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New York State Department of Financial Services

Weekly Banking Bulletin

December 11, 2015

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION l

December 2, 2015 (FB-CRB)
BANK HAPOALIM B.M.
50 Rothchild Blvd., Tel Aviv, Israel 66883

Applications to change the location of its three New York branches from 1177 Avenue of the Americas, Borough of Manhattan, City of New 10036 to 1120 Avenue of the Americas, Borough of Manhattan, City of New York 10036, received.


December 7, 2015 (BP-LFS)
CREDIT  ADVISORS FOUNDATION
1818 South 72nd Street, Omaha, Douglas County, NE 68124

Application was received for a license to operate a budget planner branch office at the following locations:

  1. 7525 E. Camelback Road, #210, Scottsdale, Maricopa County, AZ 85251
  2. 1228 S. Main Street, # 103 Council Bluffs, Pottawattamie County, IA 51503

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


December 7, 2015 (SF-LFS)
TIDEWATER FINANCE COMPANY D/B/A TIDEWATER CREDIT SERVICES D/B/A TIDEWATER MOTOR CREDIT
6520 Indian River Road, Virginia Beach, Virginia Beach, VA 23464

An application was received for a license to engage in business as a sales finance company.

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


December 09, 2015 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, New York 10005

Application, pursuant to Section 162 of the Banking Law, to increase permanent capital from $435 million to $500 million, received. 


Application to establish a Mortgage Banker's Branch received for examination:

December 09, 2015 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
Additional DBA(S): MR Capital Group
961 Morris Avenue, Ground Floor, Bronx, NY 10462

December 09, 2015 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
Additional DBA(S): MR Capital Group
1465 Post Road East, Suite #100, Westport, CT 06880

December 09, 2015 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
Additional DBA(S): MR Capital Group
14 Main Street, Suite #3, East Hampton, NY 11937

December 09, 2015 (MB-MBD)
Full Service Branch
Van Dyk Mortgage Corporation
3 SW 129th Avenue, Suite #203, Pembroke Pines, FL 33027

December 09, 2015 (MB-MBD)
Full Service Branch
Nationwide Equities Corporation
4940 Campbell Boulevard, Suite #210, Nottingham, MD 21236

December 09, 2015 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
3160 Crow Canyon Road, Suite #300, San Ramon, CA 94583


Application received pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent’s Regulations for a control interest:

December 08, 2015 (MLS-MBD)
Applicant(s)
Maison Holdings, LLC
Manhattan Capital Advisors, Inc.; and
David F. Caballero, current direct owners
Changing ownership structure in Registered Mortgage Loan Servicer:
Home Servicing, LLC
2431 S. Acadian Thruway, Suite 525, Baton Rouge, LA  70810


