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New York State Department of Financial Services

Weekly Banking Bulletin

March 18, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

March 10, 2016 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040

Application dated February 15, 2016, for permission to open and occupy a branch office 71-15 and 71-17 Austin Street, Forest Hills, Borough of Queens, City of New York 11375, received.


March 11, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 151 North Main Street, New City, Town of Clarkstown, Rockland County, New York 10956, received.

The comment period on this notice will expire April 18, 2016.


March 11, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 134 Mamaroneck Avenue, White Plains, Westchester County, New York 10601, received.

The comment period on this notice will expire April 18, 2016.


March 15, 2016 (BK – CRB)
ORANGE COUNTY TRUST COMPANY
212 Dolson Avenue, Middletown, NY 10940
Application for the Superintendent’s approval of the “Certificate of Amendment of the Organization Certificate of Orange County Trust Company under Section 8005 of the Banking Law,” providing for the change of name of the bank to “Orange Bank & Trust Company,” received.


Application to establish a Mortgage Broker's Branch received for examination:

March 16, 2016 (BR-MBD)
Full Service Branch
Lexington Capital Corp.
108 West Merrick Road, Suite A, Freeport, NY 11520


Application to establish a Mortgage Banker's Branch received for examination:

March 16, 2016 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
500 Virginia Drive, Suite #502, Fort Washington, PA 19034

March 16, 2016 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
1942 Victory Boulevard, Suite A, Staten Island, NY 10314

March 16, 2016 (MB-MBD)
Full Service Branch
Lakeview Mortgage Bankers Corp.
750 State Route 34, Suite #2, Matawan, NJ 07747

March 16, 2016 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
33 North Main Street, Suite #2, Marlboro, NJ 07746

March 16, 2016 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited Senior Security Home Advantage
Additional DBA(S): Senior Security Advisors
630 Boulevard, Suite #201, Elmwood Park, NJ 07407

March 16, 2016 (MB-MBD)
Full Service Branch
Commonfund Mortgage Corp.
210 Farrier Avenue, Oneida, NY 13421

March 16, 2016 (MB-MBD)
Full Service Branch
Wall Street Mortgage Bankers Ltd. DBA Power Express
3810 Church Avenue, Suite #1R, Brooklyn, NY 11203


