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New York State Department of Financial Services

Weekly Banking Bulletin

August 19, 2016

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

August 17, 2016 (BR-MBD)
Applicant(s)
Andrew Curtis Raney
Northeast Financial LLC
210 South Main Street 1st Floor, Middletown, CT 06457

Application to establish a Mortgage Banker's Branch received for examination:

August 17, 2016 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
4321 W. College Avenue, Suite 200, Office 215, Appleton, WI 54915

August 17, 2016 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
3415 South Sepulveda Boulevard, Suite 1100, Office 1119, Los Angeles, CA 90034

Mortgage Banker License Name Change Received:

August 17, 2016 (BK-MBD)
From: Urban Financial of America, LLC D/B/A Reverse It!
To: FAReverse LLC In Lieu of True Name Finance of America Reverse LLC

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

January 21, 2016

38584

Peter A. Perticone

Deer Park

New York

February 23, 2016

893690

Donald Joseph Schulze

Kings Park

New York

March 13, 2016

1076667

Kelly Rose Gibbons

Ferndale

Michigan

April 6, 2016

51776

Robert Christopher West

Selden

New York

April 19, 2016

1465202

Joseph Patrick Montana

Bohemia

New York

April 21, 2016

1459249

Marcos David Leiva

Staten Island

New York

April 22, 2016

908358

Abu T Haq

Great Falls

Virginia

April 28, 2016

399313

Daniel Sassoon

Brooklyn

New York

May 5, 2016

10339

Norman Calvo

Brooklyn

New York

May 5, 2016

419553

Morris David Cohen

Brooklyn

New York

May 5, 2016

3562

Isaac Aaron Shalom

Brooklyn

New York

May 6, 2016

171200

Desiree Sheena

Great Neck

New York

May 9, 2016

58148

Ezra M Tawil

Brooklyn

New York

May 9, 2016

182738

Adam Abraham Missry

Brooklyn

New York

May 9, 2016

183778

Heidi Lynn Stone

Appleton

Wisconsin

May 9, 2016

9224

Michael Jacob Bensimon

New York

New York

May 10, 2016

183893

Gabriel Menachem Feuer

Teaneck

New Jersey

May 10, 2016

419480

Joseph D Antar

Brooklyn

New York

May 10, 2016

673161

Many Chaves

Carle Place

New York

May 11, 2016

18062

Marilyn Sue Korman

Forest Hills

New York

May 12, 2016

566004

Kathleen Ann Benz

Pine Bush

New York

May 12, 2016

673187

Riki I. McBride

Hicksville

New York

May 12, 2016

673185

Neal B Krumper

Ardsley

New York

May 12, 2016

1070822

Chirag Mody

New York

New York

May 13, 2016

3550

Mark Jeffrey Maimon

Los Angeles

California

May 13, 2016

173509

Olga Savelov

Glendale

New York

May 16, 2016

673145

Eric Schachter

Dix Hills

New York

May 16, 2016

673171

Eric Garcia

Glen Head

New York

May 16, 2016

673190

Janet Neman

Great Neck

New York

May 18, 2016

754577

Cynthia J OBrien

Circleville

New York

May 27, 2016

1431819

Sandra Marcela Rodriguez

Forest Hills

New York

June 6, 2016

1299647

Jesse Jon Meyer Meyer

Amherst

New York

June 8, 2016

673155

Maura Crowley

North Bellmore

New York

June 9, 2016

918049

Michael Hunt

Jackson

New Jersey

June 14, 2016

165693

Neal D'Alessio

Stamford

Connecticut

June 29, 2016

1104659

Frederick Joseph Assini

Upper Brookville

New York

June 29, 2016

923675

Timothy Eugene Pope

Bedford

Ohio

June 29, 2016

1459957

John Cordich Dagley

Tustin

California

June 30, 2016

1472931

Jacqualyn Bellavia Duhon

Garland

Texas

July 1, 2016

1431674

Alan Levinson

Las Vegas

Nevada

July 5, 2016

258253

Gregory Clifford Laywell

Garland

Texas

July 11, 2016

1114176

Zihao Xu

Bayside

New York

July 11, 2016

1497514

Genevieve Ann Preston

Garden City

Michigan

July 14, 2016

1451412

Raymond B Overton

Westhampton

New York

July 15, 2016

1293858

Christopher Lee Fernandes

Menifee

California

July 15, 2016

914481

Jessica Woodward

Colorado Springs

Colorado

July 15, 2016

18428

Sondra Darna Miles-Yarbrough

Freeport

New York

July 22, 2016

1441221

Kayla Ruth Martin

Columbia

Missouri

July 22, 2016

1320889

Marie Elizabeth Rankin

Longwood

Florida

July 22, 2016

1278101

Debra Kay Obermeyer

Orlando

Florida

July 25, 2016

942455

Marcelo Eduardo Mancini

Wellington

Florida

July 25, 2016

453189

Greg Martin Brannis

Costa Mesa

California

July 25, 2016

1357279

Christopher Anthony Stabile

Garden City

New York

July 28, 2016

1166954

William Michael Lawson

Frederick

Maryland

August 2, 2016

1418313

Fernando Bojorquez Olguin

