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New York State Department of Financial Services

Weekly Banking Bulletin

October 20, 2017

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

October 19, 2017 (SF-LFS)
INNOVATIVE FUNDING SERVICES, LLC
14205 Burnet Road, Suite 400, Austin, Texas, 78728
Application received for change of control of Innovative Funding Services, LLC, whereby Robert Wayne McKie will acquire 15% of its outstanding shares.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

October 20, 2017 (TM-LFS)
HSI USA, INC.
575 Market Street Suite 3650, San Francisco, California 94105-5823

Application received for a license to engage in business as a Transmitter of Money.

The publication of receipt of this application does not indicate that the application is complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

October 20, 2017 (CC-LFS)
V & R PAYROLL FACTORS, INC.
369 West 35th Street, New York, NY 10001

An application was received from V & R Payroll Factors, Inc. to open a branch at 52-46 69th Street, Maspeth, NY 11378.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by November 3, 2017.

Application to establish a Mortgage Banker's Branch received for examination:

October 12, 2017 (BK-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC D/B/A AnnieMac Home Mortgage
330 Passaic Avenue, Suite 215, Fairfield, NJ 07004

October 13, 2017 (BK-MBD)
Full Service Branch
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
110 Jefferson Blvd, Suite I, Warwick, RI 02888

October 16, 2017 (BK-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
1700 Route 23, Suite 125, Wayne, NJ 07470

October 17, 2017 (BK-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited D/B/A Senior Security Advisors
Senior Security Home Advantage
107-03 Rockaway Boulevard, 2nd Floor, Ozone Park, NY 11417

October 17, 2017 (BK-MBD)
Full Service Branch
WEI Mortgage LLC
4000 Midlantic Drive, Suite 102, Mount Laurel, NJ 08054

October 17, 2017 (BK-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
4965 Preston Park Boulevard, Suite 195, Plano, TX 75093

October 18, 2017 (BK-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
3366 Park Avenue, Suite 205, Wantagh, NY 11793