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

October 2, 2015

1387050

Joseph Fredrick Stadler

Overland Park, KS

November 9, 2015

1319633

Shane Connor McMullen

Lyndhurst, NJ 

January 12, 2016

1325896

Steven Anthony Bruefach

Mint Hill, NC

January 19, 2016

1432628

Eliyahu Menachem Wohlberg

Monsey, NY

January 27, 2016

929531

Michael J Pollio

Landing, NJ 

February 1, 2016

976651

Amanda Leigh Mowbray

Huntersville, NC

February 4, 2016

562555

John A Fearon

Blacklick, OH

February 11, 2016

1325829

Jamie Fisher Dilenschneider

Charlotte, NC

February 12, 2016

1005596

Valerie Sue Wery

Clarence Center, NY

February 16, 2016

65117

David Roma

Brooklyn, NY 

February 18, 2016

1431244

Emily Faith Abdill

Marlton, NJ

February 18, 2016

1445064

Matthew James Stockel

White Plains, NY

February 19, 2016

1451313

Nitin Bagal

Ridgefield, CT

February 22, 2016

64411

Michael Pfeifer

Lawrence, NY 

February 23, 2016

1443543

Joseph P Ferraro

Ronkonkoma, NY

February 23, 2016

1438317

Brittany Salaaj Garcia

ADDISON, TX

February 24, 2016

6005

Guy Earl Reeps

Merrick, NY 

February 25, 2016

1454268

Jing Jing Deng

Brooklyn, NY 

February 25, 2016

116167

David Michael Breen

Medford, NJ

February 29, 2016

1449494

Elliott Andrew Miranda

San Diego, CA 

February 29, 2016

1080190

Bryan J Lakey

Pointe Vedra Beach, FL

March 1, 2016

1434387

Kristen Jo Brasher

Zionsville, IN 

March 1, 2016

1456551

Brian Gregory Hayden

Jacksonville, FL

March 7, 2016

1172202

Steve Patrick Slifko III

Commerce Township, MI 

March 7, 2016

1448793

Michael Anthony Schaefer

Wickliffe, OH 

March 7, 2016

1448790

Alex James Pancake

Aurora, OH

March 7, 2016

1448779

Martin Frederic Lewis

Cleveland, OH

March 7, 2016

1449243

Timothy Scott Lawler

Ravenna, OH

March 7, 2016

1271085

Andrew Brandon Burke

Stratford, CT

March 7, 2016

1435132

Paul Todd Shelanskey

Newark, NY

March 8, 2016

1060838

Monicka Marie-Ann Hewitt

Dearborn, MI 

March 8, 2016

1448804

Robert George Abdelnour

Chesterfield, MI 

March 8, 2016

1448748

Bradley David Spadafore

Scottsdale, AZ

March 8, 2016

1387491

Garrett Thomas Balint

Livonia, MI 

March 8, 2016

1366300

Edgar Antonio Legarda Contreras

Avondale, AZ

March 8, 2016

158247

Thomas Joseph Novelli Jr

Media, PA 

March 8, 2016

27585

Ronald Neeve

Royal Oak, MI

March 8, 2016

1375355

Jeffrey Robert Hulskamp

Phoenix, AZ

March 8, 2016

1366205

Kameron Kyle Bonner

Chandler, AZ 

March 8, 2016

1387743

Miranda Michelle Licavoli

Madison Heights, MI 

March 8, 2016

1387343

Richard Michael Bezanson II

Phoenix, AZ

March 8, 2016

1228968

Kevin David Coffman

Amherst, OH

March 8, 2016

1332176

Nathan Andrew Osbourn

Chandler, AZ

March 8, 2016

1448765

Andrew Charles Householder

Cleveland, OH 

March 8, 2016

1387394

Dorlan Duan Fedrick Jr

Akron, OH 

March 9, 2016

1375897

Sarah Ann Connolly

Royal Oak, MI

March 9, 2016

1333761

Sean Daniel O'Guinn

Grand Blanc, MI 

March 9, 2016

1366741

Jafer Masoud Alawamleh

Detroit, MI 

March 9, 2016

1367059

Joseph Michael Gange

Detroit, MI

March 9, 2016

1366793

Joseph Richard Betro II

Detroit, MI

March 9, 2016

1367021

Mary Elizabeth Ellerbe

Chesterfield, MI 

March 9, 2016

781071

Jason John Bakou

Chesterfield, MI 

March 9, 2016

1366790

Sean Michael Bahri

Wolverine Lake, MI

March 9, 2016

1375743

Gabriel Geraldo Bucio II

Superior Township, MI 

March 9, 2016

1376678

Joel David Reed

Novi, MI 

March 9, 2016

1237683

Ashley Michelle Cox

River Rouge, MI 

March 9, 2016

1238314

Arthur Joseph Kazyak

Detroit, MI

March 9, 2016

1283492

Brandon E Stanley

Redford, MI 

March 9, 2016

1295912

David John Leonard

Grosse Pointe Farms, MI 

March 9, 2016

1312405

Brian James Ridenour

Allen Park, MI 

March 9, 2016

1332806

David Charles Holota

Dearborn, MI

March 9, 2016

1332712

Thomas Samuel Abraham Jr

Bloomfield Hills, MI

March 9, 2016

1332767

Hussein Jamal Elsayedali

Dearborn, MI

March 9, 2016

1367065

Jordan Kirby Hammock

Ann Arbor, MI 

March 9, 2016

1367090

Neil Scott Kowalik

Ann Arbor, MI 

March 9, 2016

1367278

Michael Ray Parker Jr

Belleville, MI 

March 9, 2016

12191

Jeffrey Yale Berman

Plano, TX

March 9, 2016

1375901

Dawd Hussein Daoud

Detroit, MI 

March 9, 2016

1418443

Daniel Joseph O'Gorman V

Phoenix, AZ

March 9, 2016

1430032

Megan Leigh Buckley

Goodrich, MI

March 9, 2016

1398911

Sarah Jo Boza

Detroit, MI 

March 9, 2016

1177773

Scott Lawrence Claeson

Macomb, MI

March 9, 2016

385822

Adam Franklin Smith

Birmingham, MI


SECTION II

March 4, 2016 (SF-LFS)
TD AUTO FINANCE LLC
27777 Inkster Road, Farmington Hills, MI 48334-5326
Application was approved to engage in business as a sales finance company at a branch located at 200 Carolina Point Pkwy, Bldg. A, Floor 3, Greenville, SC 29607


March 11, 2016 (FB-FWB)
CHINA MERCHANTS BANK CO., LTD.
7088 Shennan Boulevard, Shenzhen, Guangdong 518040 4-5 Marunouchi, People’s Republic of China

Application, pursuant to Section 201-b of the Banking Law, requesting permission to exercise fiduciary powers, approved.


March 11, 2016 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, New York 14902

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Times Union Center, 51 South Pearl Street, Albany, Albany County, NY 12207.


March 11, 2016 (FR-FWB)
THE ROYAL BANK OF SCOTLAND PLC
Gogarburn Edinburgh EH12 1HQ GB

Representative office license located at 489 Fifth Avenue New York, NY 10017 surrendered on December 25, 2015.


