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New York State Department of Financial Services

Weekly Banking Bulletin

April 8, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

March 29, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated March 28, 2016, for permission to open and occupy a branch office at 45 Eisenhower Drive, Paramus, Bergen County, NJ 07652 for the limited purpose of providing services to commercial customers, received.


April 1, 2016 (SB-CRB)
THE DIME SAVINGS BANK OF WILLIAMSBURGH
209 Havemeyer Street, Brooklyn, NY 11211

Application dated March 31, 2016, for permission to open and occupy a branch office at 149 Kent Avenue, Borough of Brooklyn, City of New York 11249, received. 


April 1, 2016 (MI-CRB)
METRO CITY BANK
5441 Buford Highway, Doraville, GA 30340

Application dated March 21, 2016, for permission to open and occupy a branch office at 215-45 Northern Boulevard, Bayside, Borough of Queens, City of New York 11361, received.


April 5, 2016 (MI-CRB)
UPSTATE NEW YORK BANCORP, INC.
389 Hamilton Street, Geneva, NY 14456

Application, pursuant to Section 143-a of the Banking Law, to acquire 100% of the capital stock of USNY Bank, Geneva, New York, received.

The comment period on this application will expire on May 9, 2016.


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS ID

Name of Applicant

City & State of Residence

December 7, 2015

1408858

Matthew Edward Bamford

Doylestown

Pennsylvania

January 7, 2016

1425777

Craig H O'Callaghan

Bethpage

New York

January 15, 2016

563402

Susan Marie Myher

Dublin

Ohio

January 27, 2016

1359482

Stephanie Callari

Buffalo

New York

January 27, 2016

485952

Thomas P Ryall

Port Washington

New York

February 4, 2016

76599

Shawn Patrick Martin

Windham

Connecticut

February 4, 2016

36832

Glenn Michael Dube

East Northport

New York

February 11, 2016

324872

Timothy X Ford

Red Bank

New Jersey

February 19, 2016

987714

Dean Charles Grohs

Rancho Santa Margarita

California

February 22, 2016

1461268

Justin Michael Blond

Brooklyn

New York

February 22, 2016

1030892

Ceasar Gustavo Krauss

Huntington Beach

California

February 22, 2016

1236828

Tanner Robert Christensen

Fullerton

California

February 26, 2016

408617

Kelly Bright Satty

Broad Brook

Connecticut

March 2, 2016

1383157

Marianne R Kuhnle

Lynbrook

New York

March 3, 2016

1456549

Joshua Jay Emmans

Indianapolis

Indiana

March 3, 2016

1455806

Christian Robert Schaare

Cortlandt Manor

New York

March 3, 2016

1428145

Jennifer Rose DiPerna

Medina

Ohio

March 3, 2016

1332894

Luis Daniel Lindstedt

Grass Lake

Michigan

March 3, 2016

1428173

Michael James Vanotti

Lakewood

Ohio

March 3, 2016

1211684

Robert Anthony La Veck

Amherst

Ohio

March 4, 2016

302414

Brock William Symon

Indianapolis

Indiana

March 4, 2016

1036772

Katrina Faye Laster

Jacksonville

Florida

March 9, 2016

1393161

Kaine Nolan Grant

Wheatley Heights

New York

March 9, 2016

1409368

Roberto Manuel Flores

Dearborn

Michigan

March 9, 2016

1429577

Jason Jefferson Jackson

Aliso Viejo

California

March 9, 2016

1124161

Mark Christopher Macievic

Anaheim

California

March 14, 2016

1186648

April Dawn Powers

Detroit

Michigan

March 14, 2016

1186821

Julia Perstin

Solon

Ohio

March 14, 2016

1387634

Michael Alfred-Madan Edwin

Grosse Pointe Park

Michigan

March 14, 2016

1387512

Ashley Christine McClellan

Detroit

Michigan

March 14, 2016

1366214

Brett Steven Cerqua

Scottsdale

Arizona

March 14, 2016

1398922

Shane Christopher Brown

Detroit

Michigan

March 14, 2016

1312236

Jason Lewis Davila

Sterling Heights

Michigan

March 14, 2016

1127059

Rana Barka

Sterling Heights

Michigan

March 14, 2016

1387524

Benjamin Grant Steves

