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Consumers - Health Insurance: Medicare/Medigap Plans and Rates

Consumers - Health Insurance: Medicare/Medigap Plans and Rates
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Introduction - Medicare Supplement Insurance Rate Plans

The Rate Plan Tables on this page show:

  • the Regions across the Top Row;
  • the first three digits of the Zip Code across the Second Row;
  • the insurers' names down the first Column; and
  • the Monthly Premiums for July 1, 2024 are contained in the body of the Table.

NOTES:

  • Plans C, F and F+ are only available after January 1, 2020 to individuals who first become eligible for Medicare prior to January 1, 2020.
  • If a premium is shown within a region, that premium may be offered in a part or all of the region. For more details on your exact premium, contact the company or use the Medicare Supplement Rate Look-up Application on the DFS Portal.


July 2024 Premium Comparison Tables (PDF)

Plan A

PLAN AALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$239.15

$207.56

$229.67

$318.21$264.47$318.21

$207.56

$229.67

$207.56

$229.67

$207.56

$229.67

$229.67$318.21
Bankers Conseco$328.18$285.56$413.53$328.18$413.53$285.56$285.56
$328.18
$285.56$285.56$328.18
$413.53
EmblemHealth Plan, Inc.$185.48$175.46$194.87$185.48$194.87$175.46$181.39$175.46$175.46$194.87
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$213.15  $213.15 $218.56
$235.96
$213.15
$218.56
$235.96
$213.15$213.15 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $257.83   $257.83$257.83   
Globe Life Insurance  $223.00$223.00$267.00$223.00$267.00
$299.00
$223.00$223.00$223.00$223.00$267.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $273.74   $273.74$273.74   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$265.26  $265.26      
Humana$237.54$237.54$348.00$237.54
$294.64
$348.00$237.54$237.54$237.54$237.54$348.00
Mutual Of Omaha$264.29
$279.37
$264.29
$279.37
$351.72$279.37$351.72$264.29$264.29$264.29$264.29$279.37
$351.72
Transamerica Financial$162.71$162.71$230.50$189.93$230.50$162.71$162.71$162.71$162.71$230.50
UnitedHealthcare (AARP Program)$175.75
$178.50
$175.75$203.25$178.50$203.25$175.75$175.75
$178.50
$175.75
$178.50
$175.75$178.50
$203.25

Plan B

PLAN BALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$272.33$236.31
$261.52
$362.44$301.19$362.44$236.31
$261.52
$236.31
$261.52
$236.31
$261.52
$261.52$362.44
Bankers Conseco$495.32$430.91$624.28$495.32$624.28$430.91$430.91
$495.32
$430.91$430.91$495.32
$624.28
EmblemHealth Plan, Inc.$242.45$229.40$253.28$242.45$253.28$229.40$237.12$229.40$229.40$253.28
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$302.90  $302.90 $310.57
$335.30
$302.90
$310.57
$335.30
$302.90$302.90 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $366.37   $366.37$366.37   
Globe Life Insurance      $274.00$274.00$328.00$274.00$328.00
$368.00
$274.00$274.00$274.00$274.00$328.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $229.92   $229.92$229.92   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$240.61  $240.61      
Humana$268.11$268.11$392.90$268.11
$332.61
$392.90$268.11$268.11$268.11$268.11$392.90
Mutual Of Omaha$384.69
$406.68
$384.69
$406.68
$512.25$406.68$512.25$384.69$384.69$384.69$384.69$406.68
$512.25
Transamerica Financial$196.19$196.19$277.94$228.89$277.94$196.19$196.19$196.19$196.19$277.94
UnitedHealthcare (AARP Program)$252.50
$256.50
$252.50$291.75$256.50$291.75$252.50$252.50
$256.50
$252.50
$256.50
$252.50$256.50
$291.75

Plan C

PLAN C*ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
EmblemHealth Plan, Inc.$288.56$272.95$300.87$288.56$300.87$272.95$282.08$272.95$272.95$300.87
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$339.21  $339.21 $347.80
$375.51
$339.21
$347.80
$375.51
$339.21$339.21 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $410.28   $410.28$410.28   
Globe Life Insurance$331.00$331.00$397.00$331.00$397.00
$444.00
$331.00$331.00$331.00$331.00$397.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $285.65   $285.65$285.65   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$300.77  $300.77      
Humana$327.31$327.31$479.87$327.31
$406.16
$479.87$327.31$327.31$327.31$327.31$479.87
Mutual Of Omaha$385.11
$407.13
$385.11
$407.13
$512.82$407.13$512.82$385.11$385.11$385.11$385.11$407.13
$512.82
Transamerica Financial$254.17$254.17$360.08$296.54$360.08$254.17$254.17$254.17$254.17$360.08
UnitedHealthcare (AARP Program)$327.50
$324.50
$327.50$372.25$324.50$372.25$327.50$327.50
$324.50
$327.50
$324.50
$327.50$324.50
$372.25

