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New York State Department of Financial Services

Weekly Banking Bulletin

September 23, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

Mortgage Banker License Name Change Received:

September 21, 2016 (BK-MBD)
From:  ResMac, Inc.
To:       ResMac, Inc. D/B/A ResMac of New York


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

April 25, 2016

1451358

Lucas Paul Modeste Parelius

San Francisco

California

May 2, 2016

971648

James Joseph Maher

Glenside

Pennsylvania

May 4, 2016

70365

Matthew Evan Zimmerman

Cherry Hill

New Jersey

May 12, 2016

1172654

Angela Denise Charles

Anna

Texas

June 7, 2016

1471954

Carl Anthony Goulding

Maple Shade

New Jersey

June 23, 2016

428361

Jesse Lane Helmuth

Indianapolis

Indiana

July 12, 2016

1394934

Ying Xia

Elmhurst

New York

July 22, 2016

1488946

Ryan Joseph Mack

San Francisco

California

July 25, 2016

1067101

Jorge Luis Suarez Quinones

Clermont

Florida

July 28, 2016

1369900

Ronald Jairam

South Ozone Park

New York

August 8, 2016

36020

Liberato Alejandro Lavarino

West Haverstraw

New York

August 30, 2016

48878

Sam Afra

Great Neck

New York

August 31, 2016

1499487

Jacob Miles Harpel

Crawfordsville

Indiana

August 31, 2016

1499387

Evan Glenn Embry

Carmel

Indiana

August 31, 2016

1065619

Victor Manuel Vasquez Varela

Phoenix

Arizona

August 31, 2016

1504915

Farhan Afzal

Irvington

New Jersey

August 31, 2016

1509861

Debora Manfre

Massapequa

New York

September 1, 2016

1081038

Kenneth Horace Brooks

Redford

Michigan

September 1, 2016

1497613

Julius Edward Yaldo

Commerce

Michigan

September 2, 2016

1478319

Danielle Marie Petilli

Peekskill

New York

September 2, 2016

1013569

JP Fawthrop

Orange Park

Florida

September 2, 2016

350991

Anthony Bernard-Aaron Cardwell

Westfied

Indiana

September 2, 2016

1468868

Noah Seth Weinreich

Woodmere

New York

September 2, 2016

1491813

Shabana Patel

Valley Stream

New York

September 6, 2016

1037446

Joseph Daniel Garcia

Phoenix

Arizona

September 6, 2016

1526147

Joshua Scott Cosey

Columbia

Missouri

September 6, 2016

1507499

Margaret Hope Karnes

Jacksonville

Florida

September 7, 2016

1509778

Jacob Joseph Taylor

Scottsdale

Arizona

September 7, 2016

1498083

Ashley Brianna Lee

Round Lake

Illinois

September 7, 2016

670263

Darren Albert Goldsmith

Phoenix

Arizona

September 8, 2016

1507642

Joseph Daniel Moss

Jacksonville

Florida

September 9, 2016

1448725

Eric Martinez-Gonzalez

Avondale

Arizona

September 9, 2016

1212961

Luis Carlos Granados Moreno

Phoenix

Arizona

September 13, 2016

1510003

Alix K. Ammar

Dearborn Heights

Michigan


SECTION II
September 6, 2016, (BP-LFS)
GREENPATH, INC.   
36500 Corporate Dr., Farmington Hills, MI 48331

Branch Licenses to engage in business as a budget planner at 612 South Creyts Road Suite C, Lansing, MI 48917; 10850 East Traverse Highway Suite 2280, Traverse City, MI 49684; 15479 S. Telegraph Road Suite C, Monroe, MI 48161; and 3500 John F. Kennedy Parkway Suite 210, Fort Collins, CO 80525; respectively; were surrendered.


September 13, 2016 (TR – FWB)
MITSUBISHI UFJ TRUST & BANKING CORPORATION (U.S.A.)
1221 Avenue of the Americas, New York, NY 10020

An order pursuant to Section 605(6) of the Banking Law, authorizing the dissolution of Mitsubishi UFJ Trust & Banking Corporation (U.S.A.), issued and entered by the Supreme Court in and for the County of New York on August 31, 2016, received.   Mitsubishi UFJ Trust & Banking Corporation (U.S.A.) ceased to exist as provided in Section 605(7) of the Banking Law.