Flat Rock

Michigan

March 14, 2016

1387694

Krista Marie Haas

Garden City

Michigan

March 14, 2016

1439021

Angela Ross Slayton

Columbia

Missouri

March 14, 2016

142951

David Brian Hudson

Ellicott City

Maryland

March 14, 2016

1237698

Jimmy Zahi Fakhouri

Detroit

Michigan

March 14, 2016

666874

Rebecca Ann Machacek

Aurora

Colorado

March 14, 2016

743896

Christine DiMisa

Glen Head

New York

March 14, 2016

1210463

Jomar Banks

Indianapolis

Indiana

March 14, 2016

971586

Marisol Delgado

Tampa

Florida

March 14, 2016

448564

Nathan Edward Dube

Johns Creek

Georgia

March 14, 2016

1387682

Robert Milligan McLane III

Detroit

Michigan

March 14, 2016

1387707

Robert Ramiro Hinojosa

Garden City

Michigan

March 14, 2016

1398652

Jennifer Marie Lutz

Glendale

Arizona

March 14, 2016

1011829

Timario Mehmeti

West Bloomfield

Michigan

March 15, 2016

1409382

Nico James Gianakopoulos

Macomb

Michigan

March 15, 2016

1272542

Janin Michel Jane

Phoenix

Arizona

March 15, 2016

1399378

Michael Thomas Monte

Berkley

Michigan

March 15, 2016

1127527

Bruce David Mut

Phoenix

Arizona

March 15, 2016

198561

Megan Marie Russell

Royal Oak

Michigan

March 15, 2016

1452589

Jose Antonio Vargas Sr

Waterbury

Connecticut

March 15, 2016

1071824

Michael Jarek Robinson

San Clemente

California

March 15, 2016

1375791

David Kent Clark III

Troy

Michigan

March 15, 2016

1194818

Sierra Breanne Lopez Fox

Phoenix

Arizona

March 15, 2016

1308439

Perry Michael Fraylick

Brunswick

Ohio

March 16, 2016

1455836

Monaya Kierre Cleveland

Willingboro

New Jersey

March 16, 2016

1460424

Joshua William Foerst

Streetsboro

Ohio

March 16, 2016

1461408

Begonia M Provencio

Thornton

Colorado

March 16, 2016

1460439

Bryan Patrick McCarthy

Cleveland

Ohio

March 16, 2016

1460544

Igor Simunovic

Wickliffe

Ohio

March 17, 2016

1452659

Heather Lyn Girouard

Vernon

Connecticut

March 17, 2016

1425573

Pavel Victor Voloshin

Pompano Beach

Florida

March 18, 2016

1448976

Andrew Richard Zimmer

Orchard Lake

Michigan

March 18, 2016

1367342

Tommy Palomarez Teodoro Jr

Dearborn Heights

Michigan

March 18, 2016

1367653

Patrick Michael McBride

White Lake

Michigan

March 18, 2016

1418345

Ethan Murphy Taylor

Akron

Ohio

March 18, 2016

1332754

April Dawn Clark

Taylor

Michigan

March 18, 2016

1460681

Malcolm Andrew Cameron

Tempe

Arizona

March 21, 2016

1454475

Adam Zbigniew Urbanczyk

Middletown

New Jersey

March 21, 2016

1460510

Matthew Scott Pullara

Cleveland

Ohio

March 21, 2016

410226

Theresa G Davis

Merrick

New York

March 21, 2016

1460562

Salmaan Ashfaq Toor

Brecksville

Ohio

March 21, 2016

1455811

Juliet Maurisa Johnson

Williamstown

New Jersey

March 22, 2016

390017

James M Tinnes

Browns Mills

New Jersey

March 22, 2016

1097354

Chad Robert Pyykkonen

Shelby Twp

Michigan

March 23, 2016

1421841

Andrew David Thompson

Anderson

Indiana

March 23, 2016

1448792

Thomas Joseph Prendergast

Moreland Hills

Ohio

March 23, 2016

1464590

Jessica Jory Keenoy

Columbia

Missouri

March 23, 2016

1464916

Amanda Jo Henselman

Columbia

Missouri

March 23, 2016

137668

John William Lloyd Jr

Wyomissing

Pennsylvania

March 23, 2016

1392592

Lindsay Parker Cordia

Columbia

Missouri


SECTION II

March 29, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at One Forge Road, Boiling Springs, Cumberland County, Pennsylvania 17007, surrendered for cancellation.

Office discontinued as of March 23, 2016.


April 4, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 109 Market Plaza, Somers Towne Center, Town of Somers, Westchester County, New York 10589, will not result in a significant reduction of banking services in the community to be affected.


