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New York State Department of Financial Services

Weekly Banking Bulletin

March 4, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

January 26, 2016 (TM-LFS)
FLEETCOR TECHNOLOGIES, INC.
5445 Triangle Parkway, Suite 400, Norcross, GA  30092

Application received from FleetCor Technologies, Inc. for the 100% acquisition of Comdata TN, Inc., a NYS licensed transmitter of money located at 5301 Maryland Way, Brentwood, TN 37027-5055.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


February 16, 2016 (PF-LFS)
CAPITOL PREMIUM PLAN, LLC U/A/N CAPITOL PAYMENT PLAN 
52 Corporate Circle, Suite 202, Albany, NY 12203

Notification received for a change of name from Capitol Premium Plan, LLC U/A/N Capitol Payment Plan to IPFS of New York, LLC U/A/N Capitol Payment Plan.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 19, 2016 (BK-CRB)
GREATER HUDSON BANK
715 Route 304, Bardonia, NY 10954

Notice of intention to establish an electronic facility (check cashing machine) at 28 Beekman Avenue, Sleepy Hollow, Westchester County, NY 10591, received. 
This check cashing machine will not be accessible to the general public and will only be used to cash Village of Sleepy Hollow payroll checks.


March 2, 2016 (MI-FWB)
MIZUHO FINANCIAL GROUP, INC. 
1-5-5, Otemachi, Chiyoda-ku, Tokyo 100-8176, Japan
MIZUHO BANK, LTD.
1-5-5, Otemachi, Chiyoda-ku, Tokyo 100-8176, Japan

Application, pursuant to Section 143-a of the Banking Law, to transfer the ownership interest of Mizuho Bank, USA, New York, New York and Mizuho Trust & Banking Co. USA, New York, New York, received. (The transaction involves no change in ultimate control.)

The comment period for this application will expire on March 15, 2016. 


March 04, 2016 (TM-LFS)
JHA MONEY CENTER, INC.
663 W Highway 60, Monett, MO 65708

Application was received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Broker's Branch received for examination:

February 26, 2016 (BR-MBD)
Full Service Branch
Urban Fulfillment Services, LLC
2800 Livernois Road, Building D, Suite #300, Troy, MI 48083

February 26, 2016 (BR-MBD)
Full Service Branch
Urban Fulfillment Services, LLC
30870 Russell Ranch Road, Suite #100, Westlake Village, CA 91361


Application to establish a Mortgage Banker's Branch received for examination:

February 26, 2016 (MB-MBD)
Full Service Branch
United Mortgage Corp. UAN NY Finest Funding
Additional DBA(S): United Global Group
310 Passaic Avenue, Suite #204B, Fairfield, NJ 07004

February 26, 2016 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
8650 Freeport Parkway, Suite #150, Irving, TX 75063

March 02, 2016 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
70 Hudson Street. Suite #6A, Hoboken, NJ 07030

March 02, 2016 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
1555 Route 9, Suite #3, Wappingers Falls, NY 12590

March 02, 2016 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
4965 Preston Park Boulevard, Suite #800E, Plano, TX 75093

March 02, 2016 (MB-MBD)
Full Service Branch
Mid-Island Mortgage Corp.
4851 Tamiami Trail North, Suite #200, Office #228, Naples, FL 34103

March 02, 2016 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
28-13 23rd Avenue, 2nd Floor, Astoria, NY 11105

March 02, 2016 (MB-MBD)
Full Service Branch
Everett Financial, Inc. D/B/A Supreme Lending
914 Atlantic Avenue, Baldwin, NY 11510

March 02, 2016 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited D/B/A Senior Security Home Advantage
Additional DBA(S): Senior Security Advisors
50 S. US Highway One, Suite #312, Jupiter, FL 33477

March 02, 2016 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited D/B/A Senior Security Home Advantage
Additional DBA(S): Senior Security Advisors
135-30 Rockaway Boulevard, Unit #1A, South Ozone Park, NY 11420

