
<?xml-stylesheet type="text/xsl" href="../xsl/orange.xsl"?>
<rates xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:noNamespaceSchemaLocation="../templates/hnyRates.xsd" year="2012">
	<county Name="Albany">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-888-MVP-MBRS"></group>
			<group2 phone="1-518-370-4793"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Allegany">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (So. Tier)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>186.09</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>145.29</ratesIND>
			<ratesADLT>548.95</ratesADLT>
			<ratesADLT>367.34</ratesADLT>
			<ratesADLT>444.70</ratesADLT>
			<ratesADLT>286.79</ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM>816.67</ratesFAM>
			<ratesFAM>546.96</ratesFAM>
			<ratesFAM>660.68</ratesFAM>
			<ratesFAM>427.04</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Attn: Sales Department</street>
			<street2>511 Farber Lakes Drive</street2>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
	</county>
	<county Name="Bronx">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Atlantis Health Plan, Inc.</planGroup>
			<street>45 Broadway</street>
			<street2>Suite 300</street2>
			<city>New York, NY</city>
			<zip>10006</zip>
			<group phone="1-212-747-0877"></group>
			<ratesIND>366.88</ratesIND>
			<ratesIND>323.42</ratesIND>
			<ratesIND>289.59</ratesIND>
			<ratesIND>251.67</ratesIND>
			<ratesADLT>733.75</ratesADLT>
			<ratesADLT>646.83</ratesADLT>
			<ratesADLT>579.19</ratesADLT>
			<ratesADLT>503.35</ratesADLT>
			<ratesPAR>719.08</ratesPAR>
			<ratesPAR>633.90</ratesPAR>
			<ratesPAR>567.60</ratesPAR>
			<ratesPAR>493.28</ratesPAR>
			<ratesFAM>1,100.63</ratesFAM>
			<ratesFAM>970.25</ratesFAM>
			<ratesFAM>868.78</ratesFAM>
			<ratesFAM>755.02</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals from          their primary care physician, but must use providers in the company's          network. For more information, please contact the company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>Managed Health, Inc. d/b/a HealthFirst New York</planGroup>
			<street>P.O. Box 5193</street>
			<city>New York, NY</city>
			<zip>10274</zip>
			<group phone="1-888-260-1010"></group>
			<ratesIND>365.15</ratesIND>
			<ratesIND>321.32</ratesIND>
			<ratesIND>270.16</ratesIND>
			<ratesIND>243.32</ratesIND>
			<ratesADLT>729.92</ratesADLT>
			<ratesADLT>642.33</ratesADLT>
			<ratesADLT>540.02</ratesADLT>
			<ratesADLT>486.39</ratesADLT>
			<ratesPAR>645.93</ratesPAR>
			<ratesPAR>568.42</ratesPAR>
			<ratesPAR>477.87</ratesPAR>
			<ratesPAR>430.43</ratesPAR>
			<ratesFAM>1,084.46</ratesFAM>
			<ratesFAM>954.34</ratesFAM>
			<ratesFAM>802.32</ratesFAM>
			<ratesFAM>722.66</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Broome">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689.  
		A first month's premium check should be mailed to the address listed above. Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>		
		</provider>
		<provider>
			<planGroup>Capital District Physicians' Health Plan, Inc.</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-888-MVP-MBRS"></group>
			<group2 phone="1-518-370-4793"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
	</county>
	<county Name="Cattaraugus">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (So. Tier)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>186.09</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>145.29</ratesIND>
			<ratesADLT>548.95</ratesADLT>
			<ratesADLT>367.34</ratesADLT>
			<ratesADLT>444.70</ratesADLT>
			<ratesADLT>286.79</ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM>816.67</ratesFAM>
			<ratesFAM>546.96</ratesFAM>
			<ratesFAM>660.68</ratesFAM>
			<ratesFAM>427.04</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Independent Health</street>
			<street2>Attn: Sales Dept.</street2>
			<street3>511 Farber Lakes Drive</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
	</county>
	<county Name="Cayuga">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-888-MVP-MBRS"></group>
			<group2 phone="1-518-370-4793"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Chautauqua">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (So. Tier)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>186.09</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>145.29</ratesIND>
			<ratesADLT>548.95</ratesADLT>
			<ratesADLT>367.34</ratesADLT>
			<ratesADLT>444.70</ratesADLT>
			<ratesADLT>286.79</ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM>816.67</ratesFAM>
			<ratesFAM>546.96</ratesFAM>
			<ratesFAM>660.68</ratesFAM>
			<ratesFAM>427.04</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Independent Health</street>
			<street2>Attn: Sales Dept.</street2>
			<street3>511 Farber Lakes Drive</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
	</county>
	<county Name="Chemung">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-800-888-5407"></group>
			<ratesIND>330.13</ratesIND>
			<ratesIND>242.36</ratesIND>
			<ratesIND>283.48</ratesIND>
			<ratesIND>202.17</ratesIND>
			<ratesADLT>759.31</ratesADLT>
			<ratesADLT>557.43</ratesADLT>
			<ratesADLT>652.00</ratesADLT>
			<ratesADLT>464.99</ratesADLT>
			<ratesPAR>723.61</ratesPAR>
			<ratesPAR>531.22</ratesPAR>
			<ratesPAR>621.22</ratesPAR>
			<ratesPAR>443.01</ratesPAR>
			<ratesFAM>922.18</ratesFAM>
			<ratesFAM>676.99</ratesFAM>
			<ratesFAM>791.70</ratesFAM>
			<ratesFAM>564.56</ratesFAM>
		</provider>
	</county>
	<county Name="Chenango">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
	</county>
	<county Name="Clinton">
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>387.99</ratesIND>
			<ratesIND>322.98</ratesIND>
			<ratesIND>312.29</ratesIND>
			<ratesIND>245.13</ratesIND>
			<ratesADLT>775.98</ratesADLT>
			<ratesADLT>645.96</ratesADLT>
			<ratesADLT>624.58</ratesADLT>
			<ratesADLT>490.26</ratesADLT>
			<ratesPAR>756.61</ratesPAR>
			<ratesPAR>629.83</ratesPAR>
			<ratesPAR>608.99</ratesPAR>
			<ratesPAR>478.02</ratesPAR>
			<ratesFAM>1,115.47</ratesFAM>
			<ratesFAM>928.57</ratesFAM>
			<ratesFAM>897.83</ratesFAM>
			<ratesFAM>704.75</ratesFAM>
		</provider>
	</county>
	<county Name="Columbia">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. Inc. d/b/a 
			Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Cortland">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Delaware">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. Inc. d/b/a 
			Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
	</county>
	<county Name="Dutchess">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371">Option 1: Ind./Sole Prop.</group>
			<group2 phone="1-866-386-1371">Option 2: Sm. Group</group2>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>378.51</ratesIND>
			<ratesIND>322.01</ratesIND>
			<ratesIND>303.93</ratesIND>
			<ratesIND>258.10</ratesIND>
			<ratesADLT>757.02</ratesADLT>
			<ratesADLT>644.02</ratesADLT>
			<ratesADLT>607.86</ratesADLT>
			<ratesADLT>516.20</ratesADLT>
			<ratesPAR>719.17</ratesPAR>
			<ratesPAR>611.82</ratesPAR>
			<ratesPAR>577.47</ratesPAR>
			<ratesPAR>490.39</ratesPAR>
			<ratesFAM>1,059.83</ratesFAM>
