| 07-01-01 | Sharing Commissions for NYS Partnership Long-term Care Policies | 01/02/2007 |
| 07-01-02 | Record Retention Requirements. | 01/03/2007 |
| 07-01-03 | Viatical Settlement Proposal | 01/04/2007 |
| 07-01-04 | Applicability of Regulation 60 to Movement of Employee Investments in a 403(b) Program | 01/05/2007 |
| 07-01-05 | N.Y. Ins. Law 3425(d) | 01/12/2007 |
| 07-01-06 | Fee Dispute with an Insurance Adjuster with a felonious background | 01/18/2007 |
| 07-01-07 | Short-Rate Cancellation Penalty & No-Fault Subrogation/Surcharge | 01/26/2007 |
| 07-01-08 | Discount Coupon for an Accident Prevention Course as a Rebate | 01/26/2007 |
| 07-01-09 | Premium financing - Return of Premium pursuant to Section 3428 | 01/29/2007 |
| 07-01-10 | Towing and Emergency Road Services | 01/29/2007 |
| | | |
| 07-02-01 | Workers' Compensation Audit | 02/01/2007 |
| 07-02-02 | Debt Incurred by an HMO or an Article 43 Corporation. | 02/01/2007 |
| 07-02-03 | Use of Commissions as Security for a Promissory Note | 02/01/2007 |
| 07-02-04 | 2007 Illinois Division of Insurance Reciprocal State Survey | 02/01/2007 |
| 07-02-05 | Long Term Care Third-Party designation and Biennial Notice Requirement | 02/05/2007 |
| 07-02-06 | Public Adjusters and Compensation for Work Referrals | 02/05/2007 |
| 07-02-07 | Regulation 60 requirements applicable to replacement of a life insurance policy or annuity contract | 02/06/2007 |
| 07-02-08 | Insurance Consultants | 02/08/2007 |
| 07-02-09 | Policy Fees and Surcharges | 02/08/2007 |
| 07-02-10 | Renewal Commissions Deceased Agent | 02/09/2007 |
| 07-02-11 | Stamped Versus Hand-Written Signature on Application Forms | 02/13/2007 |
| 07-02-12 | Premium Accounts and FDIC | 02/13/2007 |
| 07-02-13 | Payment for Emergency Ambulance Services | 02/13/2007 |
| 07-02-14 | Private Opinion Letters | 02/13/2007 |
| 07-02-15 | Opinion Requests | 02/14/2007 |
| 07-02-16 | Health Maintenance Organization Options | 02/16/2007 |
| 07-02-17 | Service of Process on Insurers | 02/20/2007 |
| 07-02-18 | Insurance Brokers Employees/Related Entity Offering COBRA and Flexible Spending Administration Services to its Insureds/Prospective Insureds for a Fee | 02/20/2007 |
| 07-02-19 | Licensed Clinical Social Worker | 02/21/2007 |
| 07-02-20 | Electronic Signatures on insurance applications and electronic recordkeeping | 02/22/2007 |
| 07-02-21 | Medical Records | 02/22/2007 |
| | | |
| 07-03-01 | Independent Adjuster's Duty to Protect Policyholders | 03/05/2007 |
| 07-03-02 | Warranty of Automobile Windshield Chemical Bond | 03/06/2007 |
| 07-03-03 | Proposed contract to replace or repair cell phones | 03/06/2007 |
| 07-03-04 | Acting as insurance consultant without a license | 03/08/2007 |
| 07-03-05 | Release of Loss Reserves on Open Claims | 03/09/2007 |
| 07-03-06 | Use of Checking and Sweep Accounts for the Premium Account of a Licensed Insurance Agent or Broker | 03/09/2007 |
| 07-03-07 | Charitable Contribution Advertisement | 03/12/2007 |
| 07-03-08 | Clarification Concerning Inspection Fees Charged by Excess Line Insurers | 03/12/2007 |
| 07-03-09 | Malpractice Insurance | 03/13/2007 |
| 07-03-10 | Offering Free Administrative Services | 03/15/2007 |
| 07-03-11 | Dental Services to a Municipality | 03/15/2007 |
| 07-03-12 | Applicability of notice requirement under Regulation 64 to Fidelity and Surety Insurance | 03/16/2007 |
| 07-03-13 | Licensing of a County as an Insurance Agent or Broker | 03/23/2007 |
| 07-03-14 | External appeal from nonrenewal of medical malpractice insurance | 03/23/2007 |
