NYS Insurance Law requires an individual who is seeking an agent, broker or public adjuster license to complete a pre-licensing course approved by the Superintendent of Insurance.
Pre-licensing Minimum Hour Requirements
- Life, Accident and Health Agent - 40 hours
- Life Agent - only 20 hours
- Accident and Health Agent - only 20 hours
- Personal Lines Agent - 40 hours
- Property/Casualty Agent - 90 hours
- Property/Casualty Broker - 90 hours
- Personal Lines Broker - 40 hours
- Life, Accident and Health Broker - 40 hours
- Life Broker - only 20 hours
- Life Settlement Broker - 20 hours
- Accident and Health Broker - only 20 hours
- Public Adjusters - 40 hours
Pre-Licensing Course Providers
Search for a Pre-licensing Course/Provider:
Exemptions
Applicants applying for a broker or public adjuster license under Sections 2104 or 2108 of the NYS Insurance Law are exempt from the pre-licensing course if they are able to complete a Statement of Employer form based on work experience. An agent or broker applicant is exempt from the pre-licensing course if either of the following designations are held: Charter Property Casualty Underwriter (CPCU), Charter Life Underwriter (CLU) Chartered Life Underwriter Associate (CLUA), Charter Financial Consultant (ChFC), Masters of Science, Financial Services (MSFS).
Licensing Exams
PSI Services provides all examination services to candidates seeking to obtain an insurance license in New York. PSI testing centers are located in various cities across New York State. For more information, or to register for an exam, visit PSI Exams Online.