, for New York Commercial Bank to merge with and into New York Community Bank, received.

The comment period on this notice will expire October 27, 2015.


September 24, 2015 (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

Bulletin item, which appeared in the August 28, 2015, Weekly Bulletin, advising of the receipt of application, pursuant to Section 601-a of the Banking Law, for the purchase of certain assets and assumption of certain liabilities of GE Capital Bank, is amended to reflect that the comment period will expire on October 28, 2015.


Application to establish a Mortgage Banker's Branch received for examination:

September 22, 2015 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
145 East 57th Street, 6th Floor, New York, NY 10022

September 22, 2015 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
40 Bey Lea Road, Suite C-201, Toms River, NJ 08755

September 22, 2015 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
387 South Main Street, New City, NY 10956

September 22, 2015 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
585 Stewart Avenue, Suite L-90, Garden City, NY 11530


Application to establish a Mortgage Loan Servicer's Branch received for Examination:

September 21, 2015 (MLS-MBD)
Full Service Branch
Green Tree Servicing, LLC
8200 IH10-W, Suite 500, San Antonio, TX  78230


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

June 1, 2015

324305

Michael K Achillas

Bayside, NY

June 16, 2015

424961

Seth Young

Philadelphia, PA

July 24, 2015

185515

Louis Borgella

South Ozone Park, NY

August 5, 2015

1144824

Matthew Stephen Bellinger

Richmond, VA

August 5, 2015

1381047

Michael Pendergast

Astoria, NY

August 11, 2015

767963

Kevin Andrew Kilbride

Belford, NJ

August 24, 2015

87217

German A Sissa

Manhasset, NY

August 28, 2015

221070

Ronald Eugene Raftery

Brick, NJ

September 4, 2015

1391317

Eliza Lee Arnold

Columbia, MO

September 4, 2015

1212141

Simce Simon Zlatevski

Macomb, MI

September 4, 2015

1030814

Stalin Alfred Pena

Chandler, AZ

September 4, 2015

1177493

Hussein Ali Berro

Dearborn, MI

September 4, 2015

1237788

Jeremy Cecil Price

Detroit, MI

September 4, 2015

1168486

Richard Hee Jin Yoon

Troy, MI

September 4, 2015

1117348

Michael David Herter

Ann Arbor, MI

September 4, 2015

1177825

Justin Patrick Soullier

Oak Park, MI

September 4, 2015

1376418

Ryan Michael Nickels

Southgate, MI

September 4, 2015

1376488

Brian Clark Margolit

Royal Oak, MI

September 4, 2015

1177806

Adam Richard Smith

Detroit, MI

September 4, 2015

1076830

Trevor Thomas Harrigan

Lincoln Park, MI

September 4, 2015

1273467

Jonathan Robert Koshewitz

West Bloomfield, MI

September 4, 2015

1262991

Steven S Hindo

West Bloomfield, MI

September 4, 2015

1211938

Yousip Atour Golani

Dearborn Heights, MI

September 4, 2015

1177895

Dylan James Frazier

Madison Heights, MI

September 4, 2015

1247691

Melissa Kathleen Delia

Chesterfield, MI

September 4, 2015

1177889

Elizabeth Alice Fox

Grosse Pointe Park, MI

September 4, 2015

5325

Scott William Kopecky

Warren, RI


SECTION II

June 30, 2015 (BP-LFS)
AMERICAN CREDIT ALLIANCE, INC.
2 South Delmorr Avenue, Suite 501, Morrisville, PA  19067

License to engage in business as a budget planner was surrendered.


August 20, 2015 (BP-LFS)
AMERICAN CREDIT COUNSELORS, INC.
23123 State Road 7, Boca Raton, FL 33428

License to engage in business as a budget planner was surrendered.


September 11, 2015 (LL-LFS)
ONEMAIN FINANCIAL, INC.
300 St. Paul Place, Baltimore, MD 21202

License issued for the change of branch location from 1756 Forest Avenue, Forest Promenade Suite H, Staten Island, NY 10303 to 1150 South Avenue, Southport Plaza – Suite 304A, Staten Island, NY 10314.  In conjunction with this license, and in accordance with Section 350(3) of the New York Banking law, authority for the solicitation and sale of home security and automotive security plans at 1150 South Avenue, Southport Plaza – Suite 304A, Staten Island, NY 10314 was also granted.

In connection with the above license issuance, the license lender’s supplemental license authorizing the solicitation and sale and of home security and automotive security plans at 1756 Forest Avenue, Forest Promenade Suite H, Staten Island, NY 10303 was surrendered.


September 17, 2015 (TM-LFS)
KEB USA INTERNATIONAL CORP.
460 Park Avenue, New York, NY 10022

License to engage in business as a licensed transmitter of money was surrendered.


September 21, 2015
CIRCLE INTERNET FINANCIAL, INC. (VC-CM, TM-LFS)
332 Congress Street, 4th Floor, Boston, MA 02210

Application for a license to engage in virtual currency business activity approved.

Application for a license to engage in business as a transmitter of money approved.

September 22, 2015 (CC-LFS)
COLLEGE POINT CHECK CASHING, INC.  
18-30 College Point Boulevard, College Point, NY 11356

The principal office of the licensed casher of checks was changed from 19-10 Hazen Street, East Elmhurst, NY 11370 to 18-30 College Point Boulevard, College Point, NY 11356.  

In connection with the above, new licenses were issued and the original check casher licenses were surrendered.


September 22, 2015 (BK-CRB)
THE WESTCHESTER BANK
12 Water Street, White Plains, NY 10601

Authorization issued to open and occupy a branch office at 305 Mamaroneck Avenue, Mamaroneck, Westchester County, New York 10543.  