March 02, 2016 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
1600 South Douglass Road, Suite #200-A, Anaheim, CA 92806


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS ID

Name of Applicant

City & State of Residence

September 22, 2015

11971

Charles Joseph Porter Jr

Central Islip, NY

October 2, 2015

1395788

Kevin Gabriel Clarkson

Lake Ronkonkoma, NY

November 5, 2015

168171

Ryan Taylor Cook

Sea Cliff, NY

December 31, 2015

52371

Steven Lazarus

Suffern, NY

January 4, 2016

1387082

Creig Ebdal Retiz

Dallas, TX

January 11, 2016

198775

Robert Kennan Fricker

Largo, FL

January 12, 2016

65993

Antonio Luciano

Valley Cottage, NY

January 12, 2016

210032

Ronald William Eaton

La Verne, CA 

January 21, 2016

172075

JongHwi Kim

Palisades Park, NJ

January 25, 2016

1342172

Ray Trisha Pannell

Gilbert, AZ

January 26, 2016

1257285

Ronnie Martin Doggett

Mechanicsville, VA

January 26, 2016

739791

Larry Thomas Payton Jr.

Little Elm, TX 

January 29, 2016

1365178

Ernesto Delgadillo

Huntington Beach, CA

February 9, 2016

1332772

Alexander Julius Freeman

Detroit, MI

February 9, 2016

1398841

Anthony Michael Baronci

Pembroke Pines, FL 

February 10, 2016

247445

Mahendra R Vora

Edison, NJ

February 10, 2016

1450674

Laura K. Podbielski

Schenectady, NY

February 10, 2016

1445746

Jeffrey Michael Cacace

Huntington, NY 

February 11, 2016

348571

Eric Ernest Horn

Jacksonville, FL

February 12, 2016

1319526

Thomas Martin Anderson

Fort Mill, SC

February 12, 2016

1379918

Sean Koichi Baker

Santa Ana, CA

February 12, 2016

1308761

Andrew Nicholas Colello

Aurora, IL

February 12, 2016

1216401

Victor Laurence Ilisco

Mount Laurel, NJ

February 12, 2016

1286863

Matthew James Croteau

Springfield Gardens, NY

February 12, 2016

1408760

Vesa Pallaska

Westland, MI 

February 16, 2016

721562

Leonard Butta

Levittown, NY

February 16, 2016

966989

Kristopher Wayne Carmichael

Macon, MO

February 16, 2016

1418732

Kate Lynn Stone

Clinton Township, MI

February 16, 2016

1419048

Scott Brandon Marsch

Detroit, MI 

February 16, 2016

1427770

George A Faham

Brooklyn, NY

February 16, 2016

1428805

DeVonte Lamar Carter

Detroit, MI

February 16, 2016

177425

Hassan Adel Beidoun

Dearborn, MI

February 17, 2016

335252

Tom Chioles

Huntington Beach, CA

February 17, 2016

1333692

Joshua David Meyer

Detroit, MI 

February 17, 2016

1419114

Isaac William Hochrein

Milan, MI

February 17, 2016

1140260

Christopher Paul LaRiviere

Royal Oak, MI

February 17, 2016

1376260

Shawn Ryan Jones

Farmington Hills, MI

February 17, 2016

1376133

Scott Ross Gwin

Waterford, MI

February 17, 2016

1366836

Theodore Joseph Czajka III

Royal Oak, MI 

February 17, 2016

297359

Timothy Michael Hoy

Manchester, MD

February 17, 2016

1375945

Alex Jay Spurgeon

Warren, MI 

February 17, 2016

1376037

Brittany Brooke Graustein

Canton, MI 

February 17, 2016

1376465

Brittanie Michelle Lofton-Carter

Farmington Hills, MI 

February 17, 2016

1375619

Rebekah Ruth Yates

Belleville, MI

February 17, 2016

900350

Hazem George Haddad

Westland, MI 