September 14, 2016 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354
NEW YORK COMMERCIAL BANK (BK-CRB)
One Suffolk Square, Islandia, NY 11749

Application, pursuant to Section 601-b of the Banking Law, for New York Commercial Bank to merge with and into New York Community Bank, under the name New York Community Bank, approved.


September 15, 2016 (TR-CRB)
STERLING TRUST COMPANY
21 Scarsdale Road, Yonkers, New York 10707

Authorization Certificate issued.

Capital Stock      $166,667 (to be increased to $1,666,667)
Capital Surplus   $333,334 (to be increased to $3,333,334)


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

August 22, 2016 (BK-MBD)
Full Service Branch
New Penn Financial, LLC D/B/A Rate30
Shellpoint Mortgage Servicing
600 Highway 169 South, Suite 550, St. Louis Park, MN 55426

August 22, 2016 (BK-MBD)
Full Service Branch
American Advisors Group, Inc.
3800 W Chapman Ave, Suite 200, Orange, CA 92868

August 22, 2016 (BK-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
105 Continental Place, Suite 200, Brentwood, TN 37027

September 06, 2016 (BK-MBD)
Full Service Branch
Pacific Union Financial LLC
7880 Bent Branch Drive, Suite 100, Irving, TX 75063

September 12, 2016 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
3 Executive Campus, Suite 300, Cherry Hill, NJ 08002

September 12, 2016 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
1131 W. 6th Street, Suite 350, Ontario, CA 91762

September 12, 2016 (BK-MBD)
Full Service Branch
Movement Mortgage, LLC
90 East Halsey Rd., Suite 101, Parsippany, NJ 07054

September 19, 2016 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
4321 W. College Avenue, Suite 200, Office 215, Appleton, WI 54915

September 19, 2016 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
3415 South Sepulveda Boulevard, Suite 1100, Office 1119, Los Angeles, CA 90034

September 21, 2016 (BK-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
5112 Pegasus Court, Suite M, Frederick, MD 21704

September 21, 2016 (BK-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
260 North Broadway, Suite 1, Hicksville, NY 11801


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

September 21, 2016 (BR-MBD)
Full Service Branch
First Alliance Home Mortgage, LLC
352 Lafayette Avenue, Suite 1, Hawthorne, NJ 07506

September 21, 2016 (BR-MBD)
Full Service Branch
Coral Mortgage Bankers Corp.  D/B/A Coral Mortgage
19 Walt Whitman Road, Huntington Station, NY 11746


Mortgage Banker License Name Changes:

September 19, 2016 (BK-MBD)
From:  Urban Financial of America, LLC D/B/A ReverseIt!

To: FAReverse LLC
In Lieu of True Name Finance of America Reverse LLC


Mortgage Banker License Address Changes:

September 19, 2016 (BK-MBD)
Ark Mortgage, Inc.
From: 1254 Route 27, 2nd Floor, Suite A, North Brunswick, NJ 08902
To: 1 Perlman Drive, 2nd Floor, Spring Valley, NY 10977-5281


Mortgage Banker Branch License Address Changes:

September 19, 2016 (BK-MBD)
Residential Home Funding Corp. D/B/A RHF Wholesale
From: 6276 Amboy Road, Suite 2A, Staten Island, NY 10309
To: 240-19 Jamaica Avenue, Suite #203, Bellerose, NY 11426-1054

September 19, 2016 (BK-MBD)
American Advisors Group, Inc.
From: 600 Old Country Road, Suite #210, Garden City, NY 11530
To: 58 South Service Road, Suite #210, Melville, NY 11747-2342


The following registered Mortgage Broker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage broker registration to settle violations of Section
591-a(2) of the New York Banking Law for utilizing a domain name prior to receiving authorization from the Department; and Section 420.18(a)(3)(v) of the Superintendent’s Regulations for allowing its sponsored MLO to originate loans from an unregistered location.  The Settlement Agreement terms and conditions include a fine of $7,500.