| 07-03-15 | Insurer’s Rejection of an Applicant’s Request for Appointment as Producer | 03/26/2007 |
| 07-03-16 | Lien on Broker’s Premium Account | 03/27/2007 |
| 07-03-17 | Reimbursement for Nursing Services | 03/28/2007 |
| 07-03-18 | Reinsurance Intermediaries | 03/28/2007 |
| | | |
| 07-04-01 | Dealer Vehicle Repair Guaranty | 04/02/2007 |
| 07-04-02 | Federal Employer Identification Number as Electronic Signature | 04/02/2007 |
| 07-04-03 | Article 79 Service Contracts – Amount of the Funded Reserve Account | 04/03/2007 |
| 07-04-04 | Reciprocal Insurer and Enforcement of Sixty Days’ Notice Before Withdrawing From Membership | 04/04/2007 |
| 07-04-05 | Reinsurance Intermediary Fiduciary Account in Foreign Currency | 04/04/2007 |
| 07-04-06 | Adjusting Claims on Behalf of Affiliated Insurers | 04/09/2007 |
| 07-04-07 | Commission and Expenses | 04/10/2007 |
| 07-04-08 | Paintless Dent Removal Service – 2006-00481 | 04/10/2007 |
| 07-04-09 | Licensing and Education Requirements for Title Insurance Agents | 04/11/2007 |
| 07-04-10 | Allowable Groups Under New York Insurance Law § 4235 | 04/12/2007 |
| 07-04-11 | Insurance Fraud Litigation in the New York Court of Claims | 04/13/2007 |
| 07-04-13 | Managed Long Term Care Plans (MLTCP) Appointing Insurance Agents for Medicare Advantage Program | 04/20/2007 |
| 07-04-14 | Payment of Referral Fees to Non-Licensees; Transfer of Self-Insured Workers’ Compensation Program to Insurer; Retroactive Liability Insurance | 04/27/2007 |
| 07-04-15 | Licensing and Continuing Education Requirements for Resident/Non-Resident Workers’ Compensation Independent Adjusters | 04/25/2007 |
| 07-04-16 | Reimbursement for Chemotherapy Drugs at Average Wholesale Price | 04/25/2007 |
| 07-04-17 | Motor Vehicle Law Enforcement Fee | 04/26/2007 |
| | | |
| 07-05-01 | Watch Replacement Program | 05/01/2007 |
| 07-05-02 | Displaying an Insurance License | 05/03/2007 |
| 07-05-03 | Applicability of N.Y. Ins. Law § 1411(e) to Officer Investments in Affiliate-Managed Funds | 05/03/2007 |
| 07-05-04 | Definition of Initial Pretrial Hearing in Insurance Law § 2110(j) (PDF) | 05/08/2007 |
| 07-05-05 | Article 49 External Review Standards | 05/09/2007 |
| 07-05-06 | Boat Inspection Fees | 05/10/2007 |
| 07-05-07 | Gift Cards to Customer Service Representatives | 05/14/2007 |
| 07-05-08 | New York Zero Tolerance Law | 05/14/2007 |
| 07-05-09 | Certificate of Insurance | 05/17/2007 |
| 07-05-10 | Use of a Mobile Office by Licensed Broker | 05/18/2007 |
| 07-05-11 | Communicating Directly with a Third Party Claimant Represented by Counsel | 05/22/2007 |
| 07-05-12 | Licensed insurance brokers compensating non-licensees for insurance referrals | 05/23/2007 |
| 07-05-13 | Record Retention by insurance agent | 05/23/2007 |
| 07-05-14 | Administration of New York Life Insurance Policies within New York | 05/24/2007 |
| 07-05-15 | Referrals and Rebates | 05/29/2007 |
| 07-05-16 | Specific Reasons for Cancellation Under Insurance Law Section 3426(c)(1)(d) | 05/29/2007 |
| 07-05-17 | Doing an Insurance Business/Franchise Taxes | 05/29/2007 |
| 07-05-18 | Termination of Health Insurance Plan | 05/29/2007 |
| 07-05-19 | Group Health Insurance, Eligible Group | 05/30/2007 |
| 07-05-20 | Limited Liability Companies, Small Group Health Insurance | 05/30/2007 |
| 07-05-21 | Public Adjusters Compensating Independent Agents | 05/31/2007 |
| 07-05-22 | Foreign Fire Tax Distribution | 05/31/2007 |
| 07-05-23 | Co-Production of a Life Insurance Policy | 05/31/2007 |
| | | |
