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New York State Department of Financial Services

Weekly Banking Bulletin

May 13, 2016

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

February 29, 2016 (PF-LFS)
IPFS CORPORATION
1055 Broadway, 11th Floor, Kansas City, MO 64105

Notification received for the change of branch location from 52 Corporate Circle, Suite 202, Albany, NY 12203 to 52 Corporate Circle, Suite 208, Albany, NY 12203.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 29, 2016 (PF-LFS)
IPFS CORPORATION
1055 Broadway, 11th Floor, Kansas City, MO 64105

Notification received for the change of branch location from 1001 Winstead Drive, Suite 500, Cary, NC 27513 to 3000 RDU Center Drive, Suite 100, Morrisville, NC 27560.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


April 25, 2016 (SF-LFS)
AGRICREDIT ACCEPTANCE LLC
8001 Birchwood Ct., Johnston, IA 50131

Notification received for a change of name from Agricredit Acceptance LLC to DLL Finance LLC.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


May 2, 2016 (PF-LFS)
IPFS CORPORATION
1055 Broadway, 11th Floor, Kansas City, MO 64105

Notification received for the change of branch location from 1702 East Highland Avenue, Suite 110, Phoenix, AZ 85016 to 7878 N. 16th Street, Suite 280, Phoenix, AZ 85020.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


May 3, 2016 (FB-FWB)
DEPFA BANK plc
1 Commons Street, Dublin 1, Ireland

Notice pursuant to Section 605.11 of the Banking Law that DEPFA BANK plc intends to voluntarily liquidate its New York branch located at 88 Pine Street New York, NY 10005, received.


May 6, 2016 (PF-LFS)
AFCO PREMIUM CREDIT LLC
14 Wall Street, Suite 8A-19, New York, NY 10005

Application received to engage in business as an insurance premium finance agency at the following branch location:

5600 North River Road, 4th Floor, Rosemont, IL 60018

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


May 11, 2016 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO U/A/N BALANCE
595 Market Street, Suite 1500, San Francisco, San Francisco County, CA 94105

An Application was received for the following headquarters office relocation:

FROM: 595 Market Street, Suite 1500, San Francisco, San Francisco County, CA 94105

TO: 1655 Grant Street, Suite 1300, Concord, Contra Costa County, CA 94520

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

May 09, 2016 (MB-MBD)
Full Service Branch
Universal American Mortgage Company, LLC
Eagle Home Mortgage
15550 Lightwave Drive, Suite #200, Clearwater, FL 33760


