Pre-Foreclosure Filing System
Resolutions Bulk Filing Instructions Effective November 27, 2024
Resolutions - File Specification
Resolutions must be filed within 35 days of the date of resolution. Bulk filings must be made using the layout below.
Acquired Loans
For loans that were acquired, and Step 1 was filed by another servicer, enter a 'Y' in row number 5. Such filings must also include the last name of the borrower and the 5 digit zip code of the property in row 6 and 7, respectively.
Data File Requirements:
- Data format : ASCII delimited text file
- Field Separator : Tilde (~)
- Record Separator : LF (Line Feed)
File Layout (Required fields must be filled if applicable):
| Row Number | Column Name | Data Type | Maximum Width | Required? | Notes/ Sample |
|---|---|---|---|---|---|
| 1 | TRACKING_NUM_ORIG_FILING | Alphanumeric | 13 | Y | Tracking Number (from the 90 day pre‐foreclosure filing) |
| 2 | RESOLUTION | Numeric | 2 | Y | For CO-OP properties only use the following codes: 20 - Reinstatement 21 - Paid in Full 22 - Redefault 23 - Foreclosure Sale 24 - Loan Modification 99 - Other For Non CO-OP properties use the following codes: 11 - Loan Modification-Interest Rate Reduction 12 - Loan Modification-Principal Reduction 13 - Loan Modification-Interest Rate and Principal Reductions 14 - Loan Modification-Other 15 - Refinance 16 - Deed in lieu of foreclosure 17 - Short sale 18 - Involuntary dismissal 19 - Voluntary dismissal without resolution 20 - Reinstatement 21 - Paid-in-full 22 - Redefault 99 - Other Resolution |
| 3 | DATE_OF_RESOLUTION | Numeric | 8 | Y | Format: MMDDYYYY |
| 4 | FILER_NAME | Alphanumeric | 80 | Y | Name of the Filer |
| 5 | FLG_NEW_SERVICER | Alphanumeric | 1 | Y | Has the servicer changed since the original filing with the Department? Please use code below: Y ‐ Yes N ‐ No |
| 6 | LAST_NAME_OF_PRI_BORROWER | Alphanumeric | 40 | * | Last name of primary borrower *Required if Line 5 is ‘Y’ |
| 7 | ZIP5_PROPERTY | Numeric | 5 | * | *Required if Line 5 is ‘Y’ |
* Conditionally Required