			<ratesFAM>901.63</ratesFAM>
			<ratesFAM>851.00</ratesFAM>
			<ratesFAM>722.68</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. Inc. d/b/a 
			Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>406.74</ratesIND>
			<ratesIND>340.82</ratesIND>
			<ratesIND>353.74</ratesIND>
			<ratesIND>265.67</ratesIND>
			<ratesADLT>854.15</ratesADLT>
			<ratesADLT>715.72</ratesADLT>
			<ratesADLT>742.86</ratesADLT>
			<ratesADLT>557.91</ratesADLT>
			<ratesPAR>732.14</ratesPAR>
			<ratesPAR>613.48</ratesPAR>
			<ratesPAR>636.74</ratesPAR>
			<ratesPAR>478.21</ratesPAR>
			<ratesFAM>1,232.42</ratesFAM>
			<ratesFAM>1,032.68</ratesFAM>
			<ratesFAM>1,071.83</ratesFAM>
			<ratesFAM>804.98</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>417.23</ratesIND>
			<ratesIND>363.58</ratesIND>
			<ratesIND>314.42</ratesIND>
			<ratesIND>271.64</ratesIND>
			<ratesADLT>928.07</ratesADLT>
			<ratesADLT>808.74</ratesADLT>
			<ratesADLT>699.38</ratesADLT>
			<ratesADLT>604.22</ratesADLT>
			<ratesPAR>792.72</ratesPAR>
			<ratesPAR>690.79</ratesPAR>
			<ratesPAR>597.38</ratesPAR>
			<ratesPAR>516.10</ratesPAR>
			<ratesFAM>1,215.29</ratesFAM>
			<ratesFAM>1,059.04</ratesFAM>
			<ratesFAM>915.83</ratesFAM>
			<ratesFAM>791.21</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>370.40</ratesIND>
			<ratesIND>305.39</ratesIND>
			<ratesIND>295.29</ratesIND>
			<ratesIND>231.78</ratesIND>
			<ratesADLT>740.80</ratesADLT>
			<ratesADLT>610.78</ratesADLT>
			<ratesADLT>590.58</ratesADLT>
			<ratesADLT>463.56</ratesADLT>
			<ratesPAR>722.30</ratesPAR>
			<ratesPAR>595.53</ratesPAR>
			<ratesPAR>575.83</ratesPAR>
			<ratesPAR>451.99</ratesPAR>
			<ratesFAM>1,064.90</ratesFAM>
			<ratesFAM>878.00</ratesFAM>
			<ratesFAM>848.96</ratesFAM>
			<ratesFAM>666.37</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Erie">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (WNY)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>186.09</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>145.29</ratesIND>
			<ratesADLT>583.99</ratesADLT>
			<ratesADLT>390.78</ratesADLT>
			<ratesADLT>472.44</ratesADLT>
			<ratesADLT>305.10</ratesADLT>
			<ratesPAR>509.72</ratesPAR>
			<ratesPAR>341.37</ratesPAR>
			<ratesPAR>412.35</ratesPAR>
			<ratesPAR>266.53</ratesPAR>
			<ratesFAM>849.51</ratesFAM>
			<ratesFAM>568.95</ratesFAM>
			<ratesFAM>687.26</ratesFAM>
			<ratesFAM>444.21</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Independent Health</street>
			<street2>Attn: Sales Dept.</street2>
			<street3>511 Farber Lakes Drive</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
	</county>
	<county Name="Essex">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. Inc. d/b/a 
			Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>387.99</ratesIND>
			<ratesIND>322.98</ratesIND>
			<ratesIND>312.29</ratesIND>
			<ratesIND>245.13</ratesIND>
			<ratesADLT>775.98</ratesADLT>
			<ratesADLT>645.96</ratesADLT>
			<ratesADLT>624.58</ratesADLT>
			<ratesADLT>490.26</ratesADLT>
			<ratesPAR>756.61</ratesPAR>
			<ratesPAR>629.83</ratesPAR>
			<ratesPAR>608.99</ratesPAR>
			<ratesPAR>478.02</ratesPAR>
			<ratesFAM>1,115.47</ratesFAM>
			<ratesFAM>928.57</ratesFAM>
			<ratesFAM>897.83</ratesFAM>
			<ratesFAM>704.75</ratesFAM>
		</provider>
	</county>
	<county Name="Franklin">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>387.99</ratesIND>
			<ratesIND>322.98</ratesIND>
			<ratesIND>312.29</ratesIND>
			<ratesIND>245.13</ratesIND>
			<ratesADLT>775.98</ratesADLT>
			<ratesADLT>645.96</ratesADLT>
			<ratesADLT>624.58</ratesADLT>
			<ratesADLT>490.26</ratesADLT>
			<ratesPAR>756.61</ratesPAR>
			<ratesPAR>629.83</ratesPAR>
			<ratesPAR>608.99</ratesPAR>
			<ratesPAR>478.02</ratesPAR>
			<ratesFAM>1,115.47</ratesFAM>
			<ratesFAM>928.57</ratesFAM>
			<ratesFAM>897.83</ratesFAM>
			<ratesFAM>704.75</ratesFAM>
		</provider>
	</county>
	<county Name="Fulton">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. Inc. d/b/a 
			Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Genesee">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (WNY)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>233.96</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>182.63</ratesIND>
			<ratesADLT>583.99</ratesADLT>
			<ratesADLT>491.31</ratesADLT>
			<ratesADLT>472.44</ratesADLT>
			<ratesADLT>383.53</ratesADLT>
			<ratesPAR>509.72</ratesPAR>
			<ratesPAR>429.20</ratesPAR>
			<ratesPAR>412.35</ratesPAR>
			<ratesPAR>335.05</ratesPAR>
			<ratesFAM>849.51</ratesFAM>
			<ratesFAM>715.32</ratesFAM>
			<ratesFAM>687.26</ratesFAM>
			<ratesFAM>558.40</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Independent Health</street>
			<street2>Attn: Sales Dept.</street2>
			<street3>511 Farber Lakes Drive</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Greene">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. Inc. d/b/a 
			Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Hamilton">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Herkimer">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Jefferson">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Kings">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Atlantis Health Plan, Inc.</planGroup>
			<street>45 Broadway</street>
			<street2>Suite 300</street2>
			<city>New York, NY</city>
			<zip>10006</zip>
			<group phone="1-212-747-0877"></group>
			<ratesIND>366.88</ratesIND>
			<ratesIND>323.42</ratesIND>
			<ratesIND>289.59</ratesIND>
			<ratesIND>251.67</ratesIND>
			<ratesADLT>733.75</ratesADLT>
			<ratesADLT>646.83</ratesADLT>
			<ratesADLT>579.19</ratesADLT>
			<ratesADLT>503.35</ratesADLT>
			<ratesPAR>719.08</ratesPAR>
			<ratesPAR>633.90</ratesPAR>
			<ratesPAR>567.60</ratesPAR>
			<ratesPAR>493.28</ratesPAR>
			<ratesFAM>1,100.63</ratesFAM>
			<ratesFAM>970.25</ratesFAM>
			<ratesFAM>868.78</ratesFAM>
			<ratesFAM>755.02</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals from their primary care physician, 
		   but must use providers in the company's network. For more information, please contact the 
		    company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider NoteNR="* Brooklyn HealthWorks is a Healthy NY pilot program administered by the 
		Brooklyn Chamber of Commerce that offers coverage with 15% premium support provided to 
		eligible small businesses, sole proprietors, and individuals in Kings County. Coverage is 
		provided by GHI, an EmblemHealth company. For more information, including premium rates, 
		please visit www.brooklynhealthworks.com or call a Chamber health insurance specialist at 
		1-718-596-4550.">
			<planGroup>GHI - Brooklyn HealthWorks</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Customer Service</street>
			<street2>55 Water Street</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>Managed Health, Inc. d/b/a HealthFirst New York</planGroup>
			<street>P.O. Box 5193</street>
			<city>New York, NY</city>
			<zip>10274</zip>
			<group phone="1-888-260-1010"></group>
			<ratesIND>365.15</ratesIND>
			<ratesIND>321.32</ratesIND>
			<ratesIND>270.16</ratesIND>
			<ratesIND>243.32</ratesIND>
			<ratesADLT>729.92</ratesADLT>
			<ratesADLT>642.33</ratesADLT>
