Two people talking

2001 Selected Opinions of the Office of General Counsel

2001 Selected Opinions of the Office of General Counsel

SHARE

Selected Opinions of the Office of General Counsel for the Year 2001

Opinions are listed in the table below in order of Opinion Number which represents the year, month, and order issued, for example, in 01-02-04 the "01" represents 2001, the "02" represents February, and "04" refers to the 4th opinion issued in February of 2001.

Opinion NumberSubjectDate Issued
01-01-01Permitted Compensation Arrangements, Long Term Care Insurance01/02/2001
01-01-02Property Casualty Security Fund01/09/2001
01-01-03Section 3426(e)(8); Plan of orderly withdrawal; livery insurance01/09/2001
01-01-04Exclusion of Need for Adjuster's Licenses for Insurance Company Employees Adjusting Claims01/09/2001
01-01-05Cancellation of Automobile Policy for Nonpayment of Billing and Late Fees01/09/2001
01-01-06Internet Search Service Company.com01/10/2001
01-01-07Automobile Renewal and Cancellation Provisions01/11/2001
01-01-08Nonrenewal of Livery Business and Section 342601/11/2001
01-01-09Agent's Right to Request Nonpayment Cancellation01/12/2001
01-01-10Promotional Discounts01/12/2001
01-01-11N.Y. Ins. Law 5105(a) No-Fault Loss Transfer Provisions (McKinney 2000)01/12/2001
01-01-12Homeowners' Insurance and Videotaping of Home Contents01/18/2001
01-01-13Electronic Alternatives for Signing and Storing Reinsurance Contract Wordings01/19/2001
01-01-14Assignment of Insurance Certificate01/22/2001
01-01-15Insurance Department Circular Letters No. 8 (1995) and No. 15 (1997); N.Y. Ins. Law 2307(b) (McKinney 2000)01/22/2001
01-01-16Commercial Lines/Late Conditional Renewals Insurance Law Section 342601/25/2001
01-01-17Referral Fees01/25/2001
01-02-01Agency's Receipt of Policy Premiums02/02/2001
01-02-02Mortgage Guaranty Insurance02/02/2001
01-02-03Adding a New York Risk to an Out-of-State Policy Issued by an Unauthorized Insurer02/05/2001
01-02-04Service Contracts Cancellation Provisions02/05/2001
01-02-05Minors as Owners, Beneficiaries and Donees of Life Insurance Policies02/06/2001
01-02-06Corporate Insurance Broker Service Fees02/09/2001
01-02-07International Medical Insurance02/12/2001
01-02-08Commission Reductions02/12/2001
01-02-09Insurance Adjusters and Appraisers02/13/2001
01-02-10Web Site Solicitation02/12/2001
01-02-11HMO Premium Rate Regulation02/20/2001
01-02-12Limitation on Commissions and Rebating; Limited Liability Corporation as Sublicensee02/21/2001
01-02-13No-fault Benefits; PC Billing for Services Rendered by Independent Contractor Providers02/21/2001
01-02-14Disability Income Benefit Period02/23/2001
01-02-15Improper Inducements and N.Y. Ins. Law 4224 (McKinney 2000)02/26/2001
01-02-16Insurance Agency/Brokerage Subsidiaries of Credit Unions02/26/2001
01-02-17Promotional Discounts - N.Y. Ins. Law 2324 and 4224 (McKinney 2000)02/27/2001
01-02-18Regulation 169 and Group Credit Life Insurance (N.Y. Comp. Codes R. & Regs. tit. 11, 420.0–420.24 (2001) (Regulation 169))02/28/2001
01-02-19Jurisdiction of the Insurance Department over Life Insurance Policies Issued to a Native American Tribe02/02/2001
01-02-20Health Insurance; Co-payments02/06/2001
01-03-01Solicitation by a Non-licensee & N.Y. Ins. Law 2101(a) & (c), 2102, 2115, & 211603/01/2001
01-03-02Reinsurance Intermediary03/01/2001
01-03-03Permissible Activities of Unlicensed Officer and Employees of Licensed Agents03/05/2001
01-03-04Life Insurance Forms Filing License03/05/2001
01-03-05Standard Fire Insurance Policy: Appraisal03/06/2001
01-03-06Disclosure of Nonpublic Personal Financial Information (N.Y. Comp. Codes R. & Reg. tit. 11, 420.0 - 420.24 (2001) (Reg. 169)03/06/2001
