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New York State Department of Financial Services

Weekly Banking Bulletin

September 15, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

September 6, 2017(LL-LFS)
DONNA NIVES MARITAL TRUST U/A DTD 09162014
919 Third Avenue, New York, NY 10022

Application was received from Donna Nives Marital Trust u/a dtd 09162014 to acquire 100% of Omni Financial of New York, Inc., a NYS licensed lender located at 26000 US Rt. 11, Evan Mills, New York 13637.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to engage in the business of a Mortgage Broker under Article 12-D of the Banking Law received for examination:

September 7, 2017 (BR-MBD)
Applicant(s)
Tracy Lyn Kelly
As: Kelly Mortgage, Inc.
92 Argonaut, Suite 215, Alsio Viejo, CA 92656

Application to establish a Mortgage Banker's Branch received for examination:

September 8, 2017 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
20 Lake Center, 401 Route 73, Marlton, NJ 08053

September 8, 2017 (BK-MBD)
Full Service Branch
Caliber Home Loans, Inc.
18500 Von Karman Avenue, Suite 1000, Irvine, CA 92612

September 12, 2017 (BK-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
444 Route 111, Suite 3, Smithtown, NY 11787

Mortgage Loan Servicer Name Change received:

August 28, 2017 (MS-MBD)
From: Central Mortgage Company
To: Arvest Central Mortgage Company

September 5, 2017 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
2507 James Street, Suite 106, Syracuse, NY 13206

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

April 20, 2017

1024295

Melissa F Higgins

Merrick

New York

June 9, 2017

1627706

Yehoshua Sperka

Monsey

New York

June 21, 2017

283709

Dwight Northover

Livingston

New Jersey

June 22, 2017

1537089

Ernesto Garcia Jr

Gilbert

Arizona

June 23, 2017

939609

Geoffrey Mark Lininger

Ponte Vedra

Florida

June 26, 2017

105339

Manuel Silva Gomes

Monroe

Connecticut

June 27, 2017

1420765

Marcail Nicole Smith

Columbia

Missouri

July 20, 2017

1353225

David Charles Biondi

Union

New Jersey

July 27, 2017

754756

Joseph Vincent Sargenti

Elmwood Park

New Jersey

July 31, 2017

1636389

Dean Joseph Deolitsis

Darien

Illinois

July 31, 2017

1097901

Hanna Maria Scramaglia

Healdsburg

California

August 3, 2017

16447

Vivian Marcia Dye

New York

New York

August 4, 2017

1634046

Eduard Vasquez

Collingswood

New Jersey

August 7, 2017

1634080

Tyler Philip Giarratana

Cinnaminson

New Jersey

August 7, 2017

1634039

Anthony Tomas Carbonaro

Williamstown

New Jersey

August 7, 2017

1634083

Nathan Hayden English

Newtown

Pennsylvania

August 14, 2017

23297

Robert Jay Mildish

Hudson

Massachusetts

August 18, 2017

1589499

Shane Kyle Venable

McKinney

Texas

August 20, 2017

1652474

Alvin Burgos

Goshen

New York

August 21, 2017

688470

Thomas Francis Gumb

Staten Island

New York

August 21, 2017

971410

Kevin S Kalyan

Richmond Hill

New York

August 22, 2017

1481626

Robin Strawbrich

Hamburg

New York

August 22, 2017

1632814

James Lakjer

Pennsauken

New Jersey

August 22, 2017

1599699

Erica Siegriest

New City

New York

August 22, 2017

1659438

Rabeel M Patoli

New Hyde Park

New York

August 22, 2017

1629153

Basit Khan Rehman

Mastic

New York

August 23, 2017

63602

Moshe Lebrecht

Monroe

New York

August 23, 2017

1642284

Nicholas James Tierno

Voorhees

New Jersey

August 24, 2017

1232869

James Irving Clayton

Aston

Pennsylvania

August 24, 2017

1642424

Vincent Warren Recardo Nelson

Lindenwold

New Jersey

August 24, 2017

147126

Douglas Bruce Webb

Quakertown

Pennsylvania

August 24, 2017

1646057

Frank Anthony Mendez

Bronx

New York

August 25, 2017

1622710

Michael John Granata

Seymour

Connecticut

August 25, 2017

91855

Angel Cartagena

Bronx

New York

August 25, 2017

1380368

Richard James McCourt

Ponte Vedra Beach

Florida

September 5, 2017

1642048

Robert Michael Fenyk

Titusville

New Jersey

September 7, 2017

160167

Jennifer Lucy Stevenson

Bronx

New York

SECTION II

August 15, 2017 (SF-LFS)
FOUNDATION FINANCE COMPANY LLC U/A/N FOUNDATION FIRST FUNDING LLC
7802 Meadow Rock Drive, Weston, Marathon County, WI 54476