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

December 11, 2014

1195048

Joshua Thomas Merryman

Livonia, MI 

July 13, 2015

9838

Camille Anne Marotta

Forked River, NJ

September 22, 2015

457822

William Henry Nugent

Hartsdale, NY 

September 29, 2015

854234

Ryan James Engelmeyer

Lee Summit, MO

September 30, 2015

1022968

Scott Allen Casida

Greenwood, MO 

October 6, 2015

732654

John Malachy O'Gorman

Overland Park, KS

October 6, 2015

743482

Andrew Bond Patton

Kansas City, MO

October 6, 2015

946546

Michelle Christine Squier

Overland Park, KS 

October 6, 2015

5567

Anthony Michael Canonico

Brightwaters, NY 

October 7, 2015

732563

Reed Lawrence Ross

Overland Park, KS 

October 13, 2015

1298501

Jong Yook Bae

Syosset, NY

October 15, 2015

1308387

Nicholas Alexander Gaviria

Nutley, NJ

October 30, 2015

158008

Jeffrey M Bloom

Massapequa, NY

November 2, 2015

1426625

Christina Crimmins

Staten Island, NY 

November 4, 2015

1411702

Marni R Wexler

Cedarhurst, NY

November 6, 2015

976781

Anastasios Chris Nikolaou

Newport Beach, CA 

November 6, 2015

1249670

Denesh Baran

Jamaica, NY

November 9, 2015

1415307

Laurie Sotirov

New York, NY 

November 11, 2015

1416670

Joshua Philip Schnaider

Oceanside, NY

November 13, 2015

561641

Bilal N Kimble

Albany, NY

November 18, 2015

1426562

Keith Mitchell Yelle

Narragansett, RI 

November 18, 2015

1422695

Sebastian David Amaya

Orange, CT

November 19, 2015

1370793

Julie Nichole Holt

Sheridan, IN

November 19, 2015

898982

Tommy Garron Jackson

Jacksonville, FL

November 19, 2015

1414796

Benard Obichie

Kenmore, NY

November 19, 2015

1092554

Deborah Thiessen Vilcheck

Chester, CT 

November 19, 2015

34300

Maria Laura Papallo

Springfield, MA 

November 19, 2015

940847

Christopher Bradley Oswald

Ponte Vedra Beach, FL 

November 19, 2015

1076909

Aurel Pjepi

Jacksonville, FL 

November 19, 2015

798669

Terry Jason Ott Jr

Indianapolis, IN

November 19, 2015

488124

Abdimajeed Talal Saleh

Jacksonville, FL

November 20, 2015

1312156

Leopoldo Olaiz-Saldivar

Scottsdale, AZ 

November 20, 2015

1272583

Cody Clayton Yount

Paradise Valley, AZ 

November 20, 2015

902307

Christopher Ryan Vanderveld

Indianapolis, IN 

November 20, 2015

1262799

Adam Cody Schachterle

Farmington Hills, MI

November 20, 2015

1283162

Eman Ahmad Essa

Dearborn Heights, MI 

November 20, 2015

1247641

Felipe Lissandro Ceballos

Detroit, MI

November 20, 2015

1247497

Jonathan Richard Binns

Detroit, MI 

November 23, 2015

1415632

Jesus Covarrubias

Chicago, IL

November 23, 2015

1283225

Adele June Freeman

Detroit, MI 

November 23, 2015

1332761

Nicky Dedivanaj

Warren, MI

November 23, 2015

1262820

NaTasha Lee Gomez

Buckeye, AZ 

November 23, 2015

785587

Analise Nicole Navia

Jacksonville, FL

November 23, 2015

1283362

Nicholas Adam Gallivan

Clinton Township, MI 

November 24, 2015

1273374

Darrell David Anthony

Southfield, MI 

November 24, 2015

1217099

Ryan Patrick Sexton

Pittsburgh, PA

November 24, 2015

1422813

Michele Ann Sabine

South River, NJ

November 24, 2015

1220511

Lanny Lawrence Pier

Woodhaven, MI

November 24, 2015

1104148

Carlos Rahi Becerra

Costa, CA 

November 24, 2015

1247847

Michael Lloyd Stiffler Jr

Sterling Heights, MI


SECTION II

November 9, 2015 (TM-LFS)
IME REMIT, INC.
72-22 Roosevelt Ave., Jackson Heights, NY 11372

License to engage in business as a licensed transmitter of money was surrendered.


December 4, 2015 (MI-CRB)
COMMUNITY BANK, NATIONAL ASSOCIATION 
45-49 Court Street, Canton, New York 13217
THE ONEIDA SAVINGS BANK (SB-CRB)
182 Main Street, Oneida, New York 13421
STATE BANK OF CHITTENANGO (BK-CRB)
519 Genesee Street, Chittenango, New York 13037

Notification received that the merger of The Oneida Savings Bank and State Bank of Chittenango with and into Community Bank, National Association became effective at 11:59 PM on December 4, 2015.


December 8, 2015 (SB-CRB)
APPLE BANK FOR SAVINGS
1395 Northern Boulevard, Manhasset, NY 11030

Application dated July 17, 2015, for permission to open and occupy a branch office at 1515 Sheepshead Bay Road, Borough of Brooklyn, City of New York 11235, withdrawn.


December 9, 2015 (sb-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch offices, surrendered for cancellation at the following locations:

  1. Pathmark Supermarket, 155 Islip Avenue, Islip, (Unincorporated Area) Town of Islip, Suffolk County, New York 11751;
  2. Pathmark Supermarket, 492 East Atlantic Avenue, East Rockaway, Nassau County, New York 11518;
  3. Pathmark Supermarket, 800 Montauk Highway, Shirley, (Unincorporated Area) Town of Brookhaven, Suffolk County, New York 11967;
  4. Pathmark Supermarket, 531 Montauk Highway, West Babylon, (Unincorporated Area) Town of Babylon, Suffolk County, New York 11704.