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

April 4, 2017

1418520

Chi-Yuan Hwang

Great Neck

New York

May 15, 2017

13296

Joseph Cardone

White Plains

New York

June 7, 2017

280228

Rolando Antonio Fana

New York

New York

July 16, 2017

1552449

Christina Lorraine Mio

Orion Township

Michigan

July 18, 2017

1523720

Rabia Nassif Fawaz

Dearborn

Michigan

July 28, 2017

1627516

Thomas Clifford Martin

Detroit

Michigan

July 28, 2017

1615146

Shayne Loren Macbeth

Clawson

Michigan

July 28, 2017

1627625

Chelseay Breanna Norman

Clinton Twp

Michigan

July 28, 2017

1627465

Emina Sukanovic

Macomb

Michigan

August 4, 2017

1440046

Jeremiah Drew Brittingham

Dallas

Texas

August 15, 2017

1552164

Joel William Kinney

Sterling Heights

Michigan

August 15, 2017

1387551

Michael James Calhoun

Brighton

Michigan

August 16, 2017

1538041

Vladislav Sheyngauz

West Bloomfield

Michigan

August 17, 2017

884579

Terri Lowe

Camillus

New York

August 18, 2017

1117287

Ninous Atour Golani

Franklin

Tennessee

August 21, 2017

904799

Valentin Aleksandroi Lutsenko

Plymouth

Minnesota

August 21, 2017

40285

John Pabon

Ridge

New York

August 23, 2017

1510271

Mohamed Mohsen Ismail

Novi

Michigan

August 24, 2017

1615142

Michael Brell Cooper

Bridgeville

Pennsylvania

August 28, 2017

35592

David Michael VanDeWater

Poughkeepsie

New York

August 30, 2017

1545174

Samantha Carroll Duckworth

Stamford

Connecticut

August 30, 2017

1638590

Abdel-Hamid Zyieda Ali

Dearborn

Michigan

August 31, 2017

1638759

Melody Marie Khemmoro

West Bloomfield

Michigan

September 5, 2017

1656840

Travis Han Tran

Anaheim

California

September 5, 2017

1656304

Miranda Faith Firey

Newport Beach

California

September 5, 2017

1652805

Zachary Scott von der Linden

Ladera Ranch

California

September 5, 2017

1655322

Joseph Michael Lawrence

Lake Forest

California

September 5, 2017

1654155

Derek Austin Reid

Oceanside

California

September 5, 2017

1655507

Karla Gomez Salinas

Santa Ana

California

September 5, 2017

1654291

Benjamin Contreras

Los Angeles

California

September 5, 2017

1654154

Jose Gustavo Quintana

Santa Ana

California

September 5, 2017

1654138

Michael Morris Vinnitsky

Lake Forest

California

September 5, 2017

1654125

Tiffany Danielle Joyner

Rancho Cucamonga

California

September 5, 2017

1058877

David Neiman

Newport Coast

California

September 5, 2017

1654909

Robert Junior Serna

Lake Forest

California

September 5, 2017

1655358

Zachary Ryan Nelson

Aliso Viejo

California

September 5, 2017

1654289

Jenna Brianne Halvorson

Mission Viejo

California

September 5, 2017

1658326

Neecon Raji

San Clemente

California

September 6, 2017

169199

Ralph Augustin

Baldwin

New York

September 6, 2017

75934

Juan R. Loubriel

Ozone Park

New York

September 7, 2017

1620460

John Vincent Zalikowski

Anaheim

California

September 7, 2017

1650003

Brandon Michael Mischler

Aliso Viejo

California

September 7, 2017

1601795

Martin A Connor

Dix Hills

New York

September 7, 2017

1055054

John Calvin Kim

Irvine

California

September 7, 2017

1563984

Clinton Mark Powell

Dana Point

California

September 12, 2017

1441197

Michael James Ellis

Columbia

Missouri

September 13, 2017

1638925

Leonie Luanne Kucinski

Ferndale

Michigan

September 13, 2017

12163

Christie Lee Windham

Jacksonville

Florida

September 13, 2017

1657172

David William Stoll

Columbia

Missouri

September 13, 2017

1509124

Ryan Michael Wade

Elkridge

Maryland

September 14, 2017

1638902

David Geoffery Kolosick

Roseville

Michigan

September 14, 2017

175864

David Scott Matson

Coram

New York

September 18, 2017

67636

Hilary von Maur

Watermill

New York

September 19, 2017

1659981

Kirk Michael Jones

Columbia

Missouri

September 21, 2017

1655853

Eric Ott

Yaphank

New York

September 25, 2017

918203

Lube Aleksoski

West Milford

New Jersey

September 27, 2017

1639569

Aaron Douglas Cook

Detroit

Michigan

September 28, 2017

1011361

Joshua Gideon Gendelman

Beachwood

Ohio

September 28, 2017

1650589

Shane Christopher Lindemann

Troy

Michigan

September 28, 2017

964128

Peter James Tomic

Brunswick

Ohio

October 3, 2017

33159

Richard Joseph Racine

Sparta

New Jersey

October 4, 2017

602284

Angella R. Henry

Ossining

New York

October 5, 2017

1589486

Esteban Daniel Flores Pantaleon

Denton

Texas

October 6, 2017

1668783

Timothy Evan Paulsen

Nashville

Tennessee

October 6, 2017

1670779

Nicholas Patrick Lorenzo

Smyrna

Tennessee

October 6, 2017

1669252

Kaan Phillip Solagan

Nashville

Tennessee

October 6, 2017

1543717

Patrick Von Kaenel

Hendersonville

Tennessee

SECTION II

June 22, 2017 (TM-LFS)
U.S. EQUITY ADVANTAGE, INC.
800 N. Magnolia Ave., Suite 1275, Orlando, FL 32803

Application filed by U.S. Equity Advantage, Inc. to engage in business as a transmitter of money was approved effective June 22, 2017. 

July 25, 2017 (SF-LFS)
TIME INVESTMENT COMPANY, INC.
100 N. 6th Avenue, West Bend, Washington County, WI 53095

Application filed by Time Investment Company, Inc. to engage in business as a licensed sales finance company was approved effective July 25, 2017. 

September 26, 2017 (TM - LFS)
CONTINENTAL UNITED SERVICES, CORP.
79-14 Roosevelt Avenue, Jackson Heights, NY 11372

License was issued to reflect the change of location from 78-14 Roosevelt Avenue, Suite 201, Jackson Heights, NY 11372 to 79-14 Roosevelt Avenue, Jackson Heights, NY 11372.

In connection with the above license issuance, the original license was surrendered.