License rider issued to reflect a change of location from 700 Eagle Nest Blvd, Rothschild, Marathon County, Wisconsin 54474 to 7802 Meadow Rock Drive, Weston, Marathon County, WI 54476.

August 24, 2017 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, 3rd floor, New York, NY 10001

A “Certificate of Amendment of the Restated Organization Certificate of Woori America Bank under section 8005 of the Banking Law” was approved and filed in the office of the Superintendent of Banks.

The amendment provides for an increase in authorized capital stock to $270,000,000 consisting of 54,000,000 shares with a par value of $5 each from $170,000,000 consisting of 34,000,000 shares with a par value of $5 each.

August 31, 2017 (BP-LFS)
GREENPATH, INC.
36500 Corporate Dr., Farmington Hills, MI 48331

Branch license to engage in business as a budget planner at 175 Remsen Street, Suite 1102, Brooklyn, NY 11201 was surrendered.

September 7, 2017 (BK-CRB)
CATSKILL HUDSON BANK
4438 Route 42 North, Monticello, NY 12701

Authorization issued to open and occupy a branch office at 101 Kings Mall Court, Kingston, Ulster County, NY 12401, on or after September 8, 2017.

September 8, 2017 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch offices at:

1) 188-08 Hollis Court Boulevard, Auburndale, Borough of Queens, City of New York 11358
2) 159-18 Northern Boulevard, Flushing, Borough of Queens, City of New York 11358
3) 144-51 Northern Boulevard, Flushing, Borough of Queens, City of New York 11354

will not result in a significant reduction of banking services in the community to be affected.

September 8, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) in the lobby of the Exelon Regional Headquarters Building, 1310 Point Street, Baltimore, Maryland 21231.

September 12, 2017 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 870 Market Street, Room 784, San Francisco, San Francisco County, California 94102.

September 12, 2017 (FB-FWB)
DZ BANK AG DEUTSCHE ZENTRAL-GENOSSENSCHAFTSBANK
Platz der Republik, 60265 Frankfort am Main, Germany

Approval given to change the location of branch from 609 Fifth Avenue, Borough of Manhattan, City of New York 10017 to 100 Park Avenue, Borough of Manhattan, City of New York 10017, on or after September 13, 2017.

September 13, 2017 (BK-CRB)
THE WESTCHESTER BANK
12 Water Street, White Plains, NY 10601

Approval given to change the location of branch office from 2001 Central Park Avenue, Yonkers, Westchester County, New York 10710 to 1900 Central Park Avenue, Yonkers, Westchester County, New York 10710, on or after September 14, 2017.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the Banking Law:

September 11, 2017 (BR-MBD)
Applicant(s)
Best Solution Mortgage, Inc.
36-36 Main Street, Suite 1NA, Flushing, NY 11354

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the Banking Law:

September 12, 2017 (BK-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
800 E. 101st Terrace, Suite 350, Office #366, Kansas City, MO 64131

September 12, 2017 (BK-MBD)
Full Service Branch
Mortgage World Bankers, Inc.
375 Sylvan Avenue, Suite# 4, Englewood Cliffs, NJ 07632

September 12, 2017 (BK-MBD)
Full Service Branch
loanDepot.com, LLC D/B/A LDWholesale
loanDepot
2600 Michelson Drive, Suite 1500, Irvine, CA 92612

September 12, 2017 (BK-MBD)
Full Service Branch
Parkside Lending, LLC
1400 Opus Place, Suite 905, Downers Grove, IL 60515

September 12, 2017 (BK-MBD)
Full Service Branch
Movement Mortgage, LLC
161 Oakwood Avenue, Suite C, Elmira Heights, NY 14903

September 12, 2017 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
999 Douglas Avenue, Suite 1101, Altamonte Springs, FL 32714

September 12, 2017 (BK-MBD)
Full Service Branch
E Mortgage Management LLC
70 South Orange Ave., Suite 102, Livingston, NJ 07039