01-03-07Production Requirements by a Licensed Life Insurance Company for its Licensed Life Insurance Agents03/06/2001
01-03-08Viatical Settlement Companies and Brokers, and Regulation 16903/07/2001
01-03-09Independent Adjuster, Casualty03/08/2001
01-03-10No-Fault Medical Examinations03/12/2001
01-03-11Automobile Physical Damage Total Loss Claims03/12/2001
01-03-12Non-Resident Licensing Requirements for Marketing Legal Services Insurance, Circular Letter No. 8 (2000)03/14/2001
01-03-13Doing an Insurance Business Pursuant to N.Y. Ins. Law 1101 (McKinney 2000)03/15/2001
01-03-14Insurance Law 3426 and "Free Look"03/20/2001
01-03-15Payment of Insurance Premiums Through the Internet03/21/2001
01-03-16Compensation for Customer Lists03/21/2001
01-03-17Interpretation of Regulation 16903/21/2001
01-03-18Duty to Pay No-Fault Benefits When there is Belief of Fraud03/27/2001
01-03-19Subsidiaries' use of Parent Company's Name in Advertising03/29/2001
01-03-20Payment of a Referral Fee to a Non-Licensee for Referring Clients who may Purchase Life Insurance03/29/2001
01-03-21Charging of Administrative Fee to Patients for Collection of Co-Payment03/30/2001
01-03-22Permissible Duties of Unlicensed Employees of an Insurer03/30/2001
01-04-01Health Provider, Assumption of Risk04/04/2001
01-04-02Managed Care Contracts, Coverage of Psychological Services04/05/2001
01-04-03Charging of Fees by Insurance Agents and Brokers04/05/2001
01-04-04Medical Malpractice Insurance Rates04/05/2001
01-04-05Licensing of Non-resident Limited Liability Partnerships as Insurance Brokers in New York State04/05/2001
01-04-06Settlements of Total Loss Motor Vehicle Damage Claims N.Y. Comp. Codes R. & Regs. tit. 11, 216.7 (c)(1)(iv) (2000) (Regulation 64)04/05/2001
01-04-07Dividend Information for Domestic P & C Stock Company04/05/2001
01-04-08Inclusion of Bad Faith and Punitive Damage Awards or Settlements Against Insurers in Private Passenger Automobile Insurance Rate Base04/06/2001
01-04-09Provision of Managed Behavioral Healthcare Services, Licensure as Independent Adjuster04/09/2001
01-04-10Interpretation of Regulation 169 and Financial Guaranty Insurers04/10/2001
01-04-11Interpretation of Regulation 169 and Section 342504/10/2001
01-04-12Accident & Health Insurance, Independent Adjusters04/11/2001
01-04-13Broker of Record Letters04/11/2001
01-04-14No Physical Presence in NY Requirement for Foreign Insurers04/12/2001
01-04-15Termination of Credit Life Insurance Policy by Bank04/13/2001
01-04-16New York Insurance Department Privacy Regulation, Prepaid Health Service Plans04/16/2001
01-04-17Licensing Requirements for Independent Adjusters04/17/2001
01-04-18Theater Ticket Insurance Program04/18/2001
01-04-19Requirements for Filing Actuarial Opinions with Annual Statements for Property/Casualty Insurance Companies04/20/2001
01-04-20Health Benefit Continuation Requirements for a Church Plan04/20/2001
01-04-21Financial Statement Filings and Accounting Practices and Procedures, Prepaid Health Service Plans04/25/2001
01-04-22Use of Electronic Commerce in Excess Line Transactions04/26/2001
01-04-23Rebating: Life, Accident & Health Insurance04/26/2001
01-04-24Medical Malpractice Self-Insurance04/26/2001
01-04-25Licensing of Limited Liability Partnerships and Limited Liability Companies as Insurance Brokers in New York State04/27/2001
01-04-26Notices Under N.Y. Comp. Codes R. & Regs. tit. 11 420.3 (Reg. 169)04/30/2001
01-04-27Limitation on Commissions and Rebating04/05/2001
01-05-01No-Fault Inter-Company Loss Transfer05/02/2001
01-05-02Workers' Compensation Insurance: "Black car" and "Silver car" Operations05/03/2001