Phoenix

Arizona

August 2, 2016

1273465

Shant Razmig Kendirdjian

Troy

Michigan

August 2, 2016

70907

Elizabeth Marie Collins

Clarksville

Maryland

August 2, 2016

1474706

Marlon F Fernan

Dumont

New Jersey

August 3, 2016

467974

Joel G Mahakian

Orchard Park

New York

August 3, 2016

1295940

Anthony Michael Marcotte

Dearborn Heights

Michigan

August 3, 2016

1066222

Douglas Jonathan Weir

Mason

Michigan

August 3, 2016

1273385

Drew Kenneth Crank

Farmington Hills

Michigan

August 3, 2016

1418316

Luke Michael Capen

Scottsdale

Arizona

August 3, 2016

1366470

Tricia Marie Williams

Phoenix

Arizona

August 3, 2016

1331870

Aaron William Cagle

El Mirage

Arizona

August 3, 2016

1463416

Theresa Francine Pogue

Willingboro

New Jersey

August 5, 2016

1228758

Hassan Jaafar Fakhreddine

Dearborn

Michigan

August 5, 2016

1499508

Jeffrey Allen Connell

Flower Mound

Texas

August 5, 2016

188888

Jonathan Alan Douglas Emmons

Scottsdale

Arizona

August 5, 2016

1066158

Gina Marie Ruth

Phoenix

Arizona

August 5, 2016

377880

Tia Chyrisse Fields

Voorhees

New Jersey

August 5, 2016

1211804

Brooke Craig Ford

Phoenix

Arizona

August 5, 2016

1497610

Michael Paul Vente

Bloomfield Hills

Michigan

August 5, 2016

1057155

Luis Antonio Landaverde

Hagerstown

Maryland

August 5, 2016

18383

Francesco V Durso

East Meadow

New York

August 8, 2016

1273605

Sharif Nasri Sayed

Dearborn

Michigan

August 8, 2016

1220325

Prudence Hale LaPlante

Harrison Township

Michigan

August 8, 2016

1442340

Heather June Colletto

Newport Beach

California

August 8, 2016

1497512

Alexander Fred Naoumi

West Bloomfield

Michigan

August 9, 2016

1407044

Samantha Marie Stevens

Columbia

Missouri

August 9, 2016

1479135

Debra A Grippo

Huntington

New York

August 9, 2016

367060

Daniel Jordan Gourash

Fairview Park

Ohio

August 10, 2016

984855

Matthew Alexander Burzynski

Phoenix

Arizona

August 10, 2016

1140146

Aaron Raymond Johnson

Detroit

Michigan

SECTION II

August 9, 2016 (FB-FWB)
HSH NORDBANK AG
Gerhard-Hauptmann-Platz 50, 20095 Hamburg, Germany

Voluntary liquidation, pursuant to Section 605.11 of the Banking Law, of its New York branch located at 230 Park Avenue, New York, NY 10169 completed. License surrendered as of December 31, 2015.

August 9, 2016 (TM-LFS)
CAMBRIDGE MERCANTILE CORP. (U.S.A.) D/B/A CAMBRIDGE GLOBAL PAYMENTS
1359 Broadway, Suite 801, New York, NY 10018

License issued to reflect a change of name from Cambridge Mercantile Corp. (U.S.A.) to Cambridge Mercantile Corp. (U.S.A.) D/B/A Cambridge Global Payments.

In connection with the above license issuance, the money transmitter license for Cambridge Mercantile Corp. (U.S.A.) was surrendered.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

August 17, 2016 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation
CHL Mortgage
623 Fifth Avenue, 24th Floor, New York, NY 10022

Mortgage Broker Certificate Address Changes:

August 11, 2016 (BR-MBD)
Fairfield Services M, LLC D/B/A Fairfield Mortgage Company
From: 538 Broadhollow Road, Third Floor East, Melville, NY 11747
To: 538 Broadhollow Road, Suite #221, Melville, NY 11747-3668

August 11, 2016 (BR-MBD)
Fairview Mortgage Corp
From: 12-14 Unqua Road, Massapequa, NY 11758
To: 378 Willis Ave, 2nd Floor, Mineola, NY 11501-1818

August 11, 2016 (BR-MBD)
Porch Light Mortgage LLC
From: 45 North Broad Street, Suite 302, Ridgewood, NJ 07450
To: 10 Wilsey Square, Suite #280, Ridgewood, NJ 07450-3729

The following registered Mortgage Broker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage broker registration to settle violations of Section 591-a(2) of the New York Banking Law for utilizing a domain name prior to receiving authorization from the Department; Section 595-a(2)(a) of the New York Banking Law for using a name in the website hudsonvalleymortgage.net that does not conform with the company’s name on record with the Department; Section 301(a)(5)(B) of the New York Business Corporation Law for using restricted words without authorization from the Department; and Section 38.2(b), (a), and (d) of the General Regulations for omitting the legend “Registered Mortgage Broker – NYS Department of Financial Services” and the statement that the mortgage broker arranges mortgage loans with third-party providers. The Settlement Agreement terms and conditions requires a fine of $12,500.

