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New York State Department of Financial Services

Weekly Banking Bulletin

November 27, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION l

November 20, 2015 (BK-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Application dated November 20, 2015, for permission to open and occupy a branch office at 2875 NE 191 Street, Aventura, Miami-Dade County, Florida 33180, received.


November 24, 2015 (MI-CRB)
HANOVER BANCORP, INC.
2130 Jericho Turnpike, Garden City Park, NY 11040

Application, pursuant to Section 143-a of the Banking Law, to acquire all of the capital stock of Hanover Community Bank, Garden City Park, New York, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

November 20, 2015 (BR-MBD)
Applicant: Eli Reifer
As: BSD Funding, LLC
1156 45th Street, Unit 1, Brooklyn, NY 11219 2085

November 20, 2015 (BR-MBD)
Applicant: Moshe Klein
As: Kayfund Capital Group LLC
1901 51st Street, Apt 1A, Brooklyn, NY 11204


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

August 24, 2015

1339592

Brittany Mary Bonadio

Charlotte, NC 

October 2, 2015

1392600

Trevor John Booth

McHenry, IL 

October 2, 2015

328821

Victor L Brinkmeier Jr

Saint James, NY 

October 13, 2015

1088543

Joseph Michael Grasso

Parsippany, NJ 

October 13, 2015

211148

Paul Christopher DiGuilio

Feasterville-Trevose, PA 

October 14, 2015

909474

Lynda Rosa Real-Rodriguez

Winter Springs, FL 

October 14, 2015

1378220

Renata Heleno

Newark, NJ

October 15, 2015

1363173

Tina Yam

Bayside, NY

October 21, 2015

1401954

Alexander Philip Papadopoulos

Bayside, NY

November 5, 2015

1408756

Movelette Sharon Edwards

Southfield, MI 

November 5, 2015

1408755

James Joshua Burger

Farmington Hills, MI

November 5, 2015

1398598

Dardan Palaska

Westland, MI

November 5, 2015

1372837

Michael Scott Lynch

Bronx, NY

November 5, 2015

1295363

Iman Maria Azar

Detroit, MI 

November 5, 2015

1273422

Graceann Michelle Hardin

Oak Park, MI 

November 5, 2015

1247925

Christopher Butchie Marshall

Ypsilanti, MI 

November 5, 2015

1273493

James Nicolas Moran

Royal Oak, MI 

November 5, 2015

1273400

Edward Lawrence Del Beccaro

Detroit, MI

November 5, 2015

1273403

Richard Justin Engelmann

Detroit, MI

November 5, 2015

1281584

Brian Keith Royster

Carmel, IN

November 5, 2015

1294740

Benjamin Michael Mitchell

Westfield, IN 

November 5, 2015

1281479

David Scott Richman

Carmel, IN

November 5, 2015

1237745

Samuel David Mauldin

Detroit, MI 

November 5, 2015

1262778

Hisham Ziad Rhayem

Detroit, MI 

November 5, 2015

1283068

Landon Martin Cook

Canton, MI

November 5, 2015

1262433

Christopher Charles Jones

Southfield, MI 

November 5, 2015

1007845

Julia Laquane Jackson

Jacksonville, FL 

November 6, 2015

174122

Anthony Lawrence Van de Riet

Columbia, MO

November 6, 2015

1230089

John Anthony Maguire

Detroit, MI 

November 6, 2015

1084958

Charles Pecoraro

Babylon, NY

November 9, 2015

1295283

Carson Johnson Marinovich

Scottsdale, AZ

November 9, 2015

1375347

Samantha Renee Pronishen

Brighton, MI

November 9, 2015

1393748

Ryan Tyler Anderson

Columbia, MO

November 10, 2015

648859

Daniel Seradoy Pastrana

Jacksonville Beach, FL

November 10, 2015

930161

Timothy Scott Delp

Jacksonville, FL 

November 10, 2015

1410515

Lindsay Brooke Stewart

Apalachin. NY

November 10, 2015

853612

Christopher Brian Koss

Fishers, IN 

November 10, 2015

175393

Andrea Lynn Crossan

Jacksonville, FL

November 11, 2015

1177845

Gregory Paul Dickty

Shelby Township, MI

November 11, 2015

1273380

