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New York State Department of Financial Services

Weekly Banking Bulletin

December 2, 2016

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

December 1, 2016 (TR-CM)
LAW DEBENTURE TRUST COMPANY OF NEW YORK
400 Madison Avenue, New York, NY 10017

Application, pursuant to Section 605.8 of the Banking Law, to sell or convey more than 50% of its assets and to continue its operations and corporate existence, received. 

The comment period for this application will expire January 3, 2017.


December 2, 2016 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC.
14141 Southwest Freeway, Suite 1000, Sugar Land, Fort Bend County, Texas 77478

An application was received for the following branch office relocation:

From:     199 Lincoln Avenue, Suite 309, Bronx, Bronx County, NY 10454
To:          903 Sheridan Avenue, Suite 1, Bronx, Bronx County, NY 10451

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


December 2, 2016 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF GREATER ATLANTA, INC. U/A/N CLEARPOINT CREDIT COUNSELING SOLUTIONS 
270 Peachtree Street, NW, Suite 1800, Atlanta, Fulton County, GA 30303

An application was received for each of the following branch office relocations:

From:     10426 Jackson Oaks Way, Suite 103, Knoxville, Knox County, TN 37922
To:          800 S. Gay Street, Suite 700, Room 749, Knoxville, Knox County, TN 37929

From:     242 E. Airport Drive, Suite 201, San Bernardino, San Bernardino County, CA 92408
To:          473 E. Carnegie Drive, Suite 200, Room 218, San Bernardino, San Bernardino County, CA 92408

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

November 30, 2016 (BR-MBD)
Applicant(s)
Paul William Saar
MORTGAGES R US INC
132 East McNab Rd., Pompano Beach, FL  33060


Application to establish a Mortgage Banker's Branch received for examination:

November 30, 2016 (BK-MBD)
Full Service Branch
Residential Mortgage Services, Inc.
1640 Post Road, Fairfield, CT 06825


