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Rate and Form Filings Submitted Via SERFF
11 NYCRR 6 (Insurance Regulation 195) requires that any submission of a rate, rating plan, rating rule, rating manual, rating classification, territory, or insurance contract or policy form be made through SERFF, except when the filer is a charitable annuity society or assessment cooperative but including when the filer is a student health plan certified pursuant to Insurance Law section 1124.
In addition, a schedule of rates of commissions, compensation and other fees or allowances to insurance agents and brokers as required by Insurance Law section 4216(e) and 11 NYCRR sections 185.9 and 187.8, and Medicare supplement insurance advertising filings made pursuant to section 11 NYCRR section 215.5(d) must be submitted through SERFF.
The Department accepts electronic filings via SERFF.
- Health: General SERFF Guidelines
- Property & Casualty: General Guidelines for Rate, Form, Territory, Classification and Rule Filings
- Life: General Guidelines for Form Filings
See Also SERFF: General Information (NAIC)
Rate and Form Filings Not Submitted Via SERFF
11 NYCRR 6 (Insurance Regulation 195) requires that any submission of a rate, rating plan, rating rule, rating manual, rating classification, territory, or insurance contract or policy form be made through SERFF, except when the filer is a charitable annuity society or assessment cooperative but including when the filer is a student health plan certified pursuant to Insurance Law section 1124.
Below are links to our traditional Rate and Form Filing requirements:
- Property & Casualty: General Guidelines for Rate, Form, Territory, Classification and Rule Filings
- Life and Annuity: Product Outlines and Checklists (Guidance for Submitting Life and Annuity Outlines).
- Health: Product Checklists and Outlines
Municipal Cooperative Health Benefit Plan Filings
Article 47 Municipal Cooperative Health Benefit Plans (Muni Coops) are required to submit all filings electronically, including Financial Statements, Community Rating Methodology, and Form Filings, on the DFS Portal.