Important Links & Resources
- Wild Card Authorization Request
- Exemption from Enforcement of Money Judgments
- Application Fee Schedule
- Transaction Monitoring (BSA/AML)
Cybersecurity
All entities and persons regulated or licensed by the Department of Financial Services are required to file various cybersecurity notices to the Superintendent. Visit the Cybersecurity Resource Center and Producers Cybersecurity FAQs to learn more.
Bank Holiday Schedules
- 2025 Bank Holiday Schedule
- 2024 Bank Holiday Schedule
- Authority for Banks to Close Absent Governor's Declaration of Bank Holiday
Fingerprinting Procedures
DFS uses IdentoGO for live scan fingerprinting services.
Assessments and Operating Expenses
In accordance with Section 206 of the New York State Financial Services Law, entities regulated under the Banking and Insurance Laws are assessed by the Superintendent for the operating expenses of the department. These operating expenses include regulation and supervision (including examination) of regulated entities. Section 206 was amended in 2022 to include entities that engage in “virtual currency business activity." Under Insurance Law § 2914 pharmacy benefit managers (PBM) licensed by the Department and are also assessed for the operating expenses of the Department.
Community Reinvestment Act Information
The Community Reinvestment Act, or CRA, is both a state and federal law that encourages banks to meet the credit needs of all communities, including low and moderate-income areas. New York State is one of only a small number of states with its own CRA. New York CRA largely mirrors the federal CRA and was adopted in 1978, one year after the 1977 federal CRA law, largely in response to concerns about the existence of redlining of poor and minority communities by banking institutions during the 1960s and 1970s.
The Banking Development District (BDD) Program
The Banking Development District or BDD program is a program designed to encourage the establishment of banking branches in areas across New York State where there is a demonstrated need for banking services, in recognition of the fact that banking institutions can play an important role in promoting individual wealth, community development, and revitalization.