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

February 13, 2015

998667

Anil Akramullah Badruddin

Scottsdale

Arizona

November 17, 2015

43792

James Leroy Chapman

Columbia

Missouri

December 9, 2015

1023877

Andrew Michael Ayres

St. Augustine

Florida

January 11, 2016

1324532

Frederick Birney Finkenstaedt

Germantown

Maryland

January 15, 2016

1398588

Terry Ann Armstrong

Livonia

Michigan

January 20, 2016

132978

Antonio Bocchetti

Massapequa

New York

January 27, 2016

1444105

Mirna Aracely Argueta

Farmingdale

New York

February 3, 2016

11831

Greg E. Gentile

Webster

Massachusetts

February 17, 2016

1202490

Steven Taylor Barnes

San Diego

California

February 17, 2016

1163389

Carol Lynne Giery

Richmond

Virginia

February 17, 2016

1395554

Stephen Alphonse Marascia

Staten Island

New York

March 3, 2016

1431239

Ryan Michael Lawrence

Trenton

New Jersey

March 8, 2016

143711

Jerrold David Phifer

Amityville

New York

March 24, 2016

209966

York William Moore

Charlotte

North Carolina

March 29, 2016

484914

Ron Austin

Woodmere

New York

March 29, 2016

1454555

Adam Issac Shayanfekr

Roslyn Heights

New York

March 31, 2016

269285

Jorge E. Lara

Cliffside Park

New Jersey

April 4, 2016

1470159

Theodore Charles Robinson

San Francisco

California

April 6, 2016

1435915

Sara Elizabeth Unger

Columbia

Missouri

April 11, 2016

1142427

Jonathan E. Kourie

Oceanside

New York

April 11, 2016

1443352

James Keith Demmer

Highland

New York

April 11, 2016

782051

Richard Lee Murray

Fort Worth

Texas

April 15, 2016

832413

Claire Alexis Padgett

Indianapolis

Indiana

April 15, 2016

188343

Howard Berger

Fresh Meadows

New York

April 16, 2016

1431234

Jared Michael Umstead

Yardville

New Jersey

April 20, 2016

460228

Michael A. Borodinsky

Livingston

New Jersey

April 20, 2016

10144

Joseph Hunter Kelly

Tampa

Florida

April 26, 2016

879875

Martha Diana Cardenas

Bergenfield

New Jersey


SECTION II

March 31, 2016 (TM-LFS)
PAYONEER, INC.
1841 Broadway – Suite 520, New York, NY 10023

A license to engage in the business of a transmitter of money, pursuant to Article XIII-B of the Banking Law, was issued.


April 28, 2016 (MI-CRB)
FSB BANCORP, INC.
45 South Main Street, Fairport, NY 14450

Application, pursuant to Section 143-b of the Banking Law, to acquire control of Fairport Savings Bank, accepted.


April 28, 2016 (SB – CRB)
FAIRPORT SAVINGS BANK
45 South Main Street, Fairport, NY 14450

The Superintendent’s approval in principle of the “Certificate of Amendment of the Organization Certificate of Fairport Savings Bank under Section 8005 of the Banking Law” was granted.

The amendment provides for amendment to establish and maintain a liquidation account for the benefit of its deposit account holders as of December 31, 2014 and March 31, 2016; and to amend the language in Section 12 of the Organization Certificate to prohibit any person or entity other than FSB Bancorp, Inc. from acquiring beneficial ownership of 10% or more of the Bank for a period of three years following the conversion.


April 29, 2016 (PF-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN
52 Corporate Circle, Suite 202, Albany, NY 12203

License issued to reflect a change of name from Capitol Premium Plan, LLC U/A/N Capitol Payment Plan to IPFS of New York, LLC U/A/N Capitol Payment Plan.

In connection with the above license issuance, the original license was surrendered.


May 6, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Authorization granting permission to open and occupy a branch office at 300 Lycoming Mall Circle, Suite 2024, Pennsdale, Lycoming County, Pennsylvania 17756, surrendered for cancellation. Office discontinued as of April 29, 2016.


May 10, 2016 (FA-FWB)
BANCO INDUSTRIAL DE VENEZUELA, C.A.
Tercera Avenida de las Delicias - Torre Financiero Banco Industrial
Caracas, Venezuela

New York agency license at 1350 Avenue of the Americas, New York, NY 10019 surrendered on May 10, 2016.


May 13, 2016 (BP-LFS)
GREENPATH, INC., U/A/N GREENPATH DEBT SOLUTIONS U/A/N ACCEL
36500 Corporate Drive, Farmington Hills, Oakland County, MI 48331

Application was withdrawn for a license to operate a budget planner branch office at the following locations:

  1. 5000 Central Park Drive, Suite 204, Office A-20, Lincoln, Lancaster County, NE 68504
  2. 1105 S. 13th Street, Office #5, Norfolk, Madison County, NE 68701
  3. 11225 Davenport Street, Suite 108, Omaha, Douglas County, NE 68154


Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:

May 10, 2016 (BR-MBD)
Silicon Valley Mortgage Corp.
409 Alberto Way, Suite 4, Los Gatos, CA 95032 5407


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

May 09, 2016 (BR-MBD)
Full Service Branch
WC Financial In Lieu of True Name Warshaw Capital, LLC.
2 North Santa Cruz Avenue, Suite #205, Los Gatos, CA 95030


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

May 09, 2016 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
1131 Route 55, Suite #10, Lagrangeville, NY 12540

May 09, 2016 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
105 Technology Drive, Suite #G1, Trumbull, CT 06611

May 09, 2016 (MB-MBD)
Full Service Branch
PHH Home Loans, LLC D/B/A Coldwell Banker Home Loans
Additional DBA(S): ERA Home Loans; Cartus Home Loans
44 Franklin Avenue, Suite #4, Ridgewood, NJ 07450


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law corrected to read as follows:

From:
March 16, 2016 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
28-13 23rd Avenue, 2nd Floor, Astoria, NY 11105