Certificate issued to engage in the business as a Mortgage Loan Servicer Branch under Article 12-D of the New York State Banking Law:

April 04, 2016 (MLS-MBD)
Full Service Branch
Provident Funding Associates, LP
100 Radnor Road, Suite 102, State College, PA  16801


Certificate to engage in the business of a Mortgage Broker surrendered:

April 06, 2016 (BR-MBD)
All The Best, L.L.C.
280 Park Avenue South - Suite 22A, New York, NY 10010 6133
Effective Date: March 24, 2016


Mortgage Banker License Name Changes:

April 04, 2016 (MB-MBD)
From: Devere Mortgage Corporation D/B/A Hunt Mortgage
To: Hunt Mortgage Corporation


Exempt Mortgage Loan Servicer Name Change:

March 31, 2016 (EMS-MBD)
From: Rural Ulster Preservation Company, Inc.
To: RUPCO, Inc.


Mortgage Broker Certificate Address Changes:

April 01, 2016 (BR-MBD)
Hawkview I, Inc.
From: 1 Neperan Road, Suite 207, Tarrytown, NY 10591
To: 116 Radio Circle Drive, Suite 301, Mount Kisco, NY 10549 2631


Mortgage Banker License Address Changes:

March 31, 2016 (MB-MBD)
MNET Mortgage In Lieu of True Name Mortgage Network, Inc.
From: 300 Rosewood Drive, Danvers, MA 01923
To: 99 Conifer Hill Drive, 3rd Floor, Suite 300, Danvers, MA 01923 1151


Mortgage Banker Branch License Address Changes:

April 06, 2016 (MB-MBD)
American Neighborhood Mortgage Acceptance Company, LLC DBA
AnnieMac Home Mortgage
From: 115 Route 46 West, Building D, Suite #32, Mountain Lakes, NJ 07046
To: 96 Route 206, Suite 102, Roxbury Township, NJ 07836


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

April 4, 2016

181636

Craig Alan Harrigan

Huntington Beach

California


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval NMLS ID

Name of Applicant

City & State of Residence Sponsoring Entity

September 12, 2014

1187453

Stacie Faye Petrusha

Grand Blanc

Michigan

Urban Fulfillment Services, LLC

October 31, 2014

1041258

Eric Richard Williams

Green Valley

California

Urban Fulfillment Services, LLC

November 10, 2014

1041259

Munna Begum

Thousand Oaks

California

Urban Fulfillment Services, LLC

March 9, 2015

1213101

Christopher La

Moorpark

California

Urban Fulfillment Services, LLC

May 4, 2015

1313596

Jonathan Patrick Gnida

Morrisville

Pennsylvania

HomeBridge Financial Services, Inc.

June 8, 2015

1305372

Christopher Adam Robert Taylor

Corryton

Tennessee

21st Mortgage Corporation

June 30, 2015

1312387

John David O'Connor Jr

St Clair Shores

Michigan

Quicken Loans Inc.

July 15, 2015

1113664

Alison Michelle Pharr

Columbia

Missouri

Mortgage Research Center, LLC

August 21, 2015

3366

George N Pantelaras

Tampa

Florida

Van Dyk Mortgage Corporation

August 21, 2015

1375918

Justin Nicholas Kwan

Parma Hts.

Ohio

Quicken Loans Inc.

September 4, 2015

303661

Thomas Richard Hecker

Arvada

Colorado

LenderLive Network, LLC

September 4, 2015

896809

Trung Chi Ha

Stanton

California

Nationstar Mortgage LLC

September 11, 2015

886450

Michael Charles Hakun

Dearborn

Michigan

Quicken Loans Inc.

September 25, 2015

1273467

Jonathan Robert Koshewitz

West Bloomfield

Michigan

Quicken Loans Inc.

October 2, 2015

1156425

Howard Steinfeld

Dix Hills

New York

loanDepot.com, LLC

October 9, 2015

1345183

Bo Yi Ng

Flushing

New York

Mortgage World Bankers, Inc

October 16, 2015

65305

Vanessa Maria Ingrao

Long Beach

New York

Canyon Mortgage Corp

October 30, 2015

930326

Phillip Jair Houston

Irving

Texas

Nationstar Mortgage LLC

November 13, 2015

1227406

Daniel Alfred Cooke

Pompano Beach

Florida

Van Dyk Mortgage Corporation

November 13, 2015

792171

Debra Lynn Dinardo

Ronkonkoma

New York

American Advisors Group

November 13, 2015

1228938

David Sierra

Gilbert

Arizona

Quicken Loans Inc.

