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Regulation 41 Excess Line Placements and Reporting

Excess Line Placements - Form EfL-1 Submissions (Reg 41) 

This report is due by March 15, Annually

El-1 Report instructions (MS Excel)General instructions for completing the report
El-1 Workbook (MS Excel)The main data file to be completed and returned to the Department.
Policy Codes (MS Excel)A list of policy codes and their equivalent policy type.
Excess Lines Brokers List (MS Excel)A list of licensed excess lines brokers (as of December 2025).
El-1 Affirmation (MS Excel)Affirmation which must be signed and returned to the Department in PDF Format.

Instructions

Complete and submit the El-1 Workbook (MS Excel) and El-1 Affirmation (MS Excel) online.

To get started, save the file EL-1 Workbook to your computer. Open the blank report and enter the required data. Save the Affirmation to your computer as well. Fill it out as instructed in the file, and print and sign the Affirmation.

Entering Data

All data entry areas are formatted as labels.

Columns O&P (Effective & Expiration Dates): Enter dates in the form MM/DD/YY.

Column Q (Written Premium): Premiums are to be numeric, no ‘$’, no ‘.’ Use whole numbers only.   If a negative value, use ‘-‘  before the number.  Do not use parentheses or red.

Saving Files

A maximum of 65,000 records may be entered in each file. Each line of data describing a policy is one record. 

When the file exceeds the 65,000 records limit, save each EL-1 file using your NAIC Code Number followed by three sequential digits to designate the number of the file you are saving. For example,  if your NAIC Code number is 12345 and you create and save three files, they should be saved in Microsoft Excel as: 12345001.XLS; 12345002.XLS; 12345003.XLS

Specific Instructions

Do not insert blank lines; do not provide totals; do not include any text statements.

Column AData YearYear (20xx) for which data is being submitted.4 digit year of the report.
Column BNAIC CodeNAIC numberFive character code as it appears on its Annual Statement.
Column CInsurer NameCompany's name as it appears on its Annual Statement. 
Column DPolicy CodeUse the policy code numbers shown in the file "CODES.XLS".Use single code per line.
Column EInsured's Last NameLast name of each insured or company's name 
Column FInsured's First Name, MIFirst name and middle initial (if any) of the insured. Otherwise leave blank. 
Column GInsured's AddressThe street address or PO Box of the insured. 
Column HCity The city of domicile of the insured. 
Column IStateThe state of domicile of the insured, in two letter postal abbreviated form. 
Column JZip CodeThe zip code of the insured.Five digit only. 
Column KInsured's Policy #The policy number of the insured. 
Column LBroker's Last NameLast name of the broker or Company name 
Column MBroker's First Name, MIFirst name and middle initial (if any) of the broker. 
Column NBroker's License NumberOnly enter the broker's license as a 6 or 7 digit number (No Letters).
 
See the file "BROKERLIST.XLS" for list of licensed excess line brokers.  If a broker is not on the list, click on this link to search for the broker's licensing status: https://myportal.dfs.ny.gov/nylinxext/elprocesssearch.alice
Column OEffective DateThe inception date of the policy.Enter dates in the form MM/DD/YY.
Column PExpiration DateThe expiration date of the policy.Enter dates in the form MM/DD/YY.
Column QWritten PremiumEnter gross premiums, including policy fees, plus additional premiums less return premiums.
Premiums are to be numeric, no ‘$’, no ‘.’ Use whole numbers only.   If a negative value, use ‘-‘  before the number.  Do not use parentheses or red.
For multi state policies, when the insured's home state is New York, report the total gross premium for the policy. "Do Not allocate".
 
Column RDirect Procured PolicyIndicate "DP" in this column, otherwise leave blank.  
Column SMulti State PolicyOn multi state policies, indicate "MS" in this column, otherwise leave blank.  
Column THome State Indicate the insured's Home State for the policy.  

How to File the EL-1 report online

All excess line insurers are required to file the EL-1 report and Affirmation online through the Excess Line – Upload application on the DFS Portal. 

Portal Applications and Accounts

To access the DFS Portal, you must have a portal account. Select the DFS Portal button below to log into or create your portal account. (You may need to disable any “pop-up” prevention software you have running before using this application.)

DFS Portal

After signing in, follow these steps to obtain access to file EL-1 Excess Line – Upload report online application:

  1. Select “REQUEST APPS” tab.
  2. Select “Excess Line – Upload” to request access to the application.
  3. Enter either the company name or NAIC number of the company, you will see the company name and NAIC number. (If you did not see the name of company you entered, please email the company name and NAIC number to the Department for the addition.)
  4. Select company, then “Submit Request”.
  5. You will receive a message stating “your request for access has been received. You will receive an email when the request(s) is/are processed”.

After you receive the email notification granting you access, follow these steps to upload your EL-1 report online:

  1. Sign in using your User ID and password,
  2. Select “Excess Line – Upload” under the Tab “MY APPS”,
  3. Select the company from the list, and then select “Browse” to upload your company's file.
  4. After the document is loaded, choose the “Document Type” which is either EL-1 or affirmation,
  5. Select “Browse” to upload another file, after the document is loaded, please choose the “Document Type”, repeat this step if you have more documents.
  6. “Submit” after all documents have been uploaded.
  7. You will see a confirmation that the documents have been submitted to the Department.

After you submit all documents, the Department will review the filing and send a confirmation if the filing is complete. If the filing is incomplete, you will receive an email to revise and resubmit.

Questions?

If you have any questions,email [email protected].