Rate, Form, Territory, Classification and Rule Filing Instructions for Property/Casualty Filers
DFS provides documents and links via SERFF, to assist companies with the filing of rates, forms, territories, classifications and rules in the State of New York. Through the use of a two-tiered checklist system-Review standards checklists and compliance questionnaires guidelines are provided regarding state requirements and review standards that are applied during the file review.
Review Standards Checklists, Compliance Questionnaires, Forms and Optional "Speed to Market" Checklists forms linked on the following pages have been revised as of September 2018.
- Guidelines for Rate, Form, Territory, Classification and Rule Filing Submitted via SERFF
- Guidelines for Rate, Form, Territory, Classification and Rule Filing Submitted via PAPER
IMPORTANT NOTICE: Regulation 195 (11 NYCRR Part 6) was adopted on November 27, 2019 to become effective May 25, 2020. The regulation requires, among other things, that rate, rating plan, rating rule, rating manual, rating classification, territory, or insurance contract or policy form filings must be submitted to the Department through SERFF. See §6.2(a)(2) of the regulation. Effective May 25, 2020, the Property Bureau will no longer accept these filings made in paper or any manner other than SERFF, except for an assessment cooperative insurer, or where an exemption has been granted for a specific submission pursuant to §6.3 of the regulation.
Exemption Requests should be made to:
New York State Department of Financial Services
Property Bureau - 6th Floor
One State Street
New York, NY 10004
Attn: MARS Unit
If you have questions regarding filing instructions, SERFF, Speed-To-Market procedures, completion of the review standards checklists or compliance questionnaires, please contact a DFS representative for the following areas:
|Line of Business||Name of Representative and E-mail address||E-mail address||Phone Number|
|Automobile||Holford Marshall||(212) 480-5582|
|Liability||Denise Chatman||(212) 480-5597|
|Property||Daniel Sheridan||(212) 480-3885|
|Actuarial||Anthony Yoder||(212) 480-5500|