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New York State Department of Financial Services

Weekly Banking Bulletin

October 9, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

September 30, 2015 (FB-FWB)
BANCO ESPIRITO SANTO DE INVESTIMENTO, S.A.
Edificio Quartzo, Rua Alexandre Herculano, 38, 1269-161 Lisboa, Portugal

Application pursuant to Section 203.2 of the Banking Law to change the corporate name of Banco Espirito Santo de Investimento, S.A. to Haitong Bank, S.A., received.


October 8, 2015 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO
595 Market Street, 15th Floor, San Francisco, San Francisco County, CA 94105

A notification was received for a change of name

To:         Consumer Credit Counseling Service of San Francisco U/A/N BALANCE

From:    Consumer Credit Counseling Service of San Francisco

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

October 07, 2015 (MB-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
2500 York Road, Suite #110, Jamison, PA 18929

October 07, 2015 (MB-MBD)
Full Service Branch
Mid-Island Mortgage Corp.
2 South Main Street, Suite #4, Sayville, NY 11782


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

June 15, 2015

1373190

Victor Lee Bowie

Hanson Hills, CA

June 17, 2015

382035

Jennifer Fern Smith

Petaluma, CA 

June 24, 2015

894488

Nagina Mitchell

Jamaica, NY

June 30, 2015

1226945

Angela Ann Sheeler

Parkton, MD

July 1, 2015

409082

Eric Andrew Boucher

Pembroke, NH 

July 16, 2015

1377174

Cristoval J Soto

Midlothian, TX

July 23, 2015

1228913

Priscilla Molina

Phoenix, AZ

July 24, 2015

1235240

Jeffrey Robert Bergida

St Petersburg, FL 

July 27, 2015

1326030

Zachary Stephen Micciche

Chester, NJ

July 28, 2015

1379407

Maggie Wing Yi Wu

El Monte, CA 

July 28, 2015

1380876

David Adam Karol

Smithtown, NY

July 29, 2015

200229

Barry D. Ferrono

Robbinsville, NJ

August 4, 2015

691369

Jorge De La Rosa

Newtown, CT

August 4, 2015

365768

Philip Stevenson

Miami, FL 

August 5, 2015

1132209

Ouranea Ranea Nikolaou

Astoria, NY

August 5, 2015

144082

Brandon Marcel Gibbons

Lewisville, TX 

August 11, 2015

404325

Lawrence John Fiore

Southington, CT

August 11, 2015

413856

Gregory Francis Wareham

Holmdel, NJ

August 11, 2015

413630

Lucia Anna Pascarella

Morristown, NJ

August 14, 2015

1371487

Elinor Maleah Roberson

Midlothian, VA

August 18, 2015

407988

Jason R Tan

Brooklyn, NY

August 19, 2015

401099

James Robert Adams

Bernardsville, NJ

August 21, 2015

1385253

Shin Ochi

New York, NY

August 21, 2015

1372470

Lawrence Everett Turk

New York, NY 

August 24, 2015

1345183

Bo Yi Ng

Flushing, NY 

August 26, 2015

1374179

Younes Haddouche

Woodland Park, NJ 

September 3, 2015

1401181

Aryeh Brecher

Monsey, NY

September 3, 2015

1166893

Derek Figueroa

Glen Oaks, NY

September 3, 2015

331759

Sheldon Barry Rosenberg

Boynton Beach, FL

September 4, 2015

214994

Ira Roberson

East Orange, NJ

September 8, 2015

1118200

Danica Anne Verderbar

Royal Oak, MI

September 8, 2015

1186606

Jason Mansoor Mansoor

Madison Heights, MI 

September 8, 2015

1037722

Nicole Marisa Taylor

Canton, MI

September 8, 2015

1262610

Anthony Raynor Mareglia

Grosse Pointe, MI

September 8, 2015

1140506

Tammy Ann Wright

Livonia, MI 

September 8, 2015

1285833

Deon N Jones

Burlington, NJ 

September 8, 2015

342421

Tabatha April Sullivan

Prosper, TX 

September 8, 2015

1186624

Samer Abbas Nehmeh

Dearborn Heights, MI 

September 8, 2015

1087487

James Ryan Sura

Royal Oak, MI

September 8, 2015

1390817

Camille Engel

East Greenbush, NY 

September 9, 2015

1376137

Rhett Edward Hamel 

Dearborn, MI

September 9, 2015

1220550

Molly Marie Semke

Plymouth, MI

September 9, 2015

1392729

Samantha Lyn Branson

Jefferson City, MO

September 9, 2015

1247780

Ashley Nicole Gill

Westland, MI 

September 10, 2015

1096931

John Jeffery Books Jr.

