Information on how to Contact a Housing Counselor or Attorney for Further Assistance
Contacting a Not-for-Profit Housing Counselor
Housing counselors that handle foreclosure-related issues can give you advice on your options and resources at little or no cost. They may also be able to negotiate with your lender for free and help you find free legal services in your area.
Housing counseling resources for New Yorkers include:
- New York’s Homeowner Protection Program (HOPP), which connects New Yorkers with housing counselors and legal services at no cost. Call the HOPP hotline at (855) 466-3456 or visit homeownerhelpny.com.
- You can find a list of approved non-profit housing counselors by county here, on the DFS website.
- 24-Hour assistance is available toll-free on the HOPE NOW hotline at 888-995-HOPE (888-995-4673). HOPE NOW is an alliance of HUD approved counseling agents, servicers, and investors that provide free assistance.
- If you live in New York City, you can also call 311.
If you are in a foreclosure court case, you should consult an attorney.
Seeking Legal Assistance
If you cannot afford a private attorney, resources for free or low-cost legal assistance include:
- New York’s Homeowner Protection Program (HOPP), which connects New Yorkers with housing counselors and legal services at no cost. Call the HOPP hotline at (855) 466-3456 or visit homeownerhelpny.com
- If you live in New York City, you can also call 311.
- The Legal Services Corporation website.
- LawHelp.org, an online directory of free legal service providers in New York.
- If you are in a foreclosure court case, you should consult an attorney.
You can also contact your county’s local bar association to find a referral to an attorney in your area. The New York State Bar Association’s Lawyer Referral and Information Service may also be able to refer you to an appropriate attorney for your situation.