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New York State Department of Financial Services

Weekly Banking Bulletin

December 8, 2017

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

December 1, 2017 (MI-CRB)
WAYNE BANK
717 Main Street, Honesdale, PA 18431

Application dated December 1, 2017, for permission to change the location of branch office from 43 Stewart Ave., Roscoe, Sullivan County, New York 12776 to 56 Stewart Ave., Roscoe, Sullivan County, New York 12776, received.

December 4, 2017 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Notice of intention to close branch office at 666 Third Avenue, Suite 27B, Borough of Manhattan, City of New York 10017, received.

The comment period on this notice will expire January 8, 2018.

December 5, 2017 (TR-CRB)
ORANGE BANK & TRUST COMPANY
212 Dolson Avenue, Middletown, NY 10940

Application dated October 19, 2017, for permission to open and occupy branch office at Crompond Plaza, 2141 Crompond Road, Unit # 952-2, Cortlandt Manor, Town of Cortlandt, Westchester County, New York 10567, received.

December 7, 2017 (MI-CRB)
CENTENNIAL BANK
620 Chestnut Street, Conway, AR 72032

Application dated December 1, 2017, for permission to relocate the branch office at 12 East 49th Street, 28th floor, Borough of Manhattan, City of New York 10017 to 12 East 49th Street, 34th floor, Borough of Manhattan, City of New York 10017, received.

December 8, 2017 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY 11791

An application was received to relocate a licensed casher of checks from 3663-12 Route 112, Coram, NY 11727 to 350-D Middle Country Road, Unit #005, Coram, NY 11727.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by December 22, 2017.

December 8, 2017 (SF-LFS)
CREDIT ACCEPTANCE CORPORATION
25505 West Twelve Mile Road, Southfield, Mi 48034    

Applications were received for Jill Foss Watson and Allan Victor Apple to increase ownership interest to 24.5% and 10.1% respectively in Credit Acceptance Corporation.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

December 5, 2017 (BR-MBD)
Applicant(s)
Sergey Radoff
Tri State Radoff's Mortgage in lieu of true corporate name Tri State Mortgage Corporation

2160 North Central Road Suite 201, Fort Lee, NJ 07024

Application to establish a Mortgage Banker's Branch received for examination:

December 4, 2017 (BK-MBD)
Full Service Branch
Norwich Commercial Group, Inc.
4 Corporate Drive, Suite 396, Shelton, CT 06484

December 4, 2017 (BK-MBD)
Full Service Branch
Premium Mortgage Corp.  D/B/A Icon Funding Group
16 Computer Drive West, Suite101, Albany, NY 12205

December 5, 2017 (BK-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
18111 Preston Road, Ste. 1050, Dallas, TX 75252

December 5, 2017 (BK-MBD)
Full Service Branch
Embrace Home Loans, Inc.
8201 Peters Road, Suite 1000, Office #29, Plantation, FL 33324

December 6, 2017 (BK-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
547 North Avenue, Suite #300, New Rochelle, NY 10801

December 6, 2017 (BK-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
1690 South Congress Avenue, Suite 100, Delray Beach, FL 33445

Application to establish a Mortgage Loan Servicer’s Branch received for examination:

December 1, 2017 (MS-MBD)
Full Service Branch
Planet Home Lending, LLC
120 Erie Canal Drive, Suite 240, Rochester, NY  14626

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

September 5, 2017

1643983

Deltra Harkness

Deer Park

New York

September 20, 2017

20550

Michael John Gross

Bayport

New York

October 3, 2017

418693

Douglas James Porter

Bayville

New Jersey

October 11, 2017

138056

Melinda Marie Wilner

Birmingham

Michigan

October 22, 2017

1521478

Marc Goldberg

Miami Beach

Florida

October 24, 2017

1504155

Matthew Thomas Shackleton

Philadelphia

Pennsylvania

October 24, 2017

276620

Steven L. Luzzi

Chatham

New Jersey

October 30, 2017

174984

Jeffrey Edward Bode

Dallas

Texas

November 1, 2017

1371466

Jason Greene

Corning

New York

November 3, 2017

1671509

Stephen Rosenblum

Woodbury

New York

November 8, 2017

62393

Ralph Nicholas Manzi

Deer Park

New York

November 13, 2017

930539

Jose Angel Salas

Grand Prairie

Texas

November 15, 2017

29653

Gary Hosking

Brentwood

New York

November 20, 2017

1515371

Rui Wang

Flushing

New York

November 28, 2017

1663482

Anas Hatim Elzaroughi

Elmwood Park

New Jersey

November 29, 2017

1031805

Donald Herbert Williams

Jacksonville

Florida

November 29, 2017

1550783

Zachary S. Lesnick

Rush

New York

November 29, 2017

1078965

Christopher Alan Waters

Long Beach

California

SECTION II

December 4, 2017 (TR-CRB)
AMALGAMATED BANK
275 Seventh Avenue, New York, NY 10001

Notification received, in accordance with Supervisory Policy G 8, of the relocation of representative office from 472 East Colorado Boulevard, Pasadena, Los Angeles County, California 91101 to 177 East Colorado Boulevard, Pasadena, Los Angeles County, California 91105, effective January 2, 2018.

September 20, 2017 (LL-LFS)
SANTANDER CONSUMER USA INC. d/b/a SANTANDER AUTO FINANCE d/b/a DRIVE FINANCIAL d/b/a ROADLOANS d/b/a CHRYSLER CAPITAL
1601 Elm Street - Suite 800, Dallas, Dallas, Texas, 75201

License to engage in business as a licensed lender at the following location was surrendered.