Detroit, MI 

September 10, 2015

1392714

Zachary Tyler Brown

Columbia, MO

September 10, 2015

995089

Jacob Andrew Daugherty

Plano, TX

September 10, 2015

1117353

Pedro Rene Jane

Phoenix, AZ

September 10, 2015

1194959

Jessa Patricia Thomas

Phoenix, AZ

September 10, 2015

1117478

Kory James Nicholoff

Hazel Park, MI

September 10, 2015

1382198

Matthew Ross Davis

Greenwood, IN

September 10, 2015

1406662

Robert Ray Campman

Jacksonville, FL 

September 10, 2015

67961

Anthony Nigrelli

Thornwood, NY

September 12, 2015

1203322

Trevor Andrew Melvin

Garden City, MI 

September 12, 2015

1203208

Dustin Robert Ashley

Westland, MI

September 15, 2015

1200325

Christopher Anthony Brogna

Staten Island, NY 

September 23, 2015

265117

Anthony Joseph Defrancesco

Staten Island, NY 

September 23, 2015

1398668

Jestin Braejon Kusch

Parma, OH 

September 23, 2015

1398660

Chelsea Marie Bollinger

Highland Heights, OH

September 24, 2015

1398685

Nicole Wrubel

Middleburg Heights, OH

September 25, 2015

1387397

Todd Richard Lamperski

Perry, OH

September 25, 2015

1387436

Corey Michael Simpson

Cleveland, OH

September 28, 2015

79890

Ryan Douglas Pettit

Fishers, IN 

September 28, 2015

1378291

Joseph Michael Johnson

Greenwood, IN

September 28, 2015

426275

Dean Arthur Mattick

Noblesville, IN 

September 28, 2015

198223

Michael Kenneth Hudson

Cleveland, OH


SECTION II

August 17, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office in 5724 Wabash Avenue, Baltimore, Independent City, Maryland 21215, surrendered for cancellation.

Office discontinued as of August 14, 2015.


August 24, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch office 179 Main Street, Borough of Staten Island, City of New York 10307, surrendered for cancellation.

Office discontinued as of August 21, 2015


September 3, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch office at 1043 US Highway 9 North, Old Bridge, Middlesex County, NJ 08857, surrendered for cancellation.

Office discontinued as of August 28, 2015.


September 10, 2015 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601

Authorization granting permission to open and occupy a branch office at 1751 Second Avenue, Borough of Manhattan, City of New York 10128, surrendered for cancellation.

Office discontinued as of September 11, 2015.


September 18, 2015 (CU-CRB)
MONTAUK CREDIT UNION
111 West 26th Street, New York, NY 10001

On Friday, September 18, 2015, the Superintendent of the Department of Financial Services took possession of the business and property of Montauk Credit Union (“Montauk”), a New York State-chartered credit union.  The possession was taken pursuant to Section 606 of the Banking Law of the State of New York on the grounds that Montauk

  1. has violated the law;
  2. was conducting its business in an unauthorized or unsafe manner;
  3. was in an unsound or unsafe condition to transact its business; and
  4. could not with safety and expediency continue business.

The Superintendent subsequently appointed the National Credit Union Administration as conservator of Montauk pursuant to Section 634 of the Banking Law.


September 29, 2015 (BK-FWB)
SHINHAN BANK AMERICA
330 Fifth Avenue, 4th Floor, New York, NY 10001

Authorization issued to open and occupy a branch office at 3904 Convoy Street, Suites 123 and 124, San Diego, County of San Diego, California 92111, on or after September 30, 2015.


September 30, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at 1904 Emmorton Road, Bel Air, Harford County, Maryland 21015.


September 30, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Rutter’s Farm Store #52, 1400 Baltimore Street, Penn Township, York County, Pennsylvania 17331.


October 2, 2015 (FB-FWB)
MITSUBISHI UFJ TRUST AND BANKING CORPORATION 
4-5 Marunouchi 1-Chrome, Chiyoda-ku, Tokyo 100-8212, Japan
MITSUBISHI UFJ TRUST & BANKING CORPORATION (U.S.A.) 
420 Fifth Avenue, New York, NY 10018

Application, pursuant to Section 601-a of the Banking Law, for the purchase of certain assets and assumption of certain liabilities of Mitsubishi UFJ Trust & Banking Corporation (U.S.A.) by Mitsubishi UFJ Trust and Banking Corporation, approved.


October 2, 2015 (FB-FWB)
MITSUBISHI UFJ TRUST AND BANKING CORPORATION 
4-5 Marunouchi 1-Chrome, Chiyoda-ku, Tokyo 100-8212, Japan

Application, pursuant to Section 201-b of the Banking Law, requesting permission to exercise fiduciary powers, approved.


October 6, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch office 1764 Grand Avenue, Baldwin, NY 11510, surrendered for cancellation.

Office discontinued as of October 2, 2015


October 6, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch office 2150 Middle Country Road, Centereach, NY 11720, surrendered for cancellation.