Eric Arthur Chupailo

Warren, MI 

November 11, 2015

1262441

Katherine Ann Kina

Madison Heights, MI

November 11, 2015

1283364

Ray Ernesto Gimenez Rienzi

Clawson, MI 

November 11, 2015

982759

Douglas Edwin Philcox

Portsmouth, RI

November 11, 2015

1295788

Nicholas Alonzo Hersey

Plymouth, MI

November 11, 2015

1228381

Dominic Manuel Bacall

West Bloomfield, MI

November 11, 2015

1262777

Rayna Diane Reyst

Detroit, MI

November 11, 2015

1295427

Stephanie Marie Cardaris

Clinton Township, MI

November 11, 2015

1296084

Natalie Ann Tonkovich

Shelby Township, MI

November 11, 2015

1220541

Timothy Benjamin Sax

Royal Oak, MI 

November 12, 2015

1406458

Kyle Devlin Healey

Cranston, RI 

November 12, 2015

244995

Randolph Allan Raymundo

Bergenfield, NJ 

November 12, 2015

1168779

Scott James Robinett

Phoenix, AZ


SECTION II

November 20, 2015 (BK-CRB)
UNITED INTERNATIONAL BANK
41-60 Main Street, Flushing, NY 11355

United International Bank merged with and into Preferred Bank, Los Angeles, CA effective as of November 20, 2015.


November 20, 2015 (CC-LFS)
A & M ENTERPRISES  LLC D/B/A UNITED CHECK CASHING
400 Route 211 East, Middletown, N.Y.   10940-2122

Effective November 20, 2015, license to engage in business as casher of checks at branch located at Campbell Plaza Shopping Center, 125 Dolson Avenue, Middletown, NY 10940 was surrendered.


November 23, 2015 (FR-FWB)
UNIONE DI BANCHE ITALIANE S.P.A.
Piazza Vittorio Veneto, 8, 24122 Bergamo, Italy

Application, pursuant to Section 221-d of the Banking Law, to establish and maintain a representative office at 501 Madison Avenue, Borough of Manhattan, City of New York 10022, approved.


November 25, 2015 (SB-CRB)
APPLE BANK FOR SAVINGS
1395 Northern Boulevard, Manhasset, NY 11030

Application for authorization to establish a branch at 30-18 Steinway Street, Astoria, Borough of Queens, City of New York 11103, withdrawn.


Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:

November 20, 2015 (BR-MBD)
Onyx Equity Partners Corp.
86 Route 59, Spring Valley, NY 10977


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

November 24, 2015 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
1031 Route 22, Suite 203, Bridgewater, NJ 08807

November 24, 2015 (MB-MBD)
Full Service Branch
Home Point Financial Corporation
20 Prospect Street, Building Two, Suite #312, Ballston Spa, NY 12020


Certificate issued to engage in the business as a Mortgage Loan Servicer Branch under Article 12-D of the New York State Banking Law:

November 24, 2015 (MLS-MBD)
Full Service Branch
PennyMac Loan Servicing, LLC
14800 Trinity Boulevard, Fort Worth, TX  76155


Certificate to engage in the business of a Mortgage Broker surrendered:

November 20, 2015 (BR-MBD)
Maxim Realty Corporation
4601 6th Avenue, Brooklyn, NY 11220
Effective Date: November 09, 2015

November 20, 2015 (BR-MBD)
First Alliance Home Mortgage, LLC
1480 Route 9 North, Suite 302, Woodbridge, NJ 07095 1401
Effective Date: November 18, 2015


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

November 20, 2015 (BR-MBD)
Full Service Branch
First Alliance Home Mortgage, LLC
779 Broadway, Bayonne, NJ 07002
Effective Date: November 18, 2015

November 25, 2015 (BR-MBD)
Full Service Branch
Atlantic Home Capital, Corp.
127 West Main Street, 2nd Floor, East Islip, NY 11730
Effective Date: November 23, 2015


License to engage in the business of a Mortgage Banker Branch surrendered:

November 24, 2015 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
1721 West Valley Highway North, Unit #1, Auburn, WA 98001
Effective Date: November 19, 2015