			<ratesADLT>540.02</ratesADLT>
			<ratesADLT>486.39</ratesADLT>
			<ratesPAR>645.93</ratesPAR>
			<ratesPAR>568.42</ratesPAR>
			<ratesPAR>477.87</ratesPAR>
			<ratesPAR>430.43</ratesPAR>
			<ratesFAM>1,084.46</ratesFAM>
			<ratesFAM>954.34</ratesFAM>
			<ratesFAM>802.32</ratesFAM>
			<ratesFAM>722.66</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Lewis">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Livingston">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Rochester Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>282.56</ratesIND>
			<ratesIND>186.82</ratesIND>
			<ratesIND>228.61</ratesIND>
			<ratesIND>145.87</ratesIND>
			<ratesADLT>696.69</ratesADLT>
			<ratesADLT>460.62</ratesADLT>
			<ratesADLT>563.76</ratesADLT>
			<ratesADLT>359.71</ratesADLT>
			<ratesPAR>578.35</ratesPAR>
			<ratesPAR>382.72</ratesPAR>
			<ratesPAR>467.90</ratesPAR>
			<ratesPAR>298.80</ratesPAR>
			<ratesFAM>761.48</ratesFAM>
			<ratesFAM>503.91</ratesFAM>
			<ratesFAM>616.19</ratesFAM>
			<ratesFAM>393.50</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Madison">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Monroe">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Rochester Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>282.56</ratesIND>
			<ratesIND>186.82</ratesIND>
			<ratesIND>228.61</ratesIND>
			<ratesIND>145.87</ratesIND>
			<ratesADLT>696.69</ratesADLT>
			<ratesADLT>460.62</ratesADLT>
			<ratesADLT>563.76</ratesADLT>
			<ratesADLT>359.71</ratesADLT>
			<ratesPAR>578.35</ratesPAR>
			<ratesPAR>382.72</ratesPAR>
			<ratesPAR>467.90</ratesPAR>
			<ratesPAR>298.80</ratesPAR>
			<ratesFAM>761.48</ratesFAM>
			<ratesFAM>503.91</ratesFAM>
			<ratesFAM>616.19</ratesFAM>
			<ratesFAM>393.50</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>329.96</ratesIND>
			<ratesIND>242.19</ratesIND>
			<ratesIND>283.33</ratesIND>
			<ratesIND>202.01</ratesIND>
			<ratesADLT>758.92</ratesADLT>
			<ratesADLT>557.04</ratesADLT>
			<ratesADLT>651.66</ratesADLT>
			<ratesADLT>464.62</ratesADLT>
			<ratesPAR>723.24</ratesPAR>
			<ratesPAR>530.84</ratesPAR>
			<ratesPAR>620.91</ratesPAR>
			<ratesPAR>442.65</ratesPAR>
			<ratesFAM>921.70</ratesFAM>
			<ratesFAM>676.51</ratesFAM>
			<ratesFAM>791.29</ratesFAM>
			<ratesFAM>564.12</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Montgomery">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Nassau">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals from their primary care physician,    but must use providers in the company's network. For more information, please contact the    company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>Managed Health, Inc. d/b/a HealthFirst New York</planGroup>
			<street>P.O. Box 5193</street>
			<city>New York, NY</city>
			<zip>10274</zip>
			<group phone="1-888-260-1010"></group>
			<ratesIND>365.15</ratesIND>
			<ratesIND>321.32</ratesIND>
			<ratesIND>270.16</ratesIND>
			<ratesIND>243.32</ratesIND>
			<ratesADLT>729.92</ratesADLT>
			<ratesADLT>642.33</ratesADLT>
			<ratesADLT>540.02</ratesADLT>
			<ratesADLT>486.39</ratesADLT>
			<ratesPAR>645.93</ratesPAR>
			<ratesPAR>568.42</ratesPAR>
			<ratesPAR>477.87</ratesPAR>
			<ratesPAR>430.43</ratesPAR>
			<ratesFAM>1,084.46</ratesFAM>
			<ratesFAM>954.34</ratesFAM>
			<ratesFAM>802.32</ratesFAM>
			<ratesFAM>722.66</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="New York">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Atlantis Health Plan, Inc.</planGroup>
			<street>45 Broadway</street>
			<street2>Suite 300</street2>
			<city>New York, NY</city>
			<zip>10006</zip>
			<group phone="1-212-747-0877"></group>
			<ratesIND>366.88</ratesIND>
			<ratesIND>323.42</ratesIND>
			<ratesIND>289.59</ratesIND>
			<ratesIND>251.67</ratesIND>
			<ratesADLT>733.75</ratesADLT>
			<ratesADLT>646.83</ratesADLT>
			<ratesADLT>579.19</ratesADLT>
			<ratesADLT>503.35</ratesADLT>
			<ratesPAR>719.08</ratesPAR>
			<ratesPAR>633.90</ratesPAR>
			<ratesPAR>567.60</ratesPAR>
			<ratesPAR>493.28</ratesPAR>
			<ratesFAM>1,100.63</ratesFAM>
			<ratesFAM>970.25</ratesFAM>
			<ratesFAM>868.78</ratesFAM>
			<ratesFAM>755.02</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals from their primary care physician,    but must use providers in the company's network. For more information, please contact the    company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>Managed Health, Inc. d/b/a HealthFirst New York</planGroup>
			<street>P.O. Box 5193</street>
			<city>New York, NY</city>
			<zip>10274</zip>
			<group phone="1-888-260-1010"></group>
			<ratesIND>365.15</ratesIND>
			<ratesIND>321.32</ratesIND>
			<ratesIND>270.16</ratesIND>
			<ratesIND>243.32</ratesIND>
			<ratesADLT>729.92</ratesADLT>
			<ratesADLT>642.33</ratesADLT>
			<ratesADLT>540.02</ratesADLT>
			<ratesADLT>486.39</ratesADLT>
			<ratesPAR>645.93</ratesPAR>
			<ratesPAR>568.42</ratesPAR>
			<ratesPAR>477.87</ratesPAR>
			<ratesPAR>430.43</ratesPAR>
			<ratesFAM>1,084.46</ratesFAM>
			<ratesFAM>954.34</ratesFAM>
			<ratesFAM>802.32</ratesFAM>
			<ratesFAM>722.66</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Niagara">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (WNY)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>186.09</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>145.29</ratesIND>
			<ratesADLT>583.99</ratesADLT>
			<ratesADLT>390.78</ratesADLT>
			<ratesADLT>472.44</ratesADLT>
			<ratesADLT>305.10</ratesADLT>
			<ratesPAR>509.72</ratesPAR>
			<ratesPAR>341.37</ratesPAR>
			<ratesPAR>412.35</ratesPAR>
			<ratesPAR>266.53</ratesPAR>
			<ratesFAM>849.51</ratesFAM>
			<ratesFAM>568.95</ratesFAM>
			<ratesFAM>687.26</ratesFAM>
			<ratesFAM>444.21</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Independent Health</street>
			<street2>Attn: Sales Dept.</street2>
			<street3>511 Farber Lakes Drive</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
	</county>
	<county Name="Oneida">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Onondaga">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>408.48</ratesIND>
			<ratesIND>316.64</ratesIND>
			<ratesIND>337.43</ratesIND>
			<ratesIND>244.77</ratesIND>
			<ratesADLT>837.37</ratesADLT>
			<ratesADLT>649.11</ratesADLT>
			<ratesADLT>691.74</ratesADLT>
			<ratesADLT>501.78</ratesADLT>
			<ratesPAR>832.88</ratesPAR>
			<ratesPAR>645.62</ratesPAR>
			<ratesPAR>687.90</ratesPAR>
			<ratesPAR>498.96</ratesPAR>
			<ratesFAM>1,182.69</ratesFAM>
			<ratesFAM>916.78</ratesFAM>
			<ratesFAM>976.82</ratesFAM>
			<ratesFAM>708.52</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Ontario">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Rochester Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>282.56</ratesIND>
			<ratesIND>186.82</ratesIND>
			<ratesIND>228.61</ratesIND>
			<ratesIND>145.87</ratesIND>
			<ratesADLT>696.69</ratesADLT>
			<ratesADLT>460.62</ratesADLT>
			<ratesADLT>563.76</ratesADLT>
			<ratesADLT>359.71</ratesADLT>
			<ratesPAR>578.35</ratesPAR>
			<ratesPAR>382.72</ratesPAR>
			<ratesPAR>467.90</ratesPAR>
			<ratesPAR>298.80</ratesPAR>
			<ratesFAM>761.48</ratesFAM>
			<ratesFAM>503.91</ratesFAM>
			<ratesFAM>616.19</ratesFAM>