Offices discontinued as of November 6, 2015


December 9, 2015 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch offices, surrendered for cancellation at the following locations:

  1. Pathmark Supermarket, 5801 Sunrise Highway, Sayville, (Unincorporated Area) Town of Islip, Suffolk County, New York 11741;
  2. Pathmark Supermarket, 1251 Deer Park Avenue, North Babylon, (Unincorporated Area) Town of Babylon, Suffolk County, New York 11703;
  3. Pathmark Supermarket, 2540 Central Park Avenue, North Yonkers, Westchester County, New York 10710;
  4. Pathmark Supermarket, 395 Route 112, Patchogue, Suffolk County, New York 11772;
  5. Pathmark Supermarket, 5145 Nesconset Highway, Port Jefferson, Suffolk County, New York 11776; and
  6. 2730 Arthur Kill Road, Borough of Staten Island, Richmond County, City of New York 10309.

Offices discontinued as of November 10, 2015.


December 09, 2015 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
80-02 Kew Gardens Road - 6th Floor, Suite 603, Kew Gardens, NY 11415

Effective November 16, 2015, license to engage in business as casher of checks at branch located at 18 4th Avenue, Brooklyn, NY 11217 was issued.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

December 07, 2015 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
7763 Turin Road, Office #2, Rome, NY 13440


Mortgage Loan Servicer’s Branch certificate surrendered:

December 03, 2015 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
406 Blackwell Street, Suite 180, Durham, NC  27701


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

December 08, 2015 (BR-MBD)
P.A. Dominguez, Inc. DBA First Network Mortgage Company
72 Belvedere Drive, Yonkers, NY 10705


Mortgage Broker Certificate Address Changes:

December 03, 2015 (BR-MBD)
Saud A.H. Khokhar
From: 503 4th Avenue, 1st Floor, Brooklyn, NY 11215
To: 1090 Coney Island Avenue, Ground Floor, Room #1, Brooklyn, NY 11230 2341

December 08, 2015 (BR-MBD)
Atlantic Home Capital, Corp.
From: 4175 Veterans Memorial Highway, Suite 310, Ronkonkoma, NY 11779
To: 62 Horseblock Road, Suite 101, Farmingville, NY 11738 2137


Mortgage Banker License Address Changes:

December 07, 2015 (MB-MBD)
AFMC Mortgage In Lieu of True Name American Federal Mortgage Corporation
From: 1 Laurel Drive, Unit 1A, Flanders, NJ 07836
To: 360 Route 24, Chester, NJ 07930 2900


Mortgage Banker Branch License Address Changes:

December 07, 2015 (MB-MBD)
Pulte Mortgage LLC
From: 222 Mount Airy Road, Suite 210, Basking Ridge, NJ 07920
To: 150 Allen Road, Suite 303, Basking Ridge, NJ 07920


