Selected Opinions of The Office of General Counsel For The Year of 2001

  • The selected opinions are listed in the table below in Opinion Number order.
  • There are three columns. The column headings are Opinion Number, Subject and Date Issued.
  • The Opinion Number represents the year, the month, and then the order posted. For example, in 06-04-15 the "06" represents 2006, the "04" represents April, and the "15" refers to the 15th opinion for April 2006. Opinions within a particular month are not necessarily in chronological order.
  • Each opinion title under Subject is a link to the actual opinion.
  • Date Issued is displayed in mm/dd/yyyy format.
  • You can "jump" to a particular month using the month navigation link set after (below) this sentence.

January | February | March | April | May | June | July | August | September | October | November | December

Opinion NumberSubjectDate Issued
01-01-01Permitted Compensation Arrangements, Long Term Care Insurance01/02/2001
01-01-02Property Casualty Security Fund01/09/2001
01-01-03Section 3426(e)(8); Plan of orderly withdrawal; livery insurance01/09/2001
01-01-04Exclusion of Need for Adjuster's Licenses for Insurance Company Employees Adjusting Claims01/09/2001
01-01-05Cancellation of Automobile Policy for Nonpayment of Billing and Late Fees01/09/2001
01-01-06Internet Search Service Company.com01/10/2001
01-01-07Automobile Renewal and Cancellation Provisions01/11/2001
01-01-08Nonrenewal of Livery Business and Section 342601/11/2001
01-01-09Agent's Right to Request Nonpayment Cancellation01/12/2001
01-01-10Promotional Discounts01/12/2001
01-01-11N.Y. Ins. Law 5105(a) (McKinney 2000)01/12/2001
01-01-12Homeowners' Insurance and Videotaping of Home Contents01/18/2001
01-01-13Electronic Alternatives for Signing and Storing Reinsurance Contract Wordings01/19/2001
01-01-14Assignment of Insurance Certificate01/22/2001
01-01-15Insurance Department Circular Letters No. 8 (1995) and No. 15 (1997); N.Y. Ins. Law 2307(b) (McKinney 2000)01/22/2001
01-01-16Commercial Lines/Late Conditional Renewals Insurance Law Section 342601/25/2001
01-01-17Referral Fees01/25/2001
   
01-02-01Agency's Receipt of Policy Premiums02/02/2001
01-02-02Mortgage Guaranty Insurance02/02/2001
01-02-03Adding a New York risk to an out of state policy issued by an unauthorized insurer02/05/2001
01-02-04Service Contracts Cancellation Provisions02/05/2001
01-02-05Minors as Owners, Beneficiaries and Donees of Life Insurance Policies02/06/2001
01-02-06Corporate Insurance Broker Service Fees02/09/2001
01-02-07International Medical Insurance02/12/2001
01-02-08Commission Reductions02/12/2001
01-02-09Insurance Adjusters and Appraisers02/13/2001
01-02-10Web Site Solicitation02/12/2001
01-02-11HMO Premium Rate Regulation02/20/2001
01-02-12Limitation on commissions and rebating; limited liability corporation as sublicensee02/21/2001
01-02-13No-fault benefits; PC billing for services rendered by independent contractor providers02/21/2001
01-02-14Disability Income Benefit Period02/23/2001
01-02-15Improper Inducements and N.Y. Ins. Law 4224 (McKinney 2000)02/26/2001
01-02-16Insurance Agency/Brokerage Subsidiaries of Credit Unions02/26/2001
01-02-17Promotional Discounts - N.Y. Ins. Law 2324 and 4224 (McKinney 2000)02/27/2001
01-02-18Regulation 169 and Group Credit Life Insurance (N.Y. Comp. Codes R. & Regs. tit. 11, 420.0–420.24 (2001) (Regulation 169))02/28/2001
01-02-19Jurisdiction of the Insurance Department over Life Insurance Policies Issued to an Native American Tribe02/02/2001
01-02-20Health Insurance; Co-payments02/06/2001
   
