Girl with Doctor

Consumers - Health Insurance: Medicare/Medigap Plans and Rates

Consumers - Health Insurance: Medicare/Medigap Plans and Rates
SHARE

Introduction - Medicare Supplement Insurance Rate Plans

The Rate Plan Tables on this page show:

  • the Regions across the Top Row;
  • the first three digits of the Zip Code across the Second Row;
  • the insurers' names down the first Column; and
  • the Monthly Premiums for June 1, 2025 are contained in the body of the Table.

NOTES:

  • Plans C, F and F+ are only available after January 1, 2020 to individuals who first become eligible for Medicare prior to January 1, 2020.
  • If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact the company or use the Medicare Supplement Rate Look-up Application on the DFS Portal.


June 2025 Premium Comparison Tables (PDF)

Plan A

PLAN AALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$239.15

$207.56

$229.67

$318.21$264.47$318.21

$207.56

$229.67

$207.56

$229.67

$207.56

$229.67

$229.67$318.21
Bankers Conseco$328.18$285.56$413.53$328.18$413.53$285.56$285.56
$328.18
$285.56$285.56$328.18
$413.53
EmblemHealth Plan, Inc.$203.49
$192.49
$192.49$213.79$203.49$213.79$192.49
$199.00
$199.00
$192.49
$203.49
$192.49
$203.49
$192.49$213.79
$203.49
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$225.94  $225.94 $231.67
$250.12
$273.30
$225.94
$231.67
$250.12
$273.30
$225.94$225.94 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $273.30   $231.67
$250.12
$273.30
$225.94
$231.67
$250.12
$273.30
   
Globe Life Insurance  $223.00$223.00$267.00$223.00$267.00
$299.00
$223.00$223.00$223.00$223.00$267.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $291.53   $291.53$291.53   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$282.50  $282.50      
Humana$237.54$237.54$348.00$237.54
$294.64
$348.00$237.54$237.54$237.54$237.54$348.00
Mutual Of Omaha$264.29
$279.37
$264.29
$279.37
$351.72$279.37$351.72$264.29$264.29$264.29$264.29$279.37
$351.72
Transamerica Financial $195.25$195.25$276.61$277.79$276.61$195.25$195.25$195.25$195.25$276.61
UnitedHealthcare (AARP Program)$180.50
$190.25
$180.50$209.00$190.25$209.00$180.50$180.50
$190.25
$180.50
$190.25
$180.50$190.25
$209.00

Plan B

PLAN BALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$272.33$236.31
$261.52
$362.44$301.19$362.44$236.31
$261.52
$236.31
$261.52
$236.31
$261.52
$261.52$362.44
Bankers Conseco$527.51$458.92$664.86$527.51$664.86$458.92$458.92
$527.51
$458.92$458.92$527.51
$664.86
EmblemHealth Plan, Inc.$290.94
$275.28
$275.28$303.93$290.94$303.93$275.28
$284.54
$284.54
$275.28
$290.94
$275.28
$290.94
$275.28$303.93
$190.94
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$321.07  $321.07 $329.20
$355.42
$388.35
$321.07
$329.20
$355.42
$388.35
$321.07$321.07 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $388.35   $329.20
$355.42
$388.35
$321.07
$329.20
$355.42
$388.35
   
Globe Life Insurance      $298.00$298.00$358.00$298.00$358.00
$401.00
$298.00$298.00$298.00$298.00$358.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $221.99   $221.99$221.99   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$232.31  $232.31      
Humana$268.11$268.11$392.90$268.11
$332.61
$392.90$268.11$268.11$268.11$268.11$392.90
Mutual Of Omaha$384.69
$406.68
$384.69
$406.68
$512.25$406.68$512.25$384.69$384.69$384.69$384.69$406.68
$512.25
Transamerica Financial$235.43$235.43$333.52$274.67$333.52$235.43$235.43$235.43$235.43$333.52
UnitedHealthcare (AARP Program)$261.75
$275.75
$261.75$303.00$275.75$303.00$261.75$261.75
$275.75
$261.75
$275.75
$261.75$275.75
$303.00

Plan C

PLAN C*ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
EmblemHealth Plan, Inc.$341.05
$322.60
$322.60$355.60$341.05$355.60$322.60
$333.39
$333.39
$322.60
$341.05
$322.60
$341.05
$322.60$355.60
$341.05
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$359.56  $359.56 $368.67
$398.04
$434.90
$359.56
$368.67
$398.04
$434.90
$359.56$359.56 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $434.90   $368.67
$398.04
$434.90
$359.58
$368.67
$398.04
$434.90
   
