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The Office of General Counsel issued the following informal opinion on April 16, 2004, representing the position of the New York State Insurance Department.

Re: Investigator

Question Presented

Does the New York State Insurance Department issue licenses to people or businesses that inspect hazards for commercial and/or residential insurance companies?

Conclusion

No, the New York State Insurance Department does not issue licenses to people or businesses that inspect hazards for commercial and/or residential insurance companies.

Facts

The inquirer is an inspector who has worked for companies that provide inspection services for insurance companies that inspect hazards for residential and commercial insurance companies. The inquirer is interested in starting such a company and wanted to know what, if any, licenses would be required by the New York State Insurance Department.

Analysis

The New York State Insurance Department does not license inspectors or inspection businesses for property insurance companies. The Department is not aware what, if any, other licenses may be required.

For further information one may contact Senior Attorney Susan A. Dess at the New York City Office.

Department of Financial Services

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