August 30, 2016 (BR-MBD)
Harlequin Capital Corp.
800 Veterans Memorial Highway, Suite 120, Hauppauge, NY 11788


The following licensed Mortgage Banker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle violations of Section 420.18(a)(3)(v) of the Superintendent’s Regulations for allowing its sponsored MLO to originate loans from an unregistered location and Section 593 of the New York Banking Law for failure to notify the Superintendent of a changed location.  The Settlement Agreement terms and conditions include a fine of $10,000.

September 8, 2016 (MB-MBD)
MLD Mortgage Inc. D/B/A The Money Store
30 B Vreeland Road, Florham Park, NJ 07932


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

September 13, 2016

1418321

Michael Allen Corbo

Chandler

Arizona

September 13, 2016

1422813

Michele Ann Sabine

South River

New Jersey

September 13, 2016

1249780

Laura Elizabeth Schultz

Indianapolis

Indiana

September 14, 2016

22260

James Cherney

Shelby Township

Michigan

September 14, 2016

1454533

Jaclyn Marie Negro

Laurel Springs

New Jersey

September 14, 2016

950760

Danielle Cie Rose Ujvari

Binghamton

New York

September 14, 2016

1454509

Mick Saye Paye

Lumberton

New Jersey

September 15, 2016

142198

Jason Lee Weaver

Saratoga Springs

New York

September 15, 2016

173898

Brandon James Hartley

Blacklick

Ohio

September 16, 2016

1463423

Alexander Tae Park

Runnemede

New Jersey

September 16, 2016

1454518

Jake Tyler Rosenthal

Cherry Hill

New Jersey

September 16, 2016

1454531

Max Evan Kimball

Cherry Hill

New Jersey

September 16, 2016

1454520

Charles James Lello

Marlton

New Jersey

September 16, 2016

1115854

Shawn Patrick McNally

San Diego

California

September 16, 2016

1454522

Allison Elisabeth Riss

Collingswood

New Jersey

September 16, 2016

1216685

Cody Russell Sueverkruebbe

Flower Mound

Texas

September 16, 2016

1294776

Jonathan Andrew McGrail

Fullerton

California

September 16, 2016

1115549

Bryan Lee Hodge

Erial

New Jersey

September 16, 2016

1104743

Nygel William Bennett

Philadelphia

Pennsylvania

September 16, 2016

108408

Joshua Todd Piersol

Conshohocken

Pennsylvania

September 16, 2016

1463427

Jared Akil Gordon

Camden

New Jersey

September 16, 2016

1463433

Tynesha Ann Sharpe

Sicklerville

New Jersey

September 16, 2016

380095

Patricia A. Wade

New Albany

Ohio

September 19, 2016

1463430

Trey Douglas Merrow Rock

Lumberton

New Jersey

September 19, 2016

818137

Cindy Prizant Stadtlander

Youngstown

Ohio

September 19, 2016

822617

Bernie Rebollar

Charlotte

North Carolina

September 19, 2016

187617

Domingo Fernando Rios

Guttenberg

New Jersey

September 19, 2016

728834

Ned G. Harrison

Canton

Georgia

September 19, 2016

1329800

John Charles Feuerstein

Ponte Vedra

Florida

September 19, 2016

648821

Scott William Page

Ponte Vedra Beach

Florida

September 19, 2016

1387581

Elizabeth Holly Prater

Allen Park

Michigan


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS #

Applicant Name

City

State

Sponsor Name

September 14, 2016

1084958

Charles Pecoraro

Babylon

New York

Intercontinental Capital Group, Inc.

September 14, 2016

663818

Yury Gokhberg

Brooklyn

New York

CGAP, Inc.

September 14, 2016

1387636

Charles Earl Poindexter

Southfield

Michigan

Quicken Loans Inc.

September 14, 2016

1237678

Kyle Matthew Brunet

Detroit

Michigan

Quicken Loans Inc.