01-03-01Solicitation by a Non-licensee & N.Y. Ins. Law 2101(a) & (c), 2102, 2115, & 211603/01/2001
01-03-02Reinsurance Intermediary03/01/2001
01-03-03Permissible Activities of Unlicensed Officer and Employees of Licensed Agents03/05/2001
01-03-04Life Insurance Forms Filing License03/05/2001
01-03-05Standard Fire Insurance Policy: Appraisal03/06/2001
01-03-06Disclosure of Nonpublic Personal Financial Information (N.Y. Comp. Codes R. & Reg. tit. 11, 420.0 - 420.24 (2001) (Reg. 169)03/06/2001
01-03-07Production requirements by a licensed life insurance company for its licensed life insurance agents03/06/2001
01-03-08Viatical Settlement Companies and Brokers, and Regulation 16903/07/2001
01-03-09Independent Adjuster, Casualty03/08/2001
01-03-10No-Fault Medical Examinations03/12/2001
01-03-11Automobile Physical Damage Total Loss Claims03/12/2001
01-03-12Non-Resident Licensing Requirements for Marketing Legal Services Insurance, Circular Letter No. 8 (2000)03/14/2001
01-03-13Doing an Insurance Business Pursuant to N.Y. Ins. Law 1101 (McKinney 2000)03/15/2001
01-03-14Insurance Law 3426 and "Free Look"03/20/2001
01-03-15Payment of Insurance Premiums through the Internet03/21/2001
01-03-16Compensation for Customer Lists03/21/2001
01-03-17Interpretation of Regulation 16903/21/2001
01-03-18Duty to Pay No-Fault Benefits When there is Belief of Fraud03/27/2001
01-03-19Subsidiaries’ use of Parent Company's Name in Advertising03/29/2001
01-03-20Payment of a Referral Fee to a Non-Licensee for Referring Clients who may Purchase Life Insurance03/29/2001
01-03-21Charging of Administrative Fee to Patients for Collection of Co-Payment03/30/2001
01-03-22Permissible Duties of Unlicensed Employees of an Insurer03/30/2001
   
01-04-01Health Provider, Assumption of Risk04/04/2001
01-04-02Managed Care Contracts, Coverage of Psychological Services04/05/2001
01-04-03Charging of Fees by Insurance Agents and Brokers04/05/2001
01-04-04Medical Malpractice Insurance Rates04/05/2001
01-04-05Licensing of Non-resident Limited Liability Partnerships as Insurance Brokers in New York State04/05/2001
01-04-06Settlements of Total Loss Motor Vehicle Damage Claims N.Y. Comp. Codes R. & Regs. tit. 11, 216.7 (c)(1)(iv) (2000) (Regulation 64)04/05/2001
01-04-07Dividend Information for Domestic P & C Stock Company04/05/2001
01-04-08Inclusion of bad faith and punitive damage awards or settlements against insurers in private passenger automobile insurance rate base04/06/2001
01-04-09Provision of Managed Behavioral Healthcare Services, Licensure as Independent Adjuster04/09/2001
01-04-10Interpretation of Regulation 169 and Financial Guaranty Insurers04/10/2001
01-04-11Interpretation of Regulation 169 and Section 342504/10/2001
01-04-12Accident & Health Insurance, Independent Adjusters04/11/2001
01-04-13Broker of Record Letters04/11/2001
01-04-14No Physical Presence in NY Requirement for Foreign Insurers04/12/2001
01-04-15Termination of Credit Life Insurance Policy by Bank04/13/2001
01-04-16New York Insurance Department Privacy Regulation, Prepaid Health Service Plans04/16/2001
01-04-17Licensing Requirements for Independent Adjusters04/17/2001
01-04-18Theater ticket insurance program04/18/2001
01-04-19Requirements for Filing Actuarial Opinions with Annual Statements for Property/Casualty Insurance Companies04/20/2001
01-04-20Health Benefit Continuation Requirements for a Church Plan04/20/2001
01-04-21Financial Statement Filings and Accounting Practices and Procedures, Prepaid Health Service Plans04/25/2001
01-04-22Use of electronic commerce in excess line transactions04/26/2001
01-04-23Rebating: Life, Accident & Health Insurance04/26/2001
01-04-24Medical Malpractice Self-Insurance04/26/2001
01-04-25Licensing of Limited Liability Partnerships and Limited Liability Companies as Insurance Brokers in New York State04/27/2001
01-04-26Notices Under N.Y. Comp. Codes R. & Regs. tit. 11 420.3 (Reg. 169)04/30/2001
01-04-27Limitation on Commissions and Rebating04/05/2001
   
