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New York State Department of Financial Services

Weekly Banking Bulletin

April 22, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

April 13, 2016 (LL-LFS)
ONEMAIN FINANCIAL, INC.
300 St. Paul Place, Baltimore, MD 21202

Notification received of a change of headquarters location from 300 St. Paul Place, Baltimore, MD 21202 to 100 International Drive, 18th Floor, Baltimore, MD 21202.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


April 14, 2016 (FR-FWB)
WESTDEUTSCHE IMMOBILIENBANK AG
Grosse Bleiche 46, 55116 Mainz, Germany 

Notice to voluntarily surrender representative office license at 850 Third Avenue, 21st Floor, New York, NY 10022, received.


April 22, 2016 (CC-LFS)
A & T CHECK CASHING CORP.
581 Clinton Street, Brooklyn, NY 11231

An application was received to relocate a licensed casher of checks to 316 Hamilton Avenue, Brooklyn, NY 11231 from 581 Clinton Street, Brooklyn, NY 11231.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by May 6, 2016.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

April 20, 2016 (BR-MBD)
Applicant(s)
Terienarine Ramnarine
As: Ezz Funding Inc.
113-19 Liberty Avenue, 2nd Floor, South Richmond Hill, NY 11419


Application to establish a Mortgage Banker's Branch received for examination:

April 20, 2016 (MB-MBD)
Full Service Branch
Pacific Union Financial LLC
5970 Fairveiw Road, Suite #800, Charlotte, NC 28210

April 20, 2016 (MB-MBD)
Full Service Branch
Quik Fund, Inc.
36-12 34th Avenue, Suite #403, Astoria, NY 11106

April 20, 2016 (MB-MBD)
Full Service Branch
Residential Home Funding Corp. D/B/A RHF Wholesale
3225 Victory Boulevard, Suite #3, Staten Island, NY 10314

April 20, 2016 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
155 Route 109, West Babylon, NY 11704

April 20, 2016 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
1 Meadowlands Plaza, Suite #200, Office #243, East Rutherford, NJ 07073


