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New York State Department of Financial Services

Weekly Banking Bulletin

October 7, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

September 29, 2016 (PF-LFS)
NEW YORK PREMIUM FINANCE CORP.
326 Kingston Ave. Brooklyn, NY 11213

Notification received for a headquarters change of location from 326 Kingston Ave. Brooklyn, NY 11213 to 140-B Washington Ave. Cedarhurst, NY 11516

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


October 3, 2016 (FR-FWB)
BARCLAYS BANK PLC
One Churchill Place, London, England E14 5HP UK

Notice to voluntarily surrender representative office license at 1301 Sixth Avenue, New York, New York 10019, received.


October 5, 2016 (SF-LFS)
I.V.O.L. DISCOUNT I, CORP.
1231 Hempstead Turnpike, Elmont, NY 11003

Notification received for a change of address location from 1231 Hempstead Turnpike, Elmont, NY 11003 to 261 Uniondale Ave., Suite Rear, Uniondale, NY 11553.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

October 5, 2016 (BK-MBD)
Applicant(s)
John Robert Sherman
Evelyn Ann Sherman
John Brian Sherman
American Financial Network, Inc.
10 Pointe Drive Suite 330, Brea, CA 92821


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

October 4, 2016 (BR-MBD)
Applicant(s)
Leka Elezaj
BMC Residential LLC
277 North Avenue, Suite 200-D, New Rochelle, NY 10801


Application to establish a Mortgage Banker's Branch received for examination:

October 4, 2016 (BK-MBD)
Full Service Branch
Lakeview Mortgage Bankers Corp.
2801 N. University Drive, Unit #205, Coral Springs, FL 33065

October 4, 2016 (BK-MBD)
Full Service Branch
Homestead Funding Corp.
395 Main Street, Suite 101, Oneonta, NY 13820


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Application Received Date

NMLS #

Applicant Name

City

State

June 28, 2016

1475868

Lawrence Charles Little

Staten Island

New York

August 3, 2016

1496814

Kendra Jo Lamanna

Charlotte

North Carolina

August 11, 2016

1418795

Sage Alexander Smalley

Detroit

Michigan

August 11, 2016

1418848

Mohamed Ali Askar

Dearborn

Michigan

August 12, 2016

76094

Arthur Melchionda

Spring Lakes Heights

New Jersey

August 30, 2016

1509916

Jesse Dane Gold

Cherry Hill

New Jersey

August 30, 2016

1509915

Troy Thomas White

Audubon

New Jersey

September 1, 2016

706904

Rachna Kapoor

Princeton

New Jersey

September 1, 2016

175852

Eric Patrick Gasper

Bayside

New York

September 6, 2016

1511455

Alejandro Solis

Bronx

New York

September 7, 2016

884210

Ying Chen

Sunnyside

New York

September 7, 2016

1518494

Sara Ann Hesli Franzese

Darien

Connecticut

September 8, 2016

1505421

Juan Taveras

Melville

New York

September 15, 2016

1528741

Jason James Kalevas

Massapequa Park

New York

September 15, 2016

1309678

Lingling Xie

New Hyde Park

New York

September 16, 2016

1512854

Benjamin Byung Kim

College Point

New York

September 16, 2016

1509389

Joel Weiser

Monsey

New York

September 16, 2016

61427

Anne Lori Herman

Lancaster

New York

September 16, 2016

561890

Jesse Manginelli

Somers

New York

September 22, 2016

1428833

Terrance Mitchell Cole

Detroit

Michigan

September 22, 2016

63224

Jason Robert Vollers

Lafayette

New York

September 22, 2016

1295419

Jessica Nampung Callahan

Ferndale

Michigan

September 22, 2016

1460746

Amanda Rae Krich

Mesa

Arizona

September 22, 2016

1296092

Justin Erik Visconti

Richmond

Michigan

September 22, 2016

1533854

Ritu Sethi

New Hyde Park

New York

September 22, 2016

964484

Mohamad Hassan Mahfouz

Detroit

Michigan

September 22, 2016

1145855

Theresa Michelle Bridges

Jacksonville

Florida

September 23, 2016

1485353

Lisa Tamara Yountchi

Brooklyn

New York

September 26, 2016

1003387

Christian D Moore

Dover

Delaware



SECTION II

October 5, 2016 (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office at 222 South Main Street, Salt Lake City, Salt Lake County, Utah 84101.