August 16, 2016 (BR-MBD)
QuinStreet Media, Inc.
950 Tower Lane, 6th Floor, Foster City, CA 94404

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS #

Applicant Name

City

State

Sponsor Name

August 12, 2016

1088543

Joseph Michael Grasso

Parsippany

New Jersey

Home Point Financial Corporation

August 12, 2016

211767

Justin J DeJoseph

Delran

New Jersey

Garden State Home Loans, Inc

August 12, 2016

1237788

Jeremy Cecil Price

Detroit

Michigan

Quicken Loans Inc.

August 12, 2016

11715

Bryan S Whitten

Warwick

Rhode Island

Home Point Financial Corporation

August 12, 2016

3811

Shantanu Roychowdhury

Philadelphia

Pennsylvania

Allied Mortgage Group, Inc.

August 12, 2016

648966

Shannon Elizabeth Stevens

Jacksonville

Florida

Carrington Mortgage Services, LLC

August 12, 2016

1416672

Melissa Alexandra Quinones

Columbia

Missouri

Mortgage Research Center, LLC

August 12, 2016

1339414

Justin Arthur Lente

Charlotte

North Carolina

Cardinal Financial Company, Limited Partnership

August 12, 2016

1332828

Alexander Paul Johnson

Detroit

Michigan

Quicken Loans Inc.

August 12, 2016

1437452

Cory Edward Lorence

Brecksville

Ohio

Quicken Loans Inc.

August 12, 2016

1023651

Britney Ann Lacy

Lathrup Village

Michigan

Quicken Loans Inc.

August 12, 2016

1066598

Adriel Velazquez

Dearborn Heights

Michigan

Intercontinental Capital Group, Inc.

August 12, 2016

1134984

Nicholas Aversa

Wood Ridge

New Jersey

FFC Mortgage Corp.

August 12, 2016

204652

Carrie Giammarino

Bronx

New York

Residential Home Funding Corp.

August 12, 2016

239725

Benjamin Nathan Stone

Waynesville

Ohio

Home Point Financial Corporation

August 12, 2016

883549

Stephanie L Hermiz

Troy

Michigan

Urban Fulfillment Services, LLC

August 12, 2016

436028

David Franklin Cains

Thornville

Ohio

Home Point Financial Corporation

August 12, 2016

369682

Roderic Stephen Whitfield

Dallas

Texas

Caliber Home Loans, Inc.

August 12, 2016

1133864

Damon Thomas Nix

Noblesville

Indiana

Freedom Mortgage Corporation

August 12, 2016

1408760

Vesa Pallaska

Westland

Michigan

One Reverse Mortgage, LLC

August 12, 2016

1247829

Ronald Alexander Smith

Livonia

Michigan

Quicken Loans Inc.

August 12, 2016

221324

Darius Mirshahzadeh

Oakland

California

The Money Source Inc.

August 12, 2016

1333696

Brent Allen Moore

Southgate

Michigan

Quicken Loans Inc.

August 12, 2016

1382158

Ineke Armstrong

Whitestown

Indiana

Royal United Mortgage, LLC

August 12, 2016

1431247

Taylor Neveling

Philadelphia

Pennsylvania

Freedom Mortgage Corporation

August 12, 2016

1387343

Richard Michael Bezanson

Phoenix

Arizona

Quicken Loans Inc.

August 12, 2016

1442016

Shaun Richard Kilfoil

Massapequa

New York

Prospect Mortgage, LLC

August 12, 2016

1448765

Andrew Charles Householder

Cleveland

Ohio

Quicken Loans Inc.

August 12, 2016

27585

Ronald Neeve

Royal Oak

Michigan

Quicken Loans Inc.

August 12, 2016

479331

Jacquelyn J Newton

Homer

New York

Paragon Home Loans Inc.

August 12, 2016

1316616

Tonya Martin Gooden

Atlanta

Georgia

First Merchants, Inc.

August 12, 2016

1464554

Daniel Leo Cassuto

Nesconset

New York

Freedom Mortgage Corporation

August 12, 2016

1443543

Joseph P Ferraro

Ronkonkoma

New York

Freedom Mortgage Corporation

August 12, 2016

216652

Gerald M. Green

Long Valley

New Jersey

Greenway Mortgage Funding Corp.

 

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