| 07-06-01 | OGC Opinion No. 06-06-05; Non-payment cancellation based on dishonored premium checks in sweep accounts | 06/01/2007 |
| 07-06-02 | Verbal Communication About Non-renewal of Homeowner’s Policy | 06/04/2007 |
| 07-06-03 | Promotional Discounts and Gifts N.Y. Ins. Law § 4224 (McKinney Supp. 2007) | 06/04/2007 |
| 07-06-04 | Proper Allocation of Premium for Purposes of Compliance with Regulation | 06/07/2007 |
| 07-06-05 | Fees charged by a chiropractor; insurance fraud? | 06/07/2007 |
| 07-06-06 | Permissibility of Excess Line Association of New York (ELANY) Making De Minimis Charitable Contributions | 06/07/2007 |
| 07-06-07 | Section 3426 Non-Renewals and Cancellations | 06/07/2007 |
| 07-06-08 | Reconsideration of Insurance Department Opinion Letters and Judicial Review of Department Determinations | 06/13/2007 |
| 07-06-09 | Reconsideration of Office of General Counsel Informal Opinion #02-11-19 Concerning Recovery of Workers’ Compensation Loss Awards under No-Fault Inter-company Loss Transfer | 06/13/2007 |
| 07-06-10 | Interest free premium financing | 06/12/2007 |
| 07-06-11 | Loans or Extensions of Credit Among Affiliates | 06/14/2007 |
| 07-06-12 | Service contracts for repair or replacement of tires or wheels due to road hazard damage | 06/15/2007 |
| 07-06-13 | Regulation 60 | 06/15/2007 |
| 07-06-14 | Auto Club Offering Residual Value Insurance in New York | 06/15/2007 |
| 07-06-15 | Hospital Subsidiary Seeking to Act as Insurance Broker | 06/18/2007 |
| 07-06-16 | Payment by insurance producer of referral fees to non-licensees. | 06/18/2007 |
| 07-06-17 | Imposition of Convenience Fee by a Third Party Facilitator of Credit Card Premium Payments | 06/19/2007 |
| 07-06-18 | Maternity & Newborn Coverage | 06/19/2007 |
| 07-06-19 | Healthcare Access Plan | 06/19/2007 |
| 07-06-20 | HMO Requirement That Members Over 65 Enroll in Medicare Parts A & B | 06/25/2007 |
| 07-06-21 | Maintaining Premium Accounts in Credit Unions | 06/26/2007 |
| 07-06-22 | Giveaways and Raffles | 06/26/2007 |
| 07-06-23 | Wedding Insurance | 06/26/2007 |
| 07-06-24 | Service of process on an insurer through personal or mail delivery to the Superintendent's designee | 06/26/2007 |
| 07-06-25 | Public Adjusters Accepting Compensation from Restoration Contractors for Referrals | 06/26/2007 |
| 07-06-26 | Sharing Commissions with Religious Organization | 06/27/2007 |
| | | |
| 07-07-01 | Revoked License Entitlement to Commissions | 07/02/2007 |
| 07-07-02 | Wrap-up policy not subject to audit adjustment | 07/03/2007 |
| 07-07-03 | Insurance Cancellations and Refunds by a Premium Finance Agency | 07/03/2007 |
| 07-07-04 | Experimental Medical Services | 07/03/2007 |
| 07-07-05 | Class Action Suits | 07/06/2007 |
| 07-07-06 | Timing of a non-renewal notice on a new homeowners policy | 07/09/2007 |
| 07-07-07 | Free car washes as unlawful rebating | 07/09/2007 |
| 07-07-08 | Disclosure of fee sharing between a public adjuster and an insurance broker | 07/13/2007 |
| 07-07-09 | Time Limit on Recouping Overpayments | 07/18/2007 |
| 07-07-10 | Advertising Inducements | 07/18/2007 |
| 07-07-11 | Internal Audit Reporting Requirements | 07/19/2007 |
| 07-07-12 | Regulation 60 Replacement Inquiry | 07/19/2007 |
| 07-07-13 | Three-year required policy period | 07/19/2007 |
| 07-07-14 | Public Adjuster Loaning Money to Client | 07/19/2007 |
| 07-07-15 | Broker of Record Authorization | 07/20/2007 |
| 07-07-16 | Certificate of Insurance | 07/20/2007 |
| 07-07-17 | Rebates/Inducements | 07/23/2007 |
| 07-07-18 | Cancellation of a Commercial Lines Insurance Policy | 07/23/2007 |