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

October 17, 2016

220286

Douglas Alan Lotrecchio

Warrington

Pennsylvania

October 18, 2016

167538

Adam Craig Broder

Freeport

New York

October 18, 2016

1301373

Francisco Cruz

Central Islip

New York

October 24, 2016

1474964

Brent Jonathan Brolley

Pittsburgh

Pennsylvania

October 24, 2016

1543780

Deo Dindiyal

Elmont

New York

November 3, 2016

1532575

Minerva Concepcion

Camden

New Jersey

November 3, 2016

203415

Davian Roger Lee Clarke

Irvington

New Jersey

November 4, 2016

1163934

Parker Lee Hackett

Salt Lake City

Utah

November 7, 2016

1546739

Melanie Ivette Ruiz

Philadelphia

Pennsylvania

November 7, 2016

1549083

James Michael Anderson

Zionsville

Indiana

November 10, 2016

1436923

Jason Uriah Ayer

Columbia

Maryland

November 10, 2016

1400729

Kyle Nathan Campbell

Sykesville

Maryland

November 10, 2016

1411040

Whitney Blair Hazard

Baltimore

Maryland

November 10, 2016

1443047

Stanislav Arkadiev Penev

Baltimore

Maryland

November 10, 2016

1547689

Brandon Michael Yount

Carmel

Indiana

November 11, 2016

919571

Justin G Johnson

Draper

Utah

November 11, 2016

85320

Marisa E. Pinto

Monroe

Connecticut

November 14, 2016

29952

Ronald James O'Connor

Detroit

Michigan

November 14, 2016

572431

Edward Duane Craft

Abingdon

Maryland

November 14, 2016

1537478

Carl Ean Dearborn

Clawson

Michigan

November 14, 2016

1537613

Timothy Michael Heuer

Bloomfield Hills

Michigan

November 14, 2016

1537586

Daylen Ray Harrison

Dearborn

Michigan

November 14, 2016

1537484

Alexander Sachs Finkelstein

West Bloomfield

Michigan

November 14, 2016

1537481

Daniel Edward Dougherty

Sterling Heights

Michigan

November 14, 2016

595673

Erin Taylor Doyle

Clawson

Michigan

November 14, 2016

913536

John Michael Lang

Barrington

Illinois

November 15, 2016

1537582

William Robert Happley

Belleville

Michigan

November 15, 2016

1522413

Michael Anthony Giarmarco

Royal Oak

Michigan

November 15, 2016

1537525

Nicholas Alan Gafner

St. Clair Shores

Michigan

November 15, 2016

1537483

Connor Rayburn Ferguson

Taylor

Michigan

November 15, 2016

1537468

Zachary Francis Benton

Utica

Michigan

November 15, 2016

142443

Neal Robert Mansi

Dix Hills

New York

November 16, 2016

1543886

Aaron Paul Landers

Noblesville

Indiana

November 16, 2016

1537464

Aaron Michael Bazner

Dearborn Heights

Michigan

November 16, 2016

1542312

Daniel Lee Thacker

Indianapolis

Indiana

November 17, 2016

1483132

Melissa Pamela Cuartas

Bayside

New York


SECTION II

November 10, 2016 (SF-LFS)
CARMEL FINANCIAL CORPORATION, INC.  
101 East Carmel Drive, Carmel, IN 46032

License to engage in business as a sales finance company was surrendered.


November 15, 2016 (CC-LFS)
FRANKLIN CHECK CASHING CORP.
228 Avenue B, New York, New York, 10009

Effective November 15, 2016, license to engage in business as casher of checks for the branch located at 160-05 Hillside Avenue, Jamaica, New York 11432 was surrendered.


November 29, 2016 (FB-FWB)
NORDEA BANK AB (PUBL)
Hamngatan 10, Stockholm, Sweden

Application, pursuant to Section 26 of the Banking Law, to establish and maintain a branch at 1211 Avenue of the Americas, Borough of Manhattan, City of New York 10036, approved.


December 2, 2016 (VC-CM)
itBit TRUST COMPANY, LLC
140 East 45th Street, New York, NY 10017

Approval under Banking Law Section 8005 and Supervisory Procedure CB 205 of the Certificate of Amendment of the Articles of Organization of itBit Trust Company LLC to change such trust company’s name to Paxos Trust Company, LLC granted effective November 29, 2016. 


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

November 25, 2016 (BK-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
1955 Highway 34, Building 1 Suite C, Wall Township, NJ 07719

November 28, 2016 (BK-MBD)

Full Service Branch
Sierra Pacific Mortgage Company, Inc.
6021 university Blvd., Suite 200, Ellicott City, MD 21043

November 25, 2016 (BK-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/A Champion Mortgage Company
Greenlight Loans
611 Jamison Road, Suite 1275, Elma, NY 14059

November 25, 2016 (BK-MBD)
Full Service Branch
Summit Mortgage Bankers, Inc.
1876 Route 27, Suite 206, Edison, NJ 08817

November 28, 2016 (BK-MBD)
Full Service Branch
Equity Home Capital LLC In Lieu of Equity Loans, LLC
3191 Maguire Boulevard, Ste 190, Orlando, FL 32803

November 30, 2016 (BK-MBD)
Full Service Branch
The Money Source Inc.
1910 West University Drive, Suite 215, Tempe, AZ 85281


Mortgage Banker License Address Changes:

November 29, 2016 (BK-MBD)
MGN Funding Corp.
From: 30-50 Whitestone Expressway, Suite 305, Flushing, NY 11354
To: 115-01 Lefferts Boulevard, 1st Floor, South Ozone Park, NY 11420-2428


