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New York State Department of Financial Services

Weekly Banking Bulletin

May 27, 2016

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

May 20, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application to change the location of branch office from 1001 East Ridge Road, Town of Irondequoit, Monroe County, NY 14621 to 999 East Ridge Road, Town of Irondequoit, Monroe County, NY 14621, received.


May 20, 2016 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated May 19, 2016 for permission to establish, maintain, and operate a public accommodation office at 999 East Ridge Road, Town of Irondequoit, Monroe County, NY 14621, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

May 25, 2016 (BR-MBD)
Applicant(s)
Erin Lantz
Kathleen G. Phillips
Bradley D. Owens
Raymond T. Jones
Hal L. Kappelman
Jaclyn Lasaracina
Adam M. Sullivan
Zillow, Inc.
MFTB Holdco, Inc.
Zillow Group, Inc.
As: Zillow Group Mortgages, Inc.
1301 Second Avenue, 31st Floor, Seattle, WA 98101 0003


Application to establish a Mortgage Broker's Branch received for examination:

May 25, 2016 (BR-MBD)
Full Service Branch
Embassy Funding LLC
8400 North University Drive, Suite #111, Tamarac, FL 33321


Application to establish a Mortgage Banker's Branch received for examination:

May 25, 2016 (MB-MBD)
Full Service Branch
Funding Resources Mortgage Corporation
2376 60th Street, Suite #3, Brooklyn, NY 11204

May 25, 2016 (MB-MBD)
Full Service Branch
Home Point Financial Corporation
800 Oaklawn Avenue, Suite C-201/202, Cranston, RI 02920

May 25, 2016 (MB-MBD)
Full Service Branch
MLD Mortgage Inc. D/B/A The Money Store
Additional DBA(S): Mortgage Lending Direct
112-19 Liberty Avenue, 2nd Floor, Richmond Hill, NY 11419

May 25, 2016 (MB-MBD)
Full Service Branch
Home Point Financial Corporation
695 Mansell Road, Suite #110, Roswell, GA 30076

May 25, 2016 (MB-MBD)
Full Service Branch
Van Dyk Mortgage Corporation
109 Harbor Village Lane, Suite #12, Apollo Beach, FL 33572

May 25, 2016 (MB-MBD)
Full Service Branch
Universal American Mortgage Company, LLC
Eagle Home Mortgage
240 Cedar Knolls Road, Suite #400, Cedar Knolls, NJ 07927

May 25, 2016 (MB-MBD)
Full Service Branch
Parkside Lending, LLC
23382 Mill Creek Drive, Suite #214, Laguna Hills, CA 92653

May 25, 2016 (MB-MBD)
Full Service Branch
Parkside Lending, LLC
1990 North California Boulevard, Suite #250, Walnut Creek, CA 94596


Mortgage Broker Certificate Name Change Received:

May 25, 2016 (BR-MBD)

