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New York State Department of Financial Services

Weekly Banking Bulletin

January 29, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

January 27, 2016 (MI-CRB)
METRO CITY BANK
5441 Buford Highway, Doraville, GA 30340

Application dated December 17, 2015, for permission to open and occupy a branch office at 212-14 Northern Boulevard, Bayside, Borough of Queens, City of New York 11361, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

January 26, 2016 (BR-MBD)
Applicant(s)
Venkatasubramanian Krishnan
Rachael (Elizabeth Wilkerson) Harris
Indecomm Corporation
Ergon Holdings Ltd.
As: Indecomm Holdings, Inc.
379 Thornall Street, 2nd Floor, Edison, NJ  08837

January 27, 2016 (BR-MBD)
Applicant(s)
Olga E. Sanchez
As: United One Mortgage Inc.
510 Ocean Avenue, Jersey City, NJ 07305


Application to establish a Mortgage Broker's Branch received for examination:

January 26, 2016 (BR-MBD)
Full Service Branch
Landmark Funding Group Inc.
4502 17th Avenue, 1st Floor, Brooklyn, NY 11204


Application to establish a Mortgage Banker's Branch received for examination:

January 26, 2016 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
1979 Marcus Avenue, Lake Success, NY 11042

January 26, 2016 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
70 Office Park Way, Suite #2, Pittsford, NY 14534

January 26, 2016 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
5104 West Genesee Street, Suite A, Camillus, NY 13031

January 26, 2016 (MB-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.
100 Merrick Road, Suite #516E, Rockville Centre, NY 11570

January 26, 2016 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
280 Main Street, Suite A, East Aurora, NY 14052

January 26, 2016 (MB-MBD)
Full Service Branch
Associated Mortgage Bankers, Inc.
1250 Hylan Boulevard, Suite #9-B, Staten Island, NY 10305


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

August 31, 2015

58932

Brian A. Paturzo

Staten Island, NY

November 17, 2015

217599

Martha Elena Perez

Fort Lee, NJ 

December 4, 2015

1430949

Christopher Yeung M

White Plains, NY

December 8, 2015

1415650

Andrew Kenneth Bowman

Mt Prospect, IL

December 18, 2015

1134984

Nicholas Aversa

Woodridge, NJ 

December 21, 2015

250603

Martin Theodore Nicoll

Jersey City, NJ 

December 30, 2015

871659

Matthew Alexander Thoke

Newport Beach, CA

January 4, 2016

1423132

Maximo Jose Cedeno

Fort Lee, NJ 

January 7, 2016

939522

Michael Anthony Giglio

Easton, PA

January 11, 2016

1303198

Linda Susan Ries

Westminster, CO

January 11, 2016

187199

Christopher David Johnson

Wheatridge, CO

January 11, 2016

1247830

Nicholas David Howard

Detroit, MI

January 11, 2016

1429123

Charles Scott Wolf

St. Clair Shores, MI 

January 11, 2016

1168983

Brian Joseph Hegedus

Woodhaven, MI

January 11, 2016

648933

Colin Wade Cowing

Jacksonville, FL

January 11, 2016

1429080

Alex Joseph Minarik

Clawson, MI

January 11, 2016

4271

Cocca Lee McGuire

Bay Shore, NY 

January 11, 2016

1423455

Donna Marie Titone

Nesconset, NY 

January 12, 2016

1429073

Justin Daniel Lee

Rochester Hills, MI 

January 12, 2016

1262438

Leena Georgette Kashat

West Bloomfield, MI

January 12, 2016

1295819

Brittany Ellen Illbeck

Detroit, MI 

January 12, 2016

1247832

Ryan David Hudie

Westland, MI

January 12, 2016

1193264

Jeffrey Edward-Michael Hamilton

Allen Park, MI

January 12, 2016

1428989

Jonathan Francis Garmo

Southfield, MI 

January 12, 2016

1366843

Michael Patrick DuFresne

Royal Oak, MI 

January 12, 2016

1187614

Creighton Daniel Crenshaw

Rochester Hills, MI

January 12, 2016

1237846

Edward Joel Wiginton Jr.

