Step Up for Students Logo


borrower bill of rights

Student Loan Borrower Bill of Rights

Student Loan Borrowers in New York State have rights to ensure they receive the best loan servicing possible.

financial aid forms

Financing Your Education

There are a number of sources of financial aid available to you, including: grants, scholarships, federal student loans, and private student loans.

piggy bank and money

Repaying Your Student Loans

Federal Student loan repayment will start approximately 6 months after the last day of your last semester. Private student loans have their own terms regarding in school deferment and repayment plans.

Student Workshops

Step Up For Students Workshops

DFS hosts free workshops throughout New York geared toward educating students about finances and managing student loans. To learn more about our these workshops, or to schedule an event in your area, send an email to [email protected]


If you are having difficulty with a student-related financial product or service, you may file a complaint with DFS or contact our Consumer Hotline at (800) 342-3736.