September 27, 2017 (PF-LFS)
AFCO CREDIT CORPORATION
1875 Lawrence Street, Suite 650, Denver, CO 80202

License rider issued to reflect the change of location from 16 Market Square, 1400 16th Street, Suite 400, Denver, CO 80202 to 1875 Lawrence Street, Suite 650, Denver, CO 80202.

October 5, 2017 (SF-LFS)
AUTO FACTORS, INC.
99 W. Hawthorne Avenue, Suite 318, Valley Stream, NY 11580

Application received from Lynn Iris Peteroy to acquire 10% of the shares of Auto Factors, Inc. located at 99 W. Hawthorne Avenue, Suite 318, Valley Stream, NY 11580 was approved effective October 5, 2017.

October 10, 2017 (PF-LFS)
PRO PREMIUM FINANCE COMPANY, INC. 
5012 Hollywood Boulevard, Suite 200, Hollywood, FL 33021

License to engage in business as a premium finance agency was surrendered.

October 20, 2017 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC.
141 Southwest Freeway, Suite 1000, Sugar Land, Fort Bend County, Texas 77478

Application for a change of control whereby Money Management International, Inc. will merge with Consumer Credit Counseling Service of Greater Atlanta, Inc., resulting in Money Management International, Inc. being the surviving entity, was approved effective July 13, 2017.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

October 12, 2017 (BK-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.
1449 Old Waterbury Road, Suite 305, Southbury, CT 06488

October 12, 2017 (BK-MBD)
Full Service Branch
Movement Mortgage, LLC
2201 Cantu Court, Suite 116, Sarasota, FL 34232

October 12, 2017 (BK-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
5 Austin Avenue, Unit 1, Greenville, RI 02828

October 12, 2017 (BK-MBD)
Full Service Branch
MLD Mortgage Inc. D/B/A Mortgage Lending Direct
The Money Store
1471 Route 9, Suite 212, Clifton Park, NY 12065

October 12, 2017 (BK-MBD)
Full Service Branch
Caliber Home Loans, Inc.
105 Maxess Road, Suite 206, Melville, NY 11747

October 12, 2017 (BK-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
655 Kearny Avenue, Suite 202, Kearny, NJ 07032

October 12, 2017 (BK-MBD)
Full Service Branch
Freedom Mortgage Corporation
1801 East 9th Street, 4th Floor, Cleveland, OH 44114

October 13, 2017 (BK-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
612 Wheelers Farms Road, Suite #104, Milford, CT 06461

October 18, 2017 (BK-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
15301 Dallas Parkway, Suite # 900, Addison, TX 75001

October 18, 2017 (BK-MBD)
Full Service Branch
Homestead Funding Corp.
3 Warren Street, Suite 3A, Glens Falls, NY 12801

License to engage in the business of a Mortgage Banker Branch surrendered, corrected to read as:  Certificate to engage in the business of a Mortgage Broker surrendered:

October 10, 2017 (BR-MBD)
Glenda F. Rudolph   D/B/A Stonewood Financial Services
Yellow Rose Mortgages
4637 East Henrietta Road, Henrietta, NY 14467
Effective Date: September 30, 2017

Certificate to engage in the business of a Mortgage Broker surrendered:

October 12, 2017 (BR-MBD)
The Hills Mortgage and Finance
10 Independence Boulevard, Suite 110, Warren, NJ 07059
Effective Date: September 27, 2017

October 18, 2017 (BR-MBD)
R & P Mortgage Corp.
84 Livingston Street, Brooklyn, NY 11201
Effective Date: September 19, 2017

Certificate to engage in the business of a Mortgage Loan Servicer Surrendered:

October 12, 2017 (MLS-MBD)
Seneca Mortgage Servicing LLC
From: 611 Jamison Road, Suite 7312, Elma, NY 14059
To: 800 Third Avenue, Suite #225, New York, NY 10022-7649

The following licensed Mortgage Banker has entered into a Settlement Agreement with the Department on October 3, 2017, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle violations of Section 591(3) of the New York Banking Law by utilizing an unauthorized domain name and Section 595-a(2)(a) of the New York Banking Law by utilizing an unauthorized assumed name to conduct New York regulated mortgage business.  The Settlement Agreement terms and conditions include a fine of $20,000.

