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Information and Resources for Premium Finance Agencies

Annual Report


Application Type Application & Instructions Individual Forms
Note: all references below to Banking Law and Superintendent's Regulations refer to New York State Laws and Regulations

Premium Finance Agency

A premium finance agency is an individual or entity engaged, in whole or in part, in the business of entering into premium finance agreements with insured, including a bank if so engaged. No person except a lending institution or an authorized insurer shall engage in the business of a premium finance agency without first obtaining a license from the Superintendent.

For licensing requirements see Article 12-B of the Banking Law, sections 554 to 578 and Superintendent's Regulation Parts 405 and 300.

Authority to Release Information
Background Report Certification
Certificate of Fair Lending Compliance
Compliance Affidavit
Financial Statement
Litigation Affidavit-Individual
Litigation Affidavit-Licensee/Applicant
Privacy Affidavit
Statement of Ownership
Taxpayer ID
Zoning Affidavit

Additional Resources

Examination and Annual Assessment Information

Institutions We Supervise

The Department of Financial Services supervises many different types of institutions. Supervision by DFS may entail chartering, licensing, registration requirements, examination, etc. The Who We Supervise search application can help you find out whether an institution is regulated and/or licensed by DFS, and what additional locations or branches they may have.

Department of Financial Services


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