Plan D

PLAN DALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$402.75  $402.75 $402.75$402.75$402.75$402.75 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $402.75   $402.75$402.75   
Globe Life Insurance  $326.00$326.00$391.00$326.00$391.00
$438.00
$326.00$326.00$326.00$326.00$391.00
Mutual Of Omaha$378.42
$400.05
$378.42
$400.05
$503.90$400.05$503.90$378.42$378.42$378.42$378.42$400.05
$503.90
Transamerica Financial$233.56$233.56$330.88$272.49$330.88$233.56$233.56$233.56$233.56$330.88

Plan F

PLAN F*ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$317.67$275.61
$305.05
$422.90$351.38$422.90$275.61
$305.05
$275.61
$305.05
$275.61
$305.05
$305.05$422.90
Bankers Conseco$667.68$581.73$842.93$667.68$842.93$581.73$581.73
$667.68
$581.73$581.73$667.68
$842.93
  EmblemHealth Plan, Inc.$508.59$481.07$530.29$508.59$530.29$481.07$497.18$481.07$481.07$530.29
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$400.31  $400.31 $410.47
$443.18
$400.31
$410.47
$443.18
$400.31$400.31 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $484.20   $484.20$484.20   
Globe Life Insurance$324.00$324.00$389.00$324.00$389.00
$436.00
$324.00$324.00$324.00$324.00$389.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $541.54   $541.54$541.54   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$490.68  $490.68      
Humana$333.94$333.94$489.60$333.94
$414.40
$489.60$333.94$333.94$333.94$333.94$489.60
Mutual Of Omaha$387.61
$409.78
$387.61
$409.78
$516.15$409.78$516.15$387.61$387.61$387.61$387.61$409.78
$516.15
Transamerica Financial$255.65$255.65$362.17$298.26$362.17$255.65$255.65$255.65$255.65$362.17
UnitedHealthcare (AARP Program)$332.00
$314.75
$332.00$361.00$314.75$361.00$332.00$332.00
$314.75
$332.00
$314.75
$332.00$314.75
$361.00

Plan F+

PLAN F+ (HIGH DEDUCTIBLE)ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$60.25$52.53$75.69$60.25$75.69$52.53$52.53
$60.25
$52.53$52.53$60.25
$75.69
EmblemHealth Plan, Inc.$71.46
$67.59
$67.43$74.00$71.46$74.00$67.59
$67.43
$69.86
$69.86
$67.43
$71.46
$67.59
$67.59
$71.46
$67.59$74.00
$71.46
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$78.43  $78.43 $78.43$78.43$78.43$78.43 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $78.43   $78.43$78.43   
Globe Life Insurance      $75.00$75.00$90.00$75.00$90.00
$101.00
$75.00$75.00$75.00$75.00$90.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $121.15   $121.15$121.15   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$98.15  $98.15      
Humana$76.43$76.43$111.34$76.43
$94.47
$111.34$76.43$76.43$76.43$76.43$111.34

Plan G

PLAN GALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Aetna Life Insurance$305.19$264.80
$293.07
$406.26$337.56$406.26$264.80
$293.07
$264.80
$293.07
$264.80
$293.07
$293.07$406.26
Bankers Conseco$615.47$535.47$775.81$615.47$775.81$535.47$535.47 
$615.47
$535.47$535.47$615.47 
$775.81
EmblemHealth Plan, Inc.$291.64
$275.86
$275.18$302.00$291.64$302.00$275.86
$275.18
$285.09
$285.09
$275.18
$291.64
$275.86
$275.86
$291.64
$275.86$302.00
$291.64
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$404.71  $404.71 $404.71$404.71$404.71$404.71 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $404.71   $404.71$404.71   
Globe Life Insurance      $290.00$290.00$348.00$290.00$348.00
$390.00
$290.00$290.00$290.00$290.00$348.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $332.92   $332.92$332.92   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$329.42  $329.42      
Humana$414.46$414.46$607.88$414.46
$514.44
$607.88$414.46$414.46$414.46$414.46$607.88
Mutual Of Omaha$359.03
$379.55
$359.03
$379.55
$478.04$379.55$478.04$359.03$359.03$359.03$359.03$379.55
$478.04
Transamerica Financial $214.48$214.48$303.85$250.23$303.85$214.48$214.48$214.48$214.48$303.85
UnitedHealthcare (AARP Program)$283.25
$268.50
$283.25$308.00$268.50$308.00$283.25$283.25
$268.50
$283.25
$268.50
$283.25$268.50
$308.00

