New York State Partnership for Long Term Care Program
Please note that Partnership products are no longer available for purchase in New York State. This does not impact insureds who currently hold an active New York State Partnership policy.
In 1993, the New York State Partnership for Long Term Care was initiated in New York State to encourage more people to purchase long term care insurance policies. Those individuals who purchased a qualified Partnership policy and who meet certain requirements may obtain Medicaid coverage after the benefits under the long term care policy have been exhausted. Qualification is based on income and you may be able to retain some or all of your assets (depending on the policy purchased). The Partnership for Long Term Care website provides more information on Medicaid Eligibility.
All New York State Partnership approved policies prominently display the logo:
If you currently have a qualified New York State Partnership long term care policy and intend to move outside of New York, the benefits under the long term care policy will still be payable. The asset protection under the New York State Medicaid Program only applies if you are a New York State resident. Asset protection under the Medicaid Programs and Partnership Programs (if any) of other states may be available to the New York State Partnership insured if the other state participates in Medicaid reciprocity – you can read more about Medicaid reciprocity here. Consult the documents issued with your New York State Partnership coverage carefully concerning Medicaid reciprocity and all other matters.
For more information on the New York State Partnership for Long Term Care Program, call (888) NYS-PLTC (888-697-7582) or (518) 473-8083 or visit the Partnership for Long Term Care website.