February 17, 2016

1387647

Michael Peter Ewanechko

Detroit, MI

February 17, 2016

1376068

Raed Mohamed Sobh

Southfield, MI

February 17, 2016

1375948

Mitchel Xavier Spiker

Detroit, MI

February 17, 2016

1376033

Taryn Janay Goslow

Waterford, MI 

February 17, 2016

1387559

Ryan Harrison Cavanagh

Grosse Pointe Woods, MI 

February 17, 2016

1452503

Jennifer Kim

West Covina, CA

February 17, 2016

1387660

Justin Lee Fritz

Rochester Hills, MI 

February 17, 2016

1387523

Dustin Anthony Bishop

Detroit, MI 

February 17, 2016

1429106

Stephanie Marie Oddo

Sterling Heights, MI

February 17, 2016

1429077

Melissa Renee Long

Dearborn Heights, MI

February 17, 2016

1428801

Henry Asuncion Boswell

Westland, MI 

February 17, 2016

1409369

Michael Sean Riley

Roseville, MI 

February 17, 2016

267266

Ryan Scott Tapper

West Bloomfield, MI

February 17, 2016

1428831

Ryan Alan Cash

Warren, MI

February 17, 2016

1387726

Jeffrey Charles Malnor

Royal Oak, MI 

February 18, 2016

1433331

Andrew Lertora

Northport, NY

February 18, 2016

1438136

Michael Francis Kieliszewski

Canton, MI

February 18, 2016

1428846

Peter Sablas Crampton

Novi, MI 

February 18, 2016

1438333

Ronald Richard Williams Jr.

Sterling Heights, MI

February 18, 2016

1438096

Sarah Lynn Ferguson

Taylor, MI 

February 18, 2016

1399128

Christopher William Solinski

Detroit, MI 

February 18, 2016

1409370

Dexter Robert Foos

Royal Oak, MI

February 18, 2016

1438320

Ryan Gregory Therkalsen

Royal Oak, MI

February 18, 2016

1438102

Stefan Michael Giammarco

Livonia, MI 

February 18, 2016

160575

Vinay Kondur

Redford, MI 

February 18, 2016

410164

Donna Truex

Syracuse, NY 

February 18, 2016

1419026

Andrew Paul Clement

Dearborn Heights, MI 

February 18, 2016

32445

Anthony Scott Almeida

Palm Coast, FL

February 18, 2016

1376237

David Adam Pierce

Westland, MI

February 18, 2016

1376075

Cody Michael Sheeler

Canton, MI 

February 18, 2016

1203338

Christine Marie O'Grady

Clinton Township, MI 

February 18, 2016

1376247

Andrew Kenneth John

Detroit, MI 

February 18, 2016

1376122

Joseph Alan Salamon

Detroit, MI 

February 18, 2016

1429108

Emma Rae Page

Ferndale, MI


SECTION II

November 16, 2015 (TM-LFS)
WORLD FIRST USA, INC.
251 18th Street, Suite 550, Arlington, VA 22202

License issued to reflect a change of headquarters location from 2800 Crystal Drive, Suite 310, Arlington, VA 22202 to 251 18th Street, Suite 550, Arlington, VA 22202


January 20, 2016 (SF-LFS)
RESPECT FINANCIAL, INC.
790 Burden Avenue, Troy, Rensselaer, NY 12180

License to engage in business as a sales finance company was surrendered.


February 26, 2016 (MI-CRB)
PEAPACK-GLADSTONE BANK
500 Hills Drive, Bedminster, NJ 07921

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 800 Westchester Avenue, Suite 641, Village of Rye Brook, Westchester County, New York 10573.


February 26, 2016 (CC-LFS)
PAGE AVENUE CHECK CASHING, LLC
27 Page Avenue, Staten Island, NY  10309

A license was issued to do business as a licensed casher of checks at 3285 Richmond Avenue, Staten Island, NY   10312.


