Mortgage Applicants: Know Your Rights
In New York State, mortgage bankers and banking organizations that offer residential mortgage services are required to provide residential mortgage applicants with information on their rights and protections pursuant to Chapter 566 of the Laws of 2024.
The pamphlet, “What Mortgage Applicants Need to Know,” is available in the following languages:
- What Mortgage Applicants Need to Know in English (PDF)
- What Mortgage Applicants Need to Know in Spanish (PDF)
- What Mortgage Applicants Need to Know in Chinese (PDF)
- What Mortgage Applicants Need to Know in Russian (PDF)
- What Mortgage Applicants Need to Know in Yiddish (PDF)
- What Mortgage Applicants Need to Know in Bengali (PDF)
- What Mortgage Applicants Need to Know in Haitian-Creole (PDF)
- What Mortgage Applicants Need to Know in Korean (PDF)
- What Mortgage Applicants Need to Know in Arabic (PDF)
- What Mortgage Applicants Need to Know in Italian (PDF)
- What Mortgage Applicants Need to Know in French (PDF)
- What Mortgage Applicants Need to Know in Polish (PDF)
- What Mortgage Applicants Need to Know in Urdu (PDF)
Mortgage applicants are encouraged to review this information carefully to understand their rights during the mortgage application process.
Vacant or Abandoned Properties
- Learn more about abandoned or vacant "zombie" property
- Report an abandoned or vacant property that is not being maintained via our Consumer Complaint form.
- Learn more about the requirements for inspecting, securing, and maintaining vacant and abandoned properties in New York.
Watch Out for Scams and Fraud
- Home Repair Scams
- Dangerous or 'Predatory' Loans
- Foreclosure Rescue Scams
- Charity Scams: What You Need to Know
- Home Equity Theft Protection Act: Your Rights Under the Law
NMLS Consumer Access to Mortgage Loan Originators List
NMLS Consumer Access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.