November 20, 2015

915029

Deonne Lee Clare

Jacksonville

Florida

Carrington Mortgage Services, LLC

November 27, 2015

648859

Daniel Seradoy Pastrana

Jacksonville Beach

Florida

Carrington Mortgage Services, LLC

December 31, 2015

648961

Blythe Dewey Cejka

Jacksonville Beach

Florida

Carrington Mortgage Services, LLC

January 8, 2016

1434950

Brian Dean Schmidt

Tipton

Missouri

Mortgage Research Center, LLC

January 8, 2016

1426827

Jori Ellen Goldner

Hackensack

New Jersey

Prospect Mortgage, LLC

January 8, 2016

1418574

Ethan Andrew Watkins

Royal Oak

Michigan

Quicken Loans Inc.

January 8, 2016

257845

Jason Paul Wayne Dudich

Fishers

Indiana

Carrington Mortgage Services, LLC

January 15, 2016

1427863

Jacob Owen Bryant

Knoxville

Tennessee

21st Mortgage Corporation

January 15, 2016

1384098

Misty Moulton

Highlands Ranch

Colorado

Urban Fulfillment Services, LLC

January 16, 2016

22203

Adam Cohen

Lexington

Massachusetts

loanDepot.com, LLC

February 5, 2016

1037944

Jason Anil Sukhnandan

Queens Village

New York

Meadowbrook Financial Mortgage Bankers Corp.

February 16, 2016

985409

David Michael Cervone

St Augustine

Florida

Carrington Mortgage Services, LLC

February 19, 2016

67223

Michael Clohessy

West New York

New Jersey

All County Capital Corp.

February 26, 2016

574983

David Jaffe

West Hempstead

New York

GuardHill Financial Corp.

March 4, 2016

1395788

Kevin Gabriel Clarkson

Lake Ronkonkoma

New York

United Mortgage Corp.

March 4, 2016

52371

Steven Lazarus

Suffern

New York

Luxury Mortgage Corp.

March 10, 2016

244573

Shane Patrick Johnson

New York

New York

Intercontinental Capital Group, Inc.

March 11, 2016

1339592

Brittany Mary Bonadio

Charlotte

North Carolina

Cardinal Financial Company, Limited Partnership

March 11, 2016

1385253

Shin Ochi

New York

New York

Equity Now Inc.

March 11, 2016

1407263

Chelsea Leigh Masterson

Sparta

New Jersey

HomeBridge Financial Services, Inc.

March 11, 2016

910004

Quinn Burke

Scottsdale

Arizona

Quicken Loans Inc.

March 11, 2016

1375347

Samantha Renee Pronishen

Detroit

Michigan

One Reverse Mortgage, LLC

March 11, 2016

1273380

Eric Arthur Chupailo

Warren

Michigan

Quicken Loans Inc.

March 11, 2016

1117345

Justin Lee Hazen

Strongsville

Ohio

Quicken Loans Inc.

March 11, 2016

1434926

Ian Mark Chang

Columbia

Missouri

Mortgage Research Center, LLC

March 11, 2016

1247831

Shauna Rose Spoonamore

Belleville

Michigan

Quicken Loans Inc.

March 11, 2016

1290864

Kristen Ryan Crenshaw

Dallas

Texas

Nationstar Mortgage LLC

March 11, 2016

755885

Ryan Glen Mecum

Batavia

Illinois

Guaranteed Rate, Inc.

March 11, 2016

1220589

Zachary Jacob Zeidner

Detroit

Michigan

Quicken Loans Inc.

March 11, 2016

1247847

Michael Lloyd Stiffler Jr

Sterling Heights

Michigan

Quicken Loans Inc.

March 11, 2016

657339

John Anthony Trama

Smithtown

New York

Fairfield Services M, LLC

March 11, 2016

1211919

Tyler Brett Frantangelo

Clawson

Michigan

Quicken Loans Inc.

March 11, 2016

1401954

Alexander Philip Papadopoulos

Bayside

New York

Lyons Mortgage Services, Inc.

March 11, 2016

201080

Bruce Ernest Greenwald

Mount Ephraim

New Jersey

Freedom Mortgage Corporation

March 11, 2016

27370

Lewis Jay Shron

Fort Lee

New Jersey

Amerifund Home Mortgage, LLC

March 11, 2016

338728

Lora Lynn Ball

Seminole

Florida

Van Dyk Mortgage Corporation

March 11, 2016

1419016

Andres Chevallier Boutell

Detroit

Michigan

Quicken Loans Inc.