01-05-01No-Fault Inter-Company Loss Transfer05/02/2001
01-05-02Workers' Compensation Insurance: "Black car" and "Silver car" Operations05/03/2001
01-05-03Filing of Financial Reports by Insurers and by Controlled Insurers of Holding Companies05/04/2001
01-05-04Regulation 169: Company in Run-off Status05/04/2001
01-05-05N.Y. Comp. Codes, R. & Regs. tit. 11 420.17 (Reg. 169); Disclosure of Health Information05/04/2001
01-05-06Discovery of Insurer Documents In Possession of Insurer05/07/2001
01-05-07Agent Commissions When the Agent's License Expires.05/07/2001
01-05-08Corporate Independent Adjuster's License05/08/2001
01-05-09Reg. 169: Mailing of Notices05/09/2001
01-05-10Acquisition of Interest in Insurance Holding Company05/09/2001
01-05-11Certificates of Insurance05/11/2001
01-05-12Formation of Joint Venture/Title Agent by Real Estate Entity and Title Insurance Corporation05/11/2001
01-05-13Service Fees by Repairers Under Service Contracts05/14/2001
01-05-14Automobile Insurance Rates05/14/2001
01-05-15External Appeals05/15/2001
01-05-16Mortgage Guaranty Insurance05/15/2001
01-05-17Named Driver Exclusion in Commercial Automobile Liability Insurance Policy05/15/2001
01-05-18Sales Representatives and Insurance Agent's License05/16/2001
01-05-19Soliciting Existing Customers to Refinance Mortgages05/16/2001
01-05-20No Conflict of Interest with Independent Adjustment Subsidiary05/16/2001
01-05-21Coverage of Cost for Enteral Formulas05/18/2001
01-05-22Pre-existing Condition and N.Y. Ins. Law 4318 (a) and (b) (McKinney 2000)05/21/2001
01-05-23Mechanical Breakdown Insurance05/22/2001
01-05-24Monument "Warranty" Plan05/23/2001
01-05-25Assessment Corporation Licensing Issues05/02/2001
01-05-26N.Y. Comp. Codes R. & Regs. tit. 11 420 (2001) (Reg. 169) Notice Requirements05/22/2001
01-05-27Ambulance Subscription Plan05/29/2001
01-05-28Nonpayment Cancellation Notice05/23/2001
   
01-06-01Regulation 169 - Privacy Notices06/04/2001
01-06-02Advertising by an Insurance Agency06/05/2001
01-06-03No-Fault Benefits06/07/2001
01-06-04Medical Malpractice Self-Insurance06/07/2001
01-06-05Sharing of Data Processing Systems Containing Nonpublic Personal Health Information (Regulation 169)06/07/2001
01-06-06Certificates of Insurance06/11/2001
01-06-07No-Fault Health Service Reimbursement06/11/2001
01-06-08Certified Capital Company ("CAPCO") Tax Law Classification06/11/2001
01-06-09Dividend Plans for Workers’ Compensation06/14/2001
01-06-10Dental Services06/15/2001
01-06-11New York Insurance Department Privacy Regulation, Prepaid Health Service Plans06/18/2001
01-06-12Use of Social Security Number on NYAIP Applications06/18/2001
01-06-15Bail Bond Business and N.Y. Ins. Law 6802 (McKinney 2000)06/19/2001
01-06-16Compliance with Regulation 169-Privacy of Consumer Financial and Health Information06/21/2001
01-06-17Exemption of Proceeds of Variable Annuities from Inclusion in Court Settlements06/21/2001
01-06-18Rebate to Lender or its Attorney of Title Premium Paid by Borrower06/22/2001
01-06-19New York Automobile Insurance Plan and Service Fees for Faxed Checks06/25/2001
01-06-20Applicability of insurance fraud provisions of N.Y.Penal Law 176.05 (McKinney 1999 & Supp 2001) to Self-Insured Municipalities.06/25/2001
01-06-21Credit Card Premium Payment06/26/2001
01-06-22Title Insurers and N.Y. Comp. Codes R. & Regs. tit. 11 420.0 – 420.24 (Reg. 169) (2001)06/26/2001
01-06-23Privacy Regulation (Regulation 169); Services for Licensee; Terminated Agents06/28/2001
01-06-24Internet Web Site06/20/2001
01-06-25Open Cargo Insurance Policy06/22/2001
01-06-26Website Arrangement06/26/2001
01-06-27Insurance Quotations and N.Y. Comp. Codes R. & Regs. tit. 11 420.0- 420.24 (2001) (Reg. 169).06/27/2001
01-06-28CAPCO Program06/27/2001
01-06-29Section 4228(h) of the Insurance Law06/29/2001
01-06-30Indeterminate Premium Policies and Universal Life Insurance Policies - Approval Process and Profit Margins06/29/2001
01-06-31Regulation 169 and Sharing of Third Party Claimant's Information Between the Insurer and its Agent06/05/2001
01-06-32Information about possible violations of the Insurance Department Regulations 64, 68 and 78 provided by an insurance company employee who wishes to remain anonymous06/12/2001
01-06-33Applicability of Exemptions From Licensing as an Independent Adjuster under N.Y. Insurance Law 2101(g)(1)06/26/2001
01-06-34Insurance Company's Retention of Medical Information06/29/2001
01-06-35Regulation 169 (Privacy)06/29/2001
01-06-36Independent Adjusting Claims for Pet Insurance06/29/2001
01-06-37COBRA Continuation Coverage, Collection of Premium06/27/2001
01-06-38Bank Insurance Sales Activity06/19/2001
   
