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New York State Department of Financial Services

Weekly Banking Bulletin

January 12, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

January 5, 2018
CALL FOR REPORTS

The Superintendent of Financial Services issues a call for reports of condition and income from banks, trust companies and private bankers as at the close of business December 31, 2017.  In accordance with Part 23 of the General Regulations of the Superintendent, those banks and trust companies, which file similar reports with the Federal Reserve Bank of New York or the Federal Deposit Insurance Corporation, may file those same reports with this Department.  Banks, trust companies, and private bankers that are required to file reports with the Department of Financial Services are reminded that failure to file these reports by February 1, 2018, will result in a violation of Sections 37, 125 or 176 of the Banking Law, which authorize fines for each day an institution is delinquent in filing of any required report.

SECTION I

January 8, 2018 (SF-LFS)
CREDIT CORP SOLUTIONS, INC. D/B/A TASMAN CREDIT
180 West Election Road Suite 200, Draper, UT 84020

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

January 9, 2018 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Verified Certificate to continue business as a Private Banker, received.

(These Private Bankers are already under the supervision of the Department.  New Certificate submitted by reason of the conversion of Kyosuke Hashimoto, T. Michael Long, Michael W. McConnell, John A. Nielsen and A. Heaton Robertson III from General Partners/Class 1 Limited Partners to Class 2 Limited Partners, and the withdrawal from the firm of Douglas L. Maine, a Class 2 Limited Partner.)

January 12, 2018 (SF-LFS)
HEALTHFIRST FINANCIAL, LLC
400 International Way, Suite 220 Springfield, OR 97477

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

January 12, 2018 (MI-CRB)
HABIB FAMILY TRUST
HAMZA HABIB
Hong Kong SAR, People’s Republic of China

Kevin Barnard
Darien, CT
Jὔrg Guggisberg
Zurich, Switzerland

Application, pursuant to Section 143-b of the Banking Law, for Hamza Habib, Kevin Barnard, and Jὔrg Guggisberg as successor trustees of the Habib Family Trust to acquire indirect control of Habib American Bank, New York, New York, received. 

The comment period on this application will expire on February 12, 2018.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

January 9, 2018 (BR-MBD)
Applicant(s)
Sarah Russell
As: Ritefit LLC
31 Bushwick Ave., Brooklyn, NY 11211

January 9, 2018 (BR-MBD)
Applicant(s)
Shashank Shekhar
As: Arcus Lending Inc
4320 Stevens Creek Blvd, Suite 275, San Jose, CA 95129

January 9, 2018 (BR-MBD)
Applicant(s)
Carmen Rosaura Membreno
Erick Rivera
Gustavo Antonio Rios
Jorge Manuel Campodonico
Jose M Membreno
Jose Gabriel Arregoces
As: City Lending Inc. D/B/A Be In Mortgage
8150 Leesburg Pike # 405, Vienna, VA 22182

Application to establish a Mortgage Banker's Branch received for examination:

January 9, 2018 (BK-MBD)
Full Service Branch
Guaranteed Rate, Inc.
366 Underhill Avenue, Suite A, Yorktown Heights, NY 10598

Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

January 9, 2018 (BR-MBD)
Applicant(s)
Elliot Abadi
To acquire interest in:
Green Funding of NY, Inc.
1236 Avenue S, Brooklyn, NY 11229