			<ratesFAM>393.50</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Orange">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>390.50</ratesIND>
			<ratesIND>334.00</ratesIND>
			<ratesIND>313.54</ratesIND>
			<ratesIND>267.71</ratesIND>
			<ratesADLT>781.00</ratesADLT>
			<ratesADLT>668.00</ratesADLT>
			<ratesADLT>627.08</ratesADLT>
			<ratesADLT>535.42</ratesADLT>
			<ratesPAR>741.95</ratesPAR>
			<ratesPAR>634.60</ratesPAR>
			<ratesPAR>595.73</ratesPAR>
			<ratesPAR>508.65</ratesPAR>
			<ratesFAM>1,093.40</ratesFAM>
			<ratesFAM>935.20</ratesFAM>
			<ratesFAM>877.91</ratesFAM>
			<ratesFAM>749.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>406.74</ratesIND>
			<ratesIND>340.82</ratesIND>
			<ratesIND>353.74</ratesIND>
			<ratesIND>265.67</ratesIND>
			<ratesADLT>854.15</ratesADLT>
			<ratesADLT>715.72</ratesADLT>
			<ratesADLT>742.86</ratesADLT>
			<ratesADLT>557.91</ratesADLT>
			<ratesPAR>732.14</ratesPAR>
			<ratesPAR>613.48</ratesPAR>
			<ratesPAR>636.74</ratesPAR>
			<ratesPAR>478.21</ratesPAR>
			<ratesFAM>1,232.42</ratesFAM>
			<ratesFAM>1,032.68</ratesFAM>
			<ratesFAM>1,071.83</ratesFAM>
			<ratesFAM>804.98</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>417.23</ratesIND>
			<ratesIND>363.58</ratesIND>
			<ratesIND>314.42</ratesIND>
			<ratesIND>271.64</ratesIND>
			<ratesADLT>928.07</ratesADLT>
			<ratesADLT>808.74</ratesADLT>
			<ratesADLT>699.38</ratesADLT>
			<ratesADLT>604.22</ratesADLT>
			<ratesPAR>792.72</ratesPAR>
			<ratesPAR>690.79</ratesPAR>
			<ratesPAR>597.38</ratesPAR>
			<ratesPAR>516.10</ratesPAR>
			<ratesFAM>1,215.29</ratesFAM>
			<ratesFAM>1,059.04</ratesFAM>
			<ratesFAM>915.83</ratesFAM>
			<ratesFAM>791.21</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>370.40</ratesIND>
			<ratesIND>305.39</ratesIND>
			<ratesIND>295.29</ratesIND>
			<ratesIND>231.78</ratesIND>
			<ratesADLT>740.80</ratesADLT>
			<ratesADLT>610.78</ratesADLT>
			<ratesADLT>590.58</ratesADLT>
			<ratesADLT>463.56</ratesADLT>
			<ratesPAR>722.30</ratesPAR>
			<ratesPAR>595.53</ratesPAR>
			<ratesPAR>575.83</ratesPAR>
			<ratesPAR>451.99</ratesPAR>
			<ratesFAM>1,064.90</ratesFAM>
			<ratesFAM>878.00</ratesFAM>
			<ratesFAM>848.96</ratesFAM>
			<ratesFAM>666.37</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Orleans">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (WNY)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>186.09</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>145.29</ratesIND>
			<ratesADLT>583.99</ratesADLT>
			<ratesADLT>390.78</ratesADLT>
			<ratesADLT>472.44</ratesADLT>
			<ratesADLT>305.10</ratesADLT>
			<ratesPAR>509.72</ratesPAR>
			<ratesPAR>341.37</ratesPAR>
			<ratesPAR>412.35</ratesPAR>
			<ratesPAR>266.53</ratesPAR>
			<ratesFAM>849.51</ratesFAM>
			<ratesFAM>568.95</ratesFAM>
			<ratesFAM>687.26</ratesFAM>
			<ratesFAM>444.21</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Independent Health</street>
			<street2>Attn: Sales Dept.</street2>
			<street3>511 Farber Lakes Drive</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Oswego">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>408.48</ratesIND>
			<ratesIND>316.64</ratesIND>
			<ratesIND>337.43</ratesIND>
			<ratesIND>244.77</ratesIND>
			<ratesADLT>837.37</ratesADLT>
			<ratesADLT>649.11</ratesADLT>
			<ratesADLT>691.74</ratesADLT>
			<ratesADLT>501.78</ratesADLT>
			<ratesPAR>832.88</ratesPAR>
			<ratesPAR>645.62</ratesPAR>
			<ratesPAR>687.90</ratesPAR>
			<ratesPAR>498.96</ratesPAR>
			<ratesFAM>1,182.69</ratesFAM>
			<ratesFAM>916.78</ratesFAM>
			<ratesFAM>976.82</ratesFAM>
			<ratesFAM>708.52</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
		<provider Note="* Healthcore is a Healthy NY pilot program that offers coverage with a 15% 
		premium subsidy to individuals, sole proprietors and small employers.  People who complete 
		an optional confidential health risk assessment receive an additional 5% subsidy.  The 
		program is administered by Benefit Specialists of New York, and coverage is provided by 
		United Healthcare.  For more information including premium rates, please visit 
		www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.">
			<planGroup>United Healthcare - Healthcore</planGroup>
			<street></street>
			<city></city>
			<zip></zip>
			<group></group>
			<ratesIND>471.98</ratesIND>
			<ratesIND>394.90</ratesIND>
			<ratesIND>339.71</ratesIND>
			<ratesIND>285.20</ratesIND>
			<ratesADLT>1,066.68</ratesADLT>
			<ratesADLT>892.46</ratesADLT>
			<ratesADLT>767.75</ratesADLT>
			<ratesADLT>644.55</ratesADLT>
			<ratesPAR>741.01</ratesPAR>
			<ratesPAR>619.98</ratesPAR>
			<ratesPAR>533.35</ratesPAR>
			<ratesPAR>447.77</ratesPAR>
			<ratesFAM>1,297.96</ratesFAM>
			<ratesFAM>1,085.96</ratesFAM>
			<ratesFAM>934.20</ratesFAM>
			<ratesFAM>784.30</ratesFAM>
		</provider>
	</county>
	<county Name="Otsego">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
	</county>
	<county Name="Putnam">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>406.74</ratesIND>
			<ratesIND>340.82</ratesIND>
			<ratesIND>353.74</ratesIND>
			<ratesIND>265.67</ratesIND>
			<ratesADLT>854.15</ratesADLT>
			<ratesADLT>715.72</ratesADLT>
			<ratesADLT>742.86</ratesADLT>
			<ratesADLT>557.91</ratesADLT>
			<ratesPAR>732.14</ratesPAR>
			<ratesPAR>613.48</ratesPAR>
			<ratesPAR>636.74</ratesPAR>
			<ratesPAR>478.21</ratesPAR>
			<ratesFAM>1,232.42</ratesFAM>
			<ratesFAM>1,032.68</ratesFAM>
			<ratesFAM>1,071.83</ratesFAM>
			<ratesFAM>804.98</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>417.23</ratesIND>
			<ratesIND>363.58</ratesIND>
			<ratesIND>314.42</ratesIND>
			<ratesIND>271.64</ratesIND>
			<ratesADLT>928.07</ratesADLT>
			<ratesADLT>808.74</ratesADLT>
			<ratesADLT>699.38</ratesADLT>
			<ratesADLT>604.22</ratesADLT>
			<ratesPAR>792.72</ratesPAR>
			<ratesPAR>690.79</ratesPAR>
			<ratesPAR>597.38</ratesPAR>
			<ratesPAR>516.10</ratesPAR>
			<ratesFAM>1,215.29</ratesFAM>
			<ratesFAM>1,059.04</ratesFAM>
			<ratesFAM>915.83</ratesFAM>
			<ratesFAM>791.21</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>370.40</ratesIND>
			<ratesIND>305.39</ratesIND>
			<ratesIND>295.29</ratesIND>
			<ratesIND>231.78</ratesIND>
			<ratesADLT>740.80</ratesADLT>
			<ratesADLT>610.78</ratesADLT>
			<ratesADLT>590.58</ratesADLT>
			<ratesADLT>463.56</ratesADLT>
			<ratesPAR>722.30</ratesPAR>
			<ratesPAR>595.53</ratesPAR>
			<ratesPAR>575.83</ratesPAR>
			<ratesPAR>451.99</ratesPAR>
			<ratesFAM>1,064.90</ratesFAM>
			<ratesFAM>878.00</ratesFAM>
			<ratesFAM>848.96</ratesFAM>
			<ratesFAM>666.37</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Queens">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Atlantis Health Plan, Inc.</planGroup>
			<street>45 Broadway</street>
			<street2>Suite 300</street2>
			<city>New York, NY</city>
			<zip>10006</zip>
			<group phone="1-212-747-0877"></group>
			<ratesIND>366.88</ratesIND>
			<ratesIND>323.42</ratesIND>
			<ratesIND>289.59</ratesIND>
			<ratesIND>251.67</ratesIND>
			<ratesADLT>733.75</ratesADLT>
			<ratesADLT>646.83</ratesADLT>
			<ratesADLT>579.19</ratesADLT>
			<ratesADLT>503.35</ratesADLT>
			<ratesPAR>719.08</ratesPAR>
			<ratesPAR>633.90</ratesPAR>
			<ratesPAR>567.60</ratesPAR>
