NYS Insurance Law requires an individual who is seeking an agent, broker or public adjuster license to complete a pre-licensing course approved by the Superintendent of Insurance.

Pre-licensing Minimum Hour Requirements

• Life, Accident and Health Agent - 40 hours
• Life Agent - only 20 hours
• Accident and Health Agent - only 20 hours
• Personal Lines Agent - 40 hours
• Property/Casualty Agent - 90 hours
• Property/Casualty Broker - 90 hours
• Personal Lines Broker - 40 hours
• Life, Accident and Health Broker - 40 hours
• Life Broker - only 20 hours
• Life Settlement Broker - 20 hours
• Accident and Health Broker - only 20 hours
• Public Adjusters - 40 hours

Pre-Licensing Course Providers

Search for a Pre-licensing Course/Provider:

DFS Portal

Exemptions

Applicants applying for a broker or public adjuster license under Sections 2104 or 2108 of the NYS Insurance Law are exempt from the pre-licensing course if they are able to complete a Statement of Employer form based on work experience. An agent or broker applicant is exempt from the pre-licensing course if either of the following designations are held: Charter Property Casualty Underwriter (CPCU), Charter Life Underwriter (CLU) Chartered Life Underwriter Associate (CLUA), Charter Financial Consultant (ChFC), Masters of Science, Financial Services (MSFS).