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

NMLS ID

NAME OF APPLICANT

CITY

STATE

August 3, 2017

1518924

Bronia Kim Kwan Wong

Oakland Gardens

New York

October 4, 2017

1527293

Tiser Kevin Turner

Jamaica

New York

October 17, 2017

1642626

Joseph Parenti

West Hempstead

New York

October 19, 2017

92042

John Grad

Burlington

Connecticut

November 14, 2017

404510

Barry Koven

Brooklyn

New York

November 15, 2017

1639993

Luis Carlos Lopez

Hamilton

New Jersey

November 21, 2017

17923

Gina Wariebi

Oxford

Massachusetts

November 27, 2017

1372613

Seth Edwin Steffen

La Habra

California

November 27, 2017

330516

Charles Gerard Roussel

Westminster

California

December 4, 2017

1687996

Walter John Tymkowicz

Walnut

California

December 5, 2017

1120352

David Al Taylor

Dove Canyon

California

December 7, 2017

1691188

Eileen C. Rich

Ballston Spa

New York

December 7, 2017

1246598

William Andrew Rauch

Huntington Beach

California

December 7, 2017

1515169

Alexander S. Labi

Lake Forest

California

December 11, 2017

385876

Francia Asuncion Valois

Forest Hills

New York

December 18, 2017

1646276

Isaiah Elam Roberts

Maple Shade

New Jersey

December 19, 2017

1697815

Cynthia Marian Thomas

Farmingville

New York

December 27, 2017

1597772

Tyrone Dwayne Taylor

McKinney

Texas

December 27, 2017

986538

Donald J. Carlson

Rowlett

Texas

December 27, 2017

1686020

Jason Jihoon Hong

Allen

Texas

December 27, 2017

1689047

Susan Deveaux Daves

Carrollton

Texas

December 27, 2017

326070

Ira Harold Axelrod

Syosset

New York

December 27, 2017

1690806

Tyler Benjamin Wilde

Princeton

Texas

December 27, 2017

1693491

Nicholas Aaron Gonzalez

Plano

Texas

December 27, 2017

1689548

Zaid Majdi Asaad

Plano

Texas

December 27, 2017

1221999

Tyler Warner Howe

Hamilton Square

New Jersey

SECTION II

January 2, 2018 (MI-CRB)
NORTHWEST BANK
100 Liberty Street, Warren, PA 16365

Authorization granting permission to open and occupy a branch office at 4545 Transit Road, Williamsville, Erie County, New York 14221, surrendered for cancellation.

Office discontinued as of December 29, 2017.

January 5, 2018 (TM-LFS)
INTERWIRE TOPCO, LLC
444 Madison Avenue, Suite 302, New York, NY 10022

Application received from Interwire Topco, LLC to acquire 100% of Intermex Holdings, Inc., parent company of Intermex Wire Transfer II, LLC, a NYS licensed transmitter of money located at 9480 South Dixie Highway, Miami, Florida 33156, was approved effective December 7, 2017.

January 5, 2018 (TR-FWB)
THE BANK OF NEW YORK MELLON
225 Liberty Street, New York, NY 10286

Approval given to change the location of branch office from 350 Collins Street, Melbourne, Australia to Level 5, 360 Collins Street, Melbourne VIC 3000 Australia, on or after January 6, 2018.

January 8, 2018 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 666 Third Avenue, Suite 27B, Borough of Manhattan, City of New York 10017, will not result in a significant reduction of banking services in the community to be affected.

January 9, 2018 (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 44 Montgomery Street, San Francisco, San Francisco County, California 94104.

January 12, 2018 (CC-LFS)
CASTLE CHECK CASHING CORP. D/B/A CASTLE FINANCIAL SERVICES
4186 Broadway, New York, NY 10033

Application for the above licensee to relocate its main office to 4173 Broadway, New York, NY 10033 from 4186 Broadway, New York, NY 10033 is approved.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

January 4, 2018 (BK-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
1801 Zion Road, Suite 3, Northfield, NJ 08225

January 4, 2018 (BK-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
547 North Avenue, Suite #300, New Rochelle, NY 10801

January 4, 2018 (BK-MBD)
Full Service Branch
Premium Mortgage Corp.  D/B/A Icon Funding Group
16 Computer Drive West, Suite101, Albany, NY 12205

January 4, 2018 (BK-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
18111 Preston Road, Ste. 1050, Dallas, TX 75252

January 4, 2018 (BK-MBD)
Full Service Branch
Embrace Home Loans, Inc.
8201 Peters Road, Suite 1000, Office #29, Plantation, FL 33324