September 12, 2017 (BK-MBD)
Full Service Branch
RMS Mortgage In Lieu of Residential Mortgage Services, Inc.
1239 Golden Mile Road, Suite 102, Wysox Township, PA 18854

September 12, 2017 (BK-MBD)
Full Service Branch
RMS Mortgage In Lieu of Residential Mortgage Services, Inc.
16 E. Main Street, 7th Floor, Suite 700, Rochester, NY 14614

September 12, 2017 (BK-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited D/B/A Senior Security Advisors
Senior Security Home Advantage
303 South Broadway, Suite #211, Tarrytown, NY 10591

September 12, 2017 (BK-MBD)
Full Service Branch
Parkside Lending, LLC
333 N. Dobson Rd., Suite 6, Chandler, AZ 85224

Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the Banking Law:

September 12, 2017 (BR-MBD)
Full Service Branch
Neighborhood Assistance Corporation of America
1171 North Clinton Avenue, Rochester, NY 14621

Application approved pursuant to Section 594-b of the Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

September 11, 2017 (BK-MBD)
Applicant(s)
Billie Edward Phillips
Donald Edward Moran
James Brian Moran
Robert Burke
Yovani Antonio Campos
To acquire interest in:
Associated Mortgage Bankers, Inc.
2395 Ocean Avenue, Suite 5, Ronkonkoma, NY 11779

Certificate to engage in the business of a Mortgage Broker surrendered:

September 8, 2017 (BR-MBD)
John J. Lease Mortgage Company, LLC
299 North Plank Road, Newburgh, NY 12550
Effective Date: September 8, 2017

Certificate to engage in the business of a Mortgage Broker surrendered, corrected to read as: Certificate to engage in the business of a Mortgage Loan Servicer surrendered:

August 28, 2017 (MS-MBD)
Residential Credit Solutions, Inc.
4500 Mercantile Plaza Drive, Suite 311, Fort Worth, TX 76137
Effective Date: August 9, 2017

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

September 8, 2017

1603951

Aaron Daniel Porter

Lincoln Park

Michigan

September 8, 2017

1497416

Jazmine Jamai Johnson

Westland

Michigan

September 8, 2017

178820

Catherine Diolosa

East Stroudsburg

Pennsylvania

September 8, 2017

1312220

Moana Schiavo

Orlando

Florida

September 11, 2017

27555

Byron Christopher Pugh

Scottsdale

Arizona

September 12, 2017

1451930

Jack Rob Morris

Huntersville

North Carolina

September 12, 2017

1540473

Shu Zhao

Fair Oaks

California

September 12, 2017

1603632

Angelo Joseph Esho

West Bloomfield

Michigan

September 12, 2017

1619467

Chad Ryan Briscoe

San Francisco

California

September 12, 2017

1628380

Kevin Micheal Moore

Lake Forest

California

September 12, 2017

956471

Samantha Issam Zaia

Troy

Michigan

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

September 8, 2017

913243

Shawn Chris Kelly

Valley Stream

New York

Intercontinental Capital Group, Inc.

September 8, 2017

1588309

Tyler William Lenger

Hartsburg

Missouri

Mortgage Research Center, LLC

September 8, 2017

1392617

Joel David Newman

West Orange

New Jersey

United Mortgage Corp.

September 8, 2017

157750

Salvator Zangari

Rockville Centre

New York

Contour Mortgage Corporation

September 8, 2017

1617326

Ryan Dennis West

Costa Mesa

California

American Advisors Group, Inc.

September 8, 2017

172732

Andrew Christopher Varcoe

Gansevoort

New York

MCS Mortgage Bankers, Inc.

September 8, 2017

1611390

Brieanne Elizabeth Pearson

Moorestown

New Jersey

PHH Mortgage Corporation

September 8, 2017

1547539

Jennifer L Heller

Ledgewood

New Jersey

Mortgage Access Corp.

September 8, 2017

1615075

Menachem Lefkowitz

Brooklyn

New York

ABC Mortgage Corp.

September 8, 2017

766843

Christopher Jerome Cherry

Little Elm

Texas

Nationstar Mortgage LLC

September 8, 2017

202291

Robert Steven Canatsey

Huntington Beach

California

Nationstar Mortgage LLC

September 8, 2017

267586

Robinson Cardona

Roselle Park

New Jersey

First Alliance Home Mortgage, LLC

September 8, 2017

1532863

Henry Crafts Upham

Newport

Rhode Island

Embrace Home Loans, Inc.

