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New York State Department of Financial Services

Weekly Banking Bulletin

December 22, 2017

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

December 19, 2017 (SF-LFS)
EXETER FINANCE CORP.
222 W. Las Colinas Blvd., Suite 1800, Irving, Texas, 75039

Notification received for a change of entity type from a corporation to a limited liability company and change of name from Exeter Finance Corp. to Exeter Finance LLC.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

December 20, 2017 (BP-LFS)
GREENPATH, INC.
36500 Corporate Drive, Farmington Hills, MI 48331

Notification received for change of branch location from 1920 Old Tustin Avenue, Santa Ana, CA 92705 to 1561 East Orangethorpe Avenue, Suite 100, Fullerton, CA 92831, effective January 8, 2018.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

December 20, 2017 (TR-FWB)
THE BANK OF NEW YORK MELLON
225 Liberty Street, New York, NY 10286

Application dated December 12, 2017, for permission to change the location of branch office from 350 Collins Street, Melbourne Australia to Level 5, 360 Collins Street, Melbourne VIC 3000 Australia, received.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

December 19, 2017 (BR-MBD)
Applicant(s)
Joel Lieberman
As: THE MINT CAPITAL INC
412 North Main St., Suite 101A, Monroe, NY 10950

December 19, 2017 (BR-MBD)
Applicant(s)
Shmiel Stern
As: Astar Home Capital
7 Van Buren Dr. #302, Monroe, NY 10950

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

NMLS ID

NAME OF APPLICANT

CITY

STATE

July 12, 2017

1528404

Hakim Peterson

Beacon

New York

October 19, 2017

1612127

Susan Mary Vosburgh

Niskayuna

New York

October 26, 2017

1676312

Andres Omar Garza

Denton

Texas

October 26, 2017

1650649

Noel Christopher Tomblin

Lewisville

Texas

October 26, 2017

1674579

Rimannuel Appling

Lewisville

Texas

October 26, 2017

1652282

Hunter Austin Williams

Frisco

Texas

October 26, 2017

1676322

Christian Taylor Gomez

Plano

Texas

October 26, 2017

1673083

Aaron Anthony Atencio

Plano

Texas

October 26, 2017

1671277

Sherrod Thomas

McKinney

Texas

October 27, 2017

1470893

Michael Antoine Harmon

Mansfield

Texas

November 1, 2017

266888

Wai Ming Kwong

Bayside

New York

November 2, 2017

932671

Michael Paul Fanelli

Far Hills

New Jersey

November 17, 2017

59893

Amechi Benson Uchunor

Jamaica

New York

November 20, 2017

1427980

Jacob Ryne Knipp

Columbia

Missouri

November 21, 2017

1235256

Suzanne Ellen Okun

Southfield

Michigan

November 22, 2017

1295860

Susan Joan Esandrio-Maxwell

Sound Beach

New York

November 22, 2017

91770

Josephine Flanagan

Cheshire

Connecticut

November 22, 2017

108661

Gregory Vincent Gorman

Cheshire

Connecticut

November 22, 2017

1671106

Brian William Karski

Indianapolis

Indiana

November 27, 2017

36744

Christine Marie Bowers

Old Forge

Pennsylvania

December 5, 2017

1532771

Farraht Paul

Brentwood

New York

December 6, 2017

936013

Matthew Wayne Barker

Jacksonville

Florida

December 8, 2017

1566185

Mark Robert Kuhl

Carmel

Indiana

December 11, 2017

1638374

Paul Christopher Perez

Buffalo

New York

December 11, 2017

19600

Richard Joseph Dinges

Woodstock

Connecticut

December 12, 2017

562175

David Pressel

Maplewood

New Jersey

December 13, 2017

841015

Evan Russell

Old Bethpage

New York

December 13, 2017

1679780

Gavin Ray Otte

Columbia

Missouri

SECTION II

October 30, 2017 (SF-LFS)
NUVELL NATIONAL AUTO FINANCE LLC U/A/N NATIONAL AUTO FINANCE COMPANY
7159 Corklan Drive, Jacksonville, Duval County, FL 32258

License to engage in business as a sales finance company at the following location was surrendered.

  1. 7159 Corklan Drive, Jacksonville, Duval County, FL 32258

October 30, 2017 (SF-LFS)
NUVELL CREDIT COMPANY LLC
7159 Corklan Drive, Jacksonville, Duval County, FL 32258

License to engage in business as a sales finance company at the following location was surrendered.