October 13, 2017 (MB-MBD)
Intercontinental Capital Group, Inc.
50 Jericho Quadrangle, Suite 210, Jericho, NY 11753

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

October 17, 2017

1626306

Steven Douglas Schlangen

Mooresville

Indiana

October 17, 2017

1376691

Joe Anthony Solan

Montebello

New York

October 17, 2017

357931

Thomas Jay James

Medina

Minnesota

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

October 13, 2017

1522998

Sunny Jayanti Amin

Strongsville

Ohio

Quicken Loans Inc.

October 13, 2017

1638874

Antonio Victor Bardawil

Detroit

Michigan

Quicken Loans Inc.

October 13, 2017

1639546

David Joseph Baxter

Detroit

Michigan

Quicken Loans Inc.

October 13, 2017

1177497

Brian Jeffrey Blottie

Roseville

Michigan

Quicken Loans Inc.

October 13, 2017

1639089

Cristian Sarahi Bustos

Chesterfield

Michigan

Quicken Loans Inc.

October 13, 2017

1523669

Carrie Candace Cline

Dearborn Heights

Michigan

Quicken Loans Inc.

October 13, 2017

1536951

Steven Joseph Mayer

Brecksville

Ohio

Quicken Loans Inc.

October 13, 2017

1603933

Lucas Neil Paveglio

Clawson

Michigan

Quicken Loans Inc.

October 13, 2017

1536965

Eric Matthew Radke

Cleveland

Ohio

Quicken Loans Inc.

October 13, 2017

1524097

Martin Salloumi

Sterling Heights

Michigan

Quicken Loans Inc.

October 13, 2017

1627237

Desmond Duane Thompson

Westland

Michigan

Quicken Loans Inc.

October 13, 2017

739357

James J Hanke

Ypsilanti

Michigan

Urban Fulfillment Services, LLC

October 13, 2017

1147181

Le Mike Ho

Lake Forest

California

loanDepot.com, LLC

October 13, 2017

1615303

David Lee Jenkins

Pittsburgh

Pennsylvania

Reliance First Capital, LLC

October 13, 2017

344959

James Jay MarLett

Escondido

California

American Advisors Group, Inc.

October 13, 2017

1466071

William John McCullough

Indianapolis

Indiana

Carrington Mortgage Services, LLC

October 13, 2017

1417472

Daniel Robert Ortiz

Lynbrook

New York

Advisors Mortgage Group, L.L.C.

October 13, 2017

1376080

Denise Marie Startare

Glassboro

New Jersey

Freedom Mortgage Corporation

October 13, 2017

1514821

Marcone Vieira

Bethel

Connecticut

Prysma Lending Group, LLC

October 13, 2017

289393

Justin Elias Alsabti

Mission Viejo

California

Carrington Mortgage Services, LLC

October 13, 2017

1151149

Miguel Renato Castillo

East Northport

New York

Intercontinental Capital Group, Inc.

October 13, 2017

214849

Joseph Michael Fink

Nashville

Tennessee

Carrington Mortgage Services, LLC

October 13, 2017

1644422

Matthew Daniel Horner

Hazlet

New Jersey

Intercontinental Capital Group, Inc.

October 13, 2017

1564610

Maureen Regina Mastrobuono

Maple Shade

New Jersey

PHH Mortgage Corporation

October 13, 2017

60562

Michele Elizabeth Quinter

Mullica Hill

New Jersey

PHH Mortgage Corporation

October 13, 2017

71422

Michael P Swanson

Rochester

New York

Neighborhood Assistance Corporation of America

October 13, 2017

737363

Cory Banks

Palmetto

Florida

Movement Mortgage, LLC

October 13, 2017

68845

Victoria Marisol Crespo

Wayne

New Jersey

Meadowbrook Financial Mortgage Bankers Corp.

October 13, 2017

7293

Wayne Alan Hansen

Medford

New Jersey

Freedom Mortgage Corporation

October 13, 2017

340270

Jamall Singh

Huntington Beach

California

Caliber Home Loans, Inc.

October 13, 2017

1194947

James Richard Szado

Lakewood

Ohio

Freedom Mortgage Corporation

October 13, 2017

1276840

Laura Marie Vega

Orange

Connecticut

Intercontinental Capital Group, Inc.

October 13, 2017

1252051

Christian Eduardo Saldana

Anaheim

California

Caliber Home Loans, Inc.

October 13, 2017

1414683

Gregory Albert Gentek

Jacksonville

Florida

Genpact Mortgage Services, Inc.

October 18, 2017

717925

John Lloyd Bartlett

Alexandria Bay

New York

Movement Mortgage, LLC

 

 

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