Globe Life Insurance$331.00$331.00$397.00$331.00$397.00
$444.00
$331.00$331.00$331.00$331.00$397.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $275.80   $275.80$275.80   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$290.39  $290.39      
Humana$327.31$327.31$479.87$327.31
$406.16
$479.87$327.31$327.31$327.31$327.31$479.87
Mutual Of Omaha$385.11
$407.13
$385.11
$407.13
$512.82$407.13$512.82$385.11$385.11$385.11$385.11$407.13
$512.82
Transamerica Financial$305.01$305.01$432.10$355.84$432.10$305.01$305.01$305.01$305.01$432.10
UnitedHealthcare (AARP Program)$365.25
$374.75
$365.25$415.50$374.75$415.50$365.25$365.25
$374.75
$365.25
$374.75
$365.25$374.75
$415.50

Plan D

PLAN DALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$426.92  $426.92 $426.92$426.92$426.92$426.92 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $426.92   $426.92$426.92   
Globe Life Insurance  $326.00$326.00$391.00$326.00$391.00
$438.00
$326.00$326.00$326.00$326.00$391.00
Mutual Of Omaha$404.77
$427.92
$404.77
$427.92
$539.03$427.92$539.03$404.77$404.77$404.77$404.77$427.92
$539.03
Transamerica Financial$208.28$208.28$397.06$326.99$397.06$208.28$208.28$208.28$208.28$397.06

Plan F*

PLAN F*ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$317.67$275.61
$305.05
$422.90$351.38$422.90$275.61
$305.05
$275.61
$305.05
$275.61
$305.05
$305.05$422.90
Bankers Conseco$711.08$619.55$897.73$711.08$897.73$619.55$619.55
$711.08
$619.55$619.55$711.08
$897.73
  EmblemHealth Plan, Inc.$610.31
$577.29
$577.29$636.35$610.31$636.35$577.29
$596.62
$577.29
$596.62
$610.31
$577.29
$610.31
$577.29$636.35
$610.31
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$424.33  $424.33 $435.10
$469.77
$513.25
$424.33
$435.10
$469.77
$513.25
$424.33$424.33 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $513.25   $435.10
$469.77
$513.25
$424.33
$435.10
$469.77
513.25
   
Globe Life Insurance$377.00$377.00$453.00$377.00$453.00
$507.00
$377.00$377.00$377.00$377.00$453.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $647.14   $647.14$647.14   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$586.36  $586.36      
Humana$333.94$333.94$489.60$333.94
$414.40
$489.60$333.94$333.94$333.94$333.94$489.60
Mutual Of Omaha$387.61
$409.78
$387.61
$409.78
$516.15$409.78$516.15$387.61$387.61$387.61$387.61$409.78
$516.15
Transamerica Financial$306.78$306.78$434.61$357.91$434.61$306.78$306.78$306.78$306.78$434.61
UnitedHealthcare (AARP Program)$362.00
$355.25
$362.00$394.00$355.25$394.00$362.00$362.00
$355.25
$362.00
$355.25
$362.00$355.25
$394.00

Plan F+

PLAN F+ (HIGH DEDUCTIBLE)ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$60.25$52.53$75.69$60.25$75.69$52.53$52.53
$60.25
$52.53$52.53$60.25
$75.69
EmblemHealth Plan, Inc.$71.46
$67.59
$67.43$74.00$71.46$74.00$67.59
$67.43
$69.86
$69.86
$67.43
$71.46
$67.59
$67.59
$71.46
$67.59$74.00
$71.46
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$78.43  $78.43 $78.43$78.43$78.43$78.43 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $78.43   $78.43$78.43   
Globe Life Insurance      $91.00$91.00$109.00$91.00$109.00
$122.00
$91.00$79100$91.00$91.00$109.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $133.27   $133.27$133.27   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$107.97  $107.97      
Humana$76.43$76.43$111.34$76.43
$94.47
$111.34$76.43$76.43$76.43$76.43$111.34

Plan G

PLAN GALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$305.19$264.80
$293.07
$406.26$337.56$406.26$264.80
$293.07
$264.80
$293.07
$264.80
$293.07
$293.07$406.26
Bankers Conseco$655.48$570.28$826.24$655.48$826.24$570.28$570.28 
$655.48
$570.28$570.28$655.48 
$826.24
EmblemHealth Plan, Inc.$349.97
$331.03
$330.22$362.40$349.97$362.40$331.03
$330.22
$342.11
$342.11
$330.22
$349.97
$331.03
$331.03
$349.97
$331.03$362.40
$349.97
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$428.99  $428.99 $428.99$428.99$428.99$428.99 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $428.99   $428.99$428.99   
Globe Life Insurance      $305.00$305.00$366.00$305.00$366.00
$410.00
$305.00$305.00$305.00$305.00$366.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $429.47   $429.47$429.47   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$424.95  $424.95      
Humana$414.46$414.46$607.88$414.46
$514.44
$607.88$414.46$414.46$414.46$414.46$607.88
Mutual Of Omaha$384.02
$405.98
$384.02
$405.98
$511.36$405.98$511.36$384.02$384.02$384.02$384.02$405.98
$511.36
Transamerica Financial $257.38$257.38$364.62$300.27$364.62$257.38$257.38$257.38$257.38$364.62
UnitedHealthcare (AARP Program)$300.50
$294.75
$300.50$326.75$294.75$326.75$300.50$300.50
$294.75
$300.50
$294.75
$300.50$294.75
$326.75