  1. 7159 Corklan Drive, Jacksonville, Duval County, FL 32258

November 16, 2017 (MT-LFS)
REMITLY, INC.
1111 3rd Avenue, 21st Floor, Seattle, WA 98101

License rider was issued to reflect a change of location from 1601 2nd Avenue, #800, Seattle, WA 98101 to 1111 3rd Avenue, 21st Floor, Seattle, WA 98101.

November 29, 2017 (MT-LFS)
ENVIOS DE VALORES LA NACIONAL CORPORATION
566 West 207th Street, New York, NY 10034

An application filed by Envios De Valores La Nacional Corporation, a licensed New York State money transmitter, pursuant to Article 13-B of the New York State Banking Law, to merge with a former licensed money transmitter Mateo Express, Inc. was approved.

December 6, 2017 (SF-LFS)
BUDCO FINANCIAL SERVICES, LLC
333. W. Fort Street, Suite 1750, Detroit, Wayne County, MI 48226

Application filed by Budco Financial Services, LLC, to engage in business as a sales finance company was approved effective December 6, 2017.

December 7, 2017 (SF-LFS)
BELMONT FINANCE LLC
6810 Johnnies Lane, Stevens Point, Portage County, Wisconsin 54481

License rider was issued to reflect a change of location from 1990 Godfrey Drive, Waupaca, Waupaca County, Wisconsin 54981 to 6810 Johnnies Lane, Stevens Point, Portage County, Wisconsin 54481.

December 7, 2017 (SF-LFS)
BUFFALO AUTO ACCEPTANCE CORPORATION
465 Kenmore Avenue, Tonawanda, Erie County, NY 14223

License rider was issued to reflect a change of location from 3560 Sheridan Drive, Suite 200, Amherst, Erie County, NY 14226 to 465 Kenmore Avenue, Tonawanda, Erie County, NY 14223.

December 14, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received of the closing of public accommodation office at 37 Brown Street, Middletown, Dauphin County, PA 17057 as an adjunct to branch office located at 120 South Union Street, Middletown, Dauphin County, PA 17057, effective March 16, 2018.

December 15, 2017 (FR-FWB)
CAIXABANK, S.A.
Avenida Diagonal, 621, 08028 Barcelona, Spain

The Department interposes no-objection to the notification, pursuant to Section 221-e of the Banking Law, of the relocation of the representative office from 280 Park Avenue, Borough of Manhattan, City of New York 10017 to 75 Rockefeller Plaza, 15 West 51st Street, Borough of Manhattan, City of New York 10019.

December 18, 2017 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556

Authorization granting permission to open and occupy a branch office at 188-08 Hollis Court Boulevard, Auburndale, Borough of Queens, City of New York 11358, surrendered for cancellation. 

Office discontinued as of November 18, 2017.

December 20, 2017 (MI-CRB)
WAYNE BANK
717 Main Street, Honesdale, PA 18431

Approval given to change the location of branch office from 43 Stewart Avenue, Roscoe, Sullivan County, New York 12776 to 56 Stewart Avenue, Roscoe, Sullivan County, New York 12776, on or after December 21, 2017.

December 22, 2017 (TM-LFS)
HSI USA INC.     
575 Market Street - Suite 3650, San Francisco, CA 94105-5823

Application to engage in the business of a transmitter of money, pursuant to Article XIII-B of the Banking Law, was approved.

December 22, 2017 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC.
14141 Southwest Freeway, Suite 1000, Sugar Land, Fort Bend County, Texas 77478

Approval was given for Money Management International Inc. to use the U/A/N ClearPoint Credit Counseling Solutions

December 22, 2017 (BP-LFS)
GARDEN STATE CONSUMER CREDIT COUNSELING, INC. U/A/N NOVADEBT U/A/N NAVICORE
200 U.S. Highway 9, Manalapan, Monmouth County, NJ 07726

A rider was issued for each branch office relocation:

From:    1455 Frazee Road, Suite 550, San Diego, San Diego County, CA 92108 
To:         3530 Camino del Rio North, Suite 110, San Diego, San Diego County, CA 92108

From:    3 Allied Drive, Suite 303, Dedham, Norfolk County, MA 02026 
To:         20 Cabot Boulevard, Suite 300, Mansfield, Bristol County, MA 02048

December 22, 2017 (SF-LFS)
CREDIT ACCEPTANCE CORPORATION
25505 West Twelve Mile Road, Southfield, MI 48034    