October 5, 2016 (SL-CRB)
GOUVERNEUR SAVINGS & LOAN ASSOCIATION
42 Church Street, Gouverneur, NY 13642

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office at The Lowville Commons, 7550 S. State Street, Lowville, Lewis County, New York 13367.


October 6, 2016 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Authorization issued to open and occupy a branch office at 40-50 Fountain Plaza, Suite 150, Main Street, Buffalo, Erie County, New York 14202, on or after October 7, 2016.


Mortgage Banker License Name Change Withdrawn:

October 3, 2016 (BK-MBD)
From:  ResMac, Inc.
To:  ResMac, Inc. D/B/A ResMac of New York


Mortgage Banker Branch License Address Changes:

September 29, 2016 (MLS-MBD)
Ditech Financial LLC
From: 7360 South Kyrene Road, Tempe, AZ 85283
To: 2100 East Elliot Road, Building 94, Tempe, AZ 85284-1806

September 29, 2016 (MB-MBD)
Wall Street Mortgage Bankers, Ltd.
From: 1111 Marcus Avenue Suite LL08, Lake Success, NY 11042
To: 1010 Northern Boulevard, Suite #336, Great Neck, NY 11021-5326

October 4, 2016 (BK-MBD)
Advisors Mortgage Group, L.L.C.
From: 277 Fairfield Road, Suite 308, Fairfield, NJ 07004
To: 109 East Main Street, Oceanport, NJ 07727-1238


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Status Date

NMLS #

Applicant Name

City

State

May 11, 2016

1387630

Michelle Rebecca McGregor

Frisco

Texas

September 29, 2016

871883

Michael Rashadd Johnson

Clementon

New Jersey

September 29, 2016

149653

Jennifer Ann Watts-Sabroff

Lyndhurst

Ohio

September 29, 2016

1409082

Valerie Crystal Roberts

Pennsauken

New Jersey

September 29, 2016

1321712

Jache Jatina Sawyer

Burlington Township

New Jersey

September 29, 2016

1451313

Nitin Bagal

Ridgefield

Connecticut

September 29, 2016

1297610

Brett Matthew Gibson

Middleburg Heights

Ohio

September 30, 2016

1471733

Dominique Shari Deanna Fowler

Glassboro

New Jersey

September 30, 2016

324120

Russell Anthony Kesterson

Virginia Beach

Virginia

September 30, 2016

1463425

Amari Chareef Adams

Lumberton

New Jersey

September 30, 2016

1427755

Matthew James Spallina

Mahopac

New York

September 30, 2016

1332883

Jared Cody Lincoln

Detroit

Michigan

September 30, 2016

1449243

Timothy Scott Lawler

Ravenna

Ohio

October 3, 2016

798669

Terry Jason Ott

Indianapolis

Indiana

October 3, 2016

1359522

Krystal Basile

Colts Neck

New York

October 3, 2016

160415

Chad Aaron Carter

Fishers

Indiana

October 3, 2016

4271

Cocca Lee McGuire

Bay Shore

New York

October 3, 2016

38681

Brian Michael McCullagh

Guilford

Connecticut

October 3, 2016

918783

Nicholas Adam Brownell

Newport

Rhode Island

October 3, 2016

785587

Analise Nicole Navia

Jacksonville

Florida

October 3, 2016

731662

Matthew A Houston

Rocklin

California

October 3, 2016

1250000

Robert M Donnelly

Babylon

New York

October 4, 2016

1145701

David Jonathan Monge

Carmel

Indiana


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Status Date

NMLS #

Applicant Name

City

State

Sponsor Name

September 23, 2016

316034

Kenneth James Hofbauer

St. Johns

Florida

PHH Mortgage Corporation

September 23, 2016

216956

Troy James Johnson

National Park

New Jersey

PHH Mortgage Corporation

September 30, 2016

42148

Danny Ceja

Port Chester

New York

Quintessential Mortgage Group, Inc.