To:
March 16, 2016 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
28-13 23rd Avenue, Suite #202, Astoria, NY 11105


License to engage in the business of a Mortgage Banker Branch surrendered:

May 09, 2016 (MB-MBD)
Full Service Branch
Hartford Funding, LTD
322 Ballston Road, Glenville, NY 12302
Effective Date: April 29, 2016


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

May 05, 2016 (BR-MBD)
Flamingo Credit Inc.
591 Midland Avenue, Suite 2, Staten Island, NY 10306

May 05, 2016 (BR-MBD)
Swift Mortgage Inc.
136 Woodbury Road, Suite 204, Woodbury, NY 11797 1411

May 05, 2016 (BR-MBD)
Porch Light Mortgage LLC
45 North Broad Street, Suite 302, Ridgewood, NJ 07450 2913

May 06, 2016 (BR-MBD)
E-Z Home Funding, LLC
1 George Street, 3rd Floor, Brooklyn, NY 11206

May 11, 2016 (BR-MBD)
Keystone Funding Inc.
206 West State Street, Suite 200, Media, PA 19063 3113


Mortgage Banker Branch License Address Changes:

May 11, 2016 (MB-MBD)
Vanguard Funding LLC
From: 75 Maiden Lane, 12th Floor, New York, NY 10038
To: 75 Maiden Lane, Suite 500, New York, NY 10038

May 11, 2016 (MB-MBD)
MNET Mortgage In Lieu of True Name
Mortgage Network, Inc.
From: 100 Church Street, 8th Floor, Room #883, New York, NY 10007
To: 10 Rockefeller Plaza, Suite 1015, Room 3, New York, NY 10020


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

May 5, 2016

1212839

Melissa Munny Hossain

San Diego

California

May 6, 2016

66629

Dorothea Alice Carr

Clifton Park

New York

May 6, 2016

67553

Eusebia C Herrera

Parkland

Florida

May 6, 2016

930302

Christina Louise Grimes

Cedar Hill

Texas

May 11, 2016

34724

Glenn Nadel

Saratoga Springs

New York

May 11, 2016

1432575

Alex Makhnin

Brooklyn

New York

May 11, 2016

1099739

Arleene Cuevas Aguirre

Pomona

California

May 11, 2016

473359

Jesse Brewer

Las Vegas

Nevada

May 11, 2016

1396917

Erin Tierney Purcell

Levittown

Pennsylvania


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS #

Applicant Name

City

State

Sponsor Name

May 4, 2016

1295946

Louis Michael Mendoza

Melvindale

Michigan

Quicken LoansInc.

May 6, 2016

1389505

Francis Egan O'Brien

Easton

Connecticut

PFS, Inc.

May 6, 2016

1373006

Seth Michael Reinhard

Greenwood

Indiana

Royal United Mortgage LLC

May 6, 2016

337231

Tara Dene Oser

Columbia

Missouri

Mortgage Research Center, LLC

May 6, 2016

37380

Francis Arbolente Dompor

Clifton

New Jersey

The New Vision Mortgage, LLC

May 6, 2016

1272583

Cody Clayton Yount

Paradise Valley

Arizona

Quicken Loans Inc.

May 6, 2016

1366678

Jason Bart Zuchowski

Beachwood

Ohio

Quicken Loans Inc.

May 6, 2016

1312156

Leopoldo Olaiz-Saldivar

Phoenix

Arizona

Quicken Loans Inc.

May 6, 2016

1375919

Kyler Anthony Lerz

Mayfield Heights

Ohio

Quicken Loans Inc.

May 6, 2016

1433331

Andrew Lertora

Northport

New York

Interstate Home Loan Center, Inc.

May 6, 2016

1312218

Hassin Bazzi

Dearborn Heights

Michigan

Quicken Loans Inc.

May 6, 2016

1387397

Todd Richard Lamperski

Perry

Ohio

Quicken Loans Inc.

May 6, 2016

1311852

Kenneth John Mullis

Knoxville

Tennessee

21st Mortgage Corporation

May 6, 2016

409785

Michael Devlin Coleman

Souderton

Pennsylvania

TBI Mortgage Company

May 6, 2016

1272663

Russell Leon Pressley

New Rochelle

New York

Residential Home Funding Corp.

May 6, 2016

1229855

Brian Douglas Woods

San Diego

California

Live Well Financial, Inc.

