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Medigap Plans and Rates

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Insurers Offering Medigap Insurance in New York State

Medicare Supplement Insurance Carrier and Rate Look-Up

Visit our DFS Portal and enter your zip code for a list of Medicare supplement insurance carriers and their current monthly rates.

Medicare Advantage Plans

Medicare Advantage Plans are approved and regulated by the federal government's Centers for Medicare and Medicaid Services (CMS). For information about what plans are available, plan benefits and premium rates, contact CMS directly or visit CMS Medicare website. 

Approved Standardized Medicare Supplement Benefit Plans (as of May 1, 2022)

Medicare Supplement Insurance Carrier

Pre-Ex Wait (months)

Benefit Plan Offered

A B C* D F* F+* G G+ K L M N

Aetna Life Insurance Company (Individual)

6 X X     X   X          

Bankers Conseco Life Insurance Company (Individual)

6 X X     X X X   X X X X
EmblemHealth Plan, Inc. (formerly Group Health Incorporated (GHI)) 6 X X X   X X X X       X

EmpireHealthChoice Assurance (d/b/a Empire BC (Albany Region) &
Empire BC/BS (All Other Regions)) (Individual)

6 X X     X   X         X

Excellus Health Plan, Inc. (doing business as Univera Healthcare) (Individual & Group)

6 X X X X X X X         X

Globe Life Insurance Company of New York (Individual & Group)

2 X X X X X X X X X X   X

Highmark Western and Northeastern New York Inc. (doing business as BlueShield of Northeastern New York) (Individual & Group)

6 X X X   X X X         X

Highmark Western and Northeastern New York Inc. (D/B/A BlueCross BlueShield of Western New York) (Individual & Group)

6 X X X   X X X         X

Humana Insurance Company of New York (Individual)

3 X X X   X X X X X X   X

Mutual of Omaha Insurance Company (Individual)

6 X X X X X   X       X  

Transamerica Financial Life Insurance Company (Individual & Group)

6 X X X X X   X   X X X X

UnitedHealthCare Insurance Company of New York(AARP) (Group Association)

6 X X X   X   X   X X   X

* Plans C, F and F+ are only available after January 1, 2020 to individuals who first become eligible for Medicare prior to January 1, 2020.
 

Medicare Supplement Premiums

Select from the links below to view Premium Comparison Tables of the Different Plans:

Medicare Supplement Premium Comparison Tables

(Updated May 2022)

May 2022 Premium Comparison Tables (PDF)