March 1, 2016 (SB-CRB)
PCSB BANK 
Route 6 & Drewville Road, Brewster, NY 10509

Approval given to change the location of branch office from 154 Route 22, Pawling, Dutchess County, NY 12564 to 144 Route 22, Pawling, Dutchess County, NY 12564, on or after March 2, 2016.


March 1, 2016 (MI-FWB)
BANK OF THE WEST
180 Montgomery Street, San Francisco, CA 94104

Authorization issued to open and occupy a full service branch office at 787 7th Avenue, Borough of Manhattan, City of New York 10019, on or after March 2, 2016.


March 2, 2016 (BP-LFS)
CREDIT  ADVISORS FOUNDATION
1818 South 72nd Street, Omaha, Douglas County, NE 68124

Application to operate a budget planner branch at 7525 E. Camelback Road, #210, Scottsdale, Maricopa County, AZ 85251 was returned.


March 3, 2016 (FB-FWB)
HABIB BANK LIMITED
22 HBL Plaza, I.I. Chundrigar Road, Karachi, Pakistan 75650

The New York State Department of Financial Services entered into a Consent Order with Habib Bank Limited and its New York Branch located at 60 East 42 Street, New York, NY 10165, effective December 15, 2015 pursuant to Section 39 of the New York State Banking Law.


March 3, 2016 (FB-FWB)
BANK OF INDIA
Star House, C-5 “G” Block, Bandra- Kurla Complex,  Bandra (East), Mumbai 400 051 INDIA

The New York State Department of Financial Services entered into a Consent Order with Bank of India, New York Branch located at 277 Park Avenue, New York, NY 10017 pursuant to Section 39 of the New York State Banking Law, effective November 30, 2015.


Certificate to engage in the business of a Mortgage Broker surrendered:

February 26, 2016 (BR-MBD)
G&I Homes, Inc.
2605 Route 5, Frankfort, NY 13340 0226
Effective Date: February 23, 2016

February 26, 2016 (BR-MBD)
New York Funding & Mortgage Corp.
136-75 37th Avenue, #9G, Flushing, NY 11354 4139
Effective Date: February 09, 2016


License to engage in the business of a Mortgage Banker surrendered:

February 26, 2016 (MB-MBD)
Nationwide Advantage Mortgage Company
1100 Locust Street, Department 2009
Des Moines, IA 50391 2009
Effective Date: February 09, 2016


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

February 26, 2016 (BR-MBD)
Full Service Branch
G&I Homes, Inc.
9060 Brewerton Road, Brewerton, NY 13029
Effective Date: February 23, 2016

February 26, 2016 (BR-MBD)
Full Service Branch
G&I Homes, Inc.
4976 Route 26, Whitney Point, NY 13862
Effective Date: February 23, 2016

February 26, 2016 (BR-MBD)
Full Service Branch
G&I Homes, Inc.
5924 E. Seneca Street, Vernon, NY 13476
Effective Date: February 23, 2016

February 26, 2016 (BR-MBD)
Full Service Branch
G&I Homes, Inc.
5162 State Highway 23, Oneonta, NY 13820
Effective Date: February 23, 2016

February 26, 2016 (BR-MBD)
Full Service Branch
G&I Homes, Inc.
2138 Doubleday Avenue, Ballston Spa, NY 12020
Effective Date: February 23, 2016


Mortgage Broker Certificate Name Changes:

March 02, 2016 (BR-MBD)
From: CGAP, Inc.
To: CGAP, Inc. D/B/A MortgageDepot


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS ID

First & Last Name

City & State of Residence

February 18, 2016

331759

Sheldon Rosenberg

Boynton Beach

FL

February 18, 2016

279964

Susan Bailey

Norwich

CT

February 19, 2016

141622

Gary Walker

Hammonton

NJ

February 24, 2016

1255829

Niles Nelson

Copiague

NY


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval NMLS ID

First & Last Name 

City & State

Sponsoring Entity

February 4, 2016

65993

Antonio  Luciano

Valley Cottage, NY

MLD Mortgage Inc.

