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New York State Department of Financial Services

Weekly Banking Bulletin

October 30, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

October 21, 2015 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF GREATER ATLANTA, INC. U/A/N CLEARPOINT CREDIT COUNSELING SOLUTIONS 
270 Peachtree Street, NW, Atlanta, Fulton County, GA 30303

Application was received for a license to operate a budget planner branch office at the following locations:

  1. 100 Church Street, 8th Floor, New York, New York County, NY 10007
  2. 1200 G Street, NW, Suite 800, Washington, District of Columbia County, 20005

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


October 26, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Notice of intention to close branch office at 1757 Central Park Avenue, Yonkers, Westchester County, NY 10710, received.


October 27, 2015 (TM-LFS)
COINX, INC.
5665 New Northside Drive, Suite 530, Atlanta, GA 30328

Application was received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


October 29, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Notice of intention to close branch office at 2875 Richmond Avenue, Borough of Staten Island, City of New York, 10314, received.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:

October 22, 2015 (MB-MBD)
Applicant(s)
John Anthony Cosculluela
Juan Antonio Cosculluela
Fabio Alexander Vasquez
Executive Investment Partners, LLC
As: American Bancshares Mortgage, LLC D/B/A ABSM
14211 Commerce Way, Suite 100, Miami Lakes, FL 33016 1555

October 28, 2015 (MB-MBD)
Applicant(s)
James Timmons
Jose R. Martinez
Robert Kirk Park, III
Laura Lorenzo Escobar
LFS Holding Co. LLC
UAMC Holding Co. LLC
As: Universal American Mortgage Company, LLC
790 NW 107th Avenue, Suite 117, Miami, FL 33172 3100


Application to establish a Mortgage Banker's Branch received for examination:

October 28, 2015 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/A Champion Mortgage Company
Additional DBA(S): Greenlight Loans
1920 Main Street, Suite #500, Irvine, CA 92614

October 28, 2015 (MB-MBD)
Full Service Branch
East Coast Capital Corp.
535 Broadhollow Road, Suite #A-16, Melville, NY 11747

October 28, 2015 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
29200 Northwestern Highway, Suite #300, Southfield, MI 48034

October 28, 2015 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
2100 E. 196th Street, Suites 100 & 200, Westfield, IN 46074

October 28, 2015 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
490 Wheeler Road, Suite #104, Hauppauge, NY 11788

October 28, 2015 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
333 Route 46 West, Suite #202, Mountain Lakes, NJ 07046


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

October 27, 2015 (MB-MBD)
Applicant(s)
Matthew Timothy Voss
To acquire interest in:
Vanguard Funding LLC
300 Garden City Plaza, Suite 170, Garden City, NY 11530 3345


Mortgage Broker Certificate Name Change Received:

October 28, 2015 (MB-MBD)
From: cashnowrefi
In Lieu of True Corporate Name Meridian Home Mortgage Corporation
To: Meridian Home Mortgage Corporation