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Application Received Date

NMLS #

Applicant Name

City

State

December 11, 2014

999094

Thomas Bradley Nellis

Oxford

Michigan

November 18, 2015

1362246

Marta Margarida Alves

Toms River

New Jersey

December 18, 2015

338135

Theodore Ewan Constantine Tracey

Suffern

New York

December 28, 2015

1432618

Kimberly June Bruno

Northport

New York

January 13, 2016

1359410

Nikoll Ivezic

Putnam Valley

New York

January 26, 2016

563028

Joseph Patrick Hicks

Hilliard

Ohio

January 29, 2016

1445959

Phillip Yim

Manhasset

New York

February 8, 2016

1431238

Jeffrey Andrew Jones

Hammonton

New Jersey

February 22, 2016

1383892

Stephen Henriquez

Wheatley Heights

New York

February 23, 2016

1455448

Madlen Kaprielian

Suffern

New York

February 25, 2016

1443323

Nelson Berroa

Massapequa

New York

February 29, 2016

1037629

Kasey Marie Tinker

San Diego

California

March 10, 2016

66593

Randal Louis Neher

Jericho

New York

March 10, 2016

20761

Kathleen D'Amico

Riverhead

New York

March 10, 2016

1003983

Donald W Staley

Mickleton

New Jersey

March 13, 2016

1177674

Mitchell James Buchanan

Eastlake

Ohio

March 13, 2016

1387729

Anita Suzana Kirovski

Washington Township

Michigan

March 13, 2016

1332219

Amber G Robinson

Mesa

Arizona

March 13, 2016

1367243

Antoinette Kritrina Martin

Detroit

Michigan

March 13, 2016

1149276

Christopher Scott Klug

Cleveland

Ohio

March 13, 2016

1398919

Timothy Andrew Bronson

Detroit

Michigan

March 13, 2016

1086692

David Leslie Case

Ypsilanti

Michigan

March 13, 2016

1387711

Jovan Patrick Ingram

Detroit

Michigan

March 13, 2016

1387479

Brittany Nicole Antosiek

Detroit

Michigan

March 13, 2016

1107167

Patrick Ian Nicely

Eastlake

Ohio

March 14, 2016

888643

William Daniel Schwegler

Patchogue

New York

March 14, 2016

728814

Joshua A. Westreich

Hoboken

New Jersey

March 17, 2016

1464554

Daniel Leo Cassuto

Nesconset

New York

March 20, 2016

1458561

Richard John Martin

Carlsbad

California

March 20, 2016

1460502

Michael Jeffrey Pickett

Fairlawn

Ohio

March 21, 2016

1399430

Kong Chen

Brooklyn

New York

March 23, 2016

4834

Scott Evan Hirshfield

Marlton

New Jersey

March 23, 2016

1283818

Elizabeth H Kim

Columbus

New Jersey

March 24, 2016

1456711

Raynette Lyshelle Brown

Jacksonville

Florida

March 24, 2016

1248207

John Duncan MacFarlane

San Diego

California

March 24, 2016

577238

Minghua Yuan

Albertson

New York

March 24, 2016

1459510

Elizabeth Hagen Porter

Fleming Island

Florida

March 24, 2016

1453912

Darren Strickland

Jacksonville

Florida

March 24, 2016

1367047

Kenneth Wayne Felder

Clinton Township

Michigan

March 24, 2016

1296114

Anthony Bearclaw Wix-Aguilera

Southgate

Michigan

March 25, 2016

1447713

David Alan Challman

Oceanside

California

March 25, 2016

1448994

Nolan Scott Capelle

Solana Beach

California

March 25, 2016

1466707

Danielle Rae Geneux

Columbia

Missouri

March 25, 2016

391873

James Garner Moore

Dallas

Texas

March 28, 2016

1455488

GinnyLee Matthews

Boonville

Missouri

March 28, 2016

177369

Nicholas Ryan Edwards

New Castle

Indiana

March 28, 2016

1203370

Toby Alan Qassis

Monroe

Michigan

March 28, 2016

1366233

Lizeth Escalante Loya

Laveen

Arizona

March 29, 2016

1460774

Michael Emil Nasser

Scottsdale

Arizona

March 29, 2016

1273623

Predrag Stevic

Detroit

Michigan

March 30, 2016

1127602

Daniel Andrew Richey

University Heights

Ohio

March 30, 2016

1387636

Charles Earl Poindexter

Southfield

Michigan

March 30, 2016

1434393

Alan James Blanchard

Indianapolis

Indiana


SECTION II

September 3, 2015 (TM-LFS)
USFOREX INC.
49 Stevenson Street, 13th Floor, San Francisco, CA 94105

A money transmitter license was issued in connection with a change of headquarters location from 100 Montgomery Street, Suite 1400, San Francisco, CA 94104 to 49 Stevenson St., 13th Floor, San Francisco, CA 94105.

In connection with the above license issuance, the money transmitter license for 100 Montgomery Street, Suite 1400, San Francisco, CA 94104 was surrendered.


March 19, 2016 (MI-CRB)
HANOVER BANCORP, INC.
2130 Jericho Turnpike, Garden City Park, NY 11040

Application, pursuant to Section 143-a of the Banking Law, to acquire all of the capital stock of Hanover Community Bank, Garden City Park, New York, approved.


March 22, 2016 (TM-LFS)
GROUPEX FINANCIAL CORPORATION U/A/N REYME$A U/A/N SIGUE MONEY TRANSFER
13190 Telfair Avenue, Sylmar, CA 91342-3573

License rider issued to reflect a change of headquarters location from 13291 Ralston Avenue, Sylmar, CA 91342-3573 to 13190 Telfair Avenue, Sylmar, CA 91342-3573.

In connection with the above license issuance, the money transmitter license for 13291 Ralston Avenue, Sylmar, CA 91342-3573 was surrendered.


March 24, 2016 (SF-LFS)
T.F.C. CREDIT CORPORATION
199 Jericho Turnpike, Suite 300, Floral Park, NY 11001

License to engage in business as a sales finance company was surrendered.


April 14, 2016 (FB-FWB)
HSH NORDBANK AG
Hamburg, Germany 

Written Agreement, dated March 23, 2013, between HSH Nordbank AG, its New York Branch located at 230 Park Ave, New York, NY 10169 and the New York State Department of Financial Services and the Federal Reserve Bank of New York has been terminated.


April 15, 2016 (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

The Acting Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the New York Banking Law, as of 11:59 P.M., April 15, 2016, a Purchase and Assumption Agreement, dated as of August 13, 2015, and other required documents, providing for the acquisition of certain assets and assumption of certain liabilities of GE Capital Bank, Holladay, Utah, by Goldman Sachs Bank USA.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

April 14, 2016 (MB-MBD)
CrossCountry Financing In Lieu of True Name CrossCountry Mortgage, Inc.
6850 Miller Road, Brecksville, OH 44141 3222


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

April 15, 2016 (BR-MBD)
Efficiency Funding LLC
3017 Beverly Road, Brooklyn, NY 11226


Mortgage Broker Certificate Address Changes:

April 14, 2016 (BR-MBD)
Lifestyle Funding Solutions LLC
From: 95-20 63rd Road, Suite O, Rego Park, NY 11374
To: 95-20 63rd Road, Suite N, Room 2, Rego Park, NY 11374 1145


Mortgage Banker License Address Changes:

April 18, 2016 (MB-MBD)
Beneficial Homeowner Service Corporation
From: 26525 North Riverwoods Boulevard, Suite 100, Mettawa, IL 60045
To: 1421 W. Shure Drive, Suite 100, Arlington Heights, IL 60004 7810

April 18, 2016 (MB-MBD)
Household Finance Realty Corporation of New York
From: 26525 North Riverwoods Boulevard, Suite 100, Mettawa, IL 60045
To: 1421 W. Shure Drive, Suite 100, Arlington Heights, IL 60004 7810


Mortgage Banker Branch License Address Changes:

April 20, 2016 (MB-MBD)
Cliffco, Inc. DBA Cliffco Mortgage Bankers
Additional DBA(S): Forward/Reverse Funding
From: 1070 Old Country Road, Westbury, NY 11590
To: 12-52 Clintonville Street, Suite 201, Whitestone, NY 11357


Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

April 18, 2016 (MB-MBD)
Applicant(s)
B2 FIE IV LLC
Stone Castle Securities, LLC
Certain Management Personnel
To acquire interest in:
FGMC In Lieu of True Name First Guaranty Mortgage Corporation
1900 Gallows Road, Suite 800, Tysons Corner, VA 22182 4098


The following mortgage loan servicer has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage loan servicer registration to settle violations of Section 590 of the New York Banking Law for unauthorized regulated activities of a mortgage banker without first being licensed with the Superintendent.   The Settlement Agreement terms and conditions requires a fine of $10,000.

March 29, 2016 (MLS-MBD)
PennyMac Loan Services, LLC
3043 Townsgate Road, Suite 200, Westlake Village, CA  91361-5860


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Status Date

NMLS #

Applicant Name

City

State

February 23, 2016

1060356

Michael Joseph Caporale

Santa Rosa

California

March 7, 2016

1296141

Larry Clanton Williams

Taylor

Michigan

March 7, 2016

406487

Inika LaShone Williams

Canton

Michigan

March 9, 2016

179178

Samuel James Cronin

Zanesville

Ohio

March 17, 2016

924243

Adam Joseph DiGiovanni

Kansas City

Missouri

March 23, 2016

1367400

Dennis Robert Jackson

Sterling Heights

Michigan

March 24, 2016

956277

Ashley Tinei De-soza

Irving

Texas

March 24, 2016

23273

Christopher Amez

Macomb Township

Michigan

March 29, 2016

1428411

Eric Thomas Mead

Sun City

Arizona

March 29, 2016

836780

Valori Ann Galvez

Huntington Beach

California

March 31, 2016

158508

Melissa Johanna Farrell

Baltimore

Maryland

April 4, 2016

1117348

Michael David Herter

Ann Arbor

Michigan

April 4, 2016

1366283

Vanessa Renae Larkins

Phoenix

Arizona

April 5, 2016

1367364

Kyle Brian White

Detroit

Michigan

April 6, 2016

222969

James Thomas Baker

Hillside

New Jersey

April 6, 2016

1290826

Taylor Brooks Buckner

Denton

Texas

April 6, 2016

898973

Michael J Nail

Jacksonville

Florida

April 6, 2016

1416301

Curtis Edward Viar

Spring Hill

Kansas

April 8, 2016

1382198

Matthew Ross Davis

Greenwood

Indiana

April 8, 2016

829111

Michael Anthony Belt

Towson

Maryland

April 8, 2016

488124

Abdimajeed Talal Saleh

Glendale

California

April 11, 2016

1414782

Menachum Yichezkel Polack

Brookline

Massachusetts

April 11, 2016

18274

Christine K Plunkett-Olliver

Matthews

North Carolina

April 11, 2016

362465

Amy L Flores

Bellmore

New York

April 11, 2016

713818

Christopher Ross Brady

Matthews

North Carolina

April 11, 2016

857879

Christopher Andrew Fisher

Olathe

Kansas

April 11, 2016

198012

Adam Allen Summerer

San Diego

California

April 11, 2016

188957

Heather Danielle Rao

Rosedale

Maryland

April 11, 2016

934176

Michael Thomas Swanson

Charlotte

North Carolina

April 11, 2016

1077319

Rachael Ann Szczepanski

Detroit

Michigan

April 12, 2016

887802

Robert Ryan Bean

Santa Rosa

California

 


 

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