| 07-07-19 | Paintless Dent Repair Program | 07/23/2007 |
| 07-07-20 | Medicare Prescription Drug Program; Use of Adjusters | 07/24/2007 |
| 07-07-21 | Maximum Age Limitation for Directors | 07/24/2007 |
| 07-07-22 | Anti-Arson Application - See Opinion No. 07-11-06, dated November 27, 2007 | 07/25/2007 |
| 07-07-23 | Third Party Administrators | 07/25/2007 |
| 07-07-24 | Cash Transaction Facilitator | 07/25/2007 |
| 07-07-25 | Rebates, Referrals and Commission Sharing | 07/26/2007 |
| 07-07-26 | Custodial Agreements | 07/26/2007 |
| 07-07-27 | Medical Malpractice Reporting Requirements | 07/26/2007 |
| | | |
| 07-08-01 | Use of a URL and e-mail address by a licensed insurance agent | 08/06/2007 |
| 07-08-02 | Services on Behalf of an Investment Adviser | 08/27/2007 |
| 07-08-03 | Group Health Insurance, Certificates and Explanations of Benefits | 08/27/2007 |
| 07-08-04 | NAIC Model Audit Rule | 08/27/2007 |
| 07-08-05 | Qualification as an “Insured’s Authorized Agent or Broker” | 08/27/2007 |
| 07-08-06 | Reinsurance Intermediaries and Premium Accounts | 08/28/2007 |
| 07-08-07 | Tax Allocation Agreements | 08/28/2007 |
| 07-08-08 | Tie-In Sales and Rebating | 08/28/2007 |
| 07-08-09 | Applicability of Regulation 60 to an Exchange of a Matured Endowment Contract | 08/29/2007 |
| 07-08-10 | Vehicle Inspections Under Regulation 79 | 08/29/2007 |
| 07-08-11 | Individual Life Insurance, Sales Illustrations and Insurer Restrictions on Agents | 08/29/2007 |
| 07-08-12 | Multi-State Risks | 08/30/2007 |
| 07-08-13 | Non-Renewal of Insurance due to Bankruptcy | 08/30/2007 |
| 07-08-14 | Pre-Paid Legal Services | 08/31/2007 |
| 07-08-15 | Collection of Overpayments to Healthcare Providers | 08/31/2007 |
| 07-08-16 | Commissions and liquidation | 08/31/2007 |
| 07-08-17 | Electronic distribution by insurers of insurance policies, forms, and bills to insureds | 08/31/2007 |
| | | |
| 07-09-01 | Insurance Law § 2119 Service Fee Agreement | 09/04/2007 |
| 07-09-02 | Paintless Dent Repair Protection Plan | 09/05/2007 |
| 07-09-03 | Reinsurance Intermediary Fiduciary Accounts | 09/05/2007 |
| 07-09-04 | Reservation of Rights | 09/06/2007 |
| 07-09-05 | Continuation of Group Health Insurance | 09/06/2007 |
| 07-09-06 | Subrogation of a Regulation 64 Claim | 09/10/2007 |
| 07-09-07 | Destruction of Records After the Required Record Retention Period has Passed | 09/11/2007 |
| 07-09-08 | Vehicle Inspections Under Regulation 79 | 09/11/2007 |
| 07-09-09 | Return of Unearned Premium Money Upon Cancellation of Personal or Commercial Fire Insurance Policies | 09/12/2007 |
| 07-09-10 | State Inconsistency or Amendatory Endorsements | 09/12/2007 |
| 07-09-11 | Request for Classification of Insurance Coverage as Credit Insurance | 09/12/2007 |
| 07-09-12 | Code of Ethical Practices With Respect to the Insuring of the Benefits of Union or Union-Management Welfare and Pension Funds | 0912//2007 |
| 07-09-13 | Permissible Placement of Property Insurance | 09/12/2007 |
| 07-09-14 | Insurance Brokerage Ownership | 09/17/2007 |
| 07-09-15 | Marketing an Extended Warranty Program | 09/17/2007 |
| 07-09-16 | Reformation of Stop-Loss Insurance Policy | 09/17/2007 |
| 07-09-17 | Denial of automobile insurance claim | 09/20/2007 |
| 07-09-18 | Direct Repair Program Promotion | 09/20/2007 |
| 07-09-19 | Broker/Agent Activity – Alleged Misrepresentation of Rate of Return | 09/20/2007 |
| 07-09-20 | Interest computed pursuant to § 3214 on unclaimed life insurance proceeds | 09/20/2007 |
| 07-09-21 | Medicare Prescription Drug Program, Insurance Agent Licensing | 09/21/2007 |