May 6, 2016

263051

Carrie Ann Wilson

Fountain Valley

California

loanDepot.com, LLC

May 6, 2016

961842

Gina Lynn Amicon

Laguna Niguel

California

Carrington Mortgage Services, LLC

May 6, 2016

1440104

Japhen Raydean Alexander

Frisco

Texas

Nationstar Mortgage LLC

May 6, 2016

1247814

Kristopher Michael Hermann

Rochester

Michigan

Quicken Loans Inc.

May 6, 2016

1107182

Ryan Lee Takacs

Chagrin Falls

Ohio

Quicken Loans Inc.

May 6, 2016

213485

Christopher Lawrence Harrell

Bethesda

Maryland

Meridian Home Mortgage Corporation

May 6, 2016

1398660

Chelsea Marie Bollinger

Broadview Heights

Michigan

Quicken Loans Inc.

May 6, 2016

457822

William Henry Nugent

Hartsdale

New York

Cardinal Mortgage Corp.

May 6, 2016

1186455

Matthew Philip French

Madison Heights

Michigan

Quicken Loans Inc.

May 6, 2016

1159909

Karl Philip Parker

Phoenix

Arizona

Quicken Loans Inc.

May 6, 2016

1367337

Amber Marie Stein

Romulus

Michigan

Quicken Loans Inc.

May 6, 2016

1076431

Stephanie Lynn Boji

Troy

Michigan

Quicken Loans Inc.

May 6, 2016

1149794

Paul Anthony Schepke

Warren

Michigan

Quicken Loans Inc.

May 6, 2016

1298501

Jong Yook Bae

Syosset

New York

J&L Source Inc

May 6, 2016

1229823

Jesse Daniel Francisco

Columbia

Missouri

Mortgage Research Center, LLC

May 6, 2016

1264680

Michael Hunter Lahr

San Clemente

California

American Advisors Group

May 6, 2016

1116244

John David Mitchell

Columbia

Missouri

Mortgage Research Center, LLC

May 6, 2016

1312279

Shahid Jaoudat Haidar

Dearborn Heights

Michigan

Quicken Loans Inc.

May 6, 2016

1366558

Amanda Lorraine Cruickshank

Lakewood

Ohio

Quicken Loans Inc.

May 6, 2016

1419112

Phillip David Humphrey

Warren

Michigan

Quicken Loans Inc.

May 6, 2016

1452726

Amy Margaret Hanson

Brockport

New York

Prospect Mortgage, LLC

May 6, 2016

1228640

Cody James Clark

Sterling Heights

Michigan

Quicken Loans Inc.

May 6, 2016

1418813

Zachary Caras Schrode

Grosse Pointe

Michigan

Quicken Loans Inc.

May 6, 2016

1230089

John Anthony Maguire

Detroit

Michigan

Quicken Loans Inc.

May 6, 2016

1312126

Kyle Benjamin Lewis

Twinsburg

Ohio

Quicken Loans Inc.

May 6, 2016

1381090

Fazila Rashid

Plainview

New York

SI Mortgage Company

May 6, 2016

1366677

Maura Rose Weir

Cleveland

Ohio

Quicken Loans Inc.

May 6, 2016

33530

William Michael Marshina

Marlton

New Jersey

American Neighborhood Mortgage Acceptance Company LLC

May 6, 2016

1281572

Terry Lee Barr

Westfield

Indiana

Carrington Mortgage Services, LLC

May 6, 2016

1076909

Aurel Pjepi

Jacksonville

Florida

Carrington Mortgage Services, LLC

May 6, 2016

901331

Daniel T. Weldegebriel

McKinney

Texas

Nationstar Mortgage LLC

May 6, 2016

940847

Christopher Bradley Oswald

Ponte Vedra Beach

Florida

Carrington Mortgage Services, LLC

May 6, 2016

1283013

Ryan Russell Ballinger

Livonia

Michigan

Quicken Loans Inc.

May 6, 2016

351043

Lena K. Friske

New York

New York

GuardHill Financial Corp.

May 6, 2016

1273368

Paul Burnett Grissom

New York

New York

loanDepot.com, LLC

May 6, 2016

1366459

Pedro Javier Quezada

Anthem

Arizona

Quicken Loans Inc.

 


 

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