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

First and Last Name

City & State of Residence

December 2, 2015

767963

Kevin Kilbride

Belford, NJ

December 2, 2015

961006

Darren Nelson

New York, NY

December 2, 2015

17890

Brian Mitchell

The Woodlands, TX

December 2, 2015

1055462

Vincent Landstrom

Encino, CA

December 2, 2015

1290835

Jordan Gould

Denton, TX

December 2, 2015

1306298

Jeremy Hall

Jacksonville, FL

December 2, 2015

390107

Samuel Perkins

Yulee, FL

December 2, 2015

296819

Tamara Scott

Coral Springs, FL

December 2, 2015

841015

Evan Russell

Old Bethpage, NY

December 2, 2015

1306459

Alexander Sagaro

Laguna Beach, CA

December 2, 2015

1337128

Roei Paz

Brooklyn, NY

December 2, 2015

514358

Jeffrey Blaxland

Placentia, CA

December 2, 2015

1373804

Filip Petrovic

Oyster Bay, NY

December 2, 2015

1325717

Raymond Medina

Orange, CA

December 2, 2015

1048323

Winston Penalosa

Irvine, CA

December 2, 2015

1273138

Krystal Dixon

Southfield, MI

December 2, 2015

1272629

Brett Cunningham

Elyria, OH

December 3, 2015

1367300

Christopher Robinson

Ferndale, MI

December 3, 2015

206245

Kenneth Horsley

Duluth, GA

December 7, 2015

147469

Eleanor Welski

Princeton, NJ

December 7, 2015

198829

Mitchell Randall

Nottingham, MD

December 7, 2015

888620

Steven Diomataris

Pittsburgh, PA

December 7, 2015

914926

Stephen Martin

Massapequa, NY

December 7, 2015

1065254

Peter Labarbera

Commack, NY

December 7, 2015

1068559

Shonda Dancz

Littleton, CO

December 7, 2015

399237

Frank Beach

Indianapolis, IN

December 7, 2015

188957

Heather Rao

Rosedale, MD

December 7, 2015

1372561

Shue Yang

Sacramento, CA

December 7, 2015

391059

Robert Livorsi

Montclair, NJ

December 7, 2015

363617

Leonard Rossine

Lincroft, NJ

December 7, 2015

138178

Robert Windsor

Middle River, MD

December 7, 2015

376275

Savy Voeun

Perris, CA

December 7, 2015

297789

Mark Cherman

Lake Forest, CA


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

First & Last Name

City & State

Sponsoring Entity

November 23, 2015

476295

Jean Pierre-Paul

Weston, FL

Rush Lending Inc.

December 1, 2015

1309730

Ryan Rozniakowski

Huntington Valley, PA

PHH Mortgage Corporation

December 1, 2015

1308125

Curtis Wood

Jacksonville, FL

PHH Mortgage Corporation

December 1, 2015

933796

Christopher Rawlins

Jacksonville, FL

PHH Mortgage Corporation

December 1, 2015

1309735

Kenneth Vener

Moorestown, NJ

PHH Mortgage Corporation

December 1, 2015

1077436

Monica Bennett

Willingboro, NJ

PHH Mortgage Corporation

December 1, 2015

1290796

Henry Rosenbaum

Hewlett, NY

Advisors Mortgage Group, L.L.C.

December 1, 2015

1405342

Danny Jean-Baptiste

Baldwin, NY

Lightning Funding Inc.

December 1, 2015

213583

Christopher Schmidt

Ladera Ranch, CA

Carrington Mortgage Services, LLC

December 1, 2015

79890

Ryan Pettit

Fishers, IN

Carrington Mortgage Services, LLC

December 1, 2015

1378291

Joseph Johnson

Greenwood, IN

Carrington Mortgage Services, LLC

December 1, 2015

1230577

Christopher Richey

Fishers, IN

Carrington Mortgage Services, LLC

December 1, 2015

1294651

Shawn Phillips

Fishers, IN

Carrington Mortgage Services, LLC

December 1, 2015

17876

Patrick Flynn

Noblesville, IN

Carrington Mortgage Services, LLC

December 1, 2015

1398594

Ian McCain

Detroit, MI

One Reverse Mortgage, LLC

December 1, 2015

1398591

Jonathan Beers

West Bloomfield, MI

One Reverse Mortgage, LLC

December 1, 2015

1042639

Dafne Munguia

Central Islip, NY

Us Mortgage Corporation

December 1, 2015

1401055

John Audia

Massapequa, NY

Green River Capital Corp

December 1, 2015

989664

Afshin Ashtiani

Foothill Ranch, CA

First Direct Lending, LLC

December 1, 2015

1374556

John Roberts

Far Rockaway, NY

American Advisors Group

December 1, 2015

1365197

Scott Scaggs

Orange, CA

American Advisors Group

December 1, 2015

1373190

Victor Bowie

Hanson Hills, CA

American Advisors Group

December 1, 2015

1375397

Shawn Roberts

Akron, OH

Quicken Loans Inc.

December 1, 2015

1087487

James Sura

Royal Oak, MI

Quicken Loans Inc.

December 1, 2015

1037805

Joseph Wilson

Romeo, MI

Quicken Loans Inc.

December 1, 2015

1273619

Joseph Stackpo

Marine City, MI

Quicken Loans Inc.

December 1, 2015

1331753

Andrew Yoder

Cleveland, OH

Quicken Loans Inc.

December 1, 2015

1373498

Lucas Nubert

Mentor, OH

Quicken Loans Inc.

December 1, 2015

1398679

Jacob Trubiano

Willoughby, OH

Quicken Loans Inc.