March 11, 2016 (BK-CRB)
PATHFINDER COMMERCIAL BANK
214 West First Street, Oswego, NY 13126
PATHFINDER BANK (SB-CRB)
214 West First Street, Oswego, NY 13126

Application, pursuant to Section 601-b of the Banking Law, for Pathfinder Bank to merge with and into Pathfinder Commercial Bank, under the name Pathfinder Bank, approved.


March 11, 2016 (TR-CRB)
PATHFINDER BANK
214 West First Street, Oswego, NY 13126

Approval given in principle to the restated Organization Certificate of Pathfinder Bank, providing for the expansion of powers to those of a full service bank with trust powers. (The restated Organization Certificate is in conjunction with the proposed merger of Pathfinder Bank with and into Pathfinder Commercial Bank under the name, Pathfinder Bank.)


March 14, 2016 (CC-LFS)
CHECK EXPRESS, LLC 
13989 Broadway, Alden, NY  14004

License to engage in business as casher of checks at 13989 Broadway, Alden, NY  14004 was surrendered effective March 14, 2016.


March 15, 2016 (MI-CRB)
SUSSEX BANK
399 Route 23, Franklin, NJ 07416

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 20-22 Fowler Street, Port Jervis, Orange County, New York 12771, will not result in a significant reduction of banking services in the community to be affected.


March 15, 2016 (FR-FWB)
INTERNATIONAL BANK OF AZERBAIJAN
67 Nizami Street, Baku, Azerbaijan

License of the New York Representative Office, located at 375 Park Avenue, New York, NY 10152, surrendered as of February 11, 2016.


March 16, 2016 (FB-FWB)
HAITONG BANK, S.A.
Edificio Quartzo, Rua Alexandre Herculano, 38, 1269-161 Lisboa, Portugal

New York branch license at 340 Madison Avenue, 12th Floor, New York, NY 10173 surrendered on March 16, 2016.


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

March 16, 2016 (BR-MBD)
Full Service Branch
Urban Fulfillment Services, LLC
2800 Livernois Road, Building D, Suite #300, Troy, MI 48083

March 16, 2016 (BR-MBD)
Full Service Branch
Urban Fulfillment Services, LLC
30870 Russell Ranch Road, Suite #100, Westlake Village, CA 91361


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 16, 2016 (MB-MBD)
Full Service Branch
United Mortgage Corp. UAN NY Finest Funding
Additional DBA(S): United Global Group
310 Passaic Avenue, Suite #204B, Fairfield, NJ 07004

March 16, 2016 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
8650 Freeport Parkway, Suite #150, Irving, TX 75063

March 16, 2016 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
70 Hudson Street. Suite #6A, Hoboken, NJ 07030

March 16, 2016 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
1555 Route 9, Suite #3, Wappingers Falls, NY 12590

March 16, 2016 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
4965 Preston Park Boulevard, Suite #800E, Plano, TX 75093

March 16, 2016 (MB-MBD)
Full Service Branch
Mid-Island Mortgage Corp.
4851 Tamiami Trail North, Suite #200, Office #228, Naples, FL 34103

March 16, 2016 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
28-13 23rd Avenue, 2nd Floor, Astoria, NY 11105

March 16, 2016 (MB-MBD)
Full Service Branch
Everett Financial, Inc. D/B/A Supreme Lending
914 Atlantic Avenue, Baldwin, NY 11510

March 16, 2016 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited Senior Security Home Advantage
Additional DBA(S): Senior Security Advisors
50 S. US Highway One, Suite #312, Jupiter, FL 33477

March 16, 2016 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited Senior Security Home Advantage
Additional DBA(S): Senior Security Advisors
135-30 Rockaway Boulevard, Unit #1A, South Ozone Park, NY 11420

March 16, 2016 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
1600 South Douglass Road, Suite #200-A, Anaheim, CA 92806


Certificate to engage in the business of a Mortgage Broker surrendered:

March 14, 2016 (BR-MBD)
Ohgeun Kwon D/B/A Union Mortgage Co.
219-03 Northern Boulevard, Suite 3, Bayside, NY 11361 3571
Effective Date: March 04, 2016

March 16, 2016 (BR-MBD)
North American Funding Corp.
950 New Loudon Road, Suite 275, Latham, NY 12110 2130
Effective Date: March 08, 2016


License to engage in the business of a Mortgage Banker Branch surrendered:

March 10, 2016 (MB-MBD)
Full Service Branch
American Advisors Group, Inc.
14635 North Kierland Boulevard, Suite #210, Scottsdale, AZ 85254
Effective Date: March 03, 2016


Mortgage Broker Certificate Address Changes:

March 11, 2016 (BR-MBD)
JNM Mortgage In Lieu of True Name Jersey National Mortgage LLC
From: 84 East Ridgewood Avenue, 2nd Floor, Ridgewood, NJ 07450
To: 171 East Ridgewood Avenue, Suite 204, Ridgewood, NJ 07450 3824

March 15, 2016 (BR-MBD)
Paragon Financial Group Inc.
From: 33 Walt Whitman Rd., Suite 107, South Huntington, NY 11746
To: 4250 Veterans Memorial Hwy., Suite 420E, Room 403E, Holbrook, NY 11741


Mortgage Banker Branch License Address Changes:

March 10, 2016 (MB-MBD)
Residential Home Funding Corp. D/B/A RHF Wholesale
From: 1842 East Jericho Turnpike, Unit T, Huntington, NY 11743
To: 6276 Amboy Road, Suite 2A, Staten Island, NY 10301

March 11, 2016 (MB-MBD)
PHH Mortgage Corporation D/B/A PHH Mortgage Services
Additional DBA(S): Instamortgage.com
Mortgagesave.com
Coldwell Banker Mortgage
ERA Mortgage
Century21 Mortgage
Domain Distinctive Property Finance
From: 5201 Gate Parkway
Jacksonville, FL 32256
To: 8800 Baymeadows Way West, Suite 300, Jacksonville, FL 32256


Mortgage Loan Servicer Address Changes:

March 14, 2016 (MLS-MBD)
PennyMac Loan Services, LLC
From:   6101 Condor Drive, Suite 200, Moorpark, CA  93021-2602
To:   3043 Townsgate Road, Suite 200, Westlake Village, CA  91361-5860


Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

March 14, 2016 (BR-MBD)
Applicant(s)
Eric James Bardanis
To acquire interest in:
Preferred Mortgage Corporation of New York
595 Blossom Road, Suite 100, Rochester, NY 14610


The mortgage broker is no longer a New York State approved FHA Mortgage Loan Correspondent and may no longer commit to make or advance funds on such loans for property located in the State of New York.

March 15, 2016 (BR-MBD)
First Laridian Mortgage Company, Inc.
577 Hamburg Turnpike, Wayne, NJ  07470


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

March 8, 2016

1237847

Andrew Wilterink

Detroit

MI


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

First Name & Last Name

City & State

Sponsoring Entity

March 4, 2016

209381

Jonathan Coccia

Saddle Brook, NJ

Loandepot.Com, LLC

March 7, 2016

140694

Randall Chapman

Carmel, IN

Carrington Mortgage
Services, LLC

March 7, 2016

925500

Weldon Jones

Buffalo, NY

Neighborhood Assistance Corporation of America

March 7, 2016

1415908

Dwayne Fyffe

Englewood, NJ

Neighborhood Assistance Corporation of America

March 7, 2016

1415307

Laurie Sotirov

New York, NY

USN Mortgage Inc

March 7, 2016

1177895

Dylan Frazier

Warren, MI

Quicken Loans Inc.

March 7, 2016

1177825

Justin Soullier

Oak Park, MI

Quicken Loans Inc.

March 7, 2016

1177806

Adam Smith

Detroit, MI

Quicken Loans Inc.

March 7, 2016

92025

Sleiman Bazzi

Dearborn, MI

Quicken Loans Inc.

March 7, 2016

1220570

Robert Stanable

Mount Clemens, MI

Quicken Loans Inc.

March 7, 2016

1237771

Ryan Muller

Sterling Heights, MI

Quicken Loans Inc.

March 7, 2016

1237667

Michael Ambrozy

Grosse Pointe Park, MI

Quicken Loans Inc.

March 7, 2016

1262991

Steven Hindo

West Bloomfield, MI

Quicken Loans Inc.

March 7, 2016

1211938

Yousip Golani

Dearborn Heights. MI

Quicken Loans Inc.

March 7, 2016

1295300

Christopher Ogaz

Phoenix. AZ

Quicken Loans Inc.

March 7, 2016

1220700

Rhett Fernandez

Almont, MI

Quicken Loans Inc.

March 7, 2016

1117368

Kristin Komander

Woodhaven, MI

Quicken Loans Inc.

March 7, 2016

1409022

Blake Bruseloff

West Bloomfield, MI

Quicken Loans Inc.

March 7, 2016

1149229

Mark Gustafson

Detroit, MI

Quicken Loans Inc.

March 7, 2016

858889

Dominick Russo

Cedar Grove, NJ

Caliber Home Loans, Inc.

March 7, 2016

182630

Lindsay Longbons

Goodyear, AZ

CMG Mortgage, Inc.

March 7, 2016

1313759

Christopher Shoemaker

Columbia, MO

Mortgage Research Center, LLC


 

 

 


 

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