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

April 28, 2015

1309730

Ryan Angelo Rozniakowski

Huntington Valley, PA

July 29, 2015

1392183

Yehuda Kanelsky

Hillside, NJ

July 30, 2015

1375916

Zachary Ameen Ewais

Beachwood, OH

August 28, 2015

249371

Justin Michael Tagliareni

Hoboken, NJ 

September 1, 2015

1395483

Curtis Daniel Rosequist

Frisco, TX

September 2, 2015

13819

Kenneth Nicholas Tumsuden

East Northport, NY

September 9, 2015

1233254

David Jacob Vermeulen

Ben Avon, PA

September 10, 2015

819895

Brian Christopher Siger

Carnegie, PA 

September 10, 2015

1268828

Rachel Alyson-Nicole Iniguez

Kansas City, MO

September 21, 2015

1405342

Danny Jean-Baptiste

Baldwin, NY

September 22, 2015

18440

Pavel Litvintsev

Brooklyn, NY 

September 28, 2015

930499

Amy Leigh Polkey

Grand Prairie, TX 

September 29, 2015

12633

Shan Kai Jelani Jackson

Plano, TX

October 1, 2015

111866

Stephen John D'Ippolito

Oakland Gardens, NY

October 1, 2015

1320617

Denise Mason Ranallo

Midlothian, VA

October 2, 2015

1408668

Yusheng Liu

New York, NY 

October 5, 2015

1413865

Wayne Michael Podulka Jr

Frisco, TX

October 5, 2015

1413856

Keith Andrew Johnson

Frisco, TX 

October 5, 2015

930326

Phillip J Houston

Irving, TX 

October 5, 2015

930532

Monica Alicia de la Mancha

Grand Prairie, TX 

October 5, 2015

760277

Jaclyn Jada Suarez

The Colony, TX 

October 5, 2015

621024

Dane Mark Fairman

Savannah, TX

October 5, 2015

901331

Daniel T Weldegebriel

McKinney, TX

October 5, 2015

488455

Ardrae A Montgomery

Fort Worth, TX 

October 5, 2015

1416614

Warren Scott Wolfson

Long Beach, NY

October 5, 2015

1413866

Steven Ray Owens

North Richland Hills, TX

October 6, 2015

1387404

Andrew Mark Reitinger

Cleveland, OH

October 6, 2015

1413644

Carl Erik Ekstrom

Newport Beach, CA 

October 6, 2015

1387438

Duy Lu Duc Vo

Cleveland, OH

October 7, 2015

930589

Blake Daniel Ward

Madisonville, TX

October 9, 2015

410242

Jason Ferrante

New York, NY

October 9, 2015

414098

William Spicer Jr.

Totowa, NJ

October 9, 2015

1042680

Ryan Matthew Doran

Columbia, MO

October 11, 2015

1387403

Katharine Rose Mintz

Beachwood, OH

October 11, 2015

1375677

Nicholas Bryant Babut

Ann Arbor, MI

October 11, 2015

1228617

Christopher Cody Cabe

Clinton Twp., MI

October 12, 2015

1262813

Michael John Whalen

Plymouth, MI

October 12, 2015

1184883

Sandra Marie Horn

Hainesport, NJ 

October 12, 2015

1211909

Westley Robert Dale Dewitt

Detroit, MI

October 13, 2015

1237818

Christopher Thomas Stickel

Saint Clair Shores, MI 

October 13, 2015

1191802

Marshell Neal III

Dallas, TX

October 13, 2015

1195269

Steele Parker Hughes

Detroit, MI 

October 13, 2015

1398591

Jonathan Anthony Beers

West Bloomfield, MI 

October 13, 2015

1398594

Ian Colin McCain

Detroit, MI

October 14, 2015

1333699

Melissa Jean Nagle

Toledo, OH 

October 14, 2015

1409859

Ian Mitchell Smith

Conshohocken, PA

October 15, 2015

1247937

Ali Ibrahim Nasser

Dearborn Heights, MI

October 15, 2015

961842

Gina Lynn Amicon

Laguna Niguel, CA 

October 15, 2015

875150

Hans Robert Sachs

Brooklyn, NY

October 15, 2015

1247937

Ali Ibrahim Nasser

Dearborn Heights, MI

October 16, 2015

1240855

Andrew S. Desbiens

Clifton Park, NY

October 16, 2015

1090798

Joseph Leonardo Viganola

Kearny, NJ

October 16, 2015

1203718

Lizeth Garzon

Jacksonville, FL 

October 16, 2015

227808

Melania Isabel Ruidera-Yabut

East Northport, NY

October 16, 2015

1398682

Jaime Leigh Turner

Mayfield Heights, OH


SECTION II

October 21, 2015, (PF-LFS)
PREMIUMS MADE EASY LLC 
19 N. Village Avenue, Rockville Centre, NY 11570
 
License to engage in business as a premium finance agency was surrendered.


October 23, 2015 (CC-LFS)
BAYCHESTER PAYMENT CENTER, LLC. D/B/A  BPC CHECK CASHING & FINANCIAL SERVICES
1209 East 233rd Street, Bronx, NY 10466

Effective October 23, 2015, license to engage in business as casher of checks at branch located at 603 Westchester Avenue, Bronx, NY 10455 was surrendered.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

October 22, 2015 (MB-MBD)
Parkside Lending, LLC
1130 Howard Street, San Francisco, CA 94103 3914


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

October 23, 2015 (MB-MBD)
Full Service Branch
Pacific Union Financial LLC
Browning Place, LBJ Freeway, Suites 500 & 600, Farmers Branch, TX 75234