| 07-09-22 | Purchasing of Stop-Loss Insurance by Self-Funded Plan | 09/20/2007 |
| 07-09-23 | Offset of lost wages | 09/20/2007 |
| 07-09-24 | Rebates | 09/24/2007 |
| 07-09-25 | Insurable interests pertaining to individual life insurance policy | 09/24/2007 |
| 07-09-26 | New York agent for an unauthorized insurer | 09/25/2007 |
| 07-09-27 | Health Insurance Coverage for Same-Sex Couples Married Outside of New York State | 09/26/2007 |
| 07-09-28 | Billing by Nurse Practitioner for Services Rendered by Licensed Massage Therapist | 09/27/2007 |
| 07-09-29 | Coverage by health insurers of chiropractic services | 09/27/2007 |
| | | |
| 07-10-01 | Service Provider Contracts | 10/03/2007 |
| 07-10-02 | Release for Third-Party Property Damage Claim | 10/10/2007 |
| 07-10-03 | Settlement Checks | 10/10/2007 |
| 07-10-04 | Right of Recovery for Used Sick Leave Credits under No-Fault Law | 10/11/2007 |
| 07-10-05 | Waiver of Deductible by an Automobile Collision Repair Facility | 10/11/2007 |
| 07-10-06 | Bad faith denials of long-term insurance claims | 10/16/2007 |
| 07-10-07 | Method of insurance fraud investigation questioned by a private investigator licensed by the Department of State | 10/18/2007 |
| 07-10-08 | Insurer utilizing an MGA seeks specific guidance | 10/18/2007 |
| 07-10-09 | Employees Acting as Adjusters without a License | 10/23/2007 |
| 07-10-10 | Hazardous Materials Report Form | 10/26/2007 |
| 07-10-11 | Vehicle Inspections Under Regulation 79 | 10/29/2007 |
| 07-10-12 | MMIP Structure and Participation | 10/29/2007 |
| 07-10-13 | Insurance Agent Offering Free Services in exchange for a Client’s Health Insurance Business | 10/31/2007 |
| | | |
| 07-11-01 | Prepaid Health Service Plans, Agent's Licensing | 11/02/2007 |
| 07-11-02 | Group Health Insurance, Continuation Benefits | 11/05/2007 |
| 07-11-03 | Money Market Fund as a Sweep Option | 11/07/2007 |
| 07-11-04 | Licensing Requirements for Firm Performing Services Related to Medicare Advantage | 11/21/2007 |
| 07-11-05 | Format and Retention of Records | 11/26/2007 |
| 07-11-06 | Anti-Arson Application | 11/27/2007 |
| 07-11-07 | Record retention and destruction by an insurance agent | 11/28/2007 |
| 07-11-08 | Health Insurance, Reimbursement From Tort Recovery | 11/28/2007 |
| 07-11-09 | Office in New York for Unauthorized Insurer | 11/29/2007 |
| 07-11-10 | Provision of Domestic Partner Coverage to Same-Sex Partners but not to Opposite-Sex Partners | 11/29/2007 |
| 07-11-11 | No-Fault Documentation and Social Security Numbers | 11/21/2007 |
| | | |
| 07-12-01 | Loss run requirements for workers' compensation | 12/10/2007 |
| 07-12-02 | Delay in Receipt of Broker Earned Commissions from Insurer | 12/10/2007 |
| 07-12-03 | Review and Payment of Healthcare Bills | 12/12/2007 |
| 07-12-04 | Update on broker disclosure of commission and compensation other than commission See Opinion No. 08-01-10, dated January 30, 2008 | 12/12/2007 |
| 07-12-05 | Status of Limited Partnership as an Investment Subsidiary | 12/12/2007 |
| 07-12-06 | Adjustments to Retaliatory Tax Obligations
Withdrawn - see Prudential Ins. Co. of America v. Wrynn, 36 Misc.3rd 427 (Sup. Ct. N.Y. Co., 2012) | 12/17/2007 |
| 07-12-07 | Homeowners Insurance/Insurable Interest | 12/17/2007 |
| 07-12-08 | Required policy period for a package policy | 12/18/2007 |
| 07-12-09 | Body Damage Estimator | 12/19/2007 |
| 07-12-10 | Meaning of "Any One Risk" | 12/20/2007 |
| 07-12-11 | Proof of Mailing of Cancellation Notices | 12/27/2007 |
| 07-12-12 | Insurance Department Notice of Convictions | 12/21/2007 |