Consumer Credit Reporting Agency
In accordance with 23 NYCRR Part 201, all consumer credit reporting agencies that report on 1,000 or more New York consumers in any twelve-month period must register with the Department, annually renew their registrations, and submit annual reports.
Any consumer credit reporting agency that reported on 1,000 or more New York consumers in the preceding twelve-month period was required to submit an initial registration on or before September 15, 2018. Any other consumer credit reporting agency that thereafter reports on 1,000 or more New York consumers in a twelve-month period must register with the Department within 15 days of meeting that threshold.
The online registration form is available via the DFS secure portal. Entities are required to establish a portal account and request access to the registration form via the “Ask for Apps” section of the portal. After the Department approves the request for access, registered users can return to the portal to access and complete the registration form.
Consumer credit reporting agencies are required to renew their registrations by February 1 of each year, starting February 1, 2019.
Consumer credit reporting agencies are required to submit an Annual Report by July 1 of each year, starting July 1, 2019.
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