• Information and Filings Specific to Health Insurance
• Information and Filings Specific to Life Insurance
• Information and Filings Specific to Property and Casualty Insurance

Quick Links and Recent Guidance

• Fingerprinting for DFS
• DMV Codes and Company Contacts
• IIES System
• Certificates of Insurance Forms and Approved Certificates
• Foreign (Non-U.S.) Jurisdictions Approved for Netting for Purposes of Derivative Transactions
• Confidentiality for Victims of Domestic Violence
• Biographical Affidavits and Independent Third-Party Verification for Officers and Directors
• Paid Family Leave (PFL) Companies, Guidance, and Rate Decisions
• Speed to Market Guidelines

Common Submissions and Special Reports

• Appoint Approve/Decline, Terminate a Managing Agent
• NYIN Primary and Secondary Intelligence/Information Officers
• Acquisition, Merger, Disclaimer of Control, and Background Investigation Reports
• Application for Written Consent to Engage in the Business of Insurance
• Iran Investment Reporting
• Special Commitment Letter Template (MS Word)

Insurance Company Search

Search for an insurance company by name, NAIC number, or Group Code, or use certain criteria line of business, or organization type to generate a list of companies:

• Insurance Company Search (DFS Portal)

External Links

• New York Liquidation Bureau
• Life Insurance Company Guaranty Corporation of New York

Corporate Designee for Consumer Services (Reg 64)

The Department requires each insurer to designate one individual per insurer as corporate officer responsible for its internal consumer services department. Use the Corporate Designee form to submit, confirm or update the existing information in our records. The Department must be informed immediately whenever there is a change to any of the information on file with DFS.

Company Complaint Response System (CCRS)

The Company Complaint Response System can be found on the DFS Secure Portal. To access the CCRS for the first time, your company must first designate a Trusted Source(s). The Trusted Source then authorizes other staff to use CCRS.

To get started visit the DFS Portal:

DFS Portal

• Agent & Broker Licensing
• Insurance Company Admission Application
• Captive Insurer Licensing
• Certified Reinsurer Qualification
• Charitable Gift Annuity Permit Application
• Commitments and Requirements for Domestic and Foreign Entities
• Insurance Adjuster Licensing (including temporary permits for catastrophes)
• Internationally Active Insurance (IAIG) Groups
• Life Settlement Provider Licensing and Renewal
• Life Settlement Intermediary Registration
• Municipal Cooperative Health Benefit Plan Application
• Purchasing Group Registration
• Reciprocal Jurisdiction Reinsurer Qualification
• Risk Retention Groups

See all of our licensing resources unique to each type of entity we supervise on the Applications & Licensing page.

Insurance Company and Fraternal Benefit Society Filings are managed in the the Insurance Company and Fraternal Benefit Society Filings application on the DFS Portal or through DFS Connect. Your DFS ID will work to access both the DFS Portal and DFS Connect.

• Learn more about Insurance Company and Fraternal Benefit Society Filings

Rate and Form Filings Submitted Via SERFF

The Department accepts most electronic filings via SERFF.

Insurance Regulation 195 requires that any submission of a rate, rating plan, rating rule, rating manual, rating classification, territory, or insurance contract or policy form be made through SERFF, except when the filer is a charitable annuity society or assessment cooperative but including when the filer is a student health plan certified pursuant to Insurance Law section 1124.

In addition, a schedule of rates of commissions, compensation, and other fees or allowances to insurance agents and brokers as required by Insurance Law section 4216(e) and 11 NYCRR sections 185.9 and 187.8, and Medicare supplement insurance advertising filings made pursuant to section 11 NYCRR section 215.5(d) must be submitted through SERFF.

• Health: General SERFF Guidelines
• Property & Casualty: General SERFF Guidelines for Rate, Form, Territory, Classification and Rule Filings
• Life: General SERFF Guidelines for Form Filings

Rate and Form Filings Not Submitted Via SERFF

Insurance Regulation 195 requires that any submission of a rate, rating plan, rating rule, rating manual, rating classification, territory, or insurance contract or policy form be made through SERFF, except when the filer is a charitable annuity society or assessment cooperative.