January 5, 2018 (BK-MBD)
Full Service Branch
Home America Lending Corp.  D/B/A Wholesale Direct
800 West Main Street, Suite 207, Freehold, NJ 07728

January 5, 2018 (BK-MBD)
Full Service Branch
Home America Lending Corp.  D/B/A Wholesale Direct
405 East Joppa Road, Suite 302, Towson, MD 21286

Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

January 4, 2018 (BR-MBD)
Full Service Branch
Block Financial Resources LLC
363 Elwood Avenue #F, Hawthorne, NY 10532

Certificate issued to engage in the business as a Mortgage Loan Servicer Branch under Article 12-D of the New York State Banking Law:

January 10, 2018 (MLS-MBD)
Full Service Branch
Planet Home Lending, LLC
120 Erie Canal Drive, Suite 240, Rochester, NY 14626

License to engage in the business of a Mortgage Banker Branch surrendered:

January 5, 2018 (BK-MBD)
FFC Mortgage Corp. 
66 Route 17 North, Suite 600, Paramus, NJ 07652
Effective Date: December 29, 2017

Mortgage Banker License Address Changes:

January 10, 2018 (BK-MBD)
FAReverse LLC In Lieu of Finance of America Reverse LLC
From: 8909 South Yale Avenue, Tulsa, OK 74137
To: 8023 East 63rd Place, Suite #700, Tulsa, OK 74133

Mortgage Broker Certificate Address Changes:

January 9, 2018 (BR-MBD)
YourApproved Funding Corp.
From: 3664 White Plains Road, Upper Level, Room #2, Bronx, NY 10467
To: 1779 Southern Boulevard, Professional Office #1, Bronx, NY 10460-

January 10, 2018 (BR-MBD)
First Mortgage Corp.
From: 110 Main Street, Suite 200, Poughkeepsie, NY 12601
To: 80 Washington Street, Suite 204, Poughkeepsie, NY 12601

January 10, 2018 (BR-MBD)
Affordable Financial Services Ltd.
From: 1206 East Jericho Turnpike, Huntington, NY 11743
To: One Huntington Quadrangle, Suite 1N09, Melville, NY 11747

Mortgage Banker Branch License Address Changes:

January 9, 2018 (BK-MBD)
First Alliance Home Mortgage, LLC
From: 352 Lafayette Avenue, Suite 1, Hawthorne, NJ 07506
To: 22-05 Maple Avenue, 1st Floor, Fair Lawn, NJ 07410-

January 9, 2018 (BK-MBD)
CrossCountry Mortgage, Inc.
From: 691 Lorimer Street, Brooklyn, NY 11211
To: 697 Lorimer Street, Ground Floor Store-Office, Brooklyn, NY 11211

January 9, 2018 (BK-MBD)
Home America Lending Corp.  D/B/A Wholesale Direct
From: 255 Executive Drive, Suite 409, Plainview, NY 11803
To: 255 Executive Drive, Suite 411, Plainview, NY 11803

Mortgage Banker License Name Changes:

December 27, 2017 (BK-MBD)
From: MCS Mortgage Bankers, Inc.
To: Home America Lending Corp. D/B/A Wholesale Direct

The following Licensed Mortgage Loan Originator (“MLO”) has entered into a Settlement Agreement on January 3, 2018 with the Department, in lieu of a hearing for a fine or revocation of his New York MLO license to settle violations of Section 590.2(b) of the Banking Law, Parts 420.20(a)(3) and Part 420.20(a)(4) of the Superintendent’s Regulations, for operating through an unauthorized website, thereby engaging in transactions, practices, or course of business that does not constitute fair dealing.  The Settlement Agreement terms and conditions include a fine of $5,000.

January 10, 2018 (MLO-MBD)
Justin Schiatta
Mortgage Loan Originator

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL

NMLS ID

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

January 5, 2018

1483264

Jonathan Lewis Jakubowitz

Freeport

New York

Everett Financial, Inc.

January 5, 2018

1523137

Kelly Michelle Berry

Tempe

Arizona

Freedom Mortgage Corporation

January 5, 2018

1638942

Joseph Charles Tribuzzo

Painesville

Ohio

Quicken Loans Inc.

