Manual Revisions of the New York Auto Insurance Plan

Important Notice

The New York Automobile Insurance Plan (NYAIP) is the central mechanism established pursuant to Article 53 of the New York Insurance Law to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in New York State must participate in the NYAIP by providing such insurance.

The NYAIP operates pursuant to rules contained in its Plan of Operations. Amendments to these rules are made by the 22 member Governing Committee, subject to the approval of the Superintendent of Financial Services, who may also direct amendments to the Plan of Operations. For the current NYAIP Manual and the latest Important Notices issued, please go to the NYAIP website. You should regularly check this site for updates to the NYAIP Manual.