September 14, 2016

1051198

Anthony Caldarelli

Staten Island

New York

Envoy Mortgage, Ltd.

September 14, 2016

442421

Christopher Jon Kady

East Setauket

New York

loanDepot.com, LLC

September 14, 2016

192944

Christopher James Sevigny

Oceanside

New York

Sustainable Neighborhoods LLC

September 14, 2016

1398585

Connor Michael Barnes

Paradise Valley

Arizona

Quicken Loans Inc.

September 14, 2016

141208

Darrell Josh Gibbs

Troy

New York

Home Point Financial Corporation

September 14, 2016

70585

Melissa Grant Mason

Norwalk

Connecticut

Envoy Mortgage, Ltd.

September 14, 2016

236572

Michael Frank Aglialoro

Howard Beach

New York

Washington Equities Mortgage Corp.

September 14, 2016

11971

Charles Joseph Porter

Central Islip

New York

East Coast Capital Corp.

September 14, 2016

1387508

Michael Robert Svitchan

Trenton

Michigan

Quicken Loans Inc.

September 14, 2016

1465216

Mark Joseph Phillips

Santa Ana

California

Freedom Mortgage Corporation

September 14, 2016

1395483

Curtis Daniel Rosequist

Frisco

Texas

Nationstar Mortgage LLC

September 14, 2016

1032847

Aubrie Lynn Mullison

Fountain Valley

California

loanDepot.com, LLC

September 14, 2016

1288731

Gordon Louis Ganzini

Jacksonville

Florida

Freedom Mortgage Corporation

September 14, 2016

1429108

Emma Rae Page

Ferndale

Michigan

Quicken Loans Inc.

September 14, 2016

1262461

Christopher Galen Krach

Brownstown

Michigan

Quicken Loans Inc.

September 14, 2016

3550

Mark Jeffrey Maimon

Los Angeles

California

Freedom Mortgage Corporation

September 14, 2016

1474970

Deborah Lynn Calkins

Oswego

New York

Hunt Mortgage Corporation

September 16, 2016

195422

Maria Keegan

East Northport

New York

The Money Source Inc.

September 16, 2016

1023798

Tyler John Nowicki

Royal Oak

Michigan

Quicken Loans Inc.

September 16, 2016

11962

Matthew William McEvoy

Baldwin

New York

Freedom Mortgage Corporation

September 16, 2016

20761

Kathleen D'Amico

Riverhead

New York

GuardHill Financial Corp.

September 16, 2016

1461252

Matthew Richard Maygar

Detroit

Michigan

Quicken Loans Inc.

September 16, 2016

362772

Dustin Wayne Hall

Brentwood

Tennessee

Carrington Mortgage Services, LLC

September 16, 2016

1271085

Andrew Brandon Burke

Stratford

Connecticut

Total Mortgage Services, LLC

September 16, 2016

704323

Hazel Gladd

Towaco

New Jersey

Universal American Mortgage Company, LLC

September 16, 2016

23347

Matthew Douglas Voutour

Jacksonville

Florida

Carrington Mortgage Services, LLC

September 16, 2016

1458726

Theresa Puleo

Babylon

New York

Coltrain Funding Group LLC D/B/A Senior Solutions Network

September 16, 2016

1398629

Sergio Alejandro Garcia Polanco

Phoenix

Arizona

Quicken Loans Inc.

September 16, 2016

850485

Jennifer Slone Waller

Knoxville

Tennessee

21st Mortgage Corporation

September 16, 2016

1434387

Kristen Jo Brasher

Fishers

Indiana

Royal United Mortgage, LLC

September 16, 2016

32767

Eduardo Mariano
Atar-Garcia

Detroit

Michigan

Quicken Loans Inc.

September 19, 2016

183778

Heidi Lynn Stone

Appleton

Wisconsin

Freedom Mortgage Corporation

September 19, 2016

1489233

Debra Ann Davis-Reynolds

Southampton

New Jersey

Freedom Mortgage Corporation


 

 

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