Office discontinued as of October 2, 2015


October 8, 2015 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
HUDSON CITY SAVINGS BANK
West 80 Century Road, Paramus, New Jersey 07652

Application, pursuant to Section 601 of the Banking Law, for Hudson City Savings Bank to merge with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, accepted.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

October 01, 2015 (MB-MBD)
Pacific Union Financial LLC
8900 Freeport Parkway, Suite 150, Irving, TX 75063 2415


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

October 05, 2015 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
145 East 57th Street, 6th Floor, New York, NY 10022

October 05, 2015 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
40 Bey Lea Road, Suite C-201, Toms River, NJ 08755

October 05, 2015 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
387 South Main Street, New City, NY 10956

October 05, 2015 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
585 Stewart Avenue, Suite L-90, Garden City, NY 11530


Certificate to engage in the business of a Mortgage Broker surrendered:

October 01, 2015 (BR-MBD)
Marine Funding, Inc.
108-05 Liberty Avenue, Richmond Hill, NY 11419
Effective Date: September 29, 2015

October 07, 2015 (BR-MBD)
Capital City Home Mortgage Corp.
1000 Rutland Road, Brooklyn, NY 11212 2202
Effective Date: September 30, 2015


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

October 01, 2015 (BR-MBD)
Efficiency Funding LLC
3017 Beverly Road, Brooklyn, NY 11226


Mortgage Broker Certificate Address Changes:

October 01, 2015 (BR-MBD)
Mitchell-Lloyd Mortgage Corp DBA Advantage Home Lenders
From: 42 Academy Street, Lower Level, Patchogue, NY 11772
To: 2137 Deer Park Avenue, Suite B, Deer Park, NY 11729 1321

October 01, 2015 (BR-MBD)
Global Home Capital LLC
From: 2733 Lee Avenue, Suite 1, Sanford, NC 27332
To: 302 Davis Grove Circle, Suite 6007, Cary, NC 27519 2523

October 06, 2015 (BR-MBD)
Cashnowrefi In Lieu of True Name Meridian Home Mortgage Corporation
From: 698D Corporate Center Court, Westminster, MD 21157
To: 410 Meadow Creek Drive, Suite 213, Westminster, MD 21158


Mortgage Banker License Address Changes:

October 01, 2015 (MB-MBD)
FFC Mortgage Corp.
From: 2595 Brighton Henrietta Town Line Rd., Rochester, NY 14623
To: 155 Corporate Woods, Suite 320, Rochester, NY 14623


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

September 29, 2015

630690

Brendan Patrick Murphy

Mission Viejo

CA

September 29, 2015

1235494

Jesse Matthew Jones 

Roseville

CA

September 29, 2015

1200137

John William Georges

Westwood

NJ

September 29, 2015

1282198

Mary Ann Wojtila

Mentor

OH

September 29, 2015

453520

Phuong Ngoc Nguyen

Huntington Beach

CA

September 29, 2015

1244403

Alexander William Taylor

Richmond

VA

September 29, 2015

1094043

Dana Deneen Keyes

Indianapolis

IN

September 29, 2015

1175403

Antonio Lozano

Corona

CA

September 29, 2015

1272630

Brittany Shereen Dawoudi

Lakewood

OH

September 29, 2015

1203374

Scott Lewis Robbins

Rochester Hills

MI

September 30, 2015

1222065

Uran Blakaj

Staten Island

NY

September 30, 2015

1158569

Virgil Francis

Garfield

NJ

September 30, 2015

110829

Russell Jerry Ort

Port Washington

NY

September 30, 2015

847892

Colin Jeffrey McNulty

Lakewood

OH

October 1, 2015

66751

John Joseph Kennelly

East Rockaway

NY

October 1, 2015

66939

Steven Alan Hirsch

Oceanside

NY

October 1, 2015

147219

Anthony Santiago

Howard Beach

NY

October 1, 2015

172852

Patrick William O'Neill

Cranston

RI

October 1, 2015

299904

Brian Steven Palombo

Johnston

RI

October 1, 2015

728837

Daniel Owen Bucci

East Stroudsburg

PA

October 1, 2015

1195235

Christian Jay Werther

Novi

MI

October 1, 2015

796104

Debra Renu Barreto

Flushing

NY

October 2, 2015

1069111

Jonathan Alexander Johnson

Jacksonville

FL

October 2, 2015

296499

Antonio Russo

Bay Shore

NY

October 2, 2015

1203207

Debora Cassandra Amoles

Detroit

MI

October 2, 2015

1220572

O'Neil Depreist Swanson III

Bloomfield Hills

MI

October 2, 2015

1191958

Carlos Joel Flores-Perez

Dallas

TX


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval NMLS Name of Applicant City and  State Sponsor
October 1, 2015