Plan G+

PLAN G+ (HIGH DEDUCTIBLE)ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$60.25$52.53$75.69$60.25$75.69$52.53$52.53
$60.25
$52.53$52.53$60.25
$75.69
EmblemHealth Plan, Inc.$65.36
$61.83
$61.67$67.69$65.36$67.69$61.83
$61.67
$63.90
$63.90
$61.67
$65.36
$61.83
$61.83
$65.36
$61.83$67.69
$65.36
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$75.42  $75.42 $75.42$75.42$75.42$75.42 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $75.42   $75.42$75.42   
Globe Life Insurance      $60.00$60.00$72.00$60.00$72.00
$81.00
$60.00$60.00$60.00$60.00$72.00
Humana$76.33$76.33$111.19$76.33
$94.35
$111.19$76.33$76.33$76.33$76.33$111.19

Plan K

PLAN KALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$109.42$95.31$137.69$109.42$137.69$95.31$95.31
$109.42
$95.31$95.31$109.42
$137.69
Globe Life Insurance$116.00$116.00$139.00$116.00$139.00
$156.00
$116.00$116.00$116.00$116.00$139.00
Humana$155.00$155.00$226.75$155.00
$192.09
$226.75$155.00$155.00$155.00$155.00$226.75
Transamerica Financial$140.48$140.48$199.01$163.89$199.01$140.48$140.48$140.48$140.48$199.01
UnitedHealthcare (AARP Program)$92.25
$97.00
$92.25$106.75$97.00$106.75$92.25$92.25
$97.00
$92.25
$97.00
$92.25$97.00
$106.75

Plan L

PLAN LALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$255.94$222.73$322.45$255.94$322.45$222.73$222.73
$255.94
$222.73$222.73$255.94
$322.45
Globe Life Insurance           $207.00$207.00$248.00$207.00$248.00
$278.00
$207.00$207.00$207.00$207.00$248.00
Humana$221.16$221.16$323.93$221.16
$274.28
$323.93$221.16$221.16$221.16$221.16$323.93
Transamerica Financial$208.53$208.53$295.41$243.28$295.41$208.53$208.53$208.53$208.53$295.41
UnitedHealthcare (AARP Program)$187.00
$197.00
$187.00$216.25$197.00$216.25$187.00$187.00
$197.00
$187.00
$197.00
$187.00$197.00
$216.25

Plan M

PLAN MALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$354.44$308.38$446.64$354.44$446.64$308.38$308.38
$354.44
$308.38$308.38$354.44
$446.64
Mutual Of Omaha$395.08
$417.67
$395.08
$417.67
$526.10$417.67$526.10$395.08$395.08$395.08$395.08$417.67
$526.10
Transamerica Financial$256.77$256.77$363.76$299.57$363.76$256.77$256.77$256.77$256.77$363.76

Plan N

PLAN NALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$408.49$355.44$514.82$408.49$514.82$355.44$355.44
$408.49
$355.44$355.44$408.49
$514.82
EmblemHealth Plan, Inc.$254.95
$241.14
$240.55$264.00$254.95$264.00$241.14
$240.55
$249.22
$249.22
$240.55
$254.95
$241.14
$241.14
$254.95
$241.14$264.00
$254.95
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$413.00  $413.00 $423.48
$457.15
$499.51
$413.00
$423.48
$457.15
$499.51
$413.00$413.00 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $499.51   $423.48
$457.15
$499.51
$413.00
$423.48
$457.15
$499.51
   
Globe Life Insurance$299.00$299.00$359.00$299.00$359.00
$402.00
$299.00$299.00$299.00$299.00$359.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $274.76   $274.76$274.76   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$277.85  $277.85      
Humana$294.01$294.01$430.95$294.01
$364.79
$430.95$294.01$294.01$294.01$294.01$430.95
Transamerica Financial$241.45$241.45$342.06$281.70$342.06$241.45$241.45$241.45$241.45$342.06
UnitedHealthcare (AARP Program)$235.75
$245.00
$235.75$262.25$245.00$262.25$235.75$235.75
$245.00
$235.75
$245.00
$235.75$245.00
$262.25