Applications received from Jill Foss Watson and Allan Victor Apple to increase ownership interest to 24.5% and 10.1% respectively in Credit Acceptance Corporation were approved effective December 14, 2017.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law:

December 14, 2017 (BR-MBD)
Applicant(s)
FRANK V COLLO
New Dwelling Developments Inc D/B/A New Dwelling Mortgage
900 South Ave., Suite 58/59, Staten Island, NY 10314

December 20, 2017 (BR-MBD)
Applicant(s)
Raymond K Mckayle
Rock Fort MB In Lieu of ROCK FORT FUNDING, INC
70 East Sunrise Highway, Suite 500, Valley Stream, NY 11581

Mortgage Banker Branch License Address Changes:

December 14, 2017 (BK-MBD)
Residential Mortgage Services, Inc. 
From: 16 E. Main Street, 7th Floor, Suite 700, Rochester, NY 14614
To: 3400 Monroe Avenue, Building 3, Unit 310, Rochester, NY 14618

The following Registered Mortgage Broker has entered into a Settlement Agreement with the Department on November 14, 2017, in lieu of a hearing for a fine or revocation of its mortgage broker registration to settle violations of Section 102.1(c)(1) of Supervisory Procedure MB 102 and Section 1005(a)(1) of the New York Business Corporation Law for failure to notify the Department of its corporate dissolution with the New York Department of State and conducting New York State regulated mortgage activities in connection with properties located in New York for the period that it was dissolved.  Section 1005(a)(1) of the Business Corporation Law states that after dissolution, the corporation shall carry no business except for the purpose of winding up its affairs. Section 102.1(c)(1) of Supervisory Procedure MB 102, pursuant to which the Registrant certified that the Superintendent will be promptly advised of any changes which may occur in the information furnished in the application subsequent to the date upon which the information was furnished.  The Settlement Agreement terms and conditions include a fine of $2,500.

December 20, 2017 (BR-MBD)
United Equities Mortgage Broker Inc.
89-18 101st Avenue, Ozone Park, New York 11416

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID NAME CITY STATE

December 12, 2017

1007875

Michael Shawn Seely

Jacksonville

Florida

December 12, 2017

1216580

Richard Walter Williams

Brea

California

December 12, 2017

1573784

Aaron Patrick Timma

Columbia

Missouri

December 12, 2017

1510610

Kilie Blair Swopsher

Grosse Pointe Farms

Michigan

December 12, 2017

198775

Robert Kennan Fricker

Largo

Florida

December 12, 2017

1603606

Achraf Ghassan Dabaja

Dearborn Heights

Michigan

December 12, 2017

508503

Rita Emerita Rebollar

Westminster

California

December 12, 2017

1609259

Kristie Lynn Szypula

Plainview

New York

December 12, 2017

1600845

Jose Carlos Flores

Murrieta

California

December 12, 2017

1603767

Joe Jehuda Lewo

Southfield

Michigan

December 12, 2017

986427

Alejandro Reyes

Irvine

California

December 13, 2017

1182147

Shaltina Urooj

Farmingdale

New York

December 13, 2017

1500142

Jay Fabio Sacchi

Lincoln Park

New Jersey

December 13, 2017

1565647

John Marino

Staten Island

New York

December 13, 2017

31165

Ramon Armando Carrasco

Freeport

New York

December 13, 2017

404686

Michael Pancoast

Hainesport

New Jersey

December 13, 2017

422626

Christopher Carter Lang

Clifton Park

New York

December 14, 2017

344552

Wendy Ann Nathalie Hutchinson

Coral Springs

Florida

December 14, 2017

231671

Alexander Arcelay

Bernardsville

New Jersey

December 14, 2017

1487875

Gregory David MacBride

Pittsburgh

Pennsylvania

December 14, 2017

1286553

Shailyn Janelly Rincon

Passaic

New Jersey

December 15, 2017

1634045

Trevor Ronald Mirek

Cherry Hill

New Jersey

December 15, 2017

1652748

Katya Lorena Martinez

Whittier

California

December 15, 2017

70526

Robert Graybill

Milford

Connecticut

December 15, 2017

1202762

Dylan Anthony Forsyth

Tempe

Arizona

December 18, 2017

322588

Michael Martone

Brick

New Jersey

December 18, 2017

160146

Joell Lynn Arnold

Jacksonville

Florida

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL

NMLS ID

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

December 18, 2017

160167

Jennifer Lucy Stevenson

Bronx

New York

loanDepot.com, LLC

Department of Financial Services

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