01-05-03Filing of Financial Reports by Insurers and by Controlled Insurers of Holding Companies05/04/2001
01-05-04Regulation 169: Company in Run-off Status05/04/2001
01-05-05N.Y. Comp. Codes, R. & Regs. tit. 11 420.17 (Reg. 169); Disclosure of Health Information05/04/2001
01-05-06Discovery of Insurer Documents In Possession of Insurer05/07/2001
01-05-07Agent Commissions When the Agent's License Expires05/07/2001
01-05-08Corporate Independent Adjuster's License05/08/2001
01-05-09Reg. 169: Mailing of Notices05/09/2001
01-05-10Acquisition of Interest in Insurance Holding Company05/09/2001
01-05-11Certificates of Insurance05/11/2001
01-05-12Formation of Joint Venture/Title Agent by Real Estate Entity and Title Insurance Corporation05/11/2001
01-05-13Service Fees by Repairers Under Service Contracts05/14/2001
01-05-14Automobile Insurance Rates05/14/2001
01-05-15External Appeals05/15/2001
01-05-16Mortgage Guaranty Insurance05/15/2001
01-05-17Named Driver Exclusion in Commercial Automobile Liability Insurance Policy05/15/2001
01-05-18Sales Representatives and Insurance Agent's License05/16/2001
01-05-19Soliciting Existing Customers to Refinance Mortgages05/16/2001
01-05-20No Conflict of Interest with Independent Adjustment Subsidiary05/16/2001
01-05-21Coverage of Cost for Enteral Formulas05/18/2001
01-05-22Pre-existing Condition and N.Y. Ins. Law 4318 (a) and (b) (McKinney 2000)05/21/2001
01-05-23Mechanical Breakdown Insurance05/22/2001
01-05-24Monument "Warranty" Plan05/23/2001
01-05-25Assessment Corporation Licensing Issues05/02/2001
01-05-26N.Y. Comp. Codes R. & Regs. tit. 11 420 (2001) (Reg. 169) Notice Requirements05/22/2001
01-05-27Ambulance Subscription Plan05/29/2001
01-05-28Nonpayment Cancellation Notice05/23/2001
01-06-01Regulation 169 - Privacy Notices06/04/2001
01-06-02Advertising by an Insurance Agency06/05/2001
01-06-03No-Fault Benefits06/07/2001
01-06-04Medical Malpractice Self-Insurance06/07/2001
01-06-05Sharing of Data Processing Systems Containing Nonpublic Personal Health Information (Regulation 169)06/07/2001
01-06-06Certificates of Insurance06/11/2001
01-06-07No-Fault Health Service Reimbursement06/11/2001
01-06-08Certified Capital Company (CAPCO) Tax Law Classification06/11/2001
01-06-09Dividend Plans for Workers' Compensation06/14/2001
01-06-10Dental Services06/15/2001
01-06-11New York Insurance Department Privacy Regulation, Prepaid Health Service Plans06/18/2001
01-06-12Use of Social Security Number on NYAIP Applications06/18/2001
01-06-15Bail Bond Business and N.Y. Ins. Law 6802 (McKinney 2000)06/19/2001
01-06-16Compliance with Regulation 169-Privacy of Consumer Financial and Health Information06/21/2001
01-06-17Exemption of Proceeds of Variable Annuities from Inclusion in Court Settlements06/21/2001
01-06-18Rebate to Lender or its Attorney of Title Premium Paid by Borrower06/22/2001
01-06-19New York Automobile Insurance Plan and Service Fees for Faxed Checks06/25/2001
01-06-20Applicability of Insurance Fraud Provisions of N.Y. Penal Law 176.05 (McKinney 1999 & Supp 2001) to Self-Insured Municipalities.06/25/2001
01-06-21Credit Card Premium Payment06/26/2001
01-06-22Title Insurers and N.Y. Comp. Codes R. & Regs. tit. 11 420.0 and 420.24 (Reg. 169) (2001)06/26/2001
01-06-23Privacy Regulation (Regulation 169); Services for Licensee; Terminated Agents06/28/2001
01-06-24Internet Web Site06/20/2001
01-06-25Open Cargo Insurance Policy06/22/2001
01-06-26Website Arrangement06/26/2001
01-06-27Insurance Quotations and N.Y. Comp. Codes R. & Regs. tit. 11 420.0- 420.24 (2001) (Reg. 169).06/27/2001
01-06-28CAPCO Program06/27/2001
01-06-29Section 4228(h) of the Insurance Law06/29/2001