			<ratesPAR>493.28</ratesPAR>
			<ratesFAM>1,100.63</ratesFAM>
			<ratesFAM>970.25</ratesFAM>
			<ratesFAM>868.78</ratesFAM>
			<ratesFAM>755.02</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals    from their primary care physician, but must use providers in    the company's network. For more information, please contact the company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>Managed Health, Inc. d/b/a HealthFirst New York</planGroup>
			<street>P.O. Box 5193</street>
			<city>New York, NY</city>
			<zip>10274</zip>
			<group phone="1-888-260-1010"></group>
			<ratesIND>365.15</ratesIND>
			<ratesIND>321.32</ratesIND>
			<ratesIND>270.16</ratesIND>
			<ratesIND>243.32</ratesIND>
			<ratesADLT>729.92</ratesADLT>
			<ratesADLT>642.33</ratesADLT>
			<ratesADLT>540.02</ratesADLT>
			<ratesADLT>486.39</ratesADLT>
			<ratesPAR>645.93</ratesPAR>
			<ratesPAR>568.42</ratesPAR>
			<ratesPAR>477.87</ratesPAR>
			<ratesPAR>430.43</ratesPAR>
			<ratesFAM>1,084.46</ratesFAM>
			<ratesFAM>954.34</ratesFAM>
			<ratesFAM>802.32</ratesFAM>
			<ratesFAM>722.66</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Rensselaer">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Richmond">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Atlantis Health Plan, Inc.</planGroup>
			<street>45 Broadway</street>
			<street2>Suite 300</street2>
			<city>New York, NY</city>
			<zip>10006</zip>
			<group phone="1-212-747-0877"></group>
			<ratesIND>366.88</ratesIND>
			<ratesIND>323.42</ratesIND>
			<ratesIND>289.59</ratesIND>
			<ratesIND>251.67</ratesIND>
			<ratesADLT>733.75</ratesADLT>
			<ratesADLT>646.83</ratesADLT>
			<ratesADLT>579.19</ratesADLT>
			<ratesADLT>503.35</ratesADLT>
			<ratesPAR>719.08</ratesPAR>
			<ratesPAR>633.90</ratesPAR>
			<ratesPAR>567.60</ratesPAR>
			<ratesPAR>493.28</ratesPAR>
			<ratesFAM>1,100.63</ratesFAM>
			<ratesFAM>970.25</ratesFAM>
			<ratesFAM>868.78</ratesFAM>
			<ratesFAM>755.02</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals    from their primary care physician, but must use providers in    the company's network. For more information, please contact the company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>Managed Health, Inc. d/b/a HealthFirst New York</planGroup>
			<street>P.O. Box 5193</street>
			<city>New York, NY</city>
			<zip>10274</zip>
			<group phone="1-888-260-1010"></group>
			<ratesIND>365.15</ratesIND>
			<ratesIND>321.32</ratesIND>
			<ratesIND>270.16</ratesIND>
			<ratesIND>243.32</ratesIND>
			<ratesADLT>729.92</ratesADLT>
			<ratesADLT>642.33</ratesADLT>
			<ratesADLT>540.02</ratesADLT>
			<ratesADLT>486.39</ratesADLT>
			<ratesPAR>645.93</ratesPAR>
			<ratesPAR>568.42</ratesPAR>
			<ratesPAR>477.87</ratesPAR>
			<ratesPAR>430.43</ratesPAR>
			<ratesFAM>1,084.46</ratesFAM>
			<ratesFAM>954.34</ratesFAM>
			<ratesFAM>802.32</ratesFAM>
			<ratesFAM>722.66</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Sole Proprietor/ Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Rockland">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals from    their primary care physician, but must use providers in the company's    network. For more information, please contact the company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>417.23</ratesIND>
			<ratesIND>363.58</ratesIND>
			<ratesIND>314.42</ratesIND>
			<ratesIND>271.64</ratesIND>
			<ratesADLT>928.07</ratesADLT>
			<ratesADLT>808.74</ratesADLT>
			<ratesADLT>699.38</ratesADLT>
			<ratesADLT>604.22</ratesADLT>
			<ratesPAR>792.72</ratesPAR>
			<ratesPAR>690.79</ratesPAR>
			<ratesPAR>597.38</ratesPAR>
			<ratesPAR>516.10</ratesPAR>
			<ratesFAM>1,215.29</ratesFAM>
			<ratesFAM>1,059.04</ratesFAM>
			<ratesFAM>915.83</ratesFAM>
			<ratesFAM>791.21</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>370.40</ratesIND>
			<ratesIND>305.39</ratesIND>
			<ratesIND>295.29</ratesIND>
			<ratesIND>231.78</ratesIND>
			<ratesADLT>740.80</ratesADLT>
			<ratesADLT>610.78</ratesADLT>
			<ratesADLT>590.58</ratesADLT>
			<ratesADLT>463.56</ratesADLT>
			<ratesPAR>722.30</ratesPAR>
			<ratesPAR>595.53</ratesPAR>
			<ratesPAR>575.83</ratesPAR>
			<ratesPAR>451.99</ratesPAR>
			<ratesFAM>1,064.90</ratesFAM>
			<ratesFAM>878.00</ratesFAM>
			<ratesFAM>848.96</ratesFAM>
			<ratesFAM>666.37</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Saratoga">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Schenectady">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Schoharie">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Schuyler">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
	</county>
	<county Name="Seneca">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Rochester Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>282.56</ratesIND>
			<ratesIND>186.82</ratesIND>
			<ratesIND>228.61</ratesIND>
			<ratesIND>145.87</ratesIND>
			<ratesADLT>696.69</ratesADLT>
			<ratesADLT>460.62</ratesADLT>
			<ratesADLT>563.76</ratesADLT>
			<ratesADLT>359.71</ratesADLT>
			<ratesPAR>578.35</ratesPAR>
			<ratesPAR>382.72</ratesPAR>
			<ratesPAR>467.90</ratesPAR>
			<ratesPAR>298.80</ratesPAR>
			<ratesFAM>761.48</ratesFAM>
			<ratesFAM>503.91</ratesFAM>
			<ratesFAM>616.19</ratesFAM>
			<ratesFAM>393.50</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Steuben">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="St. Lawrence">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Utica/Watertown Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>341.86</ratesIND>
			<ratesIND>222.60</ratesIND>
			<ratesIND>276.56</ratesIND>
			<ratesIND>173.72</ratesIND>
			<ratesADLT>683.70</ratesADLT>
			<ratesADLT>445.21</ratesADLT>
			<ratesADLT>553.14</ratesADLT>
			<ratesADLT>347.42</ratesADLT>
			<ratesPAR>678.78</ratesPAR>
			<ratesPAR>442.41</ratesPAR>
			<ratesPAR>549.15</ratesPAR>
			<ratesPAR>345.24</ratesPAR>
			<ratesFAM>936.39</ratesFAM>
			<ratesFAM>610.30</ratesFAM>
			<ratesFAM>757.56</ratesFAM>
			<ratesFAM>476.24</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>387.99</ratesIND>
			<ratesIND>322.98</ratesIND>
			<ratesIND>312.29</ratesIND>
			<ratesIND>245.13</ratesIND>
			<ratesADLT>775.98</ratesADLT>
			<ratesADLT>645.96</ratesADLT>
			<ratesADLT>624.58</ratesADLT>
			<ratesADLT>490.26</ratesADLT>
			<ratesPAR>756.61</ratesPAR>
			<ratesPAR>629.83</ratesPAR>
			<ratesPAR>608.99</ratesPAR>
			<ratesPAR>478.02</ratesPAR>
			<ratesFAM>1,115.47</ratesFAM>
			<ratesFAM>928.57</ratesFAM>
			<ratesFAM>897.83</ratesFAM>
			<ratesFAM>704.75</ratesFAM>
		</provider>
	</county>
	<county Name="Suffolk">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals from their    primary care physician, but must use providers in the company's network.    For more information, please contact the company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider>
			<planGroup>Managed Health, Inc. d/b/a HealthFirst New York</planGroup>
			<street>P.O. Box 5193</street>
			<city>New York, NY</city>
			<zip>10274</zip>
			<group phone="1-888-260-1010"></group>
			<ratesIND>365.15</ratesIND>
			<ratesIND>321.32</ratesIND>
			<ratesIND>270.16</ratesIND>
			<ratesIND>243.32</ratesIND>
			<ratesADLT>729.92</ratesADLT>
			<ratesADLT>642.33</ratesADLT>