January 5, 2018

1640533

Brandon William Pierce

West Deptford

New Jersey

PHH Mortgage Corporation

January 5, 2018

1650175

Maxwell Harrison Lepora

Clinton Township

Michigan

Quicken Loans Inc.

January 5, 2018

1650239

Milton Howell Frazier

Belleville

Michigan

Quicken Loans Inc.

January 5, 2018

1650401

Noah David Grulke

Wolverine Lake

Michigan

Quicken Loans Inc.

January 5, 2018

1650589

Shane Christopher Lindemann

Troy

Michigan

Quicken Loans Inc.

January 5, 2018

1650839

Colton Tyler Duke

Westland

Michigan

Quicken Loans Inc.

January 5, 2018

1117287

Ninous Atour Golani

Franklin

Tennessee

loanDepot.com, LLC

January 5, 2018

142744

Elizabeth Michelle Rose

Cave Creek

Arizona

Freedom Mortgage Corporation

January 5, 2018

1566463

Shiv Jyotin Vyas

Cleveland

Ohio

Quicken Loans Inc.

January 5, 2018

1622128

Amanda Hoke

Rochester

New York

1st Priority Mortgage, Inc.

January 5, 2018

1638716

Clare Elizabeth Kehoe

Waterford

Michigan

Quicken Loans Inc.

January 5, 2018

1639351

Corey T. White

Bergenfield

New Jersey

Homebridge Financial Services, Inc.

January 5, 2018

1639569

Aaron Douglas Cook

Detroit

Michigan

Quicken Loans Inc.

January 5, 2018

1646317

William Lee Tucker

Bayport

New York

Interstate Home Loan Center, Inc.

January 5, 2018

1650205

Maher Nazih Khatib

Redford

Michigan

Quicken Loans Inc.

January 5, 2018

1650274

Yousif Abdulrazzak Aljony

Farmington Hills

Michigan

Quicken Loans Inc.

January 5, 2018

1651327

Charles D. Dodds

Detroit

Michigan

Quicken Loans Inc.

January 5, 2018

1654125

Tiffany Danielle Joyner

Rancho Cucamonga

California

loanDepot.com, LLC

January 5, 2018

1662924

Amanda Nicole Herold

Farmingdale

New York

Contour Mortgage Corporation

January 5, 2018

1666140

Heino Gerald Moeller

Nolensville

Tennessee

loanDepot.com, LLC

January 5, 2018

1398595

Juan Manuel Cruz

Tempe

Arizona

Quicken Loans Inc.

January 5, 2018

1558580

Nicholas Craig Gemming

Columbia

Missouri

Mortgage Research Center, LLC

January 5, 2018

1571067

Glenn Meyer

Mt. Sinai

New York

Residential Home Funding Corp.

January 5, 2018

1638563

Susan Marie Henson

Grosse Pointe Woods

Michigan

Quicken Loans Inc.

January 5, 2018

1648044

Jennifer Molina

Yonkers

New York

United Northern Mortgage Bankers Limited

January 5, 2018

1648894

Chung Chia

Oakland Gardens

New York

Advisors Mortgage Group, L.L.C.

January 5, 2018

516927

Gregory Robert Adams

Charlotte

North Carolina

Movement Mortgage, LLC

January 5, 2018

888840

Rodney Rene Alonso

Frisco

Texas

Pacific Union Financial LLC

January 5, 2018

1489159

Melissa Ortiz

Douglaston

New York

First Alliance Home Mortgage, LLC

January 5, 2018

1504155

Matthew Thomas Shackleton

Philadelphia

Pennsylvania

TBI Mortgage Company

January 5, 2018

1515371

Rui Wang

Flushing

New York

Summit Mortgage Bankers, Inc.

January 5, 2018

1581555

Paola A. Gomez

Randolph

New Jersey

Homebridge Financial Services, Inc.