October 26, 2015 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
18 Crescent Drive, 2nd Floor, Port Jefferson Station, NY 11776

October 26, 2015 (MB-MBD)
Full Service Branch
Paragon Home Loans Inc.
2276 Saranac Avenue, Suite #1, Lake Placid, NY 12946

October 26, 2015 (MB-MBD)
Full Service Branch
United Mortgage Corp. UAN NY Finest Funding
Additional DBA(S): United Global Group
225 Montauk Highway, Unit #111, Moriches, NY 11955

October 26, 2015 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
3090 Bristol Street, Suite #600, Costa Mesa, CA 92626

October 26, 2015 (MB-MBD)
Full Service Branch
Silvermine Ventures, LLC D/B/A Thoroughbred Mortgage
185 Plains Road, Suite #300W, Milford, CT 06461


Certificate to engage in the business of a Mortgage Broker surrendered:

October 28, 2015 (BR-MBD)
Mortgage Check USA Corp.
91 Broadhollow Road, Melville, NY 11747 2500, Effective Date: September 30, 2015


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

October 26, 2015 (BR-MBD)
Yes Funding Corp.
1600 Calebs Path Extension, Suite 117, Hauppauge, NY 11788

October 26, 2015 (BR-MBD)
Coral Mortgage Bankers Corp. D/B/A Coral Mortgage
One University Plaza, Suite 412, Hackensack, NJ 07601 6204

October 27, 2015 (BR-MBD)
Finger Lakes Real Estate Group Inc. DBA Southern Tier Mortgage Company
201 Oakdale Road, Johnson City, NY 13790

October 27, 2015 (BR-MBD)
Setauket Financial Center
30 Brookfield Lane, South Setauket, NY 11720 1410

October 28, 2015 (BR-MBD)
Accountable Financial Management Corporation DBA Accountable Financial Mortgage Company
599 Main Street, Suite B, New York, NY 10044


Mortgage Broker Certificate Address Changes:

October 26, 2015 (BR-MBD)
Continental Brokerage Corp. DBA Continental Mortgage Company
From: One Old Country Road, Suite 467, Carle Place, NY 11514
To: 25 Roslyn Road, 1st Floor, Mineola, NY 11501 4522


Mortgage Banker Branch License Address Changes:

October 28, 2015 (MB-MBD)
MLD Mortgage Inc. D/B/A The Money Store
Additional DBA: Mortgage Lending Direct
From: 5301 North Federal Highway, Suite 140, Boca Raton, FL 33487
To: 224 Datura Street, Suite 800, West Palm Beach, FL 33401


Mortgage Loan Servicer Address Changes:

October 26, 2015 (MLS-MBD)
Select Portfolio Servicing, Inc.
From:    3815 S. West Temple, Salt Lake City, UT  84115
To:   3217 South Decker Lake Drive, West Valley City, UT  84119-3284


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department in lieu of a hearing for a fine or revocation of its mortgage banker license to settle violations of Section 597 of the New York Banking Law and Part 410.7 of the Superintendent’s Regulations for failure to file the 2014 Volume of Operations Report (VOOR).  The Settlement Agreement terms and conditions include a fine of $10,000.00.

October 23, 2015 (MB-MBD)
Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80, Ann Arbor, MI 48108-8942


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

September 29, 2015

739380

Patricia Ana Isabel Duncan

Livonia, MI

October 12, 2015

1186586

Michelle Lauren Lankowsky

Royal Oak, MI

October 15, 2015

1105763

Robert William Joiner III

Frisco, TX

October 19, 2015

1211815

Javier Abdiel Galaz-Miranda

Phoenix, AZ

October 19, 2015

771094

Toniann Santana

Staten Island, NY

October 19, 2015

175366

Elliott James Epperson Jr

Queens, NY

October 19, 2015

1257054

Kerry Eze Ehiem

Carrollton, TX

October 19, 2015

841922

Anita Bareja

Dix Hills, NY

October 21, 2015

215021

John Grimaldi

Las Vegas, NV

October 22, 2015

1304230

Stephanie Ellen Zide

Jacksonville, FL

October 23, 2015

1398885

Audrey Rae Armstrong

Royal Oaks, MI

October 23, 2015

456180

Anthony John Waldecker

Plymouth, MI

 

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