Plan G+

PLAN G+ (HIGH DEDUCTIBLE)ALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$60.25$52.53$75.69$60.25$75.69$52.53$52.53
$60.25
$52.53$52.53$60.25
$75.69
EmblemHealth Plan, Inc.$65.36
$61.83
$61.67$67.69$65.36$67.69$61.83
$61.67
$63.90
$63.90
$61.67
$65.36
$61.83
$61.83
$65.36
$61.83$67.69
$65.36
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$71.15  $71.15 $71.15$71.15$71.15$71.15 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $71.15   $71.15$71.15   
Globe Life Insurance      $60.00$60.00$72.00$60.00$72.00
$81.00
$60.00$60.00$60.00$60.00$72.00
Humana$76.33$76.33$111.19$76.33
$94.35
$111.19$76.33$76.33$76.33$76.33$111.19

Plan K

PLAN KALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$102.74$89.50$129.29$102.74$129.29$89.50$89.50
$102.74
$89.50$89.50$102.74
$129.29
Globe Life Insurance$114.00$114.00$137.00$114.00$137.00
$154.00
$114.00$114.00$114.00$114.00$137.00
Humana$155.00$155.00$226.75$155.00
$192.09
$226.75$155.00$155.00$155.00$155.00$226.75
Transamerica Financial$117.07$117.07$165.84$136.58$165.84$117.07$117.07$117.07$117.07$165.84
UnitedHealthcare (AARP Program)$87.25
$88.75
$87.25$101.00$88.75$101.00$87.25$87.25
$88.75
$87.25
$88.75
$87.25$88.75
$101.00

Plan L

PLAN LALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$255.94$222.73$322.45$255.94$322.45$222.73$222.73
$255.94
$222.73$222.73$255.94
$322.45
Globe Life Insurance           $195.00$195.00$234.00$195.00$234.00
$262.00
$195.00$195.00$195.00$195.00$234.00
Humana$221.16$221.16$323.93$221.16
$274.28
$323.93$221.16$221.16$221.16$221.16$323.93
Transamerica Financial$173.77$173.77$246.18$202.74$246.18$173.77$173.77$173.77$173.77$246.18
UnitedHealthcare (AARP Program)$179.75
$182.75
$179.75$207.75$182.75$207.75$179.75$179.75
$182.75
$179.75
$182.75
$179.75$182.75
$207.75

Plan M

PLAN MALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$354.44$308.38$446.64$354.44$446.64$308.38$308.38
$354.44
$308.38$308.38$354.44
$446.64
Mutual Of Omaha$395.08
$417.67
$395.08
$417.67
$526.10$417.67$526.10$395.08$395.08$395.08$395.08$417.67
$526.10
Transamerica Financial$213.98$213.98$303.13$249.64$303.13$213.98$213.98$213.98$213.98$303.13

Plan N

PLAN NALBANYBUFFALOLONG ISLANDMID-HUDSONNYC PROPERROCHESTERSYRACUSEUTICAWATERTOWNWESTCHESTER
FIRST THREE DIGITS OF ZIP CODE:120-23 & 128-29140-43 & 147110 & 115-19124-27100-04 & 111-14144-46130-32 & 137-39
& 148-49
133-35136105-109
Bankers Conseco$383.56$333.75$483.39$383.56$483.39$333.75$333.75
$383.56
$333.75$333.75$383.56
$483.39
EmblemHealth Plan, Inc.$212.45
$200.95
$200.46$220.00$212.45$220.00$200.95
$200.46
$207.68
$207.68
$200.46
$212.45
$200.95
$200.95
$212.45
$200.95$220.00
$212.45
Excellus Health Plan, Inc.
(d/b/a Excellus BlueCross BlueShield)
$389.62  $389.62 $399.51
$431.27
$389.62
$399.51
$431.27
$389.62$389.62 
Excellus Health Plan, Inc.
(d/b/a Univera Healthcare)
 $471.24   $471.24$471.24   
Globe Life Insurance$274.00$274.00$329.00$274.00$329.00
$369.00
$274.00$274.00$274.00$274.00$329.00
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Cross/Blue Shield of WNY)
 $230.89   $230.89$230.89   
Highmark Western and Northeastern New York Inc.
(d/b/a Blue Shield of NNY)
$233.49  $233.49      
Humana$294.01$294.01$430.95$294.01
$364.79
$430.95$294.01$294.01$294.01$294.01$430.95
Transamerica Financial$201.21$201.21$285.05$234.75$285.05$201.21$201.21$201.21$201.21$285.05
UnitedHealthcare (AARP Program)$218.50
$219.00
$218.50$242.75$219.00$242.75$218.50$218.50
$219.00
$218.50
$219.00
$218.50$219.00
$242.75