  1.  2701 High Point Oaks Drive – Suite 210, Lewisville, Texas 75067

October 31, 2017 (PF-LFS)
ASSOCIATED RISK MANAGERS FINANCE COMPANY 
2601 NW Expressway, Suite 810W, Oklahoma City, OK 73112

License to engage in business as a premium finance agency was surrendered.

December 5, 2017 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Authorization issued to open and occupy a branch office at 6255 Sheridan Drive, Town of Amherst, Erie County, New York 14221, on or after December 6, 2017.

(The activities of this branch office will be limited to the solicitation, approval, and processing of residential mortgage loans, disbursement of mortgage loan funds, transmission of mortgage loan funds, and acceptance of mortgage loan payments.)

December 5, 2017 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Approval given to change the location of the branch office from 752 East Tremont Avenue, Borough of Bronx, City of New York 10460 to 645 East Tremont Avenue, Borough of Bronx, City of New York 10457, on or after December 6, 2017.

December 5, 2017 (MI-CRB)
CONNECTONE BANK
301 Sylvan Avenue, Englewood Cliffs, NJ 07632

Authorization issued to open and occupy a branch office at 48 South Service Road, Melville, Town of Huntington, Suffolk County, New York 11747, on or after December 6, 2017.

December 6, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notification received, in accordance with Supervisory Policy G 8, of the closing of representative offices at the following three locations, effective November 30, 2017:

  1. 880 West Heritage Park Boulevard (Suite 130), Layton, Davis County, UT 84041;
  2. 4610 NE 77th Avenue, Vancouver, Clark County, WA 98662; and
  3. 5016 California Avenue SW, #102, Seattle, King County, WA 98136.

December 7, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 1961 Commerce Street, Yorktown Heights, Westchester County, New York 10598, will not result in a significant reduction of banking services in the community to be affected.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law:

November 30, 2017 (BR-MBD)
The Newfinity Group INC.
216 Catalonia Ave., Suite 102, Coral Gables, FL 33134

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

December 1, 2017 (BK-MBD)
Full Service Branch
NJ Lenders Corp.
23 West Montauk Hwy., Storefront, 1st Floor, Hampton Bays, NY 11946

December 4, 2017 (BK-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company, LLC D/B/A
AnnieMac Home Mortgage
345 Kinderkamack Road, Suite A, Westwood, NJ 07675

Certificate to engage in the business of a Mortgage Broker Branch surrendered, corrected to: Certificate to engage in the business of a Mortgage Broker surrendered:

November 29, 2017 (BR-MBD)
Northeast Processing, LLC
16 Rosio Lane, Modena, NY 12548
Effective Date: November 20, 2017

License to engage in the business of a Mortgage Banker Branch surrendered:

December 1, 2017 (BK-MBD)
Pacific Union Financial LLC
5970 Fairveiw Road, Suite #800, Charlotte, NC 28210
Effective Date: November 27, 2017

December 1, 2017 (BK-MBD)
Franklin First Financial, Ltd.  D/B/A Franklin First Mortgage Bankers
Presidents First Mortgage Bankers
Senior Funding Group
91 Maple Avenue, Suite #200, Smithtown, NY 11787
Effective Date: November 28, 2017

December 4, 2017 (BK-MBD)
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
2711 Transit Road Suite 123, Elma, NY 14059
Effective Date: November 30, 2017

Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

December 4, 2017 (MS-MBD)
Ditech Financial LLC
1555 Walnut Hill Lane, Irving, TX 75038
Effective Date: November 29, 2017

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

December 1, 2017

1013647

Brandon Cornelius Washington

Fort Worth

Texas

December 1, 2017

1155387

Edwin Cabral

Central Islip

New York

December 1, 2017

1202765

Thomas Patrick Hart

South Euclid

Ohio

December 1, 2017

1211845

Dillon Jon Miles

Scottsdale

Arizona

December 1, 2017

1345308

Della Pendleton Williams

Chandler

Arizona

December 1, 2017

1369052

Joshua Peter Word

Santee

California

December 1, 2017

1387118

Brandon James Resch

Dallas

Texas

December 1, 2017

1454509

Mick Saye Paye

Delran

New Jersey

December 1, 2017

1460766

Marcus Alexander Morrow

Buckeye

Arizona

December 1, 2017

1461981

Kenneth Michael Aulicino

Newton

New Jersey

December 1, 2017

1467147

Scott Michael Shipp

Gilbert

Arizona

December 1, 2017

1490558

Joshua Jay Selchert

Lansdale

Pennsylvania

December 1, 2017

1543917

Allyson Marie Goodwin

Hammonton

New Jersey

December 1, 2017

1621434

Trista Jeanne Boughner

Clinton Township

Michigan

December 1, 2017

1627459

Jeffrey Richard Sherry

Sterling Heights

Michigan

December 1, 2017

1628494

Chelsea Lynn Heath

Holts Summit

Missouri

December 1, 2017

1646115

Jordan Michelle Pezzuto

Voorhees

New Jersey

December 1, 2017

1646267

Nicole Allison Landis

Sicklerville

New Jersey

December 1, 2017

1646277

Thomas Andrew Forline

Moorestown

New Jersey

December 1, 2017

1664969

Brent Jackson

Cherry Hill

New Jersey

December 1, 2017

173054

Tracey Lynne Lynde

San Diego

California

December 1, 2017

563431

Joseph Ryan Westfall

Lakewood

Ohio

December 1, 2017

621813

Robert Dustin Maddox

Georgetown

Texas

December 1, 2017

83376

Robert McLane Holliday

Yorba Linda

California

December 1, 2017

930453

Catrina Lakendra Moore-Coleman

Irving

Texas

December 4, 2017

1660713

Joanne E. Dubin

Philadelphia

Pennsylvania

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

November 30, 2017

1128312

Steven Grodzinski

Miami

Florida

The Newfinity Group Inc.

Department of Financial Services

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