Regulations
In accordance with 23 NYCRR Part 201, all consumer credit reporting agencies that report on 1,000 or more New York consumers in any twelve-month period must register with the Department, renew their registrations annually, and submit annual reports to the Department.
Any consumer credit reporting agency that reports on 1,000 or more New York consumers in a twelve-month period must register with the Department within 15 days of meeting that threshold.
Registration
Online registration is available via the DFS secure Portal.
Entities must establish a Portal account and request access to the registration application via the “Ask for Apps” tab on the portal. Once the Department approves a request for access, a registered user can return to the portal to access and complete the registration form.
To get started, visit the DFS Portal.
Registration Renewal
Consumer credit reporting agencies are required to renew their registrations by February 1 of each year.
To get started, log in to the DFS Portal:
Annual Reporting
Consumer credit reporting agencies are required to submit an Annual Report by July 1 of each year.
To get started, visit the DFS Portal.