185515

Louis Borgella

South Ozone Park

NY

Family First Funding LLC

October 1, 2015

38348

Thomas Sirico

Holmdel

NJ

Family First Funding LLC

October 1, 2015

390114

Matthew Reitzel

Palm Coast

FL

PHH Mortgage Corporation

October 1, 2015

648994

William Young

Ponte Vedra

FL Carrington Mortgage Services, LLC

October 1, 2015

281457 Terry  Weiler Newport Beach CA

Carrington Mortgage Services, LLC

October 1, 2015 648815 Christopher Austin Saint Augustine

FL

Carrington Mortgage Services, LLC

October 1, 2015

648959

Theresa Andreoni-Conwell

Ponte Vedra

FL

Carrington Mortgage Services, LLC

October 1, 2015

648871

Derek Mercer

St. Augustine

FL

Carrington Mortgage Services, LLC

October 1, 2015

1055665

Patrick Kinnan

Jacksonville

FL

Carrington Mortgage Services, LLC

October 1, 2015

385876

Francia Valois

Forest Hills

NY

Meadowbrook Financial Mortgage Bankers Corp.
October 1, 2015

1315455

Susan Belese

Washington

NJ

Residential Home Funding Corp.

October 1, 2015

930306

Raymond Hale

Dallas

TX

Nationstar Mortgage LLC

October 1, 2015

17864

Omar Brito

Westbury

NY

Silver Fin Capital Group LLC

October 1, 2015

40724

Jason Depasquale

East Islip

NY

American Advisors Group

October 1, 2015

469902

Kyle Urfer

Tustin Ranch

CA

American Advisors Group

October 1, 2015

1361258

John Dick

Newport Beach

CA

American Advisors Group

October 1, 2015

1296126

Alexander Yoas

Plymouth

MI

Quicken Loans Inc.

October 1, 2015

1366556

Carl Beckman

Rocky River

OH

Quicken Loans Inc.

October 1, 2015

1220001

Matthew Bishop

Clawson

MI

Quicken Loans Inc.

October 1, 2015

1237813

Bharat Saran

Detroit

MI

Quicken Loans Inc.

October 1, 2015

1312301

Alexander Koski

Grosse Pointe Farms

MI

Quicken Loans Inc.

October 2, 2015

1312386

Bjarna O'brien

Detroit

MI

Quicken Loans Inc.

October 1, 2015

1159954

David Simor

Livonia

MI

Quicken Loans Inc.

October 1, 2015

1375398

Katherine Sever

Parma

OH

Quicken Loans Inc.

October 1, 2015

599312

Lawrence Tumminia

Ronkonkoma

NY

New Penn Financial, LLC

October 1, 2015

414051

John Cuccia

Farmingdale

NY

Loandepot.Com, LLC

October 1, 2015

1267305

Michael Dagon

Noblesville

IN

Urban Financial Of America, LLC

October 1, 2015

902143

Jesse Gossett

Indianapolis

IN

Urban Financial Of America, LLC

October 1, 2015

482258

Douglas Adler

Guttenberg

NJ

FM Home Loans, LLC

October 1, 2015

65476

Zalmen Grossbard

Monroe

NY

FM Home Loans, LLC

October 1, 2015

299544

Kyle Drake

Tega Cay

SC

Zenta Mortgage Services, LLC

October 1, 2015

8013

Ivan Brathwaite

Brooklyn

NY

Franklin First Financial, Ltd.

October 1, 2015

1375350

David Ward

Flat Rock

MI

One Reverse Mortgage, LLC

October 1, 2015

1375346

Michael O'leary

Detroit

MI

One Reverse Mortgage, LC

October 1, 2015

958075

Jose Macias

Southgate

MI

One Reverse Mortgage, LLC

October 1, 2015

1387349

William Dias

Wyandotte

MI

One Reverse Mortgage, LLC

October 1, 2015

54824

Matthew Buono

Catskill

NY

Homestead Funding Corp.

October 2, 2015

1330015

Shelbie Ray

Harrisburg

MO

Mortgage Research Center, LLC

October 1, 2015

1079170

Mitello Camay

Montvale

NJ

Absolute Home Mortgage Corporation

October 2, 2015

885337

Renaldo Elvey

Mt Vernon

NY

Quintessential Mortgage Group, LLC

October 1, 2015

37291

Glenn Lombardo

West Islip

NY

Reliant Home Funding, Inc.

October 1, 2015

495757

Eric  Piekarczyk

St. Johns

FL

Digital Risk Mortgage Services, LLC

October 1, 2015

121127

Aaron Kloss

Lincoln

RI

Home Point Financial Corporation

October 1, 2015

881871

Chad Ayers

Syracuse

NY

Paragon Home Loans, Inc

October 1, 2015

554030

Patricia Mastrodonato

Pittsford

NY

Premium Mortgage Corp.

 

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