01-07-01Stolen Vehicle Tracking & Recovery System07/02/2001
01-07-02Insurance Brokers and Regulation 16907/02/2001
01-07-03Service contract reimbursement insurance and Risk retention groups07/06/2001
01-07-04Independent Adjuster's Contact with Claimant Represented by Counsel07/12/2001
01-07-05Notice of Claim to Self-insurer and Demand for Arbitration07/12/2001
01-07-06Maintenance Agreements, Service Contracts and Warranties07/13/2001
01-07-07Reimbursement Insurance for Fuel Oil Dealer's Service Contracts; Residential Environmental Protection Insurance07/17/2001
01-07-08Responsibility for Unpaid Premiums07/18/2001
01-07-09Group Health Insurance for Directors of Limited Liability Company07/24/2001
01-07-10Out-of-Office Solicitation by Unlicensed Employees of Licensed Insurance Broker07/27/2001
01-07-11Insurance Operations of Subsidiaries of Out-of-State Banks07/30/2001
01-07-12Offering of a Variable Annuity Product Approved in New Jersey but not in New York to a New York Resident07/31/2001
01-07-13Regulation 60 and Replacements of Annuity Contracts.07/11/2001
01-07-14Retroactive Application of Changes Made to Regulation 16907/17/2001
   
01-08-01Issuance of Mandatorily Exchangeable Preferred Stock08/02/2001
01-08-02Errors and Omissions ("E & O") Coverage for Insurers08/03/2001
01-08-03Revocation of Domestic Insurer's license08/03/2001
01-08-04Health Insurance Coverage for Midwifery Services08/13/2001
01-08-05Flexible Premium Variable Life Form08/10/2001
01-08-06License and Service Agreement08/10/2001
01-08-07N.Y. Comp. Codes R. & Regs. tit. 11 420.0 – 420.24 (2001) (Reg. 169) and Claims Processing08/03/2001
01-08-08Sharing of Commissions or Fees by Licensed Insurance Brokers08/06/2001
01-08-09Cancellation of Personal Umbrella Liability Policies08/07/2001
01-08-11Certificates of Insurance for Excess Lines Insurance08/14/2001
01-08-12Auto Insurance Exclusion Based on Age of Driver08/22/2001
01-08-13Cancellation Provisions Regarding Animal Insurance08/22/2001
01-08-14Coverage of Congenital Dental Condition08/14/2001
01-08-15Insurance Consultant Definition and Annuities08/17/2001
01-08-16Health Insurance Coverage, Domestic Partners08/24/2001
01-08-17Proposed CAPCO Investment08/28/2001
01-08-18Theft deterrent discount program08/29/2001
01-08-19Life Settlement Contracts in New York08/29/2001
01-08-20Gap Insurance and Gap Waiver Programs08/30/2001
01-08-21Regulation 169; disclosure to lienholders, mortgagees, etc.08/31/2001
01-08-22N.Y. Ins. Law 4224 (McKinney 2000), Discrimination and Rebating08/31/2001
01-08-23Corporate Independent Adjuster's Licensing Requirements08/31/2001
01-08-24Agency Owner's Ability to Rescind an Application for Coverage Accepted by Agent08/02/2001
01-08-25Registration and Supervision of Satellite Offices08/10/2001
01-08-26Reinsurers and Compliance with Reg. 169 (11NYCRR 420)08/13/2001
01-08-27Medical and Professional Liability Insurance Rates08/14/2001
01-08-28Medical Authorization and Release08/14/2001
01-08-29Medical Malpractice Insurance, Excess Coverage08/14/2001
01-08-30Business Insurance Plan Insurance Dept. Reg. No. 135 (11 NYCRR 153)08/17/2001
01-08-31Multiple Employer Health Insurance Trust08/17/2001
01-08-32Limits of Liability Policies for Vehicles For-Hire08/22/2001
01-08-33Animal Insurance08/29/2001
01-08-34Leasing of Rental Space by an Insurance Agency from a Financial Institution08/31/2001
   
