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Help for Homeowners and Tenants

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Mortgage Applicants: Know Your Rights

In New York State, mortgage bankers and banking organizations that offer residential mortgage services are required to provide residential mortgage applicants with information on their rights and protections pursuant to Chapter 566 of the Laws of 2024.

The pamphlet, “What Mortgage Applicants Need to Know,” is available in the following languages:

Mortgage applicants are encouraged to review this information carefully to understand their rights during the mortgage application process.

Vacant or Abandoned Properties

Watch Out for Scams and Fraud

NMLS Consumer Access to Mortgage Loan Originators List

NMLS Consumer Access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.