February 23, 2016

1401260

Danielle  Sock

North Wales, PA

New Penn Financial, LLC

February 23, 2016

146892

Thomas  Colucci

Wayne, NJ

Homebridge Financial Services, Inc.

February 23, 2016

1405473

Matthew  Wright

Muncie, IN

Royal United Mortgage LLC

February 23, 2016

1159657

Joseph  Misconin

Cleveland, OH

Quicken Loans Inc.

February 23, 2016

1437382

Thomas  Brown

Lakewood, OH

Quicken Loans Inc.

February 23, 2016

1437427

Eric  Douglas

Aurora, OH

Quicken Loans Inc.

February 23, 2016

1437428

Scott  Green

Akron, OH

Quicken Loans Inc.

February 23, 2016

1238033

Emily  Redig

University Heights, OH

Quicken Loans Inc.

February 23, 2016

1007035

Eric  Park

Lake Forest, CA

Loandepot.Com, LLC

February 23, 2016

15631

Matthew  Schermerhorn

Rochester, NY

Home Town Funding, Inc D/B/A CNB Mortgage Company

February 23, 2016

1430180

Charles  Bobola

Jacksonville, FL

Carrington Mortgage Services, LLC

February 23, 2016

1423680

Janet  Seeley

Baldwinsville, NY

Ownerschoice Funding, Incorporated

February 23, 2016

1363173

Tina  Yam

Bayside, NY

Lyons Mortgage Services, Inc.

February 23, 2016

1240855

Andrew  Desbiens

Clifton Park, NY

Ownerschoice Funding, Incorporated

February 23, 2016

1220340

John  Mackenzie

Troy, MI

Quicken Loans Inc.

February 23, 2016

1424328

Keri  Dyer

Fulton, MO

Mortgage Research Center, LLC

February 23, 2016

1414558

James  Dolan

Long Beach, NY

Family First Funding LLC

February 23, 2016

1398979

Max  Kimbarow

Syosset, NY

Vanguard Funding LLC

February 23, 2016

865568

Jace  Rogiers

Carmel, IN

Carrington Mortgage Services, LLC

February 23, 2016

1037853

David  Upell

Roseville, MI

One Reverse Mortgage, LLC

February 23, 2016

1168840

Allison  Demott

Detroit, MI

Quicken Loans Inc.

February 23, 2016

1177930

Ali  Hashem

Dearborn Heights, MI

Quicken Loans Inc.

February 23, 2016

1203223

Richard  Bechard

Dearborn, MI

Quicken Loans Inc.

February 23, 2016

1406741

Jonathan  Bellemore

Newport, RI

Embrace Home Loans, Inc.

February 23, 2016

1159922

Blaine  Sandifer

Scottsdale, AZ

Quicken Loans Inc.

February 23, 2016

1079400

Michael  Schaetzle

Davie, FL

Van Dyk Mortgage Corporation

February 23, 2016

1294432

Gina  Pereira

Hopewell JCT, NY

Residential Home Funding Corp.

February 23, 2016

362470

Shirley  Morrow-Bates

Indianapolis, IN

Carrington Mortgage Services, LLC

February 23, 2016

1273383

Stephen  Coughlin

Detroit, MI

Quicken Loans Inc.

February 23, 2016

1366758

Mohamad  Al Kaaki

Dearborn, MI

Quicken Loans Inc.

February 23, 2016

648846

Elvis  Lazri

Jacksonville, FL

Carrington Mortgage Services, LLC

February 23, 2016

1109208

Brian  Copeland

Columbia, MO

Mortgage Research Center, LLC

February 23, 2016

1178188

Robert  Cameron

Berkley, MI

One Reverse Mortgage, LLC

February 24, 2016

93843

Joseph  Pisa

Weehawken, NJ

Northstar Funding Inc.


 

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