Saint Clair, MI 

January 12, 2016

287382

Rhonda Conte

Bardonia, NY

January 12, 2016

915020

Christopher I Crenshaw

Saint Augustine, FL 

January 12, 2016

1295785

Stephen Kostas Gikas

Troy, MI 

January 12, 2016

649418

Jeffery Scott Aldridge

Macclenny, FL

January 12, 2016

1333696

Brent Allen Moore

Southgate, MI 

January 12, 2016

1333693

Meagan Sue Mezzanatto

Detroit, MI 

January 12, 2016

1429079

Jasmine Denise Luzi

Ypsilanti, MI

January 12, 2016

1367237

Jack Alexander Lucido

Rochester, MI 

January 12, 2016

1375664

Sarah Ann Altimore

Grosse Pointe Woods, MI

January 12, 2016

713739

Erik Mansour Andary

Macomb Twp., MI 

January 12, 2016

1366819

Zachary John Braman

Northville, MI 

January 12, 2016

1367787

Casimer William Strzynski

Detroit, MI

January 12, 2016

1237678

Kyle Matthew Brunet

Detroit, MI

January 12, 2016

1203376

Andrew Kenneth Roussos

Grosse Pointe Park, MI

January 12, 2016

1367304

Vicente Sanchez Jr

Taylor, MI

January 12, 2016

1107384

Bradley Evan Seid

Royal Oak, MI 

January 12, 2016

1429111

Ryan David Reineck

Clinton, MI 

January 12, 2016

1283435

Sean Arnold McCabe

Detroit, MI 

January 13, 2016

847811

Cherise Conradi

Easton, PA 

January 13, 2016

957912

Diva Delouise Summers

Powder Springs, GA

January 13, 2016

1376540

Carla Denice Hill

Rowlett, TX

January 13, 2016

1333694

Nicholas Rait Miftaraj

Detroit, MI 

January 13, 2016

1376272

Lena Marie Palmateer

Detroit, MI 

January 13, 2016

1087585

Carlton Armond Wilson

Southfield, MI 

January 13, 2016

1367331

Gamal Abdo Shohatee

Detroit, MI

January 13, 2016

1118195

Desmond Lawrence Morgan

Livonia, MI 

January 13, 2016

983603

Mukul Sharma

Farmington HIlls, MI

January 13, 2016

1376070

Mallory Swart Smyk

Birmignham, MI 

January 13, 2016

1376124

Jesse Keegan Rosselot

Northville, MI

January 13, 2016

1376476

Robert Ryan Lundquist

Detroit, MI

January 13, 2016

1273629

Jordan Mara Weisman

Detroit, MI

January 13, 2016

1332762

Steven Bradley Diadiun

Milford, MI

January 14, 2016

442407

Felice Iossa

Whippany, NJ 

January 14, 2016

1437467

Jason Eugene Simmons

Painesville, OH

January 14, 2016

1133864

Damon Thomas Nix

Noblesville, IN

January 14, 2016

1431247

Taylor Neveling

Philadelphia, PA

January 14, 2016

1398961

Nancy Marie Domanico

Schenectady, NY 

January 14, 2016

1375322

Jonathan Robert Hapanowicz

Harrison Twp, MI

January 18, 2016

1382158

Ineke Armstrong

Whitestown, IN

January 18, 2016

1436915

Brian Thomas Schiro

Aurora, IL 

January 19, 2016

1367696

Michelle Denise Cordell

Detroit, MI 

January 19, 2016

1408659

Richard Patrick Andrews

Pacific Beach, CA

January 19, 2016

1217164

Tyler Daine Blackman

Pacific Beach, CA

January 19, 2016

160415

Chad Aaron Carter

Fishers, IN

January 19, 2016

1443264

Andrew Joseph Davies

New York, NY

January 21, 2016

648966

Shannon Elizabeth Stevens

Jacksonville, FL

January 21, 2016

324849

Mark Alan Etzel

Huntington Beach, CA 

January 21, 2016

223289

Keith Lawrence Wright

Parsippany, NJ 


SECTION II

January 21, 2016 (CC-LFS)
A.T.N CHECK CASHING CORPORATION
122-11 Guy R. Brewer Boulevard, Jamaica, NY   11434

Effective January 21, 2016, license to engage in business as casher of checks for the branch located at 134-10A Guy R. Brewer Boulevard, Jamaica, NY 11434 was surrendered.