September 30, 2016

1283479

Gregory Thomas Solman

Bloomfield

Michigan

Quicken Loans Inc.

September 30, 2016

613078

Matthew Brian Bowler

Jacksonville Beach

Florida

Carrington Mortgage Services, LLC

September 30, 2016

1428434

Vennesa Aida Rosario

Carrolltton

Texas

Nationstar Mortgage LLC

September 30, 2016

859588

Brian Hallen Hanson

Santa Ana

California

American Advisors Group, Inc.

September 30, 2016

983603

Mukul Sharma

Farmington HIlls

Michigan

Quicken Loans Inc.

September 30, 2016

1461064

Adam Allen Burns

Ypsilanti

Michigan

Quicken Loans Inc.

September 30, 2016

986570

Jeffrey Raymond Starling

San Clemente

California

Lenox Financial Mortgage Corporation

September 30, 2016

204518

Jody Michael Mincey

Cranberry TWP

Pennsylvania

Reliance First Capital, LLC

September 30, 2016

267438

Michael Damian Puorro

Bridgewater

New Jersey

Caliber Home Loans, Inc.

September 30, 2016

1434393

Alan James Blanchard

Indianapolis

Indiana

Royal United Mortgage, LLC

September 30, 2016

970450

Lauren Zambelli

Deer Park

New York

Cliffco, Inc.

September 30, 2016

30400

Jennifer Marie Navin

Dearborn Heights

Michigan

Quicken Loans Inc.

September 30, 2016

1037537

Patrick Joseph Kearney

Cleveland

Ohio

PHH Mortgage Corporation

September 30, 2016

214928

James Edward Berger

Brecksville

Ohio

CrossCountry Mortgage, Inc.

September 30, 2016

736876

Seth N Bender

Irving

Texas

Nationstar Mortgage LLC

September 30, 2016

1451172

Michael Aaron Richter

Rocky Point

New York

Atlantic Home Capital, Corp.

September 30, 2016

1399431

Jacqueline Michelle Massacci

Pittsburgh

Pennsylvania

Reliance First Capital, LLC

September 30, 2016

672151

Ryan Michael Anderson

West Deptford

New Jersey

Freedom Mortgage Corporation

September 30, 2016

1454534

Amanda Joy Gillespie

Vineland

New Jersey

Freedom Mortgage Corporation

September 30, 2016

1464831

John Joseph Troha

Sayville

New York

Freedom Mortgage Corporation

September 30, 2016

1155589

Robert Michael Antrim

Philadelphia

Pennsylvania

Freedom Mortgage Corporation

September 30, 2016

1449672

Nicole Marie Cruz

Sicklerville

New Jersey

Freedom Mortgage Corporation

September 30, 2016

556143

Dawn Suzanne Cottrell

Greenwich

New York

State Farm Bank, FSB

September 30, 2016

1492298

Joseph Cordeira

Massapequa

New York

Reliance First Capital, LLC

September 30, 2016

1418744

Daniel Alan Levin

Pittsburgh

Pennsylvania

Reliance First Capital, LLC

September 30, 2016

32445

Anthony Scott Almeida

Palm Coast

Florida

Carrington Mortgage Services, LLC

September 30, 2016

1236828

Tanner Robert Christensen

Fullerton

California

loanDepot.com, LLC

September 30, 2016

1459559

Mary E Beyer

Old Tappan

New Jersey

Residential Home Funding Corp.

September 30, 2016

981129

Stephanie Michelle Clymer

San Diego

California

Freedom Mortgage Corporation

September 30, 2016

1167971

Raisa Taina Bulchi

North Baldwin

New York

Contour Mortgage Corporation

September 30, 2016

1479135

Debra A Grippo

Huntington

New York

Intercontinental Capital Group, Inc.

September 30, 2016

385390

Frank Joseph Taormina

Macomb

Michigan

One Reverse Mortgage, LLC

September 30, 2016

1277459

Jeremy Sullivan Bertera Staigle

Apopka

Florida

Digital Risk Mortgage Services, LLC

September 30, 2016

1451374

Alexandra Demarest Agnos

Watervliet

New York

SEFCU Services, LLC

September 30, 2016

102070

Jasvir Singh

Hicksville

New York

CGAP, Inc.

