Paid Family Leave

Paid Family Leave (PFL) Information for Insurers

Paid Family Leave (PFL)

PFL-Related Regulations

PFL-Related Circular Letters

PFL Premium Rate Decisions

SERFF Submission Instructions for Paid Family Leave (PFL) Benefits Coverage

  • Insurers must amend the policy forms for PFL coverage effective as of January 1, 2027 to include the new construction worker provision included in the 2027 model rider. This change is required pursuant to Chapter 651 of the Laws of 2025, which the Governor signed December 19, 2025, with an effective date of January 1, 2027. Use the 2027 Model Rider and the Redline 2027 Model Rider and assign a new unique form number in the lower left-hand corner.
  • Insurers should send the form and rate submission to DFS through SERFF no later than October 1, 2026. Refer to the PFL SERFF Checklist. When making the SERFF submission, use the SUB-TOI for Statutory Family Leave Benefits Coverage.
  • For ease of review and to expedite the approval process, insurers should provide a redline copy of the changes made to the rider approved for use in 2026. The redline copy should be attached in the supporting documentation tab in SERFF. Insurers should also include the state tracking number of the submission approved for 2026 in the general information tab in SERFF.
  • Insurers should review the previously approved application form for PFL to determine whether a new application form or explanation of variability is necessary.
  • Insurers issuing a standalone PFL policy should refer to the Redline 2027 Model Rider to determine the appropriate changes for 2027. For ease of review and to expedite the approval process, insurers who submit a new 2027 standalone policy should provide a redline copy of the changes made to the form approved for use in 2026. The redline copy should be attached in the supporting documentation tab in SERFF. Insurers should also include the state tracking number of the submission approved for 2026 in the general information tab in SERFF.
  • Insurers must distribute the approved 2027 rider (or standalone PFL policy when applicable) to all policyholders in advance of the January 1, 2027 effective date.

Checklists and Model Language

PFL Carrier Registration, Reporting and Data Submission

PFL data submission can be done via the DFS Secure Portal. 

To access the secured application, you must have a portal account.

PFL Portal

Outside Resources

  • Employers, consumers and health care providers looking to learn more about Paid Family Leave in New York should visit the New York State Paid Family Leave Program site.