01-09-01New York State Insurance Department Personal Auto Liability and Physical Damage Coverage Form Filing Checklist09/05/2001
01-09-02Licensing of Consultants09/05/2001
01-09-03Contracts for Home Health Services09/10/2001
01-09-04Insured's Representative's Examination Under Oath09/10/2001
01-09-05Interpretation of Circular Letter No. 21 (2001) and 342509/17/2001
01-09-06"Stale Claims"09/20/2001
01-09-07Revised Discount "Total Loss Protection" Program09/21/2001
01-09-08Advertisements of accident and health insurance09/21/2001
01-09-09Legal Services Insurance09/26/2001
01-09-10Fully Earned Premium09/05/2001
01-09-11Domestic Partner Eligibility09/07/2001
01-09-12Survey Exception in a New York State Land Title Insurance Policy09/24/2001
01-09-13Fees for Bail Bond09/25/2001
   
01-10-01Disclosure Statements for Life Insurance Policies and Annuity Contracts and the Prior Approval Process10/02/2001
01-10-02Conflict Between N.Y. Insurance Law 2502(a)(2) (McKinney 2000) and the federal Real Estate Settlement Procedures Act of 1974 (RESPA)10/02/2001
01-10-03Copy Fees for Verification Requests10/05/2001
01-10-04Self-Funded Church Plan, Continuation Requirements10/09/2001
01-10-05Settlements of Total Loss Motor Vehicle Damage Claims10/09/2001
01-10-06Service Contracts/Warranties10/10/2001
01-10-07Use of Social Security Number on Insurance Policies10/10/2001
01-10-08Insurer's Denial of Coverage to Uncompensated Director10/11/2001
01-10-09Countersignature by resident licensed agent for sale of marine insurance10/11/2001
01-10-10Enrollment of New York Employees by Unauthorized Insurer and/or Representative of Such Insurer10/12/2001
01-10-11Warranty required by DOT10/12/2001
01-10-12Fraud and Misrepresentation Endorsement10/12/2001
01-10-13Appointment of Insurance Agents Electronically and Licensing of Life Insurance Brokers10/12/2001
01-10-14N.Y. Ins. Law 3212 (b) (McKinney 2000)10/16/2001
01-10-15No-Fault Additional Verification.10/18/2001
01-10-16Homeowners Insurance Policy and Pollution Exclusion10/22/2001
01-10-17Title Insurance N.Y. Ins. Law 6409(d)(McKinney 2000)10/19/2001
01-10-18Health Claims Interest Rate10/23/2001
01-10-19Leased Employees, Provision of Health Benefits10/24/2001
01-10-20Inclusion of a Release in a Proof of Loss Form10/26/2001
01-10-21Office of General Counsel Opinions 90-1 and 91-5610/30/2001
01-10-22Statute of Limitations in a Subrogation Suit Involving Property Damage Caused by a Fire10/12/2001
01-10-23Proposal by XYZ to Form a Not-for-profit Corporation to Act as its Insurance Broker10/24/2001
   