January 22, 2016 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556

Approval given to change the location of branch office from 61-54 Springfield Boulevard, Bayside, Borough of Queens, City of New York 11364 to 61-14 Springfield Boulevard, Bayside, Borough of Queens, City of New York 11364.


January 25, 2016 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Authorization issued to change the location of branch office from 13490 NW 7th Avenue, North Miami, Miami-Dade County, FL 33168 to 13705 Biscayne Boulevard, North Miami, Miami-Dade County, FL 33181, on or after January 26, 2016.


January 26, 2016 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch office at 2875 Richmond Avenue, Borough of Staten Island, City of New York, 10314, surrendered for cancellation.

Office discontinued as of November 18, 2015.


January 26, 2016 (SB-CRB)
NEW YORK COMMUNITY BANK
615 Merrick Avenue, Westbury, NY 11590

Authorization granting permission to open and occupy a branch office at 1757 Central Park Avenue, Yonkers, Westchester County, NY 10710, surrendered for cancellation.

Office discontinued as of November 20, 2015.


January 26, 2016 (SB-CRB)
ELMIRA SAVINGS BANK 
333 East Water Street, Elmira, NY 14901

Approval given to change the location of branch office from 301 East State Street, Ithaca, Tompkins County, NY 14850 to 602 West State Street, Ithaca, Tompkins County, NY 14850, on or after January 27, 2016.


January 26, 2016 (MI-CRB)
PEOPLES SECURITY BANK AND TRUST COMPANY
150 North Washington Avenue, Scranton, PA 18503

As provided in Section 28-c of the Banking Law, the Department of Financial Services has found that the proposed closing of branch office at 1235 Front Street, Binghamton, Broome County, New York 13905, will not result in a significant reduction of banking services in the community to be affected.


January 27, 2016 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

As provided in Section 28-c of the Banking Law, the Department of Financial Services has found that the proposed closing of branch office at 1626 Bruckner Boulevard, Borough of Bronx, City of New York 10473, will not result in a significant reduction of banking services in the community to be affected.


Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law amended as follows:

From:
November 20, 2015 (BR-MBD)
Onyx Equity Partners Corp.
86 Route 59, Spring Valley, NY 10977

November 20, 2015 (BR-MBD)
Onyx Equity Partners Corp.
To: 86 Route 59, Suite 202C, Spring Valley, NY 10977


Certificate to engage in the business of a Mortgage Broker surrendered:

January 27, 2016 (BR-MBD)
Kulvinder S. Uppal DBA Rally Mortgage
119-10 101st Avenue, Richmond Hill, NY 11419
Effective Date: January 20, 2016


License to engage in the business of a Mortgage Banker Branch surrendered:

January 21, 2016 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
333 Route 46 West, Suite #202, Mountain Lakes, NJ 07046
Effective Date: January 21, 2016


The following Registered Mortgage Brokers have failed to fully pay the general assessment, in violation of Section 206 of the Financial Services Law. Their mortgage broker registrations have expired, pursuant to Section 592-a of the New York Banking Law.

January 21, 2016 (BR-MBD)
Frank C Madonna
2941A Bruckner Blvd., Bronx, NY 10461

January 21, 2016 (BR-MBD)
Powan K. Singh D/B/A P K Associate
1216 Liberty Avenue, Brooklyn, NY 11208

January 21, 2016 (BR-MBD)
First Merchants, Inc.
179 Berkeley Place, Brooklyn, NY 11217

January 21, 2016 (BR-MBD)
R.S.V. Properties, Inc.
40-22 Murray Street, Flushing, NY 11354 4934

January 21, 2016 (BR-MBD)
P.A. Dominguez, Inc. D/B/A First Network Mortgage Company
72 Belvedere Drive, Yonkers, NY 10705

January 21, 2016 (BR-MBD)
Edward L Koester
1457 Knapp Street, Bronx, NY 10469

January 21, 2016 (BR-MBD)
Benzion Blum
1454 45th Street, Brooklyn, NY 11219-2243

January 21, 2016 (BR-MBD)
Dynamic Capital Network Inc.
319 Neptune Avenue, Brooklyn, NY 11235

January 21, 2016 (BR-MBD)
Yes Funding Corp.
1600 Calebs Path Extension, Suite 117, Hauppauge, NY 11788

