Skip to main content
Navigation menu

Department of Financial Services

  • Department of Financial Services
  • Consumer Information
    • Consumer Information
    • Auto Insurance
    • Banking and Sending Money
    • Credit and Debt
    • Disaster and Flood Resource Center
    • Drug Prices and PBMs
    • Fraud and Cyber Protection
    • Healthcare
    • Homeowner and Tenant Resources
    • Small Business Resources
    • Student Loan Resources and Relief
    • More...
  • Applications & Filings
    • Applications & Filings
    • Application Fees & Assessments
    • Pharmacy Benefit Managers
    • Banks and Trusts
    • Insurance Agents & Brokers
    • Insurance Companies
    • Mortgage Companies
    • Money Transmitters
    • Virtual Currency Businesses
    • More...
  • Industry Guidance
    • Industry Guidance
    • Cybersecurity Resource Center
    • Climate Change
    • Diversity, Equity and Inclusion
    • Innovation
    • Health Equity
    • Enforcement & Discipline
    • Circular Letters
    • Industry Letters
    • Regulatory & Legislative Activities
  • Reports & Publications
    • Reports & Publications
    • Newsroom
    • Statements & Comment Letters
    • Examinations & Exam Reports
    • DFS Annual Reports
    • Other Reports
    • Interagency MOUs
    • Public Hearings
    • Weekly Bulletins
  • About Us
    • About Us
    • Contact Us
    • File a Complaint or Appeal
    • Careers With DFS
    • Newsroom
    • Procurement
  • DFS Portal
  • Search DFS
mobile search icon

Life Insurers

  • Recent Updates and Information
  • Filing Guidance
  • Product Outlines
  • 2024 Annual Statements 2024 Annual Statements
    • Charitable Annuity Societies
    • Fraternal Benefit Societies
    • Life Insurers
    • Life Settlement Providers
    • Retirement Systems and Pension Funds
  • Charitable Annuity Societies Charitable Annuity Societies
    • Charitable Annuity Permits
    • Charitable Annuity Annual Statements
    • Charitable Annuity Reserves
  • Life Settlement Providers Life Settlement Providers
    • Life Settlement Provider Licensing
    • LSP License Renewal Application
    • Life Settlement Provider Filings
    • LS Intermediary Registration
  • Reserves & Solvency Reserves & Solvency
    • Domestic Life and Fraternal Orgs
    • Foreign Life, Fraternals and Reinsurers
    • Maximum Reserves & Interest Rates
  • Market Conduct
  • Life Insurance Regulations Life Insurance Regulations
    • Regulation 60
    • Regulation 74
    • Regulation 187

Charitable Annuity Reserves

  • Important Notice Regarding Reserves
  • Reserve Guidelines for Gift Annuity Organizations for 2025 (Gift 1)
  • Maximum Reserve Valuation Interest Rates for Charitable Gift Annuities (Gift 2)
  • Present Value of Immediate Annuities and Maximum Incomes per $1000 Gift Allowed by Section 1110 for Issues of 1/23/24+ (Gift 3)
  • Present Value of Immediate Annuities and Maximum Incomes per $1000 Gift Allowed by Section 1110 for Issues 1/1/20-1/22/24 (Gift 4)
  • Calculation of Annuity Reserves From Elementary Values (Gift 5)
  • Yearly Death Rates Per 1000 for the 1983 "a" and Annuity 2000 Tables (Gift 6)
  • Yearly Death Rates Per 1000 for the 2012 IAR Table (Gift 7)

Insurance Industry Questions

If you are unable to find the answer to your insurance question here, check our FAQs. If you have a question or need assistance, call (800) 342-3736 (M-F, 8:30 AM to 4:30 PM). Local calls can be made to (212) 480-6400 or (518) 474-6600.

CHECK OUR FAQS
CONTACT US
Who We Supervise
Institutions That We Supervise
The Department of Financial Services supervises many different types of institutions. Supervision by DFS may entail chartering, licensing, registration requirements, examination, and more.
Learn More
Department of Financial Services

About Us

  • Mission and Leadership
  • Advisory Boards
  • Institutions That We Supervise

State Laws & Regulations

  • State Codes, Rules & Regulations (NYCRR)
  • State Laws (LBDC)
  • State Bills & Laws (Senate)

Website

  • Accessibility & Reasonable Accommodations
  • Disclaimer
  • Privacy Policy
  • Site Map

Language Assistance

  • Language Access Policies and Plans
Department of Financial Services

CONNECT WITH US

  • FACEBOOK
  • LINKEDIN
  • TWITTER