			<ratesADLT>540.02</ratesADLT>
			<ratesADLT>486.39</ratesADLT>
			<ratesPAR>645.93</ratesPAR>
			<ratesPAR>568.42</ratesPAR>
			<ratesPAR>477.87</ratesPAR>
			<ratesPAR>430.43</ratesPAR>
			<ratesFAM>1,084.46</ratesFAM>
			<ratesFAM>954.34</ratesFAM>
			<ratesFAM>802.32</ratesFAM>
			<ratesFAM>722.66</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Sullivan">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>406.74</ratesIND>
			<ratesIND>340.82</ratesIND>
			<ratesIND>353.74</ratesIND>
			<ratesIND>265.67</ratesIND>
			<ratesADLT>854.15</ratesADLT>
			<ratesADLT>715.72</ratesADLT>
			<ratesADLT>742.86</ratesADLT>
			<ratesADLT>557.91</ratesADLT>
			<ratesPAR>732.14</ratesPAR>
			<ratesPAR>613.48</ratesPAR>
			<ratesPAR>636.74</ratesPAR>
			<ratesPAR>478.21</ratesPAR>
			<ratesFAM>1,232.42</ratesFAM>
			<ratesFAM>1,032.68</ratesFAM>
			<ratesFAM>1,071.83</ratesFAM>
			<ratesFAM>804.98</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>417.23</ratesIND>
			<ratesIND>363.58</ratesIND>
			<ratesIND>314.42</ratesIND>
			<ratesIND>271.64</ratesIND>
			<ratesADLT>928.07</ratesADLT>
			<ratesADLT>808.74</ratesADLT>
			<ratesADLT>699.38</ratesADLT>
			<ratesADLT>604.22</ratesADLT>
			<ratesPAR>792.72</ratesPAR>
			<ratesPAR>690.79</ratesPAR>
			<ratesPAR>597.38</ratesPAR>
			<ratesPAR>516.10</ratesPAR>
			<ratesFAM>1,215.29</ratesFAM>
			<ratesFAM>1,059.04</ratesFAM>
			<ratesFAM>915.83</ratesFAM>
			<ratesFAM>791.21</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>370.40</ratesIND>
			<ratesIND>305.39</ratesIND>
			<ratesIND>295.29</ratesIND>
			<ratesIND>231.78</ratesIND>
			<ratesADLT>740.80</ratesADLT>
			<ratesADLT>610.78</ratesADLT>
			<ratesADLT>590.58</ratesADLT>
			<ratesADLT>463.56</ratesADLT>
			<ratesPAR>722.30</ratesPAR>
			<ratesPAR>595.53</ratesPAR>
			<ratesPAR>575.83</ratesPAR>
			<ratesPAR>451.99</ratesPAR>
			<ratesFAM>1,064.90</ratesFAM>
			<ratesFAM>878.00</ratesFAM>
			<ratesFAM>848.96</ratesFAM>
			<ratesFAM>666.37</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Tioga">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>373.38</ratesIND>
			<ratesIND>316.88</ratesIND>
			<ratesIND>299.82</ratesIND>
			<ratesIND>253.99</ratesIND>
			<ratesADLT>746.77</ratesADLT>
			<ratesADLT>633.77</ratesADLT>
			<ratesADLT>599.64</ratesADLT>
			<ratesADLT>507.98</ratesADLT>
			<ratesPAR>709.43</ratesPAR>
			<ratesPAR>602.08</ratesPAR>
			<ratesPAR>569.66</ratesPAR>
			<ratesPAR>482.58</ratesPAR>
			<ratesFAM>1,045.48</ratesFAM>
			<ratesFAM>887.28</ratesFAM>
			<ratesFAM>839.49</ratesFAM>
			<ratesFAM>711.17</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>219.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>171.03</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>495.13</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>386.55</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>339.40</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>264.95</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>598.41</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>467.17</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>364.25</ratesIND>
			<ratesIND>299.24</ratesIND>
			<ratesIND>289.34</ratesIND>
			<ratesIND>227.11</ratesIND>
			<ratesADLT>728.50</ratesADLT>
			<ratesADLT>598.48</ratesADLT>
			<ratesADLT>578.68</ratesADLT>
			<ratesADLT>454.22</ratesADLT>
			<ratesPAR>710.31</ratesPAR>
			<ratesPAR>583.54</ratesPAR>
			<ratesPAR>564.23</ratesPAR>
			<ratesPAR>442.88</ratesPAR>
			<ratesFAM>1,047.22</ratesFAM>
			<ratesFAM>860.32</ratesFAM>
			<ratesFAM>831.85</ratesFAM>
			<ratesFAM>652.94</ratesFAM>
		</provider>
	</county>
	<county Name="Tompkins">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Central New York Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>367.57</ratesIND>
			<ratesIND>309.08</ratesIND>
			<ratesIND>297.37</ratesIND>
			<ratesIND>241.24</ratesIND>
			<ratesADLT>830.71</ratesADLT>
			<ratesADLT>698.50</ratesADLT>
			<ratesADLT>672.06</ratesADLT>
			<ratesADLT>545.22</ratesADLT>
			<ratesPAR>568.92</ratesPAR>
			<ratesPAR>478.78</ratesPAR>
			<ratesPAR>460.27</ratesPAR>
			<ratesPAR>373.72</ratesPAR>
			<ratesFAM>1,003.08</ratesFAM>
			<ratesFAM>844.17</ratesFAM>
			<ratesFAM>811.53</ratesFAM>
			<ratesFAM>658.92</ratesFAM>
		</provider>
	</county>
	<county Name="Ulster">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>390.50</ratesIND>
			<ratesIND>334.00</ratesIND>
			<ratesIND>313.54</ratesIND>
			<ratesIND>267.71</ratesIND>
			<ratesADLT>781.00</ratesADLT>
			<ratesADLT>668.00</ratesADLT>
			<ratesADLT>627.08</ratesADLT>
			<ratesADLT>535.42</ratesADLT>
			<ratesPAR>741.95</ratesPAR>
			<ratesPAR>634.60</ratesPAR>
			<ratesPAR>595.73</ratesPAR>
			<ratesPAR>508.65</ratesPAR>
			<ratesFAM>1,093.40</ratesFAM>
			<ratesFAM>935.20</ratesFAM>
			<ratesFAM>877.91</ratesFAM>
			<ratesFAM>749.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>406.74</ratesIND>
			<ratesIND>340.82</ratesIND>
			<ratesIND>353.74</ratesIND>
			<ratesIND>265.67</ratesIND>
			<ratesADLT>854.15</ratesADLT>
			<ratesADLT>715.72</ratesADLT>
			<ratesADLT>742.86</ratesADLT>
			<ratesADLT>557.91</ratesADLT>
			<ratesPAR>732.14</ratesPAR>
			<ratesPAR>613.48</ratesPAR>
			<ratesPAR>636.74</ratesPAR>
			<ratesPAR>478.21</ratesPAR>
			<ratesFAM>1,232.42</ratesFAM>
			<ratesFAM>1,032.68</ratesFAM>
			<ratesFAM>1,071.83</ratesFAM>
			<ratesFAM>804.98</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>400.55</ratesIND>
			<ratesIND>349.06</ratesIND>
			<ratesIND>301.85</ratesIND>
			<ratesIND>260.79</ratesIND>
			<ratesADLT>890.94</ratesADLT>
			<ratesADLT>776.43</ratesADLT>
			<ratesADLT>671.42</ratesADLT>
			<ratesADLT>580.07</ratesADLT>
			<ratesPAR>761.01</ratesPAR>
			<ratesPAR>663.21</ratesPAR>
			<ratesPAR>573.49</ratesPAR>
			<ratesPAR>495.48</ratesPAR>
			<ratesFAM>1,166.66</ratesFAM>
			<ratesFAM>1,016.72</ratesFAM>
			<ratesFAM>879.20</ratesFAM>
			<ratesFAM>759.60</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>370.40</ratesIND>
			<ratesIND>305.39</ratesIND>
			<ratesIND>295.29</ratesIND>
			<ratesIND>231.78</ratesIND>
			<ratesADLT>740.80</ratesADLT>
			<ratesADLT>610.78</ratesADLT>
			<ratesADLT>590.58</ratesADLT>
			<ratesADLT>463.56</ratesADLT>
			<ratesPAR>722.30</ratesPAR>
			<ratesPAR>595.53</ratesPAR>
			<ratesPAR>575.83</ratesPAR>
			<ratesPAR>451.99</ratesPAR>
			<ratesFAM>1,064.90</ratesFAM>
			<ratesFAM>878.00</ratesFAM>
			<ratesFAM>848.96</ratesFAM>
			<ratesFAM>666.37</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Warren">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Washington">
		<provider>
			<planGroup>Capital District Physicians' Health Plan</planGroup>
			<street>500 Patroon Creek Corporate Center</street>
			<city>Albany, NY</city>
			<zip>12206</zip>
			<group phone="1-800-993-7299">Sm. Group/Sole Prop.</group>
			<group2 phone="1-800-777-2273">Individuals</group2>
			<ratesIND>330.74</ratesIND>
			<ratesIND>274.24</ratesIND>
			<ratesIND>265.64</ratesIND>
			<ratesIND>219.81</ratesIND>
			<ratesADLT>661.48</ratesADLT>
			<ratesADLT>548.48</ratesADLT>
			<ratesADLT>531.28</ratesADLT>
			<ratesADLT>439.62</ratesADLT>
			<ratesPAR>628.41</ratesPAR>