From: Lenderlive Network, Inc. d/b/a LL Network

To: Lenderlive Network, LLC D/B/A LL Network


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

September 25, 2015

1387330

Martin Sterling

Staten Island

New York

December 4, 2015

4182

Robert Cole

Middle Island

New York

December   28, 2015

71488

Ruslan   Kushnir

Brooklyn

New   York

January   22, 2016

121645

Christopher   Scott Wubbenhorst

West   Islip

New   York

January 26, 2016

1425513

Amanda Marie Marquet

Chicago

Illinois

February 17, 2016

1396228

Nelson Saul Orellana

Brea

California

February 25, 2016

1450364

Pauline Esposito

Rolesville

North Carolina

February 25, 2016

1455941

David Stanley Andrews

St Augustine

Florida

February 25, 2016

930152

Lance Lavant Eldell

Jacksonville

Florida

March 1, 2016

316416

Charles Andrew Palazzolo

Jacksonville

Florida

March 15, 2016

1455928

Timothy John Eckardt

Rocklin

California

March 22, 2016

1023056

Albert Thomas Palzer

Fort Lee

New Jersey

March 22, 2016

733969

Rafael Rodriguez

Sleepy Hollow

New York

April 1, 2016

182336

James Dominic Ciamaichelo

Pennsauken

New Jersey

April 4, 2016

859588

Brian Hallen Hanson

Santa Ana

California

April 12, 2016

1425263

Christopher Darnell Dickey

Chicago

Illinois

April 13, 2016

1241565

Tony De Yang Liu

Flushing

New York

April 18, 2016

1460489

Chad Thomas Mckenzie

North Ridgeville

Ohio

April 18, 2016

763687

Robert Esposito

Voorheesville

New York

April 19, 2016

86785

Nicholas Anthony Leonardo

Anaheim

California

April 19, 2016

1459293

Brendan Chun-Ja Ryan

Staten Island

New York

April 20, 2016

340767

Frederick Michael Stringham

Parsippany

New Jersey

April 21, 2016

1457442

Jennifer L Decker

whitney point

New York

April 22, 2016

1211676

Nicholas James Kaszei

Shelton

Connecticut

April 22, 2016

1452505

Kyle Hoon Cho

Los Angeles

California

April 22, 2016

113169

Christopher Eric Winzig

Newtown

Connecticut

April 27, 2016

1469118

Michael David Keith

Columbia

Missouri

April 27, 2016

1070840

Regina Patam Bautista

Corona

California

April 28, 2016

121550

Kerry Michael Herschlein

Bayville

New York

April 29, 2016

1398384

Austin William Czisny

Fishers

Indiana

April 29, 2016

1112033

Andrew Joseph Clemans

Indianapolis

Indiana

May 2, 2016

1050396

Alexander Neville Morris

Jacksonville

Florida

May 5, 2016

1376486

Derek James Martin

Livonia

Michigan

May 5, 2016

1387507

Paul Andre Sykula

Detroit

Michigan

May 5, 2016

672151

Ryan Michael Anderson

West Deptford

New Jersey

May 9, 2016

39987

Eric Austine Williams

Jacksonville

Florida

May 9, 2016

1037689

Rickland Louis-Eugene Potter

Dearborn Heights

Michigan

May 9, 2016

967864

David Markart Erwin

Ambler

Pennsylvania

May 10, 2016

1123898

David Friedman

Lakewood

New Jersey

May 10, 2016

18562

Griffin Vann Canada

Plano

Texas

May 10, 2016

1117335

Maram Yaldo

West Bloomfield

Michigan

May 10, 2016

33971

Dustin Allan Hoffman

Medina

Ohio

May 11, 2016

1398901

Benjamin Michael Walstrom

Clawson

Michigan

May 11, 2016

1177833

Milan Joseph Susnjar

Detroit

Michigan

May 11, 2016

110369

Terry Thomas Terzakis

Cheshire

Connecticut

May 11, 2016

1304353

Eric Sigmund Tonia

Moorestown

New Jersey

May 11, 2016

1387521

Sarah Faith Stockman

Redford

Michigan

May 11, 2016

1273408

Steven Douglas Fideler

Detroit

Michigan

May 11, 2016

860842

Russell Perry Cross

Jacksonville

Florida

May 11, 2016

1288663

Jennifer Angel Akel

Jacksonville

Florida

May 11, 2016

162878

Victor Anatolyevich Yefremenko

Mayfield Heights

Ohio

May 11, 2016

41131

Sarah Therese Sonneborn

Elyria

Ohio

May 13, 2016

1448772

Corinne Elizabeth LaMarco

Lakewood

Ohio

May 13, 2016

751658

Sarah Jean Lingenfelter

Dearborn

Michigan

May 13, 2016

775334

Ryan Tyler-lee Peace

Royal Oak

Michigan

May 13, 2016

1399307

Brandon John Preston

Harrison Township

Michigan

May 13, 2016

176638

Robert Lee Morgan

Westminster

Maryland

May 16, 2016

1312224

Christey Lyn Campau

Detroit

Michigan

May 16, 2016

1398683

Elie Keshaya Yaacoub

Sterling Heights

Michigan

May 16, 2016

950895

Jeremy Robert Wilson

Detroit

Michigan

May 16, 2016

493349