September 8, 2017

1542356

Dawei Zhang

Huntington

New York

Franklin First Financial, Ltd.

September 8, 2017

1567905

Evan James Malone

Nashville

Tennessee

loanDepot.com, LLC

September 8, 2017

1421092

Ralph Vincent Crisci

Freeport

New York

Franklin First Financial, Ltd.

September 8, 2017

1609003

Christine Capuano-Salvo

Massapequa

New York

Academy Mortgage Corp.

September 8, 2017

1222663

Aristotle Bernardin Verrios

Harrisburg

North Carolina

New Penn Financial, LLC

September 8, 2017

1525523

Robin D Cohen

New Windsor

New York

Residential Home Funding Corp.

September 8, 2017

358010

Scott Joseph Grates

Frankfort

New York

State Farm Bank, FSB

September 8, 2017

1633601

Steven J Colon

Mahopac

New York

United Mortgage Corp.

September 8, 2017

31299

Brian Dario Diez

East Meadow

New York

Meadowbrook Financial Mortgage Bankers Corp.

September 8, 2017

196883

Mark Lee Simon

Drexel Hill

Pennsylvania

New Penn Financial, LLC

September 8, 2017

1630187

Lucas Michael Hassemer

Columbia

Missouri

Mortgage Research Center, LLC

September 8, 2017

102721

Stacy Jo Jackson

McKinney

Texas

Caliber Home Loans, Inc.

September 8, 2017

983565

Tricia Owens

Noblesville

Indiana

Royal United Mortgage, LLC

September 8, 2017

112482

Anthony Rogell Smith

Warrensville Heights

Ohio

PHH Mortgage Corporation

September 8, 2017

1203290

Alicia Dawn Calabrace

Brandenville

Pennsylvania

Reliance First Capital, LLC

September 8, 2017

879229

William Jacobs

Paterson

New Jersey

FM Home Loans, LLC

September 8, 2017

1182897

Kathleen Theresa Nordaby

West Deptford

New Jersey

PHH Mortgage Corporation

September 8, 2017

976418

Scott Carson Ratliff

Olathe

Kansas

Mortgage Research Center, LLC

September 8, 2017

786539

Christine Marie Zammar

Northbrook

Illinois

PHH Mortgage Corporation

September 8, 2017

1531312

Javier Porras

Phoenix

Arizona

loanDepot.com, LLC

September 8, 2017

1461913

Adam Losoya Villanueva

Dallas

Texas

loanDepot.com, LLC

September 8, 2017

1625381

David M Piedmonte

Valley Cottage

New York

Ark Mortgage, Inc.

September 8, 2017

1524472

James Quinton Charron

West Warwick

Rhode Island

Semper Home Loans, Inc.

September 8, 2017

1519842

Bradley Forman Hoefelman

Fulton

Missouri

Mortgage Research Center, LLC

September 8, 2017

1589503

Kevin Lewis Woessner

Arlington

Texas

loanDepot.com, LLC

September 11, 2017

62495

Nicole Marie Beck

Rochester

New York

Hunt Mortgage Corporation

September 12, 2017

311442

Moshe Nafisi

Valley Village

California

FM Home Loans, LLC

September 12, 2017

301029

Kim Marie Krick

Sanford

Florida

Freedom Mortgage Corporation

September 12, 2017

167801

Mark Douglas Gordon

Westfield

New Jersey

E Mortgage Management LLC

September 12, 2017

140680

Ronda Jo Bouse

Ulster

Pennsylvania

Residential Mortgage Services, Inc.

September 12, 2017

23470

Brett Laurence Shapiro

Florham Park

New Jersey

E Mortgage Management LLC

September 12, 2017

789719

Kelli Suzanne Walker

Gilbert

Arizona

Parkside Lending, LLC

September 12, 2017

1520461

Diana Marie Brunson

Rochester

New York

Neighborhood Assistance Corporation of America

September 12, 2017

936342

Danielle Renee Bisbikis

Homer Glen

Illinois

Parkside Lending, LLC

September 12, 2017

959269

Tracy I Rowan

Victor

New York

Residential Mortgage Services, Inc.

 

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