March 11, 2016

1249670

Denesh Baran

Jamaica

New York

Quik Fund, Inc.

March 11, 2016

1294972

Antoinette Michelle Johnson

Jacksonville

Florida

Carrington Mortgage Services, LLC

March 11, 2016

183025

Gun Tony Kim

Flushing

New York

Advisors Mortgage Group, L.L.C.

March 11, 2016

478125

Jeffrey Alan Crabtree

Carmel

Indiana

Carrington Mortgage Services, LLC

March 11, 2016

1413349

Melissa K Powers

Rochester

New York

Banas Mortgage Co., LTD

March 11, 2016

250603

Martin Theodore Nicoll

Jersey City

New Jersey

Movement Mortgage, LLC

March 11, 2016

1273928

Abigail Louise Bulmer

Clawson

Michigan

Quicken Loans Inc.

March 11, 2016

1295315

Bradley David Begue

Mentor

Ohio

Quicken Loans Inc.

March 11, 2016

1429111

Ryan David Reineck

Clinton

Michigan

Quicken Loans Inc.

March 11, 2016

940218

John Dale Christenson

Henrico

Virginia

Live Well Financial, Inc.

March 11, 2016

840349

Eric Richard Hantson

Boonton

New Jersey

Caliber Home Loans, Inc.

March 11, 2016

389608

Michael Livingston Mason Jr

Hanover

Pennsylvania

Home Point Financial Corporation

March 11, 2016

86639

Theodore Joseph May

Irvine

California

Guaranteed Rate, Inc.

March 11, 2016

648824

Daniel Gene Williams

Jacksonville Beach

Florida

Carrington Mortgage Services, LLC

March 11, 2016

1042680

Ryan Matthew Doran

Columbia

Missouri

Mortgage Research Center, LLC

March 11, 2016

1296103

Kyle Andrew Wiartalla

Sterling Heights

Michigan

Quicken Loans Inc.

March 11, 2016

1290861

Dominique Mbiassi William Lewis

Dallas

Texas

Nationstar Mortgage LLC

March 11, 2016

1295316

Addison Davis Carbone

Cleveland

Ohio

Quicken Loans Inc.

March 11, 2016

1407163

Hannah Gale Turnage

Lewisville

Texas

Nationstar Mortgage LLC

March 11, 2016

1367458

Wesley Campbell Carter

Knoxville

Tennessee

21st Mortgage Corporation

March 11, 2016

561871

Dillon A Copeland

Wappingers Falls

New York

Homestead Funding Corp.

March 11, 2016

1367304

Vicente Sanchez Jr

Taylor

Michigan

Quicken Loans Inc.

March 11, 2016

1107384

Bradley Evan Seid

Royal Oak

Michigan

Quicken Loans Inc.

March 11, 2016

1058359

Stacey Lynn Woodin

Riverdale

New Jersey

HomeBridge Financial Services, Inc.

March 11, 2016

22475

Joseph Gilbert Romack

Fernandina Beach

Florida

PHH Mortgage Corporation

March 11, 2016

1374309

Robert Aaron Rand

Columbia

Missouri

Mortgage Research Center, LLC

March 11, 2016

1396688

Angelo N Costanzo

Yonkers

New York

Cityscape Mortgage Corp.

March 11, 2016

168226

Sean Brennan

West Milford

New Jersey

MLD Mortgage Inc.

March 11, 2016

95025

Elvis Santana

Parsippany

New Jersey

American Financial Resources, Inc.

March 11, 2016

187204

Janet Marie Kidder

Arvada

Colorado

Radian Services LLC

March 11, 2016

1024015

Kevin Hayden

Queensbury

New York

Home Point Financial Corporation

March 14, 2016

16841

Zachary Paull Levesque

North Providence

Rhode Island

Home Point Financial Corporation

March 17, 2016

56550

James Pugliese

Yorktown Heights

New York

DML Mortgage Enterprises, Inc.

2014-12-23

1219669

Hamesd Azadian

Northridge

California

Urban Fulfillment Services, LLC

2015-10-30

111866

Stephen John D'Ippolito

Oakland Gardens

New York

United Mortgage Corp.

2016-03-11

1295336

John Patrick Musial

Painesville

Ohio

Quicken Loans Inc.

2016-03-11

847811

Brittanay Cherise Conradi

Easton

Pennsylvania

Finance of America Mortgage LLC


 

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