			<ratesPAR>521.06</ratesPAR>
			<ratesPAR>504.72</ratesPAR>
			<ratesPAR>417.64</ratesPAR>
			<ratesFAM>926.07</ratesFAM>
			<ratesFAM>767.87</ratesFAM>
			<ratesFAM>743.79</ratesFAM>
			<ratesFAM>615.47</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>371.50</ratesIND>
			<ratesIND>312.69</ratesIND>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
			<ratesIND>324.55</ratesIND>
			<ratesIND>243.76</ratesIND>
			<ratesADLT>780.15</ratesADLT>
			<ratesADLT>656.65</ratesADLT>
			<ratesADLT>681.56</ratesADLT>
			<ratesADLT>511.90</ratesADLT>
			<ratesPAR>668.70</ratesPAR>
			<ratesPAR>562.84</ratesPAR>
			<ratesPAR>584.19</ratesPAR>
			<ratesPAR>438.77</ratesPAR>
			<ratesFAM>1,125.64</ratesFAM>
			<ratesFAM>947.45</ratesFAM>
			<ratesFAM>983.38</ratesFAM>
			<ratesFAM>738.59</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>380.44</ratesIND>
			<ratesIND>331.53</ratesIND>
			<ratesIND>286.71</ratesIND>
			<ratesIND>247.69</ratesIND>
			<ratesADLT>846.23</ratesADLT>
			<ratesADLT>737.45</ratesADLT>
			<ratesADLT>637.73</ratesADLT>
			<ratesADLT>550.94</ratesADLT>
			<ratesPAR>722.82</ratesPAR>
			<ratesPAR>629.90</ratesPAR>
			<ratesPAR>544.73</ratesPAR>
			<ratesPAR>470.60</ratesPAR>
			<ratesFAM>1,108.13</ratesFAM>
			<ratesFAM>965.67</ratesFAM>
			<ratesFAM>835.10</ratesFAM>
			<ratesFAM>721.45</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc. d/b/a BlueShield of NENY</planGroup>
			<street>30 Century Hill Drive</street>
			<city>Latham, NY</city>
			<zip>12110</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>321.24</ratesIND>
			<ratesIND>238.44</ratesIND>
			<ratesIND>260.07</ratesIND>
			<ratesIND>181.07</ratesIND>
			<ratesADLT>658.55</ratesADLT>
			<ratesADLT>488.80</ratesADLT>
			<ratesADLT>533.15</ratesADLT>
			<ratesADLT>371.20</ratesADLT>
			<ratesPAR>654.99</ratesPAR>
			<ratesPAR>486.16</ratesPAR>
			<ratesPAR>530.15</ratesPAR>
			<ratesPAR>369.06</ratesPAR>
			<ratesFAM>930.09</ratesFAM>
			<ratesFAM>690.34</ratesFAM>
			<ratesFAM>752.82</ratesFAM>
			<ratesFAM>524.07</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>348.13</ratesIND>
			<ratesIND>283.12</ratesIND>
			<ratesIND>273.75</ratesIND>
			<ratesIND>214.88</ratesIND>
			<ratesADLT>696.26</ratesADLT>
			<ratesADLT>566.24</ratesADLT>
			<ratesADLT>547.50</ratesADLT>
			<ratesADLT>429.76</ratesADLT>
			<ratesPAR>678.88</ratesPAR>
			<ratesPAR>552.10</ratesPAR>
			<ratesPAR>533.83</ratesPAR>
			<ratesPAR>419.03</ratesPAR>
			<ratesFAM>1,000.87</ratesFAM>
			<ratesFAM>813.97</ratesFAM>
			<ratesFAM>787.03</ratesFAM>
			<ratesFAM>617.78</ratesFAM>
		</provider>
	</county>
	<county Name="Wayne">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Rochester Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>282.56</ratesIND>
			<ratesIND>186.82</ratesIND>
			<ratesIND>228.61</ratesIND>
			<ratesIND>145.87</ratesIND>
			<ratesADLT>696.69</ratesADLT>
			<ratesADLT>460.62</ratesADLT>
			<ratesADLT>563.76</ratesADLT>
			<ratesADLT>359.71</ratesADLT>
			<ratesPAR>578.35</ratesPAR>
			<ratesPAR>382.72</ratesPAR>
			<ratesPAR>467.90</ratesPAR>
			<ratesPAR>298.80</ratesPAR>
			<ratesFAM>761.48</ratesFAM>
			<ratesFAM>503.91</ratesFAM>
			<ratesFAM>616.19</ratesFAM>
			<ratesFAM>393.50</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-877-672-2242">Long distance</group>
			<group2 phone="1-518-220-5630">Local</group2>
			<ratesIND>329.96</ratesIND>
			<ratesIND>242.19</ratesIND>
			<ratesIND>283.33</ratesIND>
			<ratesIND>202.01</ratesIND>
			<ratesADLT>758.92</ratesADLT>
			<ratesADLT>557.04</ratesADLT>
			<ratesADLT>651.66</ratesADLT>
			<ratesADLT>464.62</ratesADLT>
			<ratesPAR>723.24</ratesPAR>
			<ratesPAR>530.84</ratesPAR>
			<ratesPAR>620.91</ratesPAR>
			<ratesPAR>442.65</ratesPAR>
			<ratesFAM>921.70</ratesFAM>
			<ratesFAM>676.51</ratesFAM>
			<ratesFAM>791.29</ratesFAM>
			<ratesFAM>564.12</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Westchester">
		<provider Note="Applications and supporting documentation may be faxed to 1-866-427-2689. 
		A first month's premium check should be mailed to the address listed above.  Please note that 
		premium rates are subject to change and you should confirm current rates with Aetna prior to applying.">
			<planGroup>Aetna Health, Inc.</planGroup>
			<street>Healthy New York Program</street>
			<street2>3 Independence Way</street2>
			<street3>4th Floor</street3>
			<city>Princeton, NJ</city>
			<zip>08540</zip>
			<group phone="1-866-386-1371"></group>
			<ratesIND>487.00</ratesIND>
			<ratesIND>430.00</ratesIND>
			<ratesIND>376.00</ratesIND>
			<ratesIND>330.00</ratesIND>
			<ratesADLT>974.00</ratesADLT>
			<ratesADLT>861.00</ratesADLT>
			<ratesADLT>752.00</ratesADLT>
			<ratesADLT>660.00</ratesADLT>
			<ratesPAR>901.00</ratesPAR>
			<ratesPAR>796.00</ratesPAR>
			<ratesPAR>696.00</ratesPAR>
			<ratesPAR>611.00</ratesPAR>
			<ratesFAM>1,509.00</ratesFAM>
			<ratesFAM>1,334.00</ratesFAM>
			<ratesFAM>1,166.00</ratesFAM>
			<ratesFAM>1,023.00</ratesFAM>
		</provider>
		<provider>
			<planGroup>Empire HealthChoice, Inc. d/b/a Empire Blue Cross and Blue Shield</planGroup>
			<street>HMO Member Services</street>
			<street2>PO Box 1407</street2>
			<street3>Church Street Station</street3>
			<city>New York, NY</city>
			<zip>10008</zip>
			<group phone="1-800-261-5962"></group>
			<ratesIND>430.75</ratesIND>
			<ratesIND>360.92</ratesIND>
			<ratesIND>374.61</ratesIND>
			<ratesIND>281.37</ratesIND>
			<ratesADLT>904.57</ratesADLT>
			<ratesADLT>757.93</ratesADLT>
			<ratesADLT>786.68</ratesADLT>
			<ratesADLT>590.88</ratesADLT>
			<ratesPAR>775.35</ratesPAR>
			<ratesPAR>649.66</ratesPAR>
			<ratesPAR>674.30</ratesPAR>
			<ratesPAR>506.47</ratesPAR>
			<ratesFAM>1,305.17</ratesFAM>
			<ratesFAM>1,093.59</ratesFAM>
			<ratesFAM>1,135.07</ratesFAM>
			<ratesFAM>852.55</ratesFAM>
		</provider>
		<provider Note="* Members do not have to obtain referrals    from their primary care physician, but must use providers in    the company's network. For more information, please contact the company.">
			<planGroup>GHI Healthy New York EPO *</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>391.93</ratesIND>
			<ratesIND>332.54</ratesIND>
			<ratesIND>282.54</ratesIND>
			<ratesIND>227.74</ratesIND>
			<ratesADLT>862.20</ratesADLT>
			<ratesADLT>731.61</ratesADLT>
			<ratesADLT>621.56</ratesADLT>
			<ratesADLT>501.04</ratesADLT>
			<ratesPAR>744.64</ratesPAR>
			<ratesPAR>631.83</ratesPAR>
			<ratesPAR>536.81</ratesPAR>
			<ratesPAR>432.71</ratesPAR>
			<ratesFAM>1,156.16</ratesFAM>
			<ratesFAM>981.01</ratesFAM>
			<ratesFAM>833.43</ratesFAM>
			<ratesFAM>671.86</ratesFAM>
		</provider>
		<provider>
			<planGroup>GHI HMO Healthy New York</planGroup>
			<street>Sales Direct Pay</street>
			<street2>55 Water Street - 8th Floor</street2>
			<city>New York, NY</city>
			<zip>10041-8190</zip>
			<group phone="1-800-444-2333"></group>
			<ratesIND>467.07</ratesIND>
			<ratesIND>407.03</ratesIND>
			<ratesIND>351.99</ratesIND>
			<ratesIND>304.08</ratesIND>
			<ratesADLT>1,038.93</ratesADLT>
			<ratesADLT>905.36</ratesADLT>
			<ratesADLT>782.93</ratesADLT>
			<ratesADLT>676.41</ratesADLT>
			<ratesPAR>887.42</ratesPAR>
