Important Notices
Manual Revisions of the New York Auto Insurance Plan
The New York Automobile Insurance Plan (NYAIP) is the central mechanism established pursuant to Article 53 of the New York Insurance Law to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in New York State must participate in the NYAIP by providing such insurance.
The NYAIP operates pursuant to rules contained in its Plan of Operations. Amendments to these rules are made by the 22 member Governing Committee, subject to the approval of the Superintendent of Financial Services, who may also direct amendments to the Plan of Operations. For the current NYAIP Manual and the latest Important Notices issued, visit the NYAIP website regularly.
Common Forms
Unless otherwise noted, the resources below are in regular PDF format.
- Motor Vehicle Law Enforcement Fee (Fillable PDF)
- Public Motor Vehicle Liability Security Fund (Fillable PDF)
- Reinsurance Agreements (page)
- Resolution Regarding Untrustworthy And Change In Plan Of Operations Commitments - Applicant
- Resolution Regarding Untrustworthy And Change In Plan Of Operations Commitments - Parent
- Resolution Regarding Limitation on Writing Commitment - Applicant
- Resolution Regarding Limitation on Writing Commitment - Parent
- Resolution Regarding Shareholder Dividends Commitment - Applicant
- Resolution Regarding Shareholder Dividends Commitment - Parent
- Custodian Agreement Conforming with Section 1314 of the New York Insurance Law - Domestic Applicant
- Resolution Pursuant to Section 1106 of the New York Insurance Law - Foreign Company
Selected Statutes, Regulations, and Circular Letters
Listings of statutes, regulations, and circular letters referenced in Compliance Questionnaires and Review Standards Checklists for certain Property and Casualty Insurance Products.
Publicly Available Property & Casualty Rate, Rule, and Form Filings
The Department makes certain Property/Casualty rate and form filings available for public viewing online via the NAIC SERFF State Filing Access website. You may also obtain access to filings by submitting a Freedom of Information Law (FOIL) request to DFS. Filings may contain or incorporate material protected by U.S. or foreign copyright laws, and no person may reproduce, redistribute, or make commercial use of any such material in violation of those laws.
Note: It is possible a filing has been substantively or editorially updated by a subsequent filing. Always search for the most recent version of the filing. DFS is not responsible for any errors in or omissions from the filings.
Medical Malpractice Insurance Providers
Regulation No. 170 established the New York Medical Malpractice Insurance Plan (MMIP) to provide for the equitable distribution of eligible health care providers and facilities unable to obtain insurance in the voluntary market to authorized medical malpractice insurers.
Medical providers and facilities needing insurance, should first contact the insurers writing this coverage in the voluntary market. Individuals and facilities unable to obtain medical malpractice insurance in the voluntary market, and who have been declined by at least three insurers (or the number writing the coverage if less than three) may contact the MMIP at (212) 576-9687.
Regulation 41
Workers' Compensation
- Loss Costs Multipliers and Expense Constants Currently in Use as of December 31, 2025 (PDF)
- Circular Letter No. 6 (2008)