September 30, 2016

1453561

Matthew Roy Bowman

Noblesville

Indiana

Urban Financial of America, LLC

September 30, 2016

1287224

Thomas Mitchell Sudik

Maitland

Florida

Digital Risk Mortgage Services, LLC

September 30, 2016

1294897

Kasey Lynn Rousseau

Merritt Island

Florida

Digital Risk Mortgage Services, LLC

September 30, 2016

1485187

Larisa Marian

Detroit

Michigan

Quicken Loans Inc.

September 30, 2016

1408949

Douglas Joseph Tavares

Tempe

Arizona

Quicken Loans Inc.

September 30, 2016

1177674

Mitchell James Buchanan

Eastlake

Ohio

Quicken Loans Inc.

September 30, 2016

1497049

Ryan Robert Mitchell

Rochester Hills

Michigan

One Reverse Mortgage, LLC

September 30, 2016

1460774

Michael Emil Nasser

Scottsdale

Arizona

Quicken Loans Inc.

September 30, 2016

1149276

Christopher Scott Klug

Lakewood

Ohio

Quicken Loans Inc.

September 30, 2016

1497514

Genevieve Ann Preston

Garden City

Michigan

Quicken Loans Inc.

September 30, 2016

1485216

Anne Marie Mollison

Warren

Michigan

Quicken Loans Inc.

September 30, 2016

1127602

Daniel Andrew Richey

University Heights

Ohio

Quicken Loans Inc.

September 30, 2016

1220514

Crystal Jolene Ramirez

Detroit

Michigan

Quicken Loans Inc.

September 30, 2016

1399374

Steven James Murray

Belleville

Michigan

Quicken Loans Inc.

September 30, 2016

174277

Jared Raymond Jones

Livonia

Michigan

One Reverse Mortgage, LLC

September 30, 2016

1325829

Jamie Fisher Dilenschneider

Charlotte

North Carolina

Reliance First Capital, LLC

September 30, 2016

1409212

Steven Matthew Cline

Detroit

Michigan

Quicken Loans Inc.

September 30, 2016

743896

Christine DiMisa

Glen Head

New York

Intercontinental Capital Group, Inc.

September 30, 2016

1312226

Courtney Heather Carr

Detroit

Michigan

Quicken Loans Inc.

September 30, 2016

1458567

Christopher Baron Zajec

Temecula

California

One Reverse Mortgage, LLC

September 30, 2016

235570

Susan Elizabeth Donnelly

New Market

Maryland

Allied Mortgage Group, Inc.

September 30, 2016

127558

Melissa April Curtis

Farmingdale

New York

Contour Mortgage Corporation

September 30, 2016

300693

Timothy James Meehan

Carmel

Indiana

Royal United Mortgage, LLC

September 30, 2016

147346

John Joseph Wysocki

Lansdale

Pennsylvania

Freedom Mortgage Corporation

September 30, 2016

1448906

Tariq Javed

Brownstown

Michigan

Quicken Loans Inc.

September 30, 2016

1460439

Bryan Patrick McCarthy

Cleveland

Ohio

Quicken Loans Inc.

September 30, 2016

922192

Vincent Charles Drnach

Coraopolis

Pennsylvania

Reliance First Capital, LLC

September 30, 2016

1393748

Ryan Tyler Anderson

Columbia

Missouri

Mortgage Research Center, LLC

October 4, 2016

1398901

Benjamin Michael Walstrom

Clawson

Michigan

Quicken Loans Inc.

October 4, 2016

1461232

Kristopher Ivon Lapko

Northville

Michigan

Quicken Loans Inc.

October 4, 2016

555563

Delila Rose Centeno

Latham

New York

OwnersChoice Funding, Incorporated

October 4, 2016

1419000

Anthony Joseph Cangialosi

Detroit

Michigan

Quicken Loans Inc.

October 4, 2016

1450364

Pauline Esposito

Rolesville

North Carolina

Residential Home Funding Corp.

October 4, 2016

1228623

Jonathan Phillip Calcaterra

South Lyon

Michigan

Quicken Loans Inc.


 

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