			<ratesPAR>773.33</ratesPAR>
			<ratesPAR>668.75</ratesPAR>
			<ratesPAR>577.76</ratesPAR>
			<ratesFAM>1,360.46</ratesFAM>
			<ratesFAM>1,185.55</ratesFAM>
			<ratesFAM>1,025.24</ratesFAM>
			<ratesFAM>885.73</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>HIP Health Plan of New York, Inc.</planGroup>
			<street>Sole Proprietors/Individuals:</street>
			<street2>P.O. Box 2793</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>P.O. Box 2806</street2>
			<city>New York, NY</city>
			<zip>10116</zip>
			<group phone="1-888-215-8306"></group>
			<ratesIND>485.03</ratesIND>
			<ratesIND>401.91</ratesIND>
			<ratesIND>395.06</ratesIND>
			<ratesIND>322.73</ratesIND>
			<ratesADLT>970.08</ratesADLT>
			<ratesADLT>803.80</ratesADLT>
			<ratesADLT>790.13</ratesADLT>
			<ratesADLT>645.46</ratesADLT>
			<ratesPAR>902.17</ratesPAR>
			<ratesPAR>747.53</ratesPAR>
			<ratesPAR>734.82</ratesPAR>
			<ratesPAR>600.27</ratesPAR>
			<ratesFAM>1,484.21</ratesFAM>
			<ratesFAM>1,229.81</ratesFAM>
			<ratesFAM>1,208.90</ratesFAM>
			<ratesFAM>987.56</ratesFAM>
		</provider>
		<provider AR="false">
			<planGroup>Oxford Health Plans, Inc.</planGroup>
			<street>Individual &amp; Sole Proprietors:</street>
			<street2>14 Central Park Drive</street2>
			<street3>Attn: Personal Plans</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider>
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Oxford Health Plans (NY), Inc.</street2>
			<street3>14 Central Park Drive</street3>
			<city>Hooksett, NH</city>
			<zip>03106</zip>
			<group phone="1-800-216-0778"></group>
			<ratesIND>412.85</ratesIND>
			<ratesIND>345.47</ratesIND>
			<ratesIND>320.28</ratesIND>
			<ratesIND>268.97</ratesIND>
			<ratesADLT>908.27</ratesADLT>
			<ratesADLT>760.03</ratesADLT>
			<ratesADLT>704.62</ratesADLT>
			<ratesADLT>591.73</ratesADLT>
			<ratesPAR>809.19</ratesPAR>
			<ratesPAR>677.12</ratesPAR>
			<ratesPAR>627.75</ratesPAR>
			<ratesPAR>527.18</ratesPAR>
			<ratesFAM>1,341.76</ratesFAM>
			<ratesFAM>1,122.78</ratesFAM>
			<ratesFAM>1,040.91</ratesFAM>
			<ratesFAM>874.15</ratesFAM>
		</provider>
	</county>
	<county Name="Wyoming">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Univera Healthcare (WNY)</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 23000</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-336-2014"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>Attn: Sales Department</street2>
			<street3>205 Park Club Lane</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-427-8490"></group>
			<ratesIND>278.09</ratesIND>
			<ratesIND>186.09</ratesIND>
			<ratesIND>224.98</ratesIND>
			<ratesIND>145.29</ratesIND>
			<ratesADLT>583.99</ratesADLT>
			<ratesADLT>390.78</ratesADLT>
			<ratesADLT>472.44</ratesADLT>
			<ratesADLT>305.10</ratesADLT>
			<ratesPAR>509.72</ratesPAR>
			<ratesPAR>341.37</ratesPAR>
			<ratesPAR>412.35</ratesPAR>
			<ratesPAR>266.53</ratesPAR>
			<ratesFAM>849.51</ratesFAM>
			<ratesFAM>568.95</ratesFAM>
			<ratesFAM>687.26</ratesFAM>
			<ratesFAM>444.21</ratesFAM>
		</provider>
		<provider>
			<planGroup>HealthNow New York, Inc.</planGroup>
			<street>1701 North Street</street>
			<city>Endicott, NY</city>
			<zip>13760</zip>
			<group phone="1-716-887-7520"></group>
			<group2 phone="1-800-888-5407"></group2>
			<ratesIND>305.99</ratesIND>
			<ratesIND>224.68</ratesIND>
			<ratesIND>254.62</ratesIND>
			<ratesIND>181.71</ratesIND>
			<ratesADLT>627.28</ratesADLT>
			<ratesADLT>460.60</ratesADLT>
			<ratesADLT>521.96</ratesADLT>
			<ratesADLT>372.50</ratesADLT>
			<ratesPAR>623.90</ratesPAR>
			<ratesPAR>458.10</ratesPAR>
			<ratesPAR>519.03</ratesPAR>
			<ratesPAR>370.37</ratesPAR>
			<ratesFAM>983.88</ratesFAM>
			<ratesFAM>722.42</ratesFAM>
			<ratesFAM>818.52</ratesFAM>
			<ratesFAM>584.08</ratesFAM>
		</provider>
		<provider>
			<planGroup>Independent Health Association, Inc.</planGroup>
			<street>Independent Health</street>
			<street2>Attn: Sales Dept.</street2>
			<street3>511 Farber Lakes Drive</street3>
			<city>Buffalo, NY</city>
			<zip>14221</zip>
			<group phone="1-800-453-1910"></group>
			<group2 phone="1-716-631-5392"></group2>
			<ratesIND>295.75</ratesIND>
			<ratesIND>220.74</ratesIND>
			<ratesIND>222.20</ratesIND>
			<ratesIND>174.21</ratesIND>
			<ratesADLT>595.64</ratesADLT>
			<ratesADLT>444.57</ratesADLT>
			<ratesADLT>447.51</ratesADLT>
			<ratesADLT>350.86</ratesADLT>
			<ratesPAR>521.71</ratesPAR>
			<ratesPAR>389.39</ratesPAR>
			<ratesPAR>391.96</ratesPAR>
			<ratesPAR>307.31</ratesPAR>
			<ratesFAM>873.35</ratesFAM>
			<ratesFAM>651.85</ratesFAM>
			<ratesFAM>656.15</ratesFAM>
			<ratesFAM>514.44</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
	<county Name="Yates">
		<provider AR="false">
			<planGroup>Excellus Health Plan, Inc. d/b/a Excellus Blue Cross 
			and Blue Shield Rochester Region</planGroup>
			<street>Individuals/Sole Proprietors:</street>
			<street2>P.O. Box 22999</street2>
			<city>Rochester, NY</city>
			<zip>14692</zip>
			<group phone="1-800-462-0108"></group>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesIND></ratesIND>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesADLT></ratesADLT>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesPAR></ratesPAR>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
			<ratesFAM></ratesFAM>
		</provider>
		<provider NDP="* The non-drug product for this company is an EPO product. The provider network for the EPO product is different from the HMO product. Members do          not have to obtain referrals from their primary care physician, but must          use providers in the health plan's network. For more information, please          contact the company directly.">
			<planGroup></planGroup>
			<street>Small Groups:</street>
			<street2>165 Court Street</street2>
			<city>Rochester, NY</city>
			<zip>14647</zip>
			<group phone="1-877-872-9308"></group>
			<ratesIND>282.56</ratesIND>
			<ratesIND>186.82</ratesIND>
			<ratesIND>228.61</ratesIND>
			<ratesIND>145.87</ratesIND>
			<ratesADLT>696.69</ratesADLT>
			<ratesADLT>460.62</ratesADLT>
			<ratesADLT>563.76</ratesADLT>
			<ratesADLT>359.71</ratesADLT>
			<ratesPAR>578.35</ratesPAR>
			<ratesPAR>382.72</ratesPAR>
			<ratesPAR>467.90</ratesPAR>
			<ratesPAR>298.80</ratesPAR>
			<ratesFAM>761.48</ratesFAM>
			<ratesFAM>503.91</ratesFAM>
			<ratesFAM>616.19</ratesFAM>
			<ratesFAM>393.50</ratesFAM>
		</provider>
		<provider>
			<planGroup>MVP Health Plan, Inc.</planGroup>
			<street>625 State Street</street>
			<city>Schenectady, NY</city>
			<zip>12305</zip>
			<group phone="1-518-370-4793"></group>
			<group2 phone="1-888-MVP-MBRS"></group2>
			<ratesIND>305.34</ratesIND>
			<ratesIND>240.33</ratesIND>
			<ratesIND>232.38</ratesIND>
			<ratesIND>182.40</ratesIND>
			<ratesADLT>610.68</ratesADLT>
			<ratesADLT>480.66</ratesADLT>
			<ratesADLT>464.76</ratesADLT>
			<ratesADLT>364.80</ratesADLT>
			<ratesPAR>595.43</ratesPAR>
			<ratesPAR>468.66</ratesPAR>
			<ratesPAR>453.16</ratesPAR>
			<ratesPAR>355.69</ratesPAR>
			<ratesFAM>877.85</ratesFAM>
			<ratesFAM>690.95</ratesFAM>
			<ratesFAM>668.09</ratesFAM>
			<ratesFAM>524.40</ratesFAM>
		</provider>
	</county>
</rates>