January 5, 2018

1664146

Ross Heaton

Sparkill

New York

Accountable Financial Management Corporation

January 5, 2018

22068

David Alexander Adamo

Stamford

Connecticut

Luxury Mortgage Corp.

January 5, 2018

66658

Dulcie Camella Bassue

Brooklyn

New York

Susan Mittman Real Estate Inc.

January 5, 2018

907375

Matthew A. Holmes

Hoboken

New Jersey

Guaranteed Rate, Inc.

January 5, 2018

1664952

Joshua Thomas Mastromatto

Philadelphia

Pennsylvania

Freedom Mortgage Corporation

January 5, 2018

49854

Timothy Carl Halladay

Charlton

New York

Victory Funding Group, Inc.

January 5, 2018

1466861

Darnell Antione Gray-Shawver

Detroit

Michigan

Quicken Loans Inc.

January 5, 2018

1552146

Joseph Frederick Jesgarz

Detroit

Michigan

Quicken Loans Inc.

January 5, 2018

1578677

Jade Elizabeth Coulter

Clinton Township

Michigan

Quicken Loans Inc.

January 5, 2018

1601795

Martin A. Connor

Dix Hills

New York

State Farm Bank, FSB

January 5, 2018

1644482

Anna Kielbasa

Carmel

New York

Intercontinental Capital Group, Inc.

January 5, 2018

1650519

Elena Cupi

Shelby Township

Michigan

Quicken Loans Inc.

January 5, 2018

1650561

Ryan Thomas Boljesic

Dearborn Heights

Michigan

Quicken Loans Inc.

January 5, 2018

1650581

Hussein Hassan Dakroub

Dearborn

Michigan

Quicken Loans Inc.

January 5, 2018

1651562

Saboor Mohammad

Plano

Texas

loanDepot.com, LLC

January 5, 2018

1652287

Cameron Dominique Whittaker

Columbia

Missouri

Mortgage Research Center, LLC

January 5, 2018

1654155

Derek Austin Reid

Oceanside

California

loanDepot.com, LLC

January 5, 2018

939609

Geoffrey Mark Lininger

Ponte Vedra

Florida

Carrington Mortgage Services, LLC

January 5, 2018

1549649

Eric S. Daurio

Clifton Park

New York

Mark Thomas Favaloro

January 5, 2018

1272557

Christopher Stephen Waters

Phoenix

Arizona

Freedom Mortgage Corporation

January 5, 2018

1371466

Jason Greene

Corning

New York

Movement Mortgage, LLC

January 5, 2018

1387396

Brendan Christopher Shea

Chandler

Arizona

Freedom Mortgage Corporation

January 5, 2018

1554069

Alexander Frank Vulaj

Shelby Township

Michigan

Quicken Loans Inc.

January 5, 2018

1578556

Ryan Peter Vojtush

Cleveland

Ohio

Quicken Loans Inc.

January 5, 2018

1621192

Waquar Altaf Bawa

Mansfield

Texas

loanDepot.com, LLC

January 5, 2018

1638585

Bryan Edward Hines

Berkley

Michigan

Quicken Loans Inc.

January 5, 2018

1638660

Omar Gonzalo Valdez

Glendale

Arizona

Quicken Loans Inc.

January 5, 2018

1650101

Lauren Nichole Love

Allen Park

Michigan

Quicken Loans Inc.

January 5, 2018

1650198

Alexander James Forsyth

Detroit

Michigan

Quicken Loans Inc.

January 5, 2018

1662913

Dave Arun Haran

Orchard Lake

Michigan

Quicken Loans Inc.

January 5, 2018

1664193

Jeremy Scott Place

Fort Worth

Texas

Nationstar Mortgage LLC

January 5, 2018

1670779

Nicholas Patrick Lorenzo

Franklin

Tennessee

loanDepot.com, LLC

January 5, 2018

1681673

Eric Anthony Jenkins

Carrollton

Texas

Nationstar Mortgage LLC

January 5, 2018

408795

Jennifer Lynn Winewski

Northport

New York

Movement Mortgage, LLC

 

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