September 22, 2015 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at the 8th Annual Block Party benefiting Ronald McDonald House New York, located at 73rd Street between 1st Avenue & York Avenue, Borough of Manhattan, New York, NY  10028. 

(This is a mobile facility which is to operate on September 26, 2015, and annually thereafter at the above event.)


September 23, 2015 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Authorization issued to open and occupy a branch office at 314 7th Avenue, Borough of Brooklyn, City of New York 11215, on or after September 23, 2015.


September 23, 2015 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Authorization issued to open and occupy a branch office at 2582 Hyland Boulevard, Borough of Staten Island, City of New York 10306, on or after September 23, 2015.


September 23, 2015 (SB-CRB)
RHINEBECK BANK
2 Jefferson Plaza, Poughkeepsie, NY 12601

Authorization issued to open and occupy a branch office at 252 Main Street, Goshen, Orange County, New York 10924, on or after September 24, 2015.


September 23, 2015 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Approval given to change the location of branch office from 1117 Eastern Parkway (Utica Ave.), Borough of Brooklyn, City of New York 11213 to 1230 Fulton Street, Borough of Brooklyn, City of New York 11216, on or after September 24, 2015.


September 23, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at 240 Royal Palm Way, Palm Beach, Palm Beach County, Florida 33480.


September 23, 2015 (TR-CRB)
GEMINI TRUST COMPANY, LLC
30 West 24th Street, 4th Floor, New York, New York 10010

Articles of Organization approved and filed.


September 23, 2015 (TR-CRB)
GEMINI TRUST COMPANY, LLC
30 West 24th Street, 4th Floor, New York, New York 10010

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law approved.


September 24, 2015 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Approval given to change the location of branch office from 300 Park Avenue, Borough of Manhattan, New York, NY 10022 to 485 Madison Avenue, Borough of Manhattan, New York, NY 10022 on or after September 25, 2015.


September 24, 2015 (SB-CRB)
PIONEER SAVINGS BANK
21 Second Street, Troy, NY 12180

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at 433 River Street, Troy, Rensselaer County, New York 12180.  (This electronic facility will replace the facility at Siek Campus Center at Hudson Valley Community College, 80 Vandenburgh Avenue, Troy, Rensselaer County, New York 12180.)  


September 24, 2015 (TR-CRB)
HABIB AMERICAN BANK
99 Madison Avenue, New York, NY  10016

Approval given to change the location of branch office from 74-05/07 37th Avenue, Jackson Heights, Borough of Queens, City of New York 11372 to 74-09 37th Avenue, Jackson Heights, Borough of Queens, City of New York 11372, received.  (This branch is presently operating at temporary quarters at 37-20/22 74th Street, Jackson Heights, Borough of Queens, City of New York 11372.)


Certificate to engage in the business of a Mortgage Broker surrendered:

September 17, 2015 (BR-MBD)
Centex Capital Corp. D/B/A World One Financial
125-10 Queens Boulevard, Suite 315, Kew Gardens, NY 11415 1506
Effective Date: September 11, 2015


License to engage in the business of a Mortgage Banker Branch surrendered:

September 21, 2015 (MB-MBD)
Full Service Branch
Prospect Lending, LLC In Lieu of True Name Prospect Mortgage, LLC
55 Corporate Drive, Suite #115, Trumbull, CT 06611
Effective Date: September 17, 2015


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

September 17, 2015 (BR-MBD)
Edward L Koester
1457 Knapp Street, Bronx, NY 10469

September 22, 2015 (BR-MBD)
P.A. Dominguez, Inc. DBA First Network Mortgage Company
72 Belvedere Drive, Yonkers, NY 10705

September 22, 2015 (BR-MBD)
Nicholas Palumbo DBA The Money Express
52 Harrigan Road, Hopewell Junction, NY 12533

September 23, 2015 (BR-MBD)
Homequest Mortgage & Financial Services Corp.
250 Fulton Avenue, Suite 420, Hempstead, NY 11550

September 23, 2015 (BR-MBD)
First Community Resources, Inc.
74-09 37th Avenue, Suite 415, Jackson Heights, NY 11372


Mortgage Broker Branch Certificate Address Changes:

September 23, 2015 (BR-MBD)
Bliss Home Funding Corp.
From: 138 West 25th Street, Suite 1013, New York, NY 10001
To: 89 Wolfs Lane, Ground Floor, Pelham, NY 10803


Mortgage Banker Branch License Address Changes:

August 12, 2015 (MB-MBD)
Guaranteed Rate, Inc.
Full Service Branch
From: 300 Metro Center Boulevard, Suite 200, Warwick, RI  02886
To: 475 Kilvert Street, Suite 110, Warwick, RI  02886


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

September 15, 2013

989667

Alan Michael Allen

Newport Beach, CA

loanDepot.com, LLC

August 26, 2014

1208968

Christine Nia Yokoyama

Irvine, CA

loanDepot.com, LLC

October 6, 2014

1107240

Adam Jerome Swanson

Gilbert, AZ

loanDepot.com, LLC

May 15, 2015

739923

Bonnie Jean Reyes

Carrollton, TX

loanDepot.com, LLC


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

September 22, 2015

5429

Marc Steven Laudicina

Milford

CT

September 18, 2015

304273

Alison Marie Bair

Overland Park

KS

September 17, 2015

845282

Luis Alberto Vera

Little Elm

TX

September 21, 2015

1308134

David Earl Naylor

Anderson

IN

September 21, 2015

1210971

Lindsey Ann Hohman

Indianapolis

IN

September 21, 2015

793338

John Mario Marras

Largo

FL

September 18, 2015

1210977

Cristina Olvera

Indianapolis

IN

 

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