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

First and Last Name

City & State of Residence

October 29, 2015

1090457

Austin Ludwig

Baltimore

MD

November 6, 2015

979049

Christy Kyle

Aurora

CO

November 12, 2015

1195717

Christine Bulmer

Sound Beach

NY

November 12, 2015

739636

Paula Banks

Little Elm

TX

November 12, 2015

1107530

Zachary Ulewicz

Detroit

MI

November 12, 2015

862244

Sereyratana Uong

Long Beach

CA

November 13, 2015

991461

Cynthia Fields

Frisco

TX

November 16, 2015

152590

Doug Ehlerman

West Babylon

NY

November 16, 2015

1182987

Ronald Charles

Spring Valley

NY

November 16, 2015

172790

Dennis O'brien

Telford

PA

November 18, 2015

891178

Leslie Lopez

Scottsdale

AZ

November 19, 2015

196812

William Brown

Corona

CA

November 19, 2015

1333792

David Qustantin

Warren

MI

November 19, 2015

1133961

Vrishank Jaiswal

Arlington

TX

November 19, 2015

1291910

Patrick Lunetta

Plainfield

IL

November 19, 2015

297706

Robert Volpe

Staten Island

NY

November 19, 2015

1366565

Brynanne Jaces

Plainsville

OH

November 19, 2015

1272187

Tahir Azim

Chicago

IL

November 19, 2015

1379646

Alex Bukowski

Carpentersville

IL

November 19, 2015

624669

Steven Raucci

Westport

CT

November 19, 2015

1382524

Mikhail Dewolf

Irvine

CA


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

First and Last Name

City and State

Sponsoring Entity

November 12, 2015

49632

Michael Raimi

Birmingham, MI

Luxury Mortgage Corp.

November 12, 2015

13325

Robert Petruska

Noblesville, IN

Carrington Mortgage Services, LLC

November 12, 2015

183250

Robin Kinnaman

Fishers, IN

Carrington Mortgage Services, LLC

November 13, 2015

1312145

Mark Converse

Watertown, NY

1st Priority Mortgage, Inc.

November 13, 2015

688984

Christina Betancourt

West Babylon, NY

Loandepot.Com, LLC

November 13, 2015

1163149

Jason Cassel

Dallas, TX

Loandepot.Com,

November 13, 2015

1176897

Gulin Cosgrove

Sanford, FL

Digital Risk Mortgage Services, LLC

November 13, 2015

1217486

Betty Bagnato

Roswell, GA

American Advisors Group

November 13, 2015

1352416

Gary Levanti

Northport, NY

American Advisors Group

November 13, 2015

1398914

Andrew Breaugh

South Lyon, MI

Quicken Loans Inc.

November 13, 2015

1076830

Trevor Harrigan

Royal Oak, MI

Quicken Loans Inc.

November 13, 2015

278619

William Poirier

Macomb, MI

Quicken Loans Inc.

November 13, 2015

1127707

James Sattler

Plymouth, MI

Quicken Loans Inc.

November 13, 2015

373970

Kent Meives

Olathe, KS

Truhome Solutions, LLC

November 13, 2015

215874

Kristopher Williams

Eudora, KS

Truhome Solutions, LLC

November 13, 2015

354521

Brian Romanowski

Staten Island, NY

Freedom Mortgage Corporation

November 13, 2015

1332816

Thomas Phillips

Jacksonville, FL

PHH Mortgage Corporation

November 13, 2015

204537

Michael Randazzo

Ocean, NJ

Advisors Mortgage Group, L.L.C.

November 13, 2015

1273140

Matthew Gantz

Berkley, MI

One Reverse Mortgage, LLC

November 13, 2015

873976

Brittany egennaro

Patchogue, NY

Residential Home Funding Corp.

November 13, 2015

1390203

Amanda Casey

Stony Point, NY

Residential Home Funding Corp.

November 19, 2015

143091

Vito Summa

Lakewood, NJ

Movement Mortgage, LLC

November 19, 2015

67961

Anthony Nigrelli

Thornwood, NY

Movement Mortgage, LLC

November 19, 2015

1117168

Carolyn Maas

Joppa, MD

Home Point Financial Corporation

November 20, 2015

254626

Johnnie Loy

Irvine, CA

First Direct Lending, LLC

November 24, 2015

281848

Ralph Lovuolo

San Diego, CA

Plaza Home Mortgage, Inc.

 

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