General or Life Insurance Consultant, Individual/TBA
A Consultant provides expert and professional advice on insurance. Licensed Consultants cannot sell, solicit or negotiate an insurance policy as to do so would require licensing as an Agent or Broker.
General Consultants (C3) are authorized to provide clients expert advice on the following lines of insurance:
| Animal | Marine and Inland Marine |
| Boiler & Machinery | Miscellaneous Property |
| Burglary and Theft | Mortgage Guaranty |
| Collision | Motor Vehicle and Aircraft Physical Damage |
| Credit | Personal Injury Liability |
| Elevator | Property Damage Liability |
| Fidelity and Surety | Residual Value |
| Fire | Title |
| Glass | Workers’ Compensation and Employers Liability |
| Marine Protection and Indemnity |
Life Consultants (C1) are authorized to provide clients with expert advice on the following lines of insurance:
- Life Insurance
- Annuities
- Accident & Health
Prelicensing Requirements
To qualify for a license, the licensing candidate must pass, within 2 years of applying for the license, the licensing exam administered by PSI Services. For more information, or to register for an exam, visit PSI Exams Online.
Exceptions from Examination Requirements
- A candidate for the General Consultant license who holds a Chartered Property Casualty Underwriter designation or is an Associate or a Fellow of the Casualty Actuarial Society is exempt from the exam requirement.
- A candidate for the Life Consultant license who holds a Chartered Life Underwriter designation or is an Associate or Fellow of the Society of Actuaries is exempt from the exam requirement.
Application Requirements
Match the submission code numbers listed under the Resident or Non-Resident columns with the corresponding numbers on the Submission Requirements Chart to determine what must be submitted with the license application.
Any required documentation must be uploaded on the license application.
Fees and Renewal Period
Licenses are issued for up to 2 years. Individual/TBA licenses will be issued with an expiration date determined by the applicant’s date of birth:
- If you were born in an even numbered year, your license will expire on your birthday in an even numbered year.
- If you were born in an odd numbered year, your license will expire on your birthday in an odd numbered year.
All licensing fees are non-refundable. A full fee of $100 is charged when a license is issued for a licensing period of more than one year; a half fee of $50 is charged when a license is issued for a period of one year or less.
- Refer to the Department's Application Fee Schedule to determine the specific fee for any application being filed with the Department.
Payment Options
Licensing fees can be paid by credit card, electronic funds transfer (e-check), or paper check. If paying by paper check, the application will remain pending until the Department receives and processes the check. Checks can be mailed to The Department of Financial Services, Attn: Licensing Bureau, One Commerce Plaza, Floor 20, Albany NY 12257.
There is a $20 fee for any e-check or paper check returned by the bank for insufficient funds.
Apply Online
To get started, visit NY LINX:
Browsers and Blockers
- Use a supported browser: The latest version plus one previous of Edge, FF, Chrome and Safari, are supported.
- Disable “Pop-up Blockers” in your browser before using portal applications.
- Application may be unavailable from 7:30am to 7:45am daily for scheduled maintenance.
- Applications may not be compatible with cell phones, tablets or other mobile devices.
Check Status/Print License
The Department does not mail paper licenses. Use the Producer/Licensee Search application to determine if a license has been issued and to view the license number. Print the license as soon as it is issued.