Notifications
Sign up to receive email notifications when proposed, revised, emergency, and adopted rules are posted to this website.
To be notified by postal mail or to receive copies of Department of Financial Services’ proposed, revised, emergency, and adopted rules, submit a request in writing, including your mailing address, to Regulation Notification Officer, Office of General Counsel, 20th Floor, New York State Department of Financial Services, New York, NY 10004. Written requests expire annually on December 31. Renewal requests for the following year may be submitted by mail on or after December 1.
Note: Unless noted otherwise, all documents available from this page are in PDF format.
Activity update: A final regulation adoption was published on January 21, 2026.
Pre-Proposed Outreach
The following draft regulations are not currently in effect. The Department of Financial Services is considering whether to propose this regulation.
Before filing a proposed regulation for publication in the State Register for a formal comment period pursuant to the New York State Administrative Procedure Act, the Department provides a draft for review and comment by interested persons and the public, including, but not limited to, small businesses and local governments.
Unless otherwise noted, the comment period extends for 10 days from the date of posting. Comments about this proposed regulation can be addressed to the Agency Contact noted.
Updated 02/03/2026
| Description and Documents | Date Posted | Outreach Comments Due By | Agency Contact |
|---|---|---|---|
| Peer-to-peer car sharing programs: Minimum provisions for group policies and other requirements | February 3, 2026 | February 13, 2026 | Joana Lucashuk |
Proposed Regulations
The comment period extends for 60 days from the date of publication in the State Register.
Updated 12/10/2025
| Description and Documents | Date Filed with the Secretary of State | Date Published in the State Register | Public comment period expires on | Agency Contact |
|---|---|---|---|---|
Proposed Repeal of 11 NYCRR 62-4 (Insurance Regulations 21 & 96) | November 25, 2025 | December 10, 2025 | February 9, 2026 | Sally Geisel |
Emergency Adoptions
Unless otherwise noted, emergency adoptions will expire 90 days after filing with the Secretary of State.
Questions regarding the content of specific adoptions may be addressed by email to the listed Agency Contact.
Updated 05/03/2024
| Description and Documents | Date Filed with the Secretary of State | Date Published in the State Register | Expiration Date | Contact |
|---|---|---|---|---|
| There is no Emergency Adoption at this time. |
Final Adoptions
A final adopted regulation is a regulation that has been previously proposed and published, for which the public was afforded an opportunity to comment, and which DFS has adopted on a permanent basis. Final, adopted regulations may remain posted here for a limited time following adoption for the convenience of the public, but once adopted can always be accessed in the State Codes, Rules & Regulations (NYCRR)
Updated 01/21/2026
Principle-based Reserving | January 21, 2026 |
Private Passenger Automobile and Commercial Automobile Statistical Plans; Implementation of Private Passenger Automobile Insurance Statistical Data Monitoring Plan | January 14, 2026 |
Flexible Rating for Nonbusiness Automobile and For Hire Motor Vehicle Insurance Policies | October 1, 2025 |
Reports of Suspected Insurance Frauds to Criminal Investigations Unit; Required Warning Statements | September 17, 2025 |
Electronic Filings and Submissions | August 20, 2025 |
Hurricane Deductible Requirements and Disclosure Information and Other Notices | February 2, 2026 |
Minimum Provisions for Automobile Liability Insurance Policies | April 16, 2025 |
Minimum Standards for the Form, Content and Sale of Health Insurance, Including Standards of Full and fair Disclosure | July 31, 2025 |
Network Adequacy and Access Standards for Mental Health and Substance Use Disorder Treatment Services | July 1, 2025 |
Statement of Actuarial Opinion and Actuarial Opinion Summary for Property/Casualty Insurers | March 12, 2025 |
Financial Statement Filings and Accounting Practices and Procedures | January 8, 2025 |
Consolidated PBM Regulations | November 27, 2024 |
Charges for Professional Health Services | October 23, 2024 |
Principle-based Reserving | October 9, 2024 |
Credit for Reinsurance | July 17, 2024 |
Enterprise Risk Management and Own Risk and Solvency Assessment; Group-wide Supervision | June 18, 2024 |
Mandatory Underwriting Inspection Requirement for Private Passenger Automobiles | June 18, 2024 |
Minimum Standards for Form, Content and Sale of Health Insurance, Including Standards of Full and Fair Disclosure | June 18, 2024 |
Minimum Provisions for Automobile Liability Insurance Policies | May 15, 2024 |
Minimum Standards for the New York State Partnership for Long-Term Care Program | January 3, 2024 |
Principle-Based Reserving | December 6, 2023 |
Licensing of Pharmacy Benefit Managers | November 15, 2023 |
Financial Statement Filings and Accounting Practices and Procedures | November 1, 2023 |
Minimum Provisions for Automobile Liability Insurance Policies | October 4, 2023 |
Excess Line Placements Governing Standards | July 12, 2023 |
General Duties, Accountability, and Transparency Provisions for Pharmacy Benefit Managers; Electronic Filings and Submissions | July 12, 2023 |
Principle-Based Reserving | March 1, 2023 |
Charges for Professional Health Services | February 15, 2023 |
P2P Car Sharing Regulation
| February 8, 2023 |
Minimum Standards for the Form, Content and Sale of Health Insurance, Including Standards of Full and Fair Disclosure | December 7, 2022 |
Office of Pharmacy Benefits | August 31, 2022 |
Registration of Pharmacy Benefit Managers | August 31, 2022 |
Separate Accounts and Separate Account Contracts | August 31, 2022 |
Agent Training Allowance Subsidies for Certain Life Insurance and Annuity Business | August 24, 2022 |
Minimum Standards for Form, Content and Sale of Health Insurance, Including Standards of Full and Fair Disclosure | July 15, 2022 |
Principle-Based Reserving | December 29, 2021 |
Minimum Standards for Form, Content and Sale of Health Insurance, Including Standards of Full and Fair Disclosure | December 22, 2021 |
Financial Statement Filings And Accounting Practices And Procedures; Risk-Based Capital | December 15, 2021 |
Brokers, Agents and Certain Other Licensees - General | November 12, 2021 |
Public Adjusters | October 8, 2021 |
Credit for Reinsurance | September 29, 2021 |
Enterprise Risk Management and Own Risk and Solvency Assessment; | August 13, 2021 |
Final Adoption of Consensus Amendments to Insurance Regulations 78, 96, 68-C, 118, 85, 64 and 90 (11 NYCRR 55, 62, 65-3, 89, 136, 216, and 218) | June 9, 2021 |
Minimum Standards For Form, Content And Sale Of Health Insurance, Including Standards Of Full And Fair Disclosure | April 22, 2021 |
Office of Pharmacy Benefits | April 7, 2021 |
Principle-Based Reserving | March 31, 2021 |