01-06-30Indeterminate Premium Policies and Universal Life Insurance Policies - Approval Process and Profit Margins06/29/2001
01-06-31Regulation 169 and Sharing of Third Party Claimant's Information Between the Insurer and its Agent06/05/2001
01-06-32Information About Possible Violations of Insurance Department Regulations 64, 68 and 78 Provided by an Insurance Company Employee Who Wishes to Remain Anonymous06/12/2001
01-06-33Applicability of Exemptions From Licensing as an Independent Adjuster under N.Y. Insurance Law 2101(g)(1)06/26/2001
01-06-34Insurance Company's Retention of Medical Information06/29/2001
01-06-35Regulation 169 (Privacy)06/29/2001
01-06-36Independent Adjusting Claims for Pet Insurance06/29/2001
01-06-37COBRA Continuation Coverage, Collection of Premium06/27/2001
01-06-38Bank Insurance Sales Activity06/19/2001
01-07-01Stolen Vehicle Tracking & Recovery System07/02/2001
01-07-02Insurance Brokers and Regulation 16907/02/2001
01-07-03Service Contract Reimbursement Insurance and Risk Retention Groups07/06/2001
01-07-04Independent Adjuster's Contact with Claimant Represented by Counsel07/12/2001
01-07-05Notice of Claim to Self-insurer and Demand for Arbitration07/12/2001
01-07-06Maintenance Agreements, Service Contracts and Warranties07/13/2001
01-07-07Reimbursement Insurance for Fuel Oil Dealer's Service Contracts; Residential Environmental Protection Insurance07/17/2001
01-07-08Responsibility for Unpaid Premiums07/18/2001
01-07-09Group Health Insurance for Directors of Limited Liability Company07/24/2001
01-07-10Out-of-Office Solicitation by Unlicensed Employees of Licensed Insurance Broker07/27/2001
01-07-11Insurance Operations of Subsidiaries of Out-of-State Banks07/30/2001
01-07-12Offering of a Variable Annuity Product Approved in New Jersey but not in New York to a New York Resident07/31/2001
01-07-13Regulation 60 and Replacements of Annuity Contracts.07/11/2001
01-07-14Retroactive Application of Changes Made to Regulation 16907/17/2001
01-08-01Issuance of Mandatorily Exchangeable Preferred Stock08/02/2001
01-08-02Errors and Omissions (E&O) Coverage for Insurers08/03/2001
01-08-03Revocation of Domestic Insurer's license08/03/2001
01-08-04Health Insurance Coverage for Midwifery Services08/13/2001
01-08-05Flexible Premium Variable Life Form08/10/2001
01-08-06License and Service Agreement08/10/2001
01-08-07N.Y. Comp. Codes R. and Regs. tit. 11 420.0 – 420.24 (2001) (Reg. 169) and Claims Processing08/03/2001
01-08-08Sharing of Commissions or Fees by Licensed Insurance Brokers08/06/2001
01-08-09Cancellation of Personal Umbrella Liability Policies08/07/2001
01-08-11Certificates of Insurance for Excess Lines Insurance08/14/2001
01-08-12Auto Insurance Exclusion Based on Age of Driver08/22/2001
01-08-13Cancellation Provisions Regarding Animal Insurance08/22/2001
01-08-14Coverage of Congenital Dental Condition08/14/2001
01-08-15Insurance Consultant Definition and Annuities08/17/2001
01-08-16Health Insurance Coverage, Domestic Partners08/24/2001
01-08-17Proposed CAPCO Investment08/28/2001
01-08-18Theft Deterrent Discount Program08/29/2001
01-08-19Life Settlement Contracts in New York08/29/2001
01-08-20Gap Insurance and Gap Waiver Programs08/30/2001
01-08-21Regulation 169; Disclosure to Lienholders, Mortgagees, etc.08/31/2001
01-08-22N.Y. Ins. Law 4224 (McKinney 2000), Discrimination and Rebating08/31/2001
01-08-23Corporate Independent Adjuster's Licensing Requirements08/31/2001
01-08-24Agency Owner's Ability to Rescind an Application for Coverage Accepted by Agent08/02/2001
01-08-25Registration and Supervision of Satellite Offices08/10/2001
01-08-26Reinsurers and Compliance with Reg. 169 (11NYCRR 420)08/13/2001
01-08-27Medical and Professional Liability Insurance Rates08/14/2001