01-11-01Viatical Settlements11/02/2001
01-11-02Binder as Evidence of Coverage11/02/2001
01-11-03GIC-backed LYONS11/04/2001
01-11-04Insurer's Proposal: Tiering by Individual Vehicle11/05/2001
01-11-05Third Party Administrators11/05/2001
01-11-06Fraud Warning Statement on Automobile Repair Appraisal Claim Forms11/07/2001
01-11-07N.Y. Ins. Law 2324 (McKinney 2000) and Free Cellular Phone Device11/07/2001
01-11-08New York State National Guard, Accident & Health Insurance Coverage11/07/2001
01-11-09Definition of "Replacement Cost" as applied to property insurance in connection with mortgage loans11/07/2001
01-11-10Retention requirements of an excess line broker pursuant to N.Y. Ins. Law 2119(c) (McKinney 2000)11/07/2001
01-11-11Acquisition of Control of a Registered Controlled Domestic Insurer11/08/2001
01-11-12Legal Inquiry about Unauthorized Insurers11/08/2001
01-11-13Life Insurance Company Guaranty Corporation of New York11/08/2001
01-11-14Late conditional renewal under N.Y. Ins. Law 342611/09/2001
01-11-15Regulation 125 and Place of Business11/13/2001
01-11-16Causal Connection Between the Policy Exclusion and the Loss11/13/2001
01-11-17Agent's disclosure of information to another insurer N.Y. Comp. Codes R. & Regs. tit. 11, 420.0-420.24 (2001) (Reg. 169)11/13/2001
01-11-18Office of General Counsel Opinion 99-3711/15/2001
01-11-19Proposed CAPCO Investment11/15/2001
01-11-20N.Y. Ins. Law 4224 and Rebating11/16/2001
01-11-21Title insurance policy coverage11/16/2001
01-11-22Financial Guaranty Insurance11/16/2001
01-11-23Domestic Partners Coverage in Health Insurance Family Contracts11/19/2001
01-11-24Medicare+Choice (M+C) Provider Sponsored Organization (PSO), New York State Licensing11/20/2001
01-11-25Certificates of Insurance - filing of11/21/2001
01-11-26Certificates of Insurance - backdating11/26/2001
01-11-27Private Disability Exemptions Under Section 3212 of the Insurance Law11/26/2001
01-11-28N.Y. Comp. Codes R. & Regs. tit. 11, 420.0- 420.24 (2001) and Group Self-Insurance Trusts11/26/2001
01-11-29Workers' Compensation Insurance, Issuance on a Quasi-Group Basis11/27/2001
01-11-30Accident and health insurance agent and certificate of appointment11/27/2001
01-11-31N.Y. Ins. Law 1405 (McKinney 2000) - Life Insurer Investment in Real Estate11/27/2001
01-11-32Sharing of Commissions11/29/2001
01-11-33Self-Funded Church Plans11/29/2001
01-11-34Conditional Renewal Notice and N.Y. Ins. Law 342611/15/2001
   
01-12-01Proposed CAPCO Acquisition12/03/2001
01-12-02Insurance Department Regulation 35-D Supplementary Uninsured/Underinsured Motorists Coverage/Arbitration12/03/2001
01-12-03Circular Letter 29 (2001)12/04/2001
01-12-04Title Insurance N.Y. Ins. Law 6409(d) (McKinney 2000)12/04/2001
01-12-05Vehicle Title Insurance Policies12/04/2001
01-12-06Third Amendment to Regulation 29 (N.Y. Comp. Codes R. & Regs. tit. 11, Part 20 (2001))12/05/2001
01-12-07Individual Health Insurance Policies: Out-patient vs. In-patient Services12/06/2001
01-12-08Service of Process/Unauthorized Insurer12/07/2001
01-12-09Directors and Officers liability insurance policy extended reporting period coverage12/07/2001
01-12-10Premium Audits12/07/2001
01-12-11Warranty Reimbursement12/12/200
01-12-12Legality of Sales Commission Calculation for Insurance Sales Agent12/13/200
01-12-13Services of an Assistant Surgeon12/14/2001
01-12-14Sharing Commissions Between Life/Health Insurance Agents12/14/2001
01-12-15Cancellation of Long Term Care (LTC)- Type Insurance Policies12/14/2001
01-12-16Insurer's Obligation to do Business with a Specific Insurance Broker12/14/2001
01-12-17Health Care Professional Termination by Insurer12/14/2001
01-12-18Contractual Liability12/17/2001
01-12-19CAPO Investment Limitation12/18/2001
01-12-20Title Insurance - Reverse Mortgage12/18/2001
01-12-21Alleged Conflict Between N.Y. Ins. Law and Gramm-Leach-Bliley Act12/19/2001
01-12-22Insurance Coverage Under a Family Medical Plan for a Common Law Spouse and Children Born Prior to the Common Law Marriage12/20/2001
01-12-23Requirement of Patient's Original Signature on HCFA Forms12/24/2001
01-12-24Eligibility for Group Health Insurance12/26/2001
01-12-25Long-term care insurance Guaranty Fund Protection12/27/2001
01-12-26Credit Card and E-Check Transaction Fees12/28/2001
01-12-27Primary medical coverage to replace medicare12/28/2001