Information and Resources for Premium Finance

As stated in Section 555 (1) of the Banking Law, “No person except a lending institution or an authorized insurer shall engage in the business of premium finance agency without a license therefor obtained from the superintendent, as provided in this article.

For licensing requirements see Article 12-B of the Banking Law, sections 554 to 578, Superintendent"s Regulations Parts 405 and 300.


On May 1st, 2018, the New York State Department of Financial Services (DFS) transitioned Premium Finance Agencies to the Nationwide Multistate Licensing System and Registry (NMLS) to manage license applications and ongoing regulation.  NMLS was created by the Conference of State Bank Supervisors (CSBS) and began operations in January 2008.

New York State residents who are interested in registering to vote may do so online or by completing and submitting a New York State Voter Registration Form to their County Board of Elections.


Examination and Annual Assessment Information

Institutions We Supervise

The Department of Financial Services supervises many different types of institutions. Supervision by DFS may entail chartering, licensing, registration requirements, examination, etc. The Who We Supervise search application can help you find out whether an institution is regulated and/or licensed by DFS, and what additional locations or branches they may have.

Updated 05/08/2018