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

November 22, 2016

1448958

Joshua Lee Rolfe

Detroit

Michigan

November 22, 2016

1120736

William A Aguilar

Chicago

Illinois

November 22, 2016

1038019

Ronald Lamar Waymer

Jacksonville

Florida

November 22, 2016

39964

Scott Michael Twombley

San Clemente

California

November 22, 2016

1461411

Michael Robert Tartaglia

Royal Oak

Michigan

November 22, 2016

1396995

Lin Zhuo

Flushing

New York

November 22, 2016

1497674

Oscar L Perez

New York

New York

November 22, 2016

1409457

Luella Lynn Jacobs

Avoca

Michigan

November 22, 2016

1466830

Adam Ross Holland

Rushville

Indiana

November 22, 2016

399024

Barry Leonard Young

Jacksonville

Florida

November 25, 2016

1518305

Chad Tyler Buttram

Fishers

Indiana

November 25, 2016

12633

Shan Kai Jelani Jackson

Plano

Texas

November 25, 2016

1419130

Dylan Paul Eberitzsch

Allen Park

Michigan

November 25, 2016

1415526

Brett H Wood

Indianapolis

Indiana

November 25, 2016

1064974

Erick Owen Wilcox

Wellington

Florida

November 25, 2016

1203322

Trevor Andrew Melvin

Garden City

Michigan

November 30, 2016

1079339

Orlando Gonzalez

Rockville

Maryland

November 30, 2016

1407044

Samantha Marie Stevens

Columbia

Missouri


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

November 22, 2016

102647

Anthony L Garbuio

Granite Springs

New York

Cityscape Mortgage Corp.

November 22, 2016

356983

Martha C Moller-Knight

Mission Viejo

California

Guaranteed Rate, Inc.

November 22, 2016

1448792

Thomas Joseph Prendergast

Moreland Hills

Ohio

Quicken Loans Inc.

November 22, 2016

165503

Sheik Mohamed Deen

Queens Village

New York

Omni Mortgage Corp.

November 22, 2016

390347

Juan Camilo Reyes

Ozone Park

New York

R & J Capital Group, LLC

November 22, 2016

871659

Matthew Alexander Thoke

Newport Beach

California

Carrington Mortgage Services, LLC

November 22, 2016

930499

Amy Leigh Polkey

Grand Prairie

Texas

Rushmore Loan Management Services LLC

November 22, 2016

639447

Peter Joseph Botros

Staten Island

New York

US Mortgage Corporation

November 22, 2016

621412

Kevin William Gibbs

North Richland Hills

Texas

Nationstar Mortgage LLC

November 22, 2016

47492

Michael Adam Zahorchak

Olmsted Township

Ohio

CrossCountry Mortgage, Inc.

November 22, 2016

930308

Dameon Damon Harrell

Dallas

Texas

Nationstar Mortgage LLC

November 22, 2016

1273371

Calvin Bashir Abro

Detroit

Michigan

Quicken Loans Inc.

November 22, 2016

1366470

Tricia Marie Williams

Phoenix

Arizona

Quicken Loans Inc.

November 22, 2016

1398651

Thomas Caldicott King

Chandler

Arizona

Quicken Loans Inc.

November 22, 2016

1366741

Jafer Masoud Alawamleh

Detroit

Michigan

Quicken Loans Inc.

November 22, 2016

950895

Jeremy Robert Wilson

Detroit

Michigan

Quicken Loans Inc.

November 22, 2016

1460746

Amanda Rae Krich

Mesa

Arizona

Quicken Loans Inc.

November 22, 2016

1485336

Peter Henry Von Spreecken

Southgate

Michigan

Quicken Loans Inc.

November 22, 2016

1448763

Ryan Mathew Hopkins

Strongsville

Ohio

Quicken Loans Inc.

November 22, 2016

1472753

Christopher Lee Marrugi

Shelby Twp

Michigan

Quicken Loans Inc.

November 22, 2016

1237676

Donald Scott Bowersox

Farmington Hills

Michigan

Quicken Loans Inc.

November 22, 2016

1272538

Manar Hilo

Scottsdale

Arizona

Quicken Loans Inc.

November 22, 2016

1203419

Dhruv Verma

Detroit

Michigan

Quicken Loans Inc.

November 22, 2016

1485305

Abdullah Adel Saady

West Bloomfield

Michigan

Quicken Loans Inc.

November 22, 2016

1418362

Jason Richard Helbing

Scottsdale

Arizona

Quicken Loans Inc.

November 22, 2016

1107167

Patrick Ian Nicely

Eastlake

Ohio

Quicken Loans Inc.

November 22, 2016

1376138

Griffin Richard Hawkins

Detroit

Michigan

Quicken Loans Inc.

November 22, 2016

1409392

Sheila Ann Nelson

Southgate

Michigan

Quicken Loans Inc.

November 22, 2016

1127300

David Michael Gladden

Livonia

Michigan

Quicken Loans Inc.