December 1, 2015

1398674

Rachel Sholtis

Euclid, OH

Quicken Loans Inc.

December 1, 2015

1398670

Amanda Majocha

Cleveland, OH

Quicken Loans Inc.

December 1, 2015

1387399

Aaron Massara

Aurora, OH

Quicken Loans Inc.

December 1, 2015

1220550

Molly Semke

Plymouth, MI

Quicken Loans Inc.

December 1, 2015

1247780

Ashley Gill

Westland, MI

Quicken Loans Inc.

December 1, 2015

1398685

Nicole Wrubel

Middleburg Heights, OH

Quicken Loans Inc.

December 1, 2015

1186591

Jacob Levin

Royal Oak, MI

Quicken Loans Inc.

December 1, 2015

542924

Jonathon Kowalsky

Parma, OH

Quicken Loans Inc.

December 1, 2015

309656

Jules Zaphire

Poughquag, NY

Pyramid Capital Group, Inc.

December 1, 2015

376272

Charles St. Clair

Ramsey, NJ

Finance of America Mortgage LLC

December 1, 2015

844110

William Younghans

Bethpage, NY

Meadowbrook Financial
Mortgage Bankers Corp.

December 1, 2015

58968

Patricia Lavigne

Warwick, NY

Guardhill Financial Corp.

December 1, 2015

1414104

Jonathan Kanders

Great Neck, NY

Guardhill Financial Corp.

December 1, 2015

1336532

Stirling McAuliff

Rumson, NJ

Vanguard Funding LLC

December 1, 2015

207078

John Austin

Staten Island, NY

Vanguard Funding LLC

December 1, 2015

1390817

Camille Engel

East Greenbush, NY

Sefcu Services, LLC

December 1, 2015

901601

Cynthia Sirico

Mount Sinai, NY

Corridor Mortgage Group, Inc.

December 1, 2015

1271231

Ryan Hulse

Lake Forest, CA

Loandepot.Com, LLC

December 1, 2015

1054666

Donal Samuel

Spring Hill, TN

Loandepot.Com, LLC

December 1, 2015

410242

Jason Ferrante

New York, NY

Loandepot.Com, LLC

December 1, 2015

583479

Jamie Burton

Indianapolis, IN

Finance Of America Reverse LLC

December 1, 2015

1229914

Heshie Brody

Brooklyn, NY

Flash Funding, LLC

December 1, 2015

12721

Renee Tarp

Waterford, MI

Premia Mortgage, LLC

December 1, 2015

8667

Julianne Bernard

Birmingham, MI

Premia Mortgage, LLC

December 1, 2015

106846

Frank Kruckel

Clinton Twp, MI

Premia Mortgage, LLC

December 1, 2015

1285833

Deon Jones

Burlington, NJ

Radian Services LLC

December 1, 2015

1123280

Paul Dooley

Ambler, PA

TBI Mortgage Company

December 1, 2015

1208811

Christopher Holman

Baldwin, NY

Reliant Home Funding, Inc.

December 1, 2015

1121192

Raul Smith

Columbia, MO

Mortgage Research Center, LLC

December 1, 2015

1392729

Samantha Branson

Jefferson City, MO

Mortgage Research Center, LLC

December 1, 2015

1391317

Eliza Arnold

Columbia, MO

Mortgage Research Center, LLC

December 1, 2015

1126161

Steven Humble

Columbia, MO

Mortgage Research Center, LLC

December 1, 2015

1030850

Carl Thomas

Columbia, MO

Mortgage Research Center, LLC

December 1, 2015

1366915

Carma Bittle

Jefferson City, MO

Mortgage Research Center, LLC

December 1, 2015

1373802

Robert Lawrence

Hauppauge, NY

Reliance First Capital, LLC

December 1, 2015

925637

Andre Calixte

N. Merrick, NY

Bridgeview Mortgage Corp.

December 1, 2015

67035

Peter Mallon

Greeley, PA

Residential Home Funding Corp.

December 1, 2015

342421

Tabatha Sullivan

Prosper, TX

Nationstar Mortgage LLC

December 1, 2015

930281

Joy Gamble

Fort Worth, TX

Nationstar Mortgage LLC

December 8, 2015

20165

Michael Grimes

Albany, NY

Home Point Financial Corporation

 

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