Product Outlines and Filing Guidance

Filing Guidance for Withdrawal Rates for Guaranteed Living Withdrawal Benefits in Annuities

Filing Guidance for Minimum Cap Rates for Non-Guaranteed Index Annuities Under §50-2.9(d)(5) of Insurance Regulation 47

Filing Guidance for Interest Rate Changes in Insurance Law §4221 (n-1)

Filing Guidance for Charitable Annuity Forms funded with IRA Distributions

Filing Guidance for Policy Forms Referencing MIB, Inc.

Life Products Outlines

Nonforfeiture Interest Rate Filing Guidance

Frequently Asked Questions Regarding Amendment No. 1 to Regulation 213

Guidance Regarding Expedited Approval of SECURE Act of 2019 Submissions

Guidance Regarding Regulation 195 – SERFF Required for Policy Form, Rate, and Compensation Filings made to the Life Bureau

Regulation 187

• Procedural Guidance for Insurers Filing Disclosure Pursuant to Sections 224.4(m) and 224.6(h) of Regulation 187 or for adding Producer Attestations or Certifications to Application Policy Forms (05/29/2019)
• Supplemental Guidance Regarding Section 224.6(h) of Regulation 187 (09/11/2019) 
• FAQs Regarding First Amendment of Regulation 187 (02/12/2020)
• FAQs 224.4(f) of Reg. 187 (09/06/2019)

Status Inquiry Guidance Note 8-16-19

2019-08-16

Filing Guidance for Regulation 210 Annual Disclosure of Adverse Changes

2019-04-18

Supplemental Guidance for Change in Annuitization Start Date under Guaranteed Paid-up Deferred Annuities

2018-05-16

2017-12-20

Guidelines for Plan of Operations and Actuarial Projections for License Applications and Changes in Corporate Structure (PDF)

2017-05-12

General SERFF Guidelines for Form Filings

2017-01-19

Circular Letter No. 6 (2004)

• Certification Procedure
• Policy Form Compliance Certification "Attachment 1": PDF | Word
• Optional Supplemental Policy Form Compliance Certification (Word)
• Notice regarding Sampling of Files submitted under the Circular Letter No. 6 (2004) - Certification Procedure
• Guidance on Circular Letter No. 6 (2004) filings

Guidance for Filing Qualified Longevity Annuity Contracts (QLAC) 

2015-06-24

Guidelines For The Preparation Of Plans Of Operation For Separate Accounts

2014-04

Guidance for filings in response to the withdrawal of Supplement No 1 of Circular Letter 27 (2008)

2013-08-02

Guidance for Over Loan Protection Benefits

2013-07-29

Filing Insurance Policy Forms in Accordance with Insurance Law §1113(a)(1)(E) Authorizing the Acceleration of Death Benefits When an Insured Resides in a Nursing Home Withdrawn, Superseded by Regulation 143 (11 NYCRR Part 41) as of 11/27/2019

2011-04-08

Filing Guidance on Changes in the Investment Options of a Separate Account for Group and Individual Variable Products

2010-11-01

Guidance for Filings made to comply with Supplement No. 1 to Circular Letter 27 (2008)

2009-12-09

Guidance for Guaranteed Paid-up Deferred Annuities

2009-03-13

Guidance on Dividend Disclosure under 3209(b)(2)(C) for Equity Indexed Annuity Contracts and Life Insurance Policies

2008-10-31

Guidance for Illustrations of Variable Annuity Contracts

2008-10-16

Guidance for Life Insurance Policy Illustrations

2008-08-22

Equity Index Annuities

• Supplemental Guidance on Equity Index Annuities (06/01/2022)
• Equity Index Annuities (07/17/2008)
• Equity-Index Products - Guidance for product design (10/31/2007)

Guidance for Readability Requirements – Electronic Version

2008-01-15

Filings for First Amendment to Regulation 149 (PDF)

2007-11-20

Filing Guidance for Combination Life and Accident & Health Submissions (PDF)

2007-11-15

Maturity Date of Whole Life Policies (PDF)

2007-05-01

Section 4228(h) Statements of Selfsupport for Multiple Term Life Insurance Plans

2006-07-28

Variable Material

• Procedure and Filing Guidance for Approval of Memorandum of Variable Material (PDF - 09/16/2005)
• Filing Guidance on the use of Variable Material for Individual Annuity Contracts and Life Insurance Policy Forms (11/01/2010)
• Procedural Checklist to Avoid Common Submission Errors when Filing a Memorandum of Variable Material (07/09/2012)

Filing Guidance For Making Address Changes, Name Changes and Merger/Name Changes

2005-09-02

Annuity Nonforfeiture Interest Rate - Filing Guidance on Changes to Section 4223(c)(2)(C) of the Insurance Law

2005-03-23

Fixed Account Availability Restrictions

2003-12-04

Filing Guidance on The Recent Changes to Section 4221 (o)(1)(F) of The Insurance Law (Term Insurance)

2003-01-06

War Exclusions and Restrictions

2003-10-17