November 23, 2016

142990

Timothy Anthony Boone

Langhorne

Pennsylvania

Freedom Mortgage Corporation

November 23, 2016

16161

Adam Tobison Brown

Bayside

New York

Freedom Mortgage Corporation

November 23, 2016

1430522

Raquel Angelita Santillan

El Cajon

California

Live Well Financial, Inc.

November 23, 2016

1334046

James Alan Peterson

Westminster

Maryland

Meridian Home Mortgage Corporation

November 23, 2016

1491813

Shabana Patel

Valley Stream

New York

Guidance Residential, LLC

November 23, 2016

1001380

John Anthony Rojas

Woodstock

Georgia

American Advisors Group, Inc.

November 23, 2016

1459954

Leelynn Waynette Ostby

Brea

California

American Advisors Group, Inc.

November 23, 2016

70365

Matthew Evan Zimmerman

Cherry Hill

New Jersey

American Neighborhood Mortgage Acceptanc

November 23, 2016

1507622

Valdo Lucien Prince

Jacksonville

Florida

PHH Mortgage Corporation D/B/A

November 23, 2016

54151

Vincent Michael Bertin

Levittown

New York

Hartford Funding, LTD

November 23, 2016

1456585

Sherri Lynn Wade

Rotterdam

New York

Homestead Funding Corp.

November 23, 2016

1369900

Ronald Jairam

South Ozone Park

New York

Family First Funding LLC

November 23, 2016

1499508

Jeffrey Allen Connell

Flower Mound

Texas

Pacific Union Financial LLC

November 23, 2016

886749

William Eric Utter

Jacksonville

Florida

Carrington Mortgage Services, LLC

November 23, 2016

1296092

Justin Erik Visconti

Richmond

Michigan

Quicken Loans Inc.

November 23, 2016

1485353

Lisa Tamara Yountchi

Brooklyn

New York

loanDepot.com, LLC

November 23, 2016

1459552

Karen Elizabeth Hoffman

Oceanside

California

One Reverse Mortgage, LLC

November 23, 2016

658473

Yosef S Nissel

Teaneck

New Jersey

UBS Financial Services Inc.

November 23, 2016

1419084

De Marquis La Micheal Jones

Ypsilanti

Michigan

Quicken Loans Inc.

November 23, 2016

546205

Roxanne Tazara Chung

Miramar

Florida

Van Dyk Mortgage Corporation

November 23, 2016

1429116

Nicholas Richard Spadafora

Hazel Park

Michigan

Quicken Loans Inc.

November 23, 2016

51783

Michael Daniel McNally

Centereach

New York

Cardinal Financial Company, LP

November 23, 2016

223149

Ronald Principe

Holmdel

New Jersey

Intercontinental Capital Group, Inc.

November 23, 2016

1474653

Greg Smith

Medford

New York

Interstate Home Loan Center, Inc.

November 23, 2016

1534142

Deavon Paul Williamson

Roanoke

Texas

Nationstar Mortgage LLC

November 23, 2016

957992

Chanilia DeJesus Nixon

Miami Beach

Florida

Luxury Mortgage Corp.

November 23, 2016

1399142

Charles Stephen Danyo

Allen Park

Michigan

Quicken Loans Inc.

November 23, 2016

1497562

David Paul Stevens

Rochester Hills

Michigan

Quicken Loans Inc.

November 23, 2016

1485332

Andrew Nicholas Vlisides

Dexter

Michigan

Quicken Loans Inc.

November 23, 2016

1437554

Alexander Griffin Blasi

Tempe

Arizona

Quicken Loans Inc.

November 23, 2016

984855

Matthew Alexander Burzynski

Phoenix

Arizona

Quicken Loans Inc.

November 23, 2016

1429113

Andrew Salwan Sinawi

Sterling Heights

Michigan

Quicken Loans Inc.

November 28, 2016

231924

Michael Manieri

Winter Park

Florida

Equity Loans, LLC

November 28, 2016

70907

Elizabeth Marie Collins

Clarksville

Maryland

Sierra Pacific Mortgage Company, Inc.

November 30, 2016

360024

Christopher Robert Warner

Phoenix

Arizona

The Money Source Inc.

 

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