Vasel Sinistaj

Brownstown

Michigan

May 16, 2016

1203244

Rachel Katherine Doa

Farmington Hills

Michigan

May 16, 2016

1399426

Breanna Agnes Hunter

Farmington Hills

Michigan

May 16, 2016

1186622

Bruce Edward Moulding

Warren

Michigan

May 16, 2016

1247770

Travis James Faulkner

Canton

Michigan

May 16, 2016

1283181

Zachary Michael Fargo

Westland

Michigan

May 16, 2016

1127300

David Michael Gladden

Livonia

Michigan

May 16, 2016

984477

Daniel James Field

Troy

Michigan

May 17, 2016

1398678

Christopher Francis Yousif

Chesterfield

Michigan

May 17, 2016

1159531

Yazen Ali Aburouman

Dearborn Heights

Michigan

May 17, 2016

1461088

Bilal Ibrahim Dakroub

Dearborn

Michigan

May 18, 2016

1333797

Richard Warren Smith

Grosse Pointe Woods

Michigan

May 18, 2016

181804

Brandon Blair Lubick

Macomb

Michigan

May 18, 2016

1460928

Lawrence Albert Bachi

Farmington Hills

Michigan


SECTION II

March 30, 2016 (BP-LFS)
NATIONAL BUDGET PLANNERS OF SOUTH FLORIDA, INC.
350 Sonic Avenue, 2nd floor, Livermore, Alameda County, CA 94551

License to engage in business as a budget planner was surrendered.


May 24, 2016 (TR-CRB)
ORANGE COUNTY TRUST COMPANY
212 Dolson Avenue, Middletown, NY 10940

Authorization issued to open and occupy a branch office at 5-7 West Cross Street, Suite 7A, Hawthorne, Town of Mount Pleasant, Westchester County, NY 10528, on or after May 25, 2016.


May 24, 2016 (FB-FWB)
TAIWAN BUSINESS BANK, LTD.
30 Ta Cheng Street, Taipei, Taiwan, R.O.C.

Application, pursuant to Section 26 of the Banking Law, to establish and maintain a branch in the Borough of Manhattan, City of New York, approved.


May 24, 2016 (TR-CRB)
ORANGE COUNTY TRUST COMPANY
212 Dolson Avenue, Middletown, NY 10940

Authorization issued to open and occupy a branch office at 1214 East Boston Post Road, Town of Mamaroneck, Westchester County, NY 10543, on or after May 25, 2016.


May 26, 2016 (MI-CRB)
CUSTOMERS BANK
99 Bridge Street, Phoenixville, PA 19460

Notification received, in accordance with Supervisory Policy G 8, of the relocation of representative office from 99 Park Avenue, 15th Floor, Suite 1550, Borough of Manhattan, City of New York 10016 to 101 Park Avenue, 11th Floor, Borough of Manhattan, City of New York 10178.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

May 24, 2016 (MB-MBD)
Full Service Branch
Universal American Mortgage Company, LLC D/B/A Eagle Home Mortgage
15550 Lightwave Drive, Suite #200, Clearwater, FL 33760


License to engage in the business of a Mortgage Banker Branch surrendered:

May 24, 2016 (MB-MBD)
Full Service Branch
MLD Mortgage Inc. D/B/A The Money Store
Additional DBA(S): Mortgage Lending Direct
1900 Hempstead Turnpike, Suite 204, East Meadow, NY 11554
Effective Date: May 10, 2016

May 25, 2016 (MB-MBD)
Full Service Branch
CitiFinancial Company U/F/N
CitiFinancial Company (DE)
5746 South Transit Plaza, Lockport, NY 14094
Effective Date: May 20, 2016


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

May 25, 2016 (BR-MBD)
Thomas Tangney Esq. LLC D/B/A Double T
840 Shore Road, Apt. 4F, Long Beach, NY 11561 5407


Mortgage Broker Certificate Address Changes:

May 19, 2016 (BR-MBD)
Prudential Borrowing, LLC
From: 49 West Sunrise Highway, 1st Floor, Freeport, NY 11520
To: 450 Sunrise Highway, Rockville Centre, NY 11570 5053


Mortgage Banker Branch License Address Changes:

May 25, 2016 (MB-MBD)
Ocwen Loan Servicing, LLC
From: 12001 Science Drive, Suite 110, Orlando, FL 32826
To: 12802 Science Drive, Suite 130, Orlando, FL 32826



Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

May 16, 2016

887534

Recarter Arthur Harper

Philadelphia

Pennsylvania

May 16, 2016

1422354

Jose Luis Thomas Jr.

Miami

Florida

May 20, 2016

624668

Jeremy R Miller

Fredon

New Jersey

May 23, 2016

1058139

Lauren Ashley Teears

Jacksonville

Florida

May 23, 2016

1367247

Bradley Scott McNett

Detroit

Michigan

May 23, 2016

1366212

Michael Cannon Adona Bussino

Scottsdale

Arizona

May 23, 2016

6658

Jan Michael Brody

Cherry Hill

New Jersey

May 23, 2016

1455402

Annette Marie Parker

Jacksonville

Florida

May 24, 2016

1062908

Jonathan Soriano

Richmond Hill

New York

 

 

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