Below are links to our traditional Rate and Form Filing Requirements:

• Property & Casualty: General Guidelines for Rate, Form, Territory, Classification and Rule Filings
• Life: Product Outlines and Checklists (for Submitting Life and Annuity Outlines).
• Health: Product Checklists and Outlines

Municipal Cooperative Health Benefit Plan Filings

Article 47 Municipal Cooperative Health Benefit Plans (Muni Coops) are required to submit all filings electronically, including Financial Statements, Community Rating Methodology, and Form Filings, on the DFS Portal.

• Municipal Cooperative Health Benefit Plan Filings

Each of the links listed below provides general and specific instructions as well as checklists, portal links, blank forms and other related guidance.

• Accident and Health Insurer
• Article 43 Corporation
• Captive Annual Statements
• Charitable Annuity Society
• Continuing Care Retirement Community Annual Statement
• Fraternal Benefit Society
• Health Maintenance Organization (HMO)
• Life Insurer
• Life Settlement Provider
• Property Insurer
• Retirement Systems and Pension Fund
• Title Insurer

See also NAIC website

Filing Blanks

• Accident and Health Insurer Supplement - Annual (PDF)
• Article 43 Corporation - Annual (PDF)
• Captives Annual Statement Form (MS Excel)
• Charitable Annuity Society (Excel)
• Continuing Care Retirement Community Filing Instructions and Forms packet (.ZIP file)
• Fraternal Benefit Society (PDF)
• Health Maintenance Organization including Annual (PDF)
• Life and Accident and Health Insurer (PDF)
• Life Settlement Providers (Word)
• Property and Casualty Insurer (PDF)
• Retirement Systems and Pension Funds (Excel)
• Title Insurer Filing Instructions and Forms Packet (ZIP)

Authorized Insurance Companies (Schedules F and S)

• Property Insurance Companies Authorized in New York as of Dec. 31, 2025
• Life Insurance Companies Authorized in New York as of Dec. 31, 2025

See also: NAIC Website

Fraud Reporting and the FCMS

Reports of fraud required by Insurance Law Section 405(a) must be submitted via the Frauds Case Management System (FCMS) as required by Regulation No. 195 Section 6.2.(a)(1).

• Learn more about filing via the Frauds Case Management System (FCMS)

Annual Fraud Prevention and SIU Reports

Pursuant to New York Insurance Law Section 411(e), life settlement providers are required to file an annual report (Annual SIU Report) with the Department describing their experience, performance, and cost effectiveness in implementing the Fraud Prevention Plan. The Annual SIU Report also requires information pertaining to the life settlement provider's public awareness program required by Section 411(b)(5).

Pursuant to Insurance Law section 308, all Licensed Property/Casualty Insurers Writing Private Passenger automobile Insurance with 3,000 or More Policies in those lines of business in the state of New York, and entities licensed Under Art. 44 of the Public Health Law with an enrolled population of 60,000 insureds or greater, unless licensed under §4403(a), (c), (d), (f), or §4408(a), must file a Fraud Prevention Plan.

Pursuant to Insurance Law Section 308, information concerning the incidence of misrepresentations of the principal place where vehicles are garaged and/or driven by insured New York residents that involve locations within New York State and locations outside of New York State is  required to be reported to the Department.

• Learn more about Fraud Prevention and Annual SIU Report Submissions

Pursuant to Insurance Law § 308, insurers and related regulated entities must submit disaster planning, preparedness, and response filings.

Entities submit filings online via the Disaster Preparedness and Response Plan application on the DFS Portal. Companies within the same insurance group that write the same type of insurance (Life, Property or Health) may file a single submission of each filing type.

• Learn more about Disaster Preparedness and Response Filings