January 21, 2016 (BR-MBD)
Nicholas Palumbo D/B/A The Money Express
52 Harrigan Road, Hopewell Junction, NY 12533

January 21, 2016 (BR-MBD)
Northern Funding Corp.
1407 Route 9, Suite 7, Clifton Park, NY 12065

January 21, 2016 (BR-MBD)
United Mortgage Brokerage, Inc.
54C Sunnyside Boulevard, Plainview, NY 11803
Branch Offices:
681 Bryant Street, East Meadow, NY 11554

January 21, 2016 (BR-MBD)
Home Finance of America, Inc.
1 Main Street, Sayville, NY 11782-2501

January 21, 2016 (BR-MBD)
Salvatore Joseph Perrello D/B/A Enterprise Capital Funding
8665 Sheridan Drive, Williamsville, NY 14221-6315

January 21, 2016 (BR-MBD)
Anatoliy Mikhaylov Mortgage Choice, Inc.
99-53 65th Avenue, Rego Park, NY 11374-3652

January 21, 2016 (BR-MBD)
Efficiency Funding LLC
3017 Beverly Road, Brooklyn, NY 11226

January 21, 2016 (BR-MBD)
New Apple Funding Corp.
97-49 102nd Street, 1st Floor, Ozone Park, NY 11416-2619

January 21, 2016 (BR-MBD)
Homequest Mortgage & Financial Services Corp.
250 Fulton Avenue, Suite 420, Hempstead, NY 11550

January 21, 2016 (BR-MBD)
Acorn Funding Group, Inc.
319 Woodmere Boulevard, Woodmere, NY 11598-2033

January 21, 2016 (BR-MBD)
First Community Resources, Inc.
74-09 37th Avenue, Suite 415, Jackson Heights, NY 11372

January 21, 2016 (BR-MBD)
Galaxy Mortgage Funding Corp.
160-31 Union Turnpike, Fresh Meadows, NY 11366-1937

January 21, 2016 (BR-MBD)
Arader & Associates, LLC
1234 Summer Street, 4th Floor, Stamford, CT 06905-5538

January 21, 2016 (BR-MBD)
Silver Lining Funding Inc.
154-2 Remington Boulevard, Suite 4, Ronkonkoma, NY 11779

January 21, 2016 (BR-MBD)
Manny M. Zevallos D/B/A MZ Capital
3130 Brighton 6th Street, 1E, Brooklyn, NY 11235

January 21, 2016 (BR-MBD)
Fair Home Enterprise Inc.
168-08 35th Avenue, Flushing, NY 11358-1735

January 21, 2016 (BR-MBD)
TNI Finances, Inc.
626 Rexcorp Plaza, Suite 675, Uniondale, NY 11556-0626

January 21, 2016 (BR-MBD)
Deep Blue Capital Partners, Inc.
6 Kent Street, Staten Island, NY 10306-1212

January 21, 2016 (BR-MBD)
Lifestyle Funding Solutions LLC
95-20 63rd Road, Suite O, Rego Park, NY 11374-1145

January 21, 2016 (BR-MBD)
Neighborhood Assistance Corporation of America
225 Centre Street, Suite 100, Boston, MA 02119
Branch Offices:
60 Park Place, 15th Floor, Newark, NJ 07102
241 Main Street, Suite 200N, Hartford, CT 06106
135 Delaware Avenue, Suite 102, Buffalo, NY 14202
4425 West 63rd Street, Suite #204, Chicago, IL 60629

January 21, 2016 (BR-MBD)
Accountable Financial Management Corporation D/B/A Accountable Financial Mortgage Company
599 Main Street, Suite B, New York, NY 10044


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

December 16, 2015

86049

Sean Aubrey Mahar

Huntersville

NC

December 21, 2015

760277

Jaclyn Jada Suarez

The Colony

TX

December 31, 2015

1419164

Jamie Lynne Gasper

Roseville

MI

January 13, 2016

1280869

Dylan Patrick Boroian

Trabuco Canyon

CA

January 14, 2016

1025791

Michael Robert Dominik

Blackwood

NJ

January 19, 2016

58472

Daniel J Tovar 

Englewood

NY

January 21, 2016

1379917

Joshua Jess Curtiss

Fountain Valley

CA

January 21, 2016

362285

Michael William Gillett

Huntington Beach

CA


 

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