Fingerprinting for DFS
Fingerprinting Information Specific to Mortgage Bankers, Brokers and Servicers
Additional fingerprinting instructions specific to mortgage bankers, brokers and servicers are as follows:
Who is Required to Submit Fingerprints
Pursuant to New York Banking Law Article 12-D and Parts 410 and 418 of the Superintendent's Regulations, applicants for Mortgage Banker licenses and Mortgage Broker and Mortgage Loan Servicer registrations are required to submit their fingerprints for the purpose of a Criminal Background Check (CBC). This includes the three most senior executive officers, direct or indirect owners having an ownership interest of 10% or more, Directors and Qualifiers.
FBI Privacy Act Statement Acknowledgement
Every individual submitting fingerprints for processing using Live Scan must review and acknowledge receipt of the FBI Privacy Act Statement, Noncriminal Justice Applicant’s Privacy Rights and Applicant Notification and Acknowledgement - NYDFS Privacy Act Statement. Once you have completed your review of the document, sign and date the acknowledgement section of the NYDFS Privacy Act Statement and return it to the Department with your Live Scan receipt.
Fingerprinting Information Specific to Mortgage Loan Originators
Additional fingerprinting instructions specific to Mortgage Loan Originators are as follows:
Pursuant to New York Banking Law Article 12-E and Part 420 of the Superintendent's Regulations, applicants for a Mortgage Loan Originator (MLO) License are required to submit their fingerprints for the purpose of a Criminal Background Check (CBC).
FBI Privacy Act Statement Acknowledgement
Every individual submitting fingerprints for processing using Live Scan must review and acknowledge receipt of the FBI Privacy Act Statement, Noncriminal Justice Applicant’s Privacy Rights and Applicant Notification and Acknowledgement - NYDFS Privacy Act Statement. Once you have completed your review of the document, sign and date the acknowledgement section of the NYDFS Privacy Act Statement and return it to the Department with your Live Scan receipt.
NMLS CBC Process
Applicants for MLO licensing must use IdentoGo for the State component of their Criminal Background Check and must use Nationwide Mortgage Licensing System (NMLS) Criminal Background Check Request for the Federal Criminal Background Check required by the NMLS. Instructions for the NMLS CBC process can be found on the NMLS website in the Professional Requirements menu.
Submitting Hard-Copy Rolled Fingerprint Cards
Mortgage Loan Originators may not use any cards other than cards ordered directly from DFS and pre-printed with the Mortgage ORI NY921860Z.
If a fingerprint submission is rejected for image quality reasons, IdentoGo will contact you via US mail and tell you if fingerprints must be re-retaken. While there is no additional charge for the processing, you may be required to pay a charge by the entity rolling the fingerprints.