01-08-28Medical Authorization and Release08/14/2001
01-08-29Medical Malpractice Insurance, Excess Coverage08/14/2001
01-08-30Business Insurance Plan Insurance Dept. Reg. No. 135 (11 NYCRR 153)08/17/2001
01-08-31Multiple Employer Health Insurance Trust08/17/2001
01-08-32Limits of Liability Policies for Vehicles For-Hire08/22/2001
01-08-33Animal Insurance08/29/2001
01-08-34Leasing of Rental Space by an Insurance Agency from a Financial Institution08/31/2001
01-09-01New York State Insurance Department Personal Auto Liability and Physical Damage Coverage Form Filing Checklist09/05/2001
01-09-02Licensing of Consultants09/05/2001
01-09-03Contracts for Home Health Services09/10/2001
01-09-04Insured's Representative's Examination Under Oath09/10/2001
01-09-05Interpretation of Circular Letter No. 21 (2001) and 342509/17/2001
01-09-06"Stale Claims"09/20/2001
01-09-07Revised Discount "Total Loss Protection" Program09/21/2001
01-09-08Advertisements of Accident and Health Insurance09/21/2001
01-09-09Legal Services Insurance09/26/2001
01-09-10Fully Earned Premium09/05/2001
01-09-11Domestic Partner Eligibility09/07/2001
01-09-12Survey Exception in a New York State Land Title Insurance Policy09/24/2001
01-09-13Fees for Bail Bond09/25/2001
01-10-01Disclosure Statements for Life Insurance Policies and Annuity Contracts and the Prior Approval Process10/02/2001
01-10-02Conflict Between N.Y. Insurance Law 2502(a)(2) (McKinney 2000) and the federal Real Estate Settlement Procedures Act of 1974 (RESPA)10/02/2001
01-10-03Copy Fees for Verification Requests10/05/2001
01-10-04Self-Funded Church Plan, Continuation Requirements10/09/2001
01-10-05Settlements of Total Loss Motor Vehicle Damage Claims10/09/2001
01-10-06Service Contracts/Warranties10/10/2001
01-10-07Use of Social Security Number on Insurance Policies10/10/2001
01-10-08Insurer's Denial of Coverage to Uncompensated Director10/11/2001
01-10-09Countersignature by resident licensed agent for sale of marine insurance10/11/2001
01-10-10Enrollment of New York Employees by Unauthorized Insurer and/or Representative of Such Insurer10/12/2001
01-10-11Warranty required by DOT10/12/2001
01-10-12Fraud and Misrepresentation Endorsement10/12/2001
01-10-13Appointment of Insurance Agents Electronically and Licensing of Life Insurance Brokers10/12/2001
01-10-14N.Y. Ins. Law 3212 (b) (McKinney 2000)10/16/2001
01-10-15No-Fault Additional Verification10/18/2001
01-10-16Homeowners Insurance Policy and Pollution Exclusion10/22/2001
01-10-17Title Insurance N.Y. Ins. Law 6409(d)(McKinney 2000)10/19/2001
01-10-18Health Claims Interest Rate10/23/2001
01-10-19Leased Employees, Provision of Health Benefits10/24/2001
01-10-20Inclusion of a Release in a Proof of Loss Form10/26/2001
01-10-21Office of General Counsel Opinions 90-1 and 91-5610/30/2001
01-10-22Statute of Limitations in a Subrogation Suit Involving Property Damage Caused by a Fire10/12/2001
01-10-23Proposal by XYZ to Form a Not-for-profit Corporation to Act as its Insurance Broker10/24/2001
01-11-01Viatical Settlements11/02/2001
01-11-02Binder as Evidence of Coverage11/02/2001
01-11-03GIC-backed LYONS11/04/2001
01-11-04Insurer's Proposal: Tiering by Individual Vehicle11/05/2001
01-11-05Third Party Administrators11/05/2001
01-11-06Fraud Warning Statement on Automobile Repair Appraisal Claim Forms11/07/2001
01-11-07N.Y. Ins. Law 2324 (McKinney 2000) and Free Cellular Phone Device11/07/2001
01-11-08New York State National Guard, Accident & Health Insurance Coverage11/07/2001
01-11-09Definition of "Replacement Cost" as Applied to Property Insurance in Connection with Mortgage Loans11/07/2001
01-11-10Retention Requirements of an Excess Line Broker Pursuant to N.Y. Ins. Law 2119(c) (McKinney 2000)11/07/2001
01-11-11Acquisition of Control of a Registered Controlled Domestic Insurer11/08/2001
01-11-12Legal Inquiry about Unauthorized Insurers11/08/2001
01-11-13Life Insurance Company Guaranty Corporation of New York11/08/2001
01-11-14Late Conditional Renewal Under N.Y. Ins. Law 342611/09/2001
01-11-15Regulation 125 and Place of Business11/13/2001
01-11-16Causal Connection Between the Policy Exclusion and the Loss11/13/2001
01-11-17Agent's Disclosure of Information to Another Insurer N.Y. Comp. Codes R. & Regs. tit. 11, 420.0-420.24 (2001) (Reg. 169)11/13/2001
01-11-18Office of General Counsel Withdrawal of Opinion 99-3711/15/2001
01-11-19Proposed CAPCO Investment11/15/2001
01-11-20N.Y. Ins. Law 4224 and Rebating11/16/2001
01-11-21Title Insurance Policy Coverage11/16/2001
01-11-22Financial Guaranty Insurance11/16/2001
01-11-23Domestic Partners Coverage in Health Insurance Family Contracts11/19/2001
01-11-24Medicare+Choice (M+C) Provider Sponsored Organization (PSO), New York State Licensing11/20/2001
01-11-25Certificates of Insurance - Filing Of11/21/2001
01-11-26Certificates of Insurance - Backdating11/26/2001
01-11-27Private Disability Exemptions Under Section 3212 of the Insurance Law11/26/2001
01-11-28N.Y. Comp. Codes R. & Regs. tit. 11, 420.0- 420.24 (2001) and Group Self-Insurance Trusts11/26/2001
01-11-29Workers' Compensation Insurance, Issuance on a Quasi-Group Basis11/27/2001
01-11-30Accident and Health Insurance Agent and Certificate of Appointment11/27/2001
01-11-31N.Y. Ins. Law 1405 (McKinney 2000) - Life Insurer Investment in Real Estate11/27/2001
01-11-32Sharing of Commissions11/29/2001
01-11-33Self-Funded Church Plans11/29/2001
01-11-34Conditional Renewal Notice and N.Y. Ins. Law 342611/15/2001
01-12-01Proposed CAPCO Acquisition12/03/2001
01-12-02Insurance Department Regulation 35-D Supplementary Uninsured/Underinsured Motorists Coverage/Arbitration12/03/2001
01-12-03Circular Letter 29 (2001)12/04/2001
01-12-04Title Insurance N.Y. Ins. Law 6409(d) (McKinney 2000)12/04/2001
01-12-05Vehicle Title Insurance Policies12/04/2001
01-12-06Third Amendment to Regulation 29 (N.Y. Comp. Codes R. & Regs. tit. 11, Part 20 (2001))12/05/2001
01-12-07Individual Health Insurance Policies: Out-patient vs. In-patient Services12/06/2001
01-12-08Service of Process/Unauthorized Insurer12/07/2001
01-12-09Directors and Officers liability insurance policy extended reporting period coverage12/07/2001
01-12-10Premium Audits12/07/2001
01-12-11Warranty Reimbursement12/12/200
01-12-12Legality of Sales Commission Calculation for Insurance Sales Agent12/13/200
01-12-13Services of an Assistant Surgeon12/14/2001
01-12-14Sharing Commissions Between Life/Health Insurance Agents12/14/2001
01-12-15Cancellation of Long Term Care (LTC)- Type Insurance Policies12/14/2001
01-12-16Insurer's Obligation to do Business with a Specific Insurance Broker12/14/2001
01-12-17Health Care Professional Termination by Insurer12/14/2001
01-12-18Contractual Liability12/17/2001
01-12-19CAPO Investment Limitation12/18/2001
01-12-20Title Insurance - Reverse Mortgage12/18/2001
01-12-21Alleged Conflict Between N.Y. Ins. Law and Gramm-Leach-Bliley Act12/19/2001
01-12-22Insurance Coverage Under a Family Medical Plan for a Common Law Spouse and Children Born Prior to the Common Law Marriage12/20/2001
01-12-23Requirement of Patient's Original Signature on HCFA Forms12/24/2001
01-12-24Eligibility for Group Health Insurance12/26/2001
01-12-25Long-term care insurance Guaranty Fund Protection12/27/2001
01-12-26Credit Card and E-Check Transaction